How to Live Cheaply

With limited income, purchasing products at a discount is a must. My accompanying chart shows the best month consumers are likely to buy household goods and appliances at a discount.

Many local businesses and professionals offer scholarships to deserving students. One of the leading funders is the Horatio Alger Assoc. This is how my daughter applied for and won that award and 17 other scholarships.

Learn how to get free perfume samples by writing to companies. Complete with sample letters, templates and step by step instructions!

If you're looking for ways to save water, look no further. With lots of suggestions, pictures and hints, you'll learn fast and easy ways to conserve water in and around your home. You'll also save on your energy bill, too.

This guide gives basic common sense tips you can try in order to cut your energy use in the home, reduce CO2 emissions, save money and do your bit to save the planet!

Use coupon websites to help increase awareness of your sales and special offers with this list of sites. Submitting coupons for your online store will increase your visibility and sales and provide high quality backlinks for your sites. Also, learn how to use business cards to target your local area and get your offers seen. Make more money today using these free coupon websites and business card marketing strategies.

Working class life in England in the 1930's. What life was like for a typical working class family in Birkenhead during the 1930's.

My family finds gold on dry land by following a few basic rules. This fun family hobby can have real rewards. What equipment will you need and how you can get your children actively involved?

Check out these 6 free benefits for people on SSI and SSDI. People getting disability payments are eligible for programs for complimentary over the counter products, free internet, free appliances, and more.

Should you keep subscribing to cable, or cut the cord and use streaming services?

A comprehensive list of items that can be purchased for a buck or less. Lists Ebay, The Dollar Tree, Wendy's, Sally's, and Amazon as places to purchase these items.

Could you live off $1000/month or less? Perhaps you would only need to work a part-time job to pay all of your bills. Just think of the freedom this would create. With this treasure trove of new time you will have, you can begin doing more of the things you love.

Time-of-day or flexible pricing for electric rates can save considerable energy costs, but what is it? Find out how it works and if it might be for you.

If you have an Aldi store near you, don’t waste another minute and start saving up to 75% on many of the groceries that you would normally buy at a traditional supermarket or drug store.

Find out how to get freebies and samples that you can share with friends and family!

By shopping sales and buying in bulk you can save money and still eat better. Building a stockpile can save you money and help you be prepared for any natural or man-made disaster or economic crisis.

EVERYTHING you need to know, and then some, on how to have a successful garage or yard sale. Detailed ideas and tips on what to do with your unwanted clutter and make some money too!

You can save money buying Amazon Warehouse deals. They're sold by Amazon, not a marketplace seller. Here are some tips to help you find the best bargains.

How can we purchase organically grown foods when they are more expensive than commercially produced foods? Here are some examples of how to stretch the food dollar and still protect the planet by eating organic foods.

Is Wish legit? Read where Wish.com products come from and why they are so cheap. Decide for yourself whether Wish is a scam, or a great bargain shopping tool. Also, learn how to make a return on Wish.

Most people don't know that Costco has secret codes that let you know if an item is a mark-down or sale item. Read this article and discover the secret codes

You don't have to sacrifice fun as a family when you are sticking to a budget. Consider these easy frugal living tips that lead to significant monthly savings and minimal complaining by your children and spouse.

Minimizing and simplifying have given me the freedom to devote more time and energy to more meaningful pursuits, such as engaging in hobbies and activities I enjoy, and spending real time with friends and family. Added benefits have been reduced living expenses and a significant decrease in stress.

This guide teaches you step-by-step how to write to companies for free makeup samples and PR packages. Which companies to contact, what to write, and what to expect.

I will list tips to help you stop habitual spending and focus back on living on necessities. With some changes of habit and discipline, I was able to save $3000 in three months.

How to get free stuff and products from companies with this fool-proof method! By simply writing to companies, you can ask for free samples. This article outlines how I did it, how you can too.

Amazon wants you to try their Prime service. You can cancel at any time, so is the free trial worth it?

Do you dream of a life of extreme minimalism where you live out of your backpack? What about finally living free from the shackles of society? Me too! Why would I want to live such a life?...

Looking for ways to budget your income? My grandmother offers many tips for saving money, decreasing costs, and reusing items. Here is a humorous guide to Extreme Frugal Living.

There are always small things you can do to save money.

The Geek shopping app offer

Start saving money now with these easy 20 tips. Watch your savings grow as you use these great ideas.

