We are avid learners committed to personal improvement and frugal living. Lindsey is a middle school teacher, and Josh works in collections and teaches a class at a community college. We currently live on 2/3 of a teacher's salary while using the other 1 1/3 income to pay off student loans and save for a house, retirement, and other goals. This takes creativity and commitment. We're avid couponers, and we like finding creative ways to save and make money. We've come up with all sorts of fun and creative things to do. We've even sold a tour bus on ebay!