Cutting the excess fat from your budget is not challenging as you might think. This hub teaches you how to save hundreds of dollars every year on everything from utilities to a tank of gas.
By shopping sales and buying in bulk you can save money and still eat better. Building a stockpile can save you money and help you be prepared for any natural or man-made disaster or economic crisis.
Genealogy fascinates many, but if you want to find your ancestors without spending lots of money on subscriptions, check the advice here for ways to save on an Ancestry membership.
If you have read my very popular article Secret Price Codes Can Save You Money At Costco, you will want to read this article that takes you into Costco for some hot summer close-out deals. With actual photos and information on summer close-outs and lots of new tips and tricks not in the original article, this article is now part of for articles I have published on this topic.
Buying used furniture can be a good way to save money, and you may even end up getting better furniture than you would if you bought it new.
How can you find a new home for Dad's old ham radio equipment? How can you get rid of ham radio equipment with or without an estate sale or when you need to downsize?
This article compares four West Michigan area grocery services by discussing how they work, what they cost, and how to save money using them. Services compared are Shipt, Meijer Curbside, Walmart Grocery Pick Up, and Family Fare Fast Lane.
Living in Hawaii isn't exactly cheap. Everything from rent to groceries to gas can be very expensive. But life in a tropical paradise isn't impossible! Following these budget tips and guidelines will give you a head start to living in Hawaii with less.
It’s true! The little things do add up. Your electric bill is probably one of your largest monthly expenses. Here are some ways to help you reduce your monthly electric bill without spending a dime.
Here on part six of an ongoing series, we have a bunch of exciting new entries from a huge variety of brands and the industries they compete in. Hope you enjoy, and don't forget to keep checking back!
Some of the best bargain stores in Dallas don't advertise their existence. I've been a Dallas bargain shopper for thirty years, and here are the best places nobody but me will tell you about--including maps on how to get there!
A comprehensive list of items that can be purchased for a buck or less. Lists Ebay, The Dollar Tree, Wendy's, Sally's, and Amazon as places to purchase these items.
Raising a family is expensive. If you know where to look, there are several ways to save money and stretch a dollar. Here is one mom's suggestions for getting the most out of her money.
Have you ever needed to save some extra money, but don't know where to start? Here are a few simple things you can do to put money back into your pocket.
Read about my life-changing project to write the companies whose product I love. I received loads of free stuff that helped me afford to give my children the Christmas they always wanted.
An overview of some benefits and discounts you may not think about or realize you qualify for as a senior citizen.
To be extremely frugal, frugality has to be a lifestyle. Besides frugal and thrifty living, you have to cut things out of your budget and sacrifice. There are also ways to make extra money to add to your budget. Consider a part-time job or online work to increase your income.
Finding money can be fun and exciting! Over time, all those pennies and dimes can add up and make you a tiny bit richer. Use these tips to help in your money hunting adventures!
A favourite evil character of novelists and playwrights, Scrooge-type personalities are not uncommon in the real world.
Use coupon websites to help increase awareness of your sales and special offers with this list of sites. Submitting coupons for your online store will increase your visibility and sales and provide high quality backlinks for your sites. Also, learn how to use business cards to target your local area and get your offers seen. Make more money today using these free coupon websites and business card marketing strategies.
Author uses different examples on how to save money and lead a frugal lifestyle. From starting a garden and learning to cook for yourself to finding and maintaining inexpensive transportation. It's not just a lifestyle it's an adventure!
Learn how to get free perfume samples by writing to companies. Complete with sample letters, templates and step by step instructions!
Extreme couponing is a great way to be more frugal with your money, and helps connect with your husband or wife if you recruit them. It is also relaxing.
You don't have to do without to live frugally. You can be frugal and still have designer clothing, eat well, and use the internet.
Food costs are one of the most flexible areas in the family budget. This article teaches you over 100 smart ways to save money groceries every week.
Some free samples require a Facebook "like" or filling out a survey. The following are great companies with fantastic, monthly offers—no surveys required. Plain and simple: click it and get it!
Reusing your plastic bags is a great way to reduce your waste. Plastic, unlike all other materials, does not decompose.So what do we do with it? Learn these ten ways to reuse your bags.
