I've been living on a tight budget for the majority of my life. Cutting back on expenses isn't easy and living frugally takes discipline. Here are five easy ways to survive on a small budget.
If you love entering sweepstakes but haven't had much success, here are 4 ways to make money from contests . There are more ways to earn than filling out an entry form.
Most people don't know that Costco has secret codes that let you know if an item is a mark-down or sale item. Read this article and discover the secret codes
Would you like to take the first steps towards living frugally? These tips will help as you begin your journey to living a life unencumbered..
Raising a family is expensive. If you know where to look, there are several ways to save money and stretch a dollar. Here is one mom's suggestions for getting the most out of her money.
Digital movies can cost up to $20 apiece. Don't ever pay that much again. Follow these tips to get any TV show or movie you desire for little to no cost.
Here are some practical tips to save money and live simply. I have applied all of these tips and as a result, I live debt-free and have a much higher quality of life than I ever had before. If you're serious about saving money, read on.
Jack Reacher is a fictional character who wanders the country traveling with only the clothes on his back and his folding toothbrush. How much would this cost? Would this be a good retirement plan?
An overview of some benefits and discounts you may not think about or realize you qualify for as a senior citizen.
How to get free stuff and products from companies with this fool-proof method! By simply writing to companies, you can ask for free samples. This article outlines how I did it, how you can too.
Bad times can be a blessing in disguise. What's cheaper, a car or taxi? Save money and time. Plus lessons learned from my Mom, the stripper: take off what you don't need!
Lots of people think it might be a good idea to shop at thrift stores, but are turned off by smelly stores packed with screaming kids and their parents. Okay so there is that..but there is more.
You can often tell whether a product has a high markup if it’s always on sale. Classic examples of goods that are on sale throughout the year include clothing, shoes, designer handbags, jewelry, furniture, and mattresses. This article lists over 50 goods and services that have gigantic markups.
Tired of paying an arm and a leg for your cable service? Then read this step-by-step guide to cutting your cable bill in half.
About to become homeless? Here's 10 tips to help plan a better life than living in a car, van or motel. Don't wait until too late to plan for being homeless. Assess your situation. Make changes now!
Amazon wants you to try their Prime service. You can cancel at any time, so is it worth trying? A Prime subscription gives you faster deliveries, unlimited audio downloads and ad-free video streaming.
Quarters, dimes, nickels, and pennies can pile up in a hurry. The question is what to do with loose change? This list of ideas, plus helpful tips, should go far in making your metal money work for you.
We donate to thrift stores to help support a good cause. People on limited budgets use them to stretch their finances. Here are 10 reasons we should all consider shopping at a Thrift Store.
There are so many rumors flying around about couponing. Let's talk about five common beliefs about saving money with coupons that simply are not true.
If you have an Aldi store near you, don’t waste another minute and start saving up to 75% on many of the groceries that you would normally buy at a traditional supermarket or drug store.
This guide gives basic common sense tips you can try in order to cut your energy use in the home, reduce CO2 emissions, save money and do your bit to save the planet!
Looking for ways to budget your income? My grandmother offers many tips for saving money, decreasing costs, and reusing items. Here is a humorous guide to Extreme Frugal Living.
Learn to make the most of your grocery budget with these fourteen dollar-saving tips and share your advice on how to keep healthy food on the table when money is tight.
A comprehensive list of items that can be purchased for a buck or less. Lists Ebay, The Dollar Tree, Wendy's, Sally's, and Amazon as places to purchase these items.
DirecTV promotions and deals are at a phone calls reach. All you have to know is how to get them. Luckily for you, I have included everything you need to know to get the best offers available to you.
This guide teaches you step-by-step how to write to companies for free makeup samples and PR packages. Which companies to contact, what to write, and what to expect.
Lists of senior citizen discounts and deals for those over 50, 55, 60, and 65. Plus money-saving advice.
Learn how to get free perfume samples by writing to companies. Complete with sample letters, templates and step by step instructions!
Extreme couponing is a great way to be more frugal with your money, and helps connect with your husband or wife if you recruit them. It is also relaxing.
You can save money buying Amazon Warehouse deals. They are sold by Amazon, not a marketplace seller. Here are some tips to help you find the best bargains.
