A customer rewards card has many names including advantage card, bonus card, club card, gold card, plus card, savings card, shopper’s card, thank you card, super card, value card, and VIP card.
You don't have to do without to live frugally. You can be frugal and still have designer clothing, eat well, and use the internet.
Can you be too frugal? Check the ten warning signs that show you could be on the way from moneysaver to miser.
I am a full-time college student and a single mother. We live on $10,000 a year. I had to find a way to live within meager means, and this is how I do it.
By shopping sales and buying in bulk you can save money and still eat better. Building a stockpile can save you money and help you be prepared for any natural or man-made disaster or economic crisis.
Buying used furniture can be a good way to save money, and you may even end up getting better furniture than you would if you bought it new.
Part 8 of the series has a rich variety, including one that sent me well over 300 stickers. Skateboarding, Bicycle, Skiing, Surfing, and more brands that will send you stickers absolutely free.
Whether you are on a budget or just have a voracious appetite for reading, see how you can add more books to your shelf - inexpensively, or even free.
This article shares unadvertised discounts shoppers can find at The Home Depot when they know to ask for them.
Here are some practical tips to save money and live simply. I have applied all of these tips and as a result, I live debt-free and have a much higher quality of life than I ever had before. If you're serious about saving money, read on.
If you love entering sweepstakes but haven't had much success, here are 4 ways to make money from contests . There are more ways to earn than filling out an entry form.
Are you a mother-to-be? Here are seven easy ways to get free baby stuff, all completely free! From coupons to free samples, you're sure to get some products to help you on your motherhood journey.
In October 2016, Amazon changed their review policy. How will this impact review sites that offer free or discounted products in exchange for product reviews, and why did Amazon decide to do this?
A favourite evil character of novelists and playwrights, Scrooge-type personalities are not uncommon in the real world.
Many people shop at Target, but a lot of shoppers don't know how to save at Target. That's what this article is about.
Finding treasure doesn't have to mean gold and silver coins and jewelry. It doesn't have to be your exact backyard. It can mean finding value that others have overlooked in your town or neighborhood.
A simple guide to help you become more self-sufficient, more Earth-conscious, and less dependent on items produced by today's throw-away society.
Tips on how to save money with coupons. Lessons I learned as The Coupon Lady and how to save money at the grocery store with coupons.
EVERYTHING you need to know, and then some, on how to have a successful garage or yard sale. Detailed ideas and tips on what to do with your unwanted clutter and make some money too!
Here on part six of an ongoing series, we have a bunch of exciting new entries from a huge variety of brands and the industries they compete in. Hope you enjoy, and don't forget to keep checking back!
Here are 11 items you should purchase at the 99 cent store from now on, to save your family money every month! Some of these may be obvious, but some may be lesser-known. Hope this list helps!
I'll explore a major rewards programs for Las Vegas where you can collect comps and rewards before you even get to Vegas. Learn about MGM hotel's MyVegas program.
Get cash back with Ibotta by scanning receipts. Read this review to learn about how to use Ibotta and whether it's worth it.
We're already putting enough trash into our landfills that it just makes sense to reduce, reuse and recycle. Here are fifteen ways to reuse empty yogurt containers!
How can you find a new home for Dad's old ham radio equipment? How can you get rid of ham radio equipment with or without an estate sale or when you need to downsize?
Extreme couponing is a great way to be more frugal with your money, and helps connect with your husband or wife if you recruit them. It is also relaxing.
We donate to thrift stores to help support a good cause. People on limited budgets use them to stretch their finances. Here are 10 reasons we should all consider shopping at a Thrift Store.
Don't waste your money by spending all your energy on saving all the pennies while the hidden costs in big dollars slip away. Avoid the financial mistakes in these real life examples.
Read about my life-changing project to write the companies whose product I love. I received loads of free stuff that helped me afford to give my children the Christmas they always wanted.
Check out this Hub for great tips on saving money on your next water bill. Each idea is simple and something in which the whole family can engage.
You can often tell whether a product has a high markup if it’s always on sale. Classic examples of goods that are on sale throughout the year include clothing, shoes, designer handbags, jewelry, furniture, and mattresses. This article lists over 50 goods and services that have gigantic markups.
What is liquid bandage? Is liquid bandage cheaper than band-aids? Is it as effective as a band-aid at treating wounds?
Many local businesses and professionals offer scholarships to deserving students. One of the leading funders is the Horatio Alger Assoc. This is how my daughter applied for and won that award and 17 other scholarships.
Learn how to get free samples from companies with no strings attached. Step by step, learn how to ask companies for free samples, find "no strings" sample websites, become part of Amazon's Vine Voice...