Tips on how to save money with coupons. Lessons I learned as The Coupon Lady and how to save money at the grocery store with coupons.
101 thorough, life-changing Frugal living tips and ideas. Learn how to save money in every area of your household and life and simultaneously attract more wealth and security.
There is an art to spending money that allows you to live well for less. Learn about what you need to do here.
Listia is a website for giving and getting free stuff. Sounds great! But is it legit? Is it a scam? Is it really free? I'll cover all those questions and more in this review plus offer some tips.
Coffee is excellent for the garden, for hair and skin, in recipes, as a natural order absorber, and in crafty DIY projects. What follows are ten fun and unusual ways to recycle your coffee grounds.
A good beginner metal detector is fine detecting coins, gold nuggets, and gold and silver jewelry. Here are good beginning and inexpensive metal detectors with tips on starting use.
Many local businesses and professionals offer scholarships to deserving students. One of the leading funders is the Horatio Alger Assoc. This is how my daughter applied for and won that award and 17 other scholarships.
Easy ways to get free manufacturer samples for products including food, personal items, household items, and specialty products such as dog food, cat food, and diapers.
Yard sales are a treasure trove of great bargains; however, you may be bringing home from them more than you had intended.
Tips on how to save and leave happy on a tight budget - based on my personal experience. Understanding needs vs. wants.
How to recycle every-day objects and use them in ingenious ways. Save the planet and have fun with creativity at the same time.
With limited income, purchasing products at a discount is a must. My accompanying chart shows the best month consumers are likely to buy household goods and appliances at a discount.
Extreme couponing for those just starting out. Step by step instructions to learn how to use coupons to save money and get things for free!
Here is a list of of 300 cool things that you can buy at Aldi, Amazon, and the dollar store for $1.00 or less. These are all products that will help you to solve problems and live better for less without a penny of regret.
Are you tired of garage sale leftovers? Find out how someone pays me for my leftovers and makes my clean up a breeze!
Freebie websites and links flood the internet. In reality, most of them aren't worth the effort. I did the research on substantial freebies that are worth your precious time!
Lowering your TV bill may be easier than you think. Your provider wants to keep your business, so read on for tips and strategies to get your cable, satellite, or fiber optic company for discounts.
You can save money buying Amazon Warehouse deals. They are sold by Amazon, not a marketplace seller. Here are some tips to help you find the best bargains.
Are you sick and tired of spending all of your hard-earned money and ready to take an extreme approach to frugality? Here are some ridiculous tips to save some ridiculous money.
I've been thrift shopping since I was a teenager in and around the Fort Worth area and have inside information on all the best places to shop and what you might find there.
This guide gives basic common sense tips you can try in order to cut your energy use in the home, reduce CO2 emissions, save money and do your bit to save the planet!
Buying wood is cheaper than oil, gas, or electricity, but the best solution is knowing where to find it for free!
Find out if living in a recreational vehicle year-round is a viable financial option for you or if you'd be better off living in a house.
Although you may have little control over your mortgage or property taxes, you can save hundreds and even thousands of dollars every year on groceries, utilities, cell phone charges, bank fees, insurance, dining out, clothing, electronics, a tank of gas, and much more.
Most people don't know that Costco has secret codes that let you know if an item is a mark-down or sale item. Read this article and discover the secret codes
Spare change is something that gets lost in the car, the cushions of the couch, etc. Learn how to properly hold on to your spare change so it doesn't become lost, and instead turns into extra money.
After contacting over 200 companies such as Harley-Davidson, GoPro, Volcom, Burton, & more, I have acquired over a thousand stickers, as well as two t-shirts, a beanie, lanyards, & much more!
Flea market sale or Garage Sale, pricing is key. Read this hub for pointers on selling your items. Pay attenion to your pricing.
Starting a stockpile for cheap meals can better prepare your family to weather a natural disaster or a financial downturn such as the main bread winner becoming unemployed.
Wal-Mart is a great place to coupon. Not only can you get money back at the end of your transaction, but they will price match and take competitors coupons as well. Here you can learn everything you need to know about using coupons at Wal-Mart.
Have you, like so many others, recently lost your job or taken a pay cut? Or are you just trying to live more within your means (like maybe you should have been doing for a while)? It doesn't have to be torture! You don't have to hate every minute...