Learn about discounts and deals for people over the age of 50 that will save them thousands of dollars if they just learn to ask about them.
Some of the best bargain stores in Dallas don't advertise their existence. I've been a Dallas bargain shopper for thirty years, and here are the best places nobody but me will tell you about--including maps on how to get there!
EVERYTHING you need to know, and then some, on how to have a successful garage or yard sale. Detailed ideas and tips on what to do with your unwanted clutter and make some money too!
If you're trying to eat while you're low on cash, this article is for you. I have laid out some strategies for eating on a budget without going hungry. Use these tips and tricks to eat filling meals for cheap.
Bargains are plentiful at Costco! Here are 10 products, from Kirkland shampoo to fitness gear to wine, that you should be buying at Costco if you aren't already.
Is the Wish app legit? Find out where Wish.com products come from and why they are so cheap. Decide for yourself whether Wish is a scam, or a great bargain shopping tool. Also, learn how to make a return on Wish.
Learn how to get free samples from companies with no strings attached. Step by step, learn how to ask companies for free samples, find "no strings" sample websites, become part of Amazon's Vine Voice...
Tips and advice on how to start living frugally using coupons. Learn the basics of couponing and how to start saving money on your grocery bill.
If you have read my very popular article Secret Price Codes Can Save You Money At Costco, you will want to read this article that takes you into Costco for some hot summer close-out deals. With actual photos and information on summer close-outs and lots of new tips and tricks not in the original article, this article is now part of for articles I have published on this topic.
Minimizing and simplifying result in increased peace and reduced stress. Here are some easy ways to simplify and minimize.
The website Wish.com and the Wish app offer bargain pricing straight from the warehouse. Is it worth trying? Are the super low prices actually real? Read this review about product quality before you buy using Wish.
A good beginner metal detector is fine detecting coins, gold nuggets, and gold and silver jewelry. Here are good beginning and inexpensive metal detectors with tips on starting use.
With so many ways to get rewarded, how does one keep track of what card is best to use when? Here is a quick trick to help you find information you need, when you need it to make the most of your credit card rewards.
Go to an all cash budget using this simple money envelope system. You'll be surprised how easy it will be to pay your bills and save some money.
If you have an Aldi store near you, don’t waste another minute and start saving up to 75% on many of the groceries that you would normally buy at a regular supermarket, drug store, or even at Walmart.
7 simple ways to save energy at home and reduce your electric bill. Ways to conserve energy are low-cost and easy to do.
A discussion of extreme frugal living, and its connection to hoarding and an extreme minimalist lifestyle. How does a minimalist and a hoarder use frugality to its extreme? Discusses a quilter's stash, and how it can be considered to be hoarding by some people.
Let's explore the difference between being frugal and being cheap. Which is better, cheap or frugal? And is there really a difference?
If you live in a city, how can you become more self-sufficient? I share some basic tips from my off-grid lifestyle to help city residents be more self sufficient - particularly in a crisis situation.
Spare change is something that gets lost in the car, the cushions of the couch, etc. Learn how to properly hold on to your spare change so it doesn't become lost, and instead turns into extra money.
Baby Boomers grew up in an age of the old dusty libraries with rows and rows of G and PG-rated books. If you enjoy reading the literature of days gone by, there are many ways to find bargains and you will decrease stress in the process.
More utilities are penalizing customers who save energy and use clean sources with increased fixed charges.
Tips on how to save and leave happy on a tight budget - based on my personal experience. Understanding needs vs. wants.
You don't have to sacrifice fun as a family when you are sticking to a budget. Consider these easy frugal living tips that lead to significant monthly savings and minimal complaining by your children and spouse.
Listia is a website for giving and getting free stuff. Sounds great! But is it legit? Is it a scam? Is it really free? I'll cover all those questions and more in this review plus offer some tips.
Start saving money now with these easy 20 tips. Watch your savings grow as you use these great ideas.
Learn how to get all the stickers you'll ever need, as well as what companies participate in this type of promotion, right here on Tough Nickel.
Everyone loves saving money, but often it is hard to find the right sites to provide the right coupons and deals!
A simple guide to help you become more self-sufficient, more Earth-conscious, and less dependent on items produced by today's throw-away society.
My family finds gold on dry land by following a few basic rules. This fun family hobby can have real rewards. What equipment will you need and how you can get your children actively involved?