About to become homeless? Here's 10 tips to help plan a better life than living in a car, van or motel. Don't wait until too late to plan for being homeless. Assess your situation. Make changes now!
You can win at sweepstakes if you learn the secrets of people who actually win! I'm a winner. I've won all kinds of fabulous trips, prizes and cash by entering sweepstakes and contests online.
Grandma's old fashioned ways are not so old after all. Back-to-basis ways of living is coming back. These 10 old fashioned ways of doing things will save you time and money.
Thinking about canceling your DirecTV service because it is just too expensive? What if I told you there is a way to save money on your DirecTV bill by canceling and becoming a new customer? This is a little-known secret that many don't take advantage of when they have the chance.
Page Two of the series, These Companies Will Send You Free Stickers, we have entries that include Neff, Burton, Never Summer, 686 and more!
An overview of some benefits and discounts you may not think about or realize you qualify for as a senior citizen.
This guide gives basic common sense tips you can try in order to cut your energy use in the home, reduce CO2 emissions, save money and do your bit to save the planet!
What information will you need if the economy collapses? Do you have basic helpful knowledge for survival in hard economic times? Now is the time to learn a few old-fashioned skills.
As more and more people dump their CD collections in favor of vinyl or streaming, thrift stores have become the best place to CD fanatics to bulk up their stash!
Listia is a website for giving and getting free stuff. Sounds great! But is it legit? Is it a scam? Is it really free? I'll cover all those questions and more in this review plus offer some tips.
If you've gold old underwear (or other clothes) that you really have no use for, here are some things you can do with them besides throwing them in the trash!
Bad times can be a blessing in disguise. What's cheaper, a car or taxi? Save money and time. Plus lessons learned from my Mom, the stripper: take off what you don't need!
Raising a family is expensive. If you know where to look, there are several ways to save money and stretch a dollar. Here is one mom's suggestions for getting the most out of her money.
Shopping with a list saves time and money. Avoid wandering all over the store by using a standardized list that is organized by the departments in your local grocery store.
Easy ways to get free manufacturer samples for products including food, personal items, household items, and specialty products such as dog food, cat food, and diapers.
What would you give to not be dependent on an income? An 18 year old girl 40 years ago had some brilliant ideas that are still applicable today.
Finding money can be fun and exciting! Over time, all those pennies and dimes can add up and make you a tiny bit richer. Use these tips to help in your money hunting adventures!
A comprehensive list of items that can be purchased for a buck or less. Lists Ebay, The Dollar Tree, Wendy's, Sally's, and Amazon as places to purchase these items.
A review of 5 online retailers comparing websites, costs, selection, and features: Zenni Optical, Eye Buy Direct, Discount Glasses, 39 Dollar Glasses, and Goggles 4 U.
Everyone loves to save money. Now you can easily save money with these 20 tips. Try some of them to see how they will work for you.
Lots of people think it might be a good idea to shop at thrift stores, but are turned off by smelly stores packed with screaming kids and their parents. Okay so there is that..but there is more.
I contacted 150+ organizations and requested free stickers. I never imagined that I would receive free clothing, gear, and more on top of the 1,000+ stickers that were sent to me. Find out how!
If you have an Aldi store near you, don’t waste another minute and start saving up to 75% on many of the groceries that you would normally buy at a regular supermarket, drug store, or even at Walmart.
Once you have the drive to recycle for cash and have been successful finding metal sources, you will wonder if there are items out there in the big wide world that will add to your profit. Here are some items you may not have thought about.
Let's explore the difference between being frugal and being cheap. Which is better, cheap or frugal? And is there really a difference?
Learn about the benefits and disadvantages of online shopping, how to protect yourself online, and which items are best to buy online.
Digital movies can cost up to $20 apiece. Don't ever pay that much again. Follow these tips to get any TV show or movie you desire for little to no cost.
After contacting over 200 companies such as Harley-Davidson, GoPro, Volcom, Burton, & more, I have acquired over a thousand stickers, as well as two t-shirts, a beanie, lanyards, & much more!
I will list tips to help you stop habitual spending and focus back on living on necessities. With some changes of habit and discipline, I was able to save $3000 in three months.
Refuse to pay high prices by using defining tips to lower your Cox Cable bill. Cable Internet bills in the US are higher than any other country. Fight for your rights to get cheaper service.
There are many different ways to get coupons. You can buy Sunday newspapers, you can print them off of the Internet, and you can even find them attached to products themselves. One of the best ways to get coupons however is surprisingly little...
Save energy and save money on your hydro electricity bill every month wherever you live with these energy conservation techniques.