After ten years of living car free, I realized that I could have adjusted more quickly by thinking it through first. Here are the many things I've learned that can help you decide whether living without a car makes sense for you or not.

Are you worried about getting quality fresh produce if you shop online? My experience has been very positive. Why not join the millions who now have their food shop delivered?

Save money on your clothing by making changes in your spending. Make drastic cuts and save hundreds! Swap parties and resale shops are just a few of the ways you can save on clothes.

If you're trying to eat while you're low on cash, this article is for you. I have laid out some strategies for eating on a budget without going hungry. Use these tips and tricks to eat filling meals for cheap.

Finding money can be fun and exciting! Over time, all those pennies and dimes can add up and make you a tiny bit richer. Use these tips to help in your money hunting adventures!

Learn how to get all the stickers you'll ever need, as well as what companies participate in this type of promotion, right here on Tough Nickel.

Listia is a website for giving and getting free stuff. Sounds great! But is it legit? Is it a scam? Is it really free? I'll cover all those questions and more in this review plus offer some tips.

Many people only include the cost of coffee grounds. But, how much does the electricity, coffee filter, water, and coffee maker contribute to the cost to make coffee?

Would you like to take the first steps towards living frugally? These tips will help as you begin your journey to living a life unencumbered..

Lists of senior citizen discounts and deals for those over 50, 55, 60, and 65. Plus money-saving advice.

A favourite evil character of novelists and playwrights, Scrooge-type personalities are not uncommon in the real world.

Buying products over the internet has become very common in recent years. This article lists the advantages and disadvantages of shopping online.

A number of different ways to save money also involve being "green." It's not expensive and some of these suggestions may surprise you.

Food costs are one of the most flexible areas in the family budget. This article teaches you over 100 smart ways to save money groceries every week.

Waste incinerator design and build your own non-recyclable waste burning barrel. Lean how to here.

Here's my experience after a year of Amazon Prime membership, and why I'm not too concerned about renewing.

Learn to make the most of your grocery budget with these fourteen dollar-saving tips and share your advice on how to keep healthy food on the table when money is tight.

The problem with living frugally is that cuts in spending are not always worth the end result of having a larger disposable income. Here are three simple ways to save money on the big things so that you won't have to worry about the small things.

I learned money-saving tips from growing up. Mom taught me how to live frugally, and I have incorporated many of these tips into my own life. Frugal living tips for single mothers or single parents.

Bargains are plentiful at Costco! Here are 10 products, from Kirkland shampoo to fitness gear to wine, that you should be buying at Costco if you aren't already.

You can often tell whether a product has a high markup if it’s always on sale. Classic examples of goods that are on sale throughout the year include clothing, shoes, designer handbags, jewelry, furniture, and mattresses. This article lists over 50 goods and services that have gigantic markups.

Find out if Shein is legit and read my honest review on this Chinese clothing retailer. Get the most out of your Shein haul before you order!

Here are 10 excellent reasons we should all consider shopping at a thrift store.

Tips on how to save money with coupons. Lessons I learned as The Coupon Lady and how to save money at the grocery store with coupons.

A good beginner metal detector is fine detecting coins, gold nuggets, and gold and silver jewelry. Here are good beginning and inexpensive metal detectors with tips on starting use.

Learn the ins and outs of selling your unwanted items with Facebook online yard and garage sales.

If you love entering sweepstakes but haven't had much success, here are 4 ways to make money from contests . There are more ways to earn than filling out an entry form.

If you’re short of cash, why not offer your skills in exchange for something you want but can’t afford? Here are some tips on how to get started and the pros and cons of swap schemes.

Extreme couponing is a great way to be more frugal with your money, and helps connect with your husband or wife if you recruit them. It is also relaxing.

Learn how to get free samples from companies with no strings attached. Step by step, learn how to ask companies for free samples, find "no strings" sample websites, become part of Amazon's Vine Voice...

Let's explore the difference between being frugal and being cheap. Which is better, cheap or frugal? And is there really a difference?

DirecTV promotions and deals are at a phone calls reach. All you have to know is how to get them. Luckily for you, I have included everything you need to know to get the best offers available to you.

About to become homeless? Here's 10 tips to help plan a better life than living in a car, van or motel. Don't wait until too late to plan for being homeless. Assess your situation. Make changes now!