Which on-line coupon system is better? Coupon Sense or Savings Angel? I tried them both. Check out the results and see how you can save money at the grocery store.
If you have an Aldi store near you, don’t waste another minute and start saving up to 75% on many of the groceries that you would normally buy at a regular supermarket, drug store, or even at Walmart.
If you had a bad experience at a fast food restaurant recently, consider writing a complaint letter. These sample complain letters will help you write your own.
7 simple ways to save energy at home and reduce your electric bill. Ways to conserve energy are low-cost and easy to do.
Finding treasure doesn't have to mean gold and silver coins and jewelry. It doesn't have to be your exact backyard. It can mean finding value that others have overlooked in your town or neighborhood.
You can win at sweepstakes if you learn the secrets of people who actually win! I'm a winner. I've won all kinds of fabulous trips, prizes and cash by entering sweepstakes and contests online.
If you have an Aldi store near you, don’t waste another minute and start saving up to 75% on many of the groceries that you would normally buy at a traditional supermarket or drug store.
Bad times can be a blessing in disguise. What's cheaper, a car or taxi? Save money and time. Plus lessons learned from my Mom, the stripper: take off what you don't need!
Many people only include the cost of coffee grounds. But, how much does the electricity, coffee filter, water, and coffee maker contribute to the cost to make coffee?
I've contacted 200+ organizations and requested free stickers. I never imagined that I would receive free clothing, gear, and more on top of the 1,000+ stickers that were sent to me. Find out how!
Here's my experience after a year of Amazon Prime membership, and why I'm not too concerned about renewing.
Refuse to pay high prices by using defining tips to lower your Cox Cable bill. Cable Internet bills in the US are higher than any other country. Fight for your rights to get cheaper service.
Recycle used scented tarts to fuel your wood fire or campfire, giving it a boost to get it started much quicker.
Go to an all cash budget using this simple money envelope system. You'll be surprised how easy it will be to pay your bills and save some money.
If you love entering sweepstakes but haven't had much success, here are 4 ways to make money from contests . There are more ways to earn than filling out an entry form.
Don't waste your money by spending all your energy on saving all the pennies while the hidden costs in big dollars slip away. Avoid the financial mistakes in these real life examples.
Cutting the excess fat from your budget is not challenging as you might think. This hub teaches you how to save hundreds of dollars every year on everything from dental care to car insurance.
After ten years of living car free, I realized that I could have adjusted more quickly by thinking it through first. Here are the many things I've learned that can help you decide whether living without a car makes sense for you or not.
About to become homeless? Here's 10 tips to help plan a better life than living in a car, van or motel. Don't wait until too late to plan for being homeless. Assess your situation. Make changes now!
Are you wasting water at home? Save money and thousands of gallons of water each year by following these tips.
Over one million Hubpage readers have read my popular article Secret Price Codes Can Save You Money At Costco. So this article will help you understand Christmas deals and how to save even more.
I learned money-saving tips from growing up. Mom taught me how to live frugally, and I have incorporated many of these tips into my own life. Frugal living tips for single mothers or single parents.
I am a full-time college student and a single mother. We live on $10,000 a year. I had to find a way to live within meager means, and this is how I do it.
We donate to thrift stores to help support a good cause. People on limited budgets use them to stretch their finances. Here are 10 reasons we should all consider shopping at a Thrift Store.
Save money on your clothing by making changes in your spending. Make drastic cuts and save hundreds! Swap parties and resale shops are just a few of the ways you can save on clothes.
Bargains are plentiful at Costco! Here are 10 products, from Kirkland shampoo to fitness gear to wine, that you should be buying at Costco if you aren't already.
Many people are looking to cut costs as well as embrace a more environmentally friendly life style. One way to do this is to give up your car. Granted, this is not a workable possibility for everyone, but it is a worthwhile change to make and you...
Need help understanding what exactly it means to acquire foodperks and fuelperks at Giant Eagle? Have questions about how they work or when they will expire? Check out this article for all your answers!
Lots of people think it might be a good idea to shop at thrift stores, but are turned off by smelly stores packed with screaming kids and their parents. Okay so there is that..but there is more.
Budget Hack: save money the easy way! These tips will save you thousands of dollars each year. Read on!