Looking for ways to budget your income? My grandmother offers many tips for saving money, decreasing costs, and reusing items. Here is a humorous guide to Extreme Frugal Living.
Learn how to get free perfume samples by writing to companies. Complete with sample letters, templates and step by step instructions!
Shopping for clothes at a thrift store can be a great experience or a harrowing money-waster. Follow these 12 tips to get the most of your money and expand your closet!
Learn how to get all the stickers you'll ever need, as well as what companies participate in this type of promotion, right here on Tough Nickel.
Saying goodbye to an old way of living is a lifestyle choice. Social issues like unemployment and debt can be guarded against but it takes a conscious decision and willingness to change.
Which appliances use the most electricity? This article lists over 20 common appliances with running costs and shows you how to calculate kilowatt hour usage of any device.
How to save electricity and energy at home by replacing and repairing your appliances as well as changing some habits.
According to an ex-thrift store employee, there are five rules to thrift store shopping. Anytime you are in a thrift store doing some shopping, you need to keep these rules in your mind,
Some people are reluctant to buy groceries online as they worry about getting quality fresh produce. My experience has been very positive. Why not join the millions who now have their groceries delivered?
Lowering your TV bill may be easier than you think. Your provider wants to keep your business, so read on for tips and strategies to get your cable, satellite, or fiber optic company for discounts.
You don't have to sacrifice fun as a family when you are sticking to a budget. Consider these easy frugal living tips that lead to significant monthly savings and minimal complaining by your children and spouse.
If you live in a city, how can you become more self-sufficient? I share some basic tips from my off-grid lifestyle to help city residents be more self sufficient - particularly in a crisis situation.
Are you sick and tired of spending all of your hard-earned money and ready to take an extreme approach to frugality? Here are some ridiculous tips to save some ridiculous money.
Yard sales are a treasure trove of great bargains; however, you may be bringing home from them more than you had intended.
Check out these 6 free benefits for people on SSI and SSDI. People getting disability payments are eligible for programs for complimentary over the counter products, free internet, free appliances, and more.
Need help understanding what exactly it means to acquire foodperks and fuelperks at Giant Eagle? Have questions about how they work or when they will expire? Check out this article for all your answers!
Wal-Mart is a great place to coupon. Not only can you get money back at the end of your transaction, but they will price match and take competitors coupons as well. Here you can learn everything you need to know about using coupons at Wal-Mart.
Are you looking for ways to save money in your classroom? This article outlines twenty different ways for teachers to save on classroom materials supplies. There are lots of specific examples and resources.
I learned money-saving tips from growing up. Mom taught me how to live frugally, and I have incorporated many of these tips into my own life. Frugal living tips for single mothers or single parents.
Selling unwanted household items is a great way reduce clutter and enrich your finances at the same time. Before you think about having a garage sale, find out what goes into a successful one.
To be extremely frugal, frugality has to be a lifestyle. Besides frugal and thrifty living, you have to cut things out of your budget and sacrifice. There are also ways to make extra money to add to your budget. Consider a part-time job or online work to increase your income.
There are so many flea markets around the Indianapolis area. Here we have a list of what I consider to be the best in the area. Read along and see if you agree with me.
Who knew there were so many things to do with an avocado pit? Use them for cooking, beauty, craft projects, health benefits, and more!
The best coupon organizer wallets can really make a difference when you are are trying to save money and reduce your family budget. Organizer wallets enable you to keep and categorize your coupons, so that you can use them efficiently.
Have you, like so many others, recently lost your job or taken a pay cut? Or are you just trying to live more within your means (like maybe you should have been doing for a while)? It doesn't have to be torture! You don't have to hate every minute...
If you have read my very popular article Secret Price Codes Can Save You Money At Costco, you will want to read this article that takes you into Costco for some hot summer close-out deals. With actual photos and information on summer close-outs and lots of new tips and tricks not in the original article, this article is now part of for articles I have published on this topic.
I contacted 150+ organizations and requested free stickers. I never imagined that I would receive free clothing, gear, and more on top of the 1,000+ stickers that were sent to me. Find out how!
Amazon wants you to try their Prime service. You can cancel at any time, so is it worth trying? A Prime subscription gives you faster deliveries, unlimited audio downloads and ad-free video streaming.
When shopping at a store always check your receipts before leaving as there could be mistakes that caused you to overpay.
Start saving money now with these easy 20 tips. Watch your savings grow as you use these great ideas.
Here are dozens of ways to get further use from clothing, socks, and towels that are stained or for some reason not suitable to donate to charity. Save the earth by recycling and repurposing.