If you live in a city, how can you become more self-sufficient? I share some basic tips from my off-grid lifestyle to help city residents be more self sufficient - particularly in a crisis situation.

I've been living on a tight budget for the majority of my life. Cutting back on expenses isn't easy and living frugally takes discipline. Here are five easy ways to survive on a small budget.

Reusing your plastic bags is a great way to reduce your waste. Plastic, unlike all other materials, does not decompose. So what do we do with it? Learn these ten ways to reuse your bags.

Who knew there were so many things to do with an avocado pit? Use them for cooking, beauty, craft projects, health benefits, and more!

This article covers how to live cheaply (or at least cheaper) in Los Angeles.

To be extremely frugal, frugality has to be a lifestyle. Besides frugal and thrifty living, you have to cut things out of your budget and sacrifice. There are also ways to make extra money to add to your budget. Consider a part-time job or online work to increase your income.

This morning I "made" over $2,000 in four hours by doing these simple things that most people can do as well. Find these common leaks in your money bucket and plug them for good.

The website Wish.com and the Wish app offer bargain pricing straight from the warehouse. Is it worth trying? Are the super low prices actually real? Read this review about product quality before you buy using Wish.

Stretching your budget in order to have some extra money for more fun and leisure in your life isn’t always an easy goal, but here are several ways to stretch dollars that can help the process!

Tips on how to save and leave happy on a tight budget - based on my personal experience. Understanding needs vs. wants.

When I promised myself I would live car free as soon as I could, I didn't know how I'd go about it. Several months later I was enticed to move to the City of Pasadena by an unexpected job offer. I've been without wheels for ten years now, and hardly ever miss it.

If you want to save money but don't want to become a full blown homesteader, read my top ten tips for easy (and maybe a little weird) ways to save money that you probably haven't tried yet.

A simple guide to help you become more self-sufficient, more Earth-conscious, and less dependent on items produced by today's throw-away society.

Time and effort often take the place of money and high paying jobs.

Here are things I did to save money in one day. The savings add up to over $17,000 per year!

A frugal lifestyle can still be enjoyable. There are many free or inexpensive activities that you can do for fun while living frugally. Many of the activities described in this article are ones that I enjoy doing myself.

Lots of people think it might be a good idea to shop at thrift stores, but are turned off by smelly stores packed with screaming kids and their parents. Okay so there is that..but there is more.

Romwe is a legit clothing site with low prices. Find out what clothes are worth buying and how to get extra discounts. Get tips on free shipping and how to avoid making a return.

The Possibilities are Endless

Ideas of how to teach a coupon class and make money at it.Great couponing tips included.

In this day and age, it is still possible to be able to live within your income and find some extra income to invest? Then enjoy that extra cash.

A discussion of extreme frugal living, and its connection to hoarding and an extreme minimalist lifestyle. How does a minimalist and a hoarder use frugality to its extreme? Discusses a quilter's stash, and how it can be considered to be hoarding by some people.

There are so many flea markets around the Indianapolis area. Here we have a list of what I consider to be the best in the area. Read along and see if you agree with me.

You can win at sweepstakes if you learn the secrets of people who actually win! I'm a winner. I've won all kinds of fabulous trips, prizes and cash by entering sweepstakes and contests online.

This article teaches you over 25 ways to save money every day.

Reading and collecting books can be a costly hobby. But there are many great sites out there that will help you keep those costs down by trading books online.

Using coupons and online promotional codes can save you 80% or more on many hot items. These are the top 5 social media groups that will have you saving money on your daily shopping needs.

Bad times can be a blessing in disguise. What's cheaper, a car or taxi? Save money and time. Plus lessons learned from my Mom, the stripper: take off what you don't need!

An overview of some benefits and discounts you may not think about or realize you qualify for as a senior citizen.

Whatever your financial goals, you will get there faster by finding ways to reduce your monthly expenses. This article contains 101 money saving ideas and tips.

7 simple ways to save energy at home and reduce your electric bill. Ways to conserve energy are low-cost and easy to do.

Shopping costs (obviously), so why spend more money than you have to?

Don't waste your money by spending all your energy on saving all the pennies while the hidden costs in big dollars slip away. Avoid the financial mistakes in these real life examples.

The best coupon organizer wallets can really make a difference when you are are trying to save money and reduce your family budget. Organizer wallets enable you to keep and categorize your coupons, so that you can use them efficiently.