Tips on how to save money with coupons. Lessons I learned as The Coupon Lady and how to save money at the grocery store with coupons.
Many people only include the cost of coffee grounds. But, how much does the electricity, coffee filter, water, and coffee maker contribute to the cost to make coffee?
Pizza is a food that almost everyone eats frequently. This article tells you how to get your pizza without overpaying.
Are you sick and tired of spending all of your hard-earned money and ready to take an extreme approach to frugality? Here are some ridiculous tips to save some ridiculous money.
I learned money-saving tips from growing up. Mom taught me how to live frugally, and I have incorporated many of these tips into my own life. Frugal living tips for single mothers or single parents.
Reusing your plastic bags is a great way to reduce your waste. Plastic, unlike all other materials, does not decompose. So what do we do with it? Learn these ten ways to reuse your bags.
By shopping sales and buying in bulk you can save money and still eat better. Building a stockpile can save you money and help you be prepared for any natural or man-made disaster or economic crisis.
A frugal lifestyle can still be enjoyable. There are many free or inexpensive activities that you can do for fun while living frugally. Many of the activities described in this article are ones that I enjoy doing myself.
A favourite evil character of novelists and playwrights, Scrooge-type personalities are not uncommon in the real world.
Many local businesses and professionals offer scholarships to deserving students. One of the leading funders is the Horatio Alger Assoc. This is how my daughter applied for and won that award and 17 other scholarships.
To be extremely frugal, frugality has to be a lifestyle. Besides frugal and thrifty living, you have to cut things out of your budget and sacrifice. There are also ways to make extra money to add to your budget. Consider a part-time job or online work to increase your income.
After ten years of living car free, I realized that I could have adjusted more quickly by thinking it through first. Here are the many things I've learned that can help you decide whether living without a car makes sense for you or not.
A number of different ways to save money also involve being "green." It's not expensive and some of these suggestions may surprise you.
Time-of-day or flexible pricing for electric rates can save considerable energy costs, but what is it? Find out how it works and if it might be for you.
Finding money can be fun and exciting! Over time, all those pennies and dimes can add up and make you a tiny bit richer. Use these tips to help in your money hunting adventures!
50 ideas to make your No Spend week a little less boring and much more bearable. List outdoor activities and at home activities.
In this day and age, it is still possible to be able to live within your income and find some extra income to invest? Then enjoy that extra cash.
Here's my experience after a year of Amazon Prime membership, and why I'm not too concerned about renewing.
When I promised myself I would live car free as soon as I could, I didn't know how I'd go about it. Several months later I was enticed to move to the City of Pasadena by an unexpected job offer. I've been without wheels for ten years now, and hardly ever miss it.
Don't waste your money by spending all your energy on saving all the pennies while the hidden costs in big dollars slip away. Avoid the financial mistakes in these real life examples.
If you want to save money but don't want to become a full blown homesteader, read my top ten tips for easy (and maybe a little weird) ways to save money that you probably haven't tried yet.
Use coupon websites to help increase awareness of your sales and special offers with this list of sites. Submitting coupons for your online store will increase your visibility and sales and provide high quality backlinks for your sites. Also, learn how to use business cards to target your local area and get your offers seen. Make more money today using these free coupon websites and business card marketing strategies.
Wal-Mart is a great place to coupon. Not only can you get money back at the end of your transaction, but they will price match and take competitors coupons as well. Here you can learn everything you need to know about using coupons at Wal-Mart.
Budget Hack: save money the easy way! These tips will save you thousands of dollars each year. Read on!
Whether you are on a budget or just have a voracious appetite for reading, see how you can add more books to your shelf - inexpensively, or even free.
If you're looking for ways to save water, look no further. With lots of suggestions, pictures and hints, you'll learn fast and easy ways to conserve water in and around your home. You'll also save on your energy bill, too.
Some people are reluctant to buy groceries online as they worry about getting quality fresh produce. My experience has been very positive. Why not join the millions who now have their groceries delivered?
Food costs are one of the most flexible areas in the family budget. This article teaches you over 100 smart ways to save money groceries every week.
With limited income, purchasing products at a discount is a must. My accompanying chart shows the best month consumers are likely to buy household goods and appliances at a discount.