How to save money on laundry? Here is a list of frugal tips and ways to save when keeping clothes clean.
There are many different ways to get coupons. You can buy Sunday newspapers, you can print them off of the Internet, and you can even find them attached to products themselves. One of the best ways to get coupons however is surprisingly little...
Learn about ten benefits and advantages to online shopping. Also, find reasons why it is better than conventional shopping and things to remember when Buying from internet based Stores.
Part 10 of the series includes huge additions to the list, including professional sports teams! We are proud to present to you, the tenth edition of the best sticker request list on the web. Enjoy!
I contacted 150+ organizations and requested free stickers. I never imagined that I would receive free clothing, gear, and more on top of the 1,000+ stickers that were sent to me. Find out how!
What is liquid bandage? Is liquid bandage cheaper than band-aids? Is it as effective as a band-aid at treating wounds?
Twenty more companies that send out stickers to the consumers that supports them. Part 9 is full of some popular food/beverage, clothing, BMX, Motorsports, & Snow/Skateboarding brands. Enjoy!
If you've gold old underwear (or other clothes) that you really have no use for, here are some things you can do with them besides throwing them in the trash!
According to an ex-thrift store employee, there are five rules to thrift store shopping. Anytime you are in a thrift store doing some shopping, you need to keep these rules in your mind,
As more and more people dump their CD collections in favor of vinyl or streaming, thrift stores have become the best place to CD fanatics to bulk up their stash!
If you're looking for ways to save water, look no further. With lots of suggestions, pictures and hints, you'll learn fast and easy ways to conserve water in and around your home. You'll also save on your energy bill, too.
Get cash back with Ibotta by scanning receipts. Read this review to learn about how to use Ibotta and whether it's worth it.
According to the latest numbers from the U.S. Department of Agriculture. the cost of feeding an American family of four a healthy diet can range from $146 to $289 a week.
A simple guide to help you become more self-sufficient, more Earth-conscious, and less dependent on items produced by today's throw-away society.
Learn how to get all the stickers you'll ever need, as well as what companies participate in this type of promotion, right here on Tough Nickel.
You can earn points to buy gift cards through Drop when you link your credit card and make regular purchases at Target, Walgreens and more. This review covers how Drop works and whether it's worth it to link your credit cards.
Start saving money now with these easy 20 tips. Watch your savings grow as you use these great ideas.
My grandparents were kids when the Great Depression hit in 1929. Their survival and DIY attitude would follow them the rest of their lives and affect generations after them.
We're already putting enough trash into our landfills that it just makes sense to reduce, reuse and recycle. Here are fifteen ways to reuse empty yogurt containers!
Using coupons and online promotional codes can save you 80% or more on many hot items. These are the top 5 social media groups that will have you saving money on your daily shopping needs.
Amazon are expanding their retail offering and they want you to try it. You can cancel at any time, so is it worth trying? A Prime subscription gives you faster deliveries, unlimited audio downloads and ad-free video streaming.
Gold panning, prospecting and mining is a great way to spend your leisure hours. Scotland in the UK has great reserves of untapped gold.
College students need to watch every penny. Using these 71 college discounts on everying from travel to technology to food and clothing will help you stay on budget.
Let's explore the difference between being frugal and being cheap. Which is better, cheap or frugal? And is there really a difference?
Whether you are on a budget or just have a voracious appetite for reading, see how you can add more books to your shelf - inexpensively, or even free.
These great tips will save money on electricity, every month! Read these ways to cut your utility bills.
Looking for ways to budget your income? My grandmother offers many tips for saving money, decreasing costs, and reusing items. Here is a humorous guide to Extreme Frugal Living.
Minimizing and simplifying result in increased peace and reduced stress. Here are some easy ways to simplify and minimize.
Learn how to get free samples from companies with no strings attached. Step by step, learn how to ask companies for free samples, find "no strings" sample websites, become part of Amazon's Vine Voice...
Lists of senior citizen discounts and deals for those over 50, 55, 60, and 65. Plus money-saving advice.
Can you be too frugal? Check the ten warning signs that show you could be on the way from moneysaver to miser.
Thinking about canceling your DirecTV service because it is just too expensive? What if I told you there is a way to save money on your DirecTV bill by canceling and becoming a new customer? This is a little-known secret that many don't take advantage of when they have the chance.