Some of the best bargain stores in Dallas don't advertise their existence. I've been a Dallas bargain shopper for thirty years, and here are the best places nobody but me will tell you about--including maps on how to get there!
Some free samples require a Facebook "like" or filling out a survey. The following are great companies with fantastic, monthly offers with little to no requirements.
Do you dream of a life of extreme minimalism where you live out of your backpack? What about finally living free from the shackles of society? Me too! Why would I want to live such a life?...
If you're looking for ways to save water, look no further. With lots of suggestions, pictures and hints, you'll learn fast and easy ways to conserve water in and around your home. You'll also save on your energy bill, too.
If you had a bad experience at a fast food restaurant recently, consider writing a complaint letter. These sample complain letters will help you write your own.
I've been thrift shopping since I was a teenager in and around the Fort Worth area and have inside information on all the best places to shop and what you might find there.
Can you use Macy coupons or Macy's promo codes when the nearest Macy's store is closing? How can you use Macy's coupons and promo codes to take advantage of Macy's store closings?
Buying products over the internet has become very common in recent years. This article lists the advantages and disadvantages of shopping online.
Money-saving tips to help you live more simply and spend less than you earn. Take the worry out of your budget.
College students need to watch every penny. Using these 71 college discounts on everying from travel to technology to food and clothing will help you stay on budget.
Here's my experience after a year of Amazon Prime membership, and why I'm not too concerned about renewing.
Flea market sale or Garage Sale, pricing is key. Read this hub for pointers on selling your items. Pay attenion to your pricing.
According to the latest numbers from the U.S. Department of Agriculture. the cost of feeding an American family of four a healthy diet can range from $146 to $289 a week.
Living in Hawaii isn't exactly cheap. Everything from rent to groceries to gas can be very expensive. But life in a tropical paradise isn't impossible! Following these budget tips and guidelines will give you a head start to living in Hawaii with less.
Save empty prescription containers and put them to use. They are a handy size and watertight, so are useful storage bottles.
The website Wish.com and the Wish app offer bargain pricing straight from the warehouse. Is it worth trying? Are the super low prices actually real? Read this review about product quality before you buy using Wish.
In this day and age, it is still possible to be able to live within your income and find some extra income to invest? Then enjoy that extra cash.
Learn to make the most of your grocery budget with these fourteen dollar-saving tips and share your advice on how to keep healthy food on the table when money is tight.
How to get free stuff and products from companies with this fool-proof method! By simply writing to companies, you can ask for free samples. This article outlines how I did it, how you can too.
Which on-line coupon system is better? Coupon Sense or Savings Angel? I tried them both. Check out the results and see how you can save money at the grocery store.
A number of different ways to save money also involve being "green." It's not expensive and some of these suggestions may surprise you.
Tired of paying an arm and a leg for your cable service? Then read this step-by-step guide to cutting your cable bill in half.
Jack Reacher is a fictional character who wanders the country traveling with only the clothes on his back and his folding toothbrush. How much would this cost? Would this be a good retirement plan?
8 great thrift stores along Route 422 in Lebanon, PA. Addresses, phone, hours, maps, and more info given.
How would you like to have a free checking account, free money for retirement, free food on your birthday, free Godiva chocolates every month, freebies from Starbucks, or free gas money every week?
Cutting the excess fat from your budget is not challenging as you might think. This hub teaches you how to save hundreds of dollars every year on everything from utilities to a tank of gas.
Have you ever thought about couponing? This hub gives you a brief overview and highlights one of my favorite coupon blogs!
You can earn points to buy gift cards through Drop when you link your credit card and make regular purchases at Target, Walgreens and more. This review covers how Drop works and whether it's worth it to link your credit cards.
Funny disposable shower caps can be reused in so many ways. Here are 20 ideas on how you can reuse a shower cap.
A good beginner metal detector is fine detecting coins, gold nuggets, and gold and silver jewelry. Here are good beginning and inexpensive metal detectors with tips on starting use.
You won't get rich finding money on the ground, and you won't find it every day, but it can be a nice surprise. Here's some good places to look and some tips to help you.
Here is a list of 300 cool things to buy at Aldi, the dollar store, or on Amazon that cost $1.00 or less. These are products for your apartment, room, and car as well as cool things for kids, teens, and dogs.
Reusing your plastic bags is a great way to reduce your waste. Plastic, unlike all other materials, does not decompose. So what do we do with it? Learn these ten ways to reuse your bags.
Don't throw out all those empty egg cartons as there are hundreds of uses for them, and here are some of my favorites.