How to find items to buy from a garage sale and resell online to make money. Plus the top 10 items NEVER to buy. Make money online with these secrets.
A discussion of extreme frugal living, and its connection to hoarding and an extreme minimalist lifestyle. How does a minimalist and a hoarder use frugality to its extreme? Discusses a quilter's stash, and how it can be considered to be hoarding by some people.
In this day and age, it is still possible to be able to live within your income and find some extra income to invest? Then enjoy that extra cash.
This summer, consider organizing a yard sale to make money while clearing out clutter. Follow these tips for holding a safe and successful garage sale.
If you live in a city, how can you become more self-sufficient? I share some basic tips from my off-grid lifestyle to help city residents be more self sufficient - particularly in a crisis situation.
You're not alone, plenty of us out there need more money, or at least for their money to go further. With these tips for frugal living you can make that happen.
Check out these 6 free benefits for people on SSI and SSDI. People getting disability payments are eligible for programs for complimentary over the counter products, free internet, free appliances, and more.
How to get free stuff and products from companies with this fool-proof method! By simply writing to companies, you can ask for free samples. This article outlines how I did it, how you can too.
Would you like to take the first steps towards living frugally? These tips will help as you begin your journey to living a life unencumbered..
Although you may have little control over your mortgage, you can save hundreds of dollars every year on groceries, utilities, gasoline, cell phone bills, taxes, bank fees, a new car, and much more.
Do you love sharing your opinion about products that you've tried? Would you love to receive free products in the mail? Read on to find out where you can score free stuff online!
Call Qwest and demand a lower rate on your phone or internet bill. If you have found yourself suffering from a higher internet or phone bill because a low introductory rate has expired, try negotiating a new rate. This is especially effective with...
Some people are reluctant to buy groceries online as they worry about getting quality fresh produce. My experience has been very positive. Why not join the millions who now have their groceries delivered?
You won't get rich finding money on the ground, and you won't find it every day, but it can be a nice surprise. Here's some good places to look and some tips to help you.
The best coupon organizer wallets can really make a difference when you are are trying to save money and reduce your family budget. Organizer wallets enable you to keep and categorize your coupons, so that you can use them efficiently.
If you've stood outside Goodwill or any thrift shop at the break of dawn then this is the article for you. Kick your skills up a notch and learn the tips and tricks of ultimate bargain shopping.
Managing your grocery bag hoard is easier than you think. Use these tips to manage your bags, recycle the leftovers, choose a reusable bag, and live a more organized life.
I’ll share some of my money-saving tips and how I threw out habitual spending and focused back on living on necessities. With changes of habit and discipline I was able to save $3000 in three months.
A frugal lifestyle can still be enjoyable. There are many free or inexpensive activities that you can do for fun while living frugally. Many of the activities described in this article are ones that I enjoy doing myself.
A retired librarian shares tips for finding free ebooks for your Kindle. Stock your device with hundreds of books without spending a penny.
Jack Reacher is a fictional character who wanders the country traveling with only the clothes on his back and his folding toothbrush. How much would this cost? Would this be a good retirement plan?
When shopping at a store always check your receipts before leaving as there could be mistakes that caused you to overpay.
It's fairly common for consumers to avoid generic products like the plague, believing them to be cheaply produced knockoffs of the original. However, there are multiple reasons why generic products are less expensive, and most of them have nothing...
Need to save money on groceries but don't know where to start? Here's some clever ways I've learned to save money on food by being more organized and still eating delicious, healthy meals!
Save energy and save money on your hydro electricity bill every month wherever you live with these energy conservation techniques.
Part 8 of the series has a rich variety, including one that sent me well over 300 stickers. Skateboarding, Bicycle, Skiing, Surfing, and more brands that will send you stickers absolutely free.
There are so many flea markets around the Indianapolis area. Here we have a list of what I consider to be the best in the area. Read along and see if you agree with me.
Page Two of the series, These Companies Will Send You Free Stickers, we have entries that include Neff, Burton, Never Summer, 686 and more!
While you may have little control over your mortgage or car payments, you can save hundreds of dollars every year on dining out. This hub teaches you how to eat out at your favorite restaurants for less.
Learn about discounts and deals for people over the age of 50 that will save them thousands of dollars if they just learn to ask about them.
Who knew there were so many things to do with an avocado pit? Use them for cooking, beauty, craft projects, health benefits, and more!
Working class life in England in the 1930's. What life was like for a typical working class family in Birkenhead during the 1930's.
Time-of-day or flexible pricing for electric rates can save considerable energy costs, but what is it? Find out how it works and if it might be for you.
Do you dream of a life of extreme minimalism where you live out of your backpack? What about finally living free from the shackles of society? Me too! Why would I want to live such a life?...
Which appliances use the most electricity? This article lists over 20 common appliances with running costs and shows you how to calculate kilowatt hour usage of any device.
This article goes over ways to earn gift cards with Microsoft Rewards. I talk about ways to earn points using Bing and doing small activities like quizzes.
If you live in a big city and don't have a car, this may be something you've actually considered trying. Check out this article to learn what the official rules are.
How would you like to have a free checking account, free money for retirement, free food on your birthday, free Godiva chocolates every month, freebies from Starbucks, or free gas money every week?
Walmart Neighborhood Market has many great deals on groceries. Here are some of the best deals I have found on breads, cakes, fruits, dairy and more!
It is easier to cut thousands of dollars a year off of your grocery bill than a lot of people think and you don't have to eat cheap hot dogs and bologna to do it.
Digital movies can cost up to $20 apiece. Don't ever pay that much again. Follow these tips to get any TV show or movie you desire for little to no cost.
How to save electricity and energy at home by replacing and repairing your appliances as well as changing some habits.
8 great thrift stores along Route 422 in Lebanon, PA. Addresses, phone, hours, maps, and more info given.
Shopping at the Dollar Store can save you money - or maybe not. Here is a list of good bargains along with items to avoid buying.
Things aren't going well. There have been- economic difficulties (I'm poor. I'm a poor person.). Over the years, you learn things (not fun things) to make ends meet. If you find yourself in the same situation, I hope that you can learn from my...
Money-saving tips to help you live more simply and spend less than you earn. Take the worry out of your budget.
If there were a national emergency how would you survive? Here are 25 ways that you can become more self reliant, more independent, and more self sufficient beginning today
I contacted 150+ organizations and requested free stickers. I never imagined that I would receive free clothing, gear, and more on top of the 1,000+ stickers that were sent to me. Find out how!
EVERYTHING you need to know, and then some, on how to have a successful garage or yard sale. Detailed ideas and tips on what to do with your unwanted clutter and make some money too!
Save money on cute, awesome jewelery, clothes, housewares, gifts and unique items by shopping on online boutique sites. Find exclusive and specialty presents for baby, friends, family, mom, sisters
You can often tell whether a product has a high markup if it’s always on sale. Classic examples of goods that are on sale throughout the year include clothing, shoes, designer handbags, jewelry, furniture, and mattresses. This article lists over 50 goods and services that have gigantic markups.
Shopping with a list saves time and money. Avoid wandering all over the store by using a standardized list that is organized by the departments in your local grocery store.
Shopping for clothes at a thrift store can be a great experience or a harrowing money-waster. Follow these 12 tips to get the most of your money and expand your closet!
I'll explore a major rewards programs for Las Vegas where you can collect comps and rewards before you even get to Vegas. Learn about MGM hotel's MyVegas program.
Do you save more energy if you leave the refrigerator door open while loading groceries or finding food or if you open and shut it multiple times?
If you want to save money, a dollar store is the ideal place to find bargains for certain purchases. See what items you should always buy from a dollar store.
Grandma's old fashioned ways are not so old after all. Back-to-basis ways of living is coming back. These 10 old fashioned ways of doing things will save you time and money.
Wash your dishes in a minimum amount of water with the ideas you'll find here. You'll save on your water bills and feel good about saving the environment.
Here are dozens of ways to get further use from clothing, socks, and towels that are stained or for some reason not suitable to donate to charity. Save the earth by recycling and repurposing.
Save empty prescription containers and put them to use. They are a handy size and watertight, so are useful storage bottles.
My family finds gold on dry land by following a few basic rules. This fun family hobby can have real rewards. What equipment will you need and how you can get your children actively involved?