If you're trying to eat while you're low on cash, this article is for you. I have laid out some strategies for eating on a budget without going hungry. Use these tips and tricks to eat filling meals for cheap.
Find out if living in a recreational vehicle year-round is a viable financial option for you or if you'd be better off living in a house.
Extreme couponing for those just starting out. Step by step instructions to learn how to use coupons to save money and get things for free!
Lists of senior citizen discounts and deals for those over 50, 55, 60, and 65. Plus money-saving advice.
Gold panning, prospecting and mining is a great way to spend your leisure hours. Scotland in the UK has great reserves of untapped gold.
Using coupons and online promotional codes can save you 80% or more on many hot items. These are the top 5 social media groups that will have you saving money on your daily shopping needs.
Genealogy fascinates many, but if you want to find your ancestors without spending lots of money on subscriptions, check the advice here for ways to save on an Ancestry membership.
Find bargains at store closing sales and going out of business sales. What are the best things to buy at a going out of business sale? Look for Sears, Kmart and other store closing stores.
Things aren't going well. There have been- economic difficulties (I'm poor. I'm a poor person.). Over the years, you learn things (not fun things) to make ends meet. If you find yourself in the same situation, I hope that you can learn from my...
When I promised myself I would live car free as soon as I could, I didn't know how I'd go about it. Several months later I was enticed to move to the City of Pasadena by an unexpected job offer. I've been without wheels for ten years now, and hardly ever miss it.
If you have an Aldi store near you, don’t waste another minute and start saving up to 75% on many of the groceries that you would normally buy at a traditional supermarket or drug store.
Call Qwest and demand a lower rate on your phone or internet bill. If you have found yourself suffering from a higher internet or phone bill because a low introductory rate has expired, try negotiating a new rate. This is especially effective with...
I've contacted 200+ organizations and requested free stickers. I never imagined that I would receive free clothing, gear, and more on top of the 1,000+ stickers that were sent to me. Find out how!
If you're into frugal living, you will love what your kitchen sponge is capable of. Join countless of other enthusiasts already enjoying these squishy wonders in the home, garden and office.
Save a lot of money by purchasing these 10 items at thrift stores instead of a department or specialty store.
Attending a Major League Baseball game is pricey. Use these tips to save a boatload of money at the ballpark.
I've been living on a tight budget for the majority of my life. Cutting back on expenses isn't easy and living frugally takes discipline. Here are five easy ways to survive on a small budget.
Save money on cute, awesome jewelery, clothes, housewares, gifts and unique items by shopping on online boutique sites. Find exclusive and specialty presents for baby, friends, family, mom, sisters
Working class life in England in the 1930's. What life was like for a typical working class family in Birkenhead during the 1930's.
Many people only include the cost of coffee grounds. But, how much does the electricity, coffee filter, water, and coffee maker contribute to the cost to make coffee?
Part 10 of the series includes huge additions to the list, including professional sports teams! We are proud to present to you, the tenth edition of the best sticker request list on the web. Enjoy!
Freebie websites and links flood the internet. In reality, most of them aren't worth the effort. I did the research on substantial freebies that are worth your precious time!
If you want to save money but don't want to become a full blown homesteader, read my top ten tips for easy (and maybe a little weird) ways to save money that you probably haven't tried yet.
Twenty more companies that send out stickers to the consumers that supports them. Part 9 is full of some popular food/beverage, clothing, BMX, Motorsports, & Snow/Skateboarding brands. Enjoy!
How to find items to buy from a garage sale and resell online to make money. Plus the top 10 items NEVER to buy. Make money online with these secrets.
Time-of-day or flexible pricing for electric rates can save considerable energy costs, but what is it? Find out how it works and if it might be for you.
Use coupon websites to help increase awareness of your sales and special offers with this list of sites. Submitting coupons for your online store will increase your visibility and sales and provide high quality backlinks for your sites. Also, learn how to use business cards to target your local area and get your offers seen. Make more money today using these free coupon websites and business card marketing strategies.
Are you tired of garage sale leftovers? Find out how someone pays me for my leftovers and makes my clean up a breeze!
Bargains are plentiful at Costco! Here are 10 products, from Kirkland shampoo to fitness gear to wine, that you should be buying at Costco if you aren't already.
7 simple ways to save energy at home and reduce your electric bill. Ways to conserve energy are low-cost and easy to do.
It is easier to cut thousands of dollars a year off of your grocery bill than a lot of people think and you don't have to eat cheap hot dogs and bologna to do it.
Do you save more energy if you leave the refrigerator door open while loading groceries or finding food or if you open and shut it multiple times?
The one thing that never changes no matter how many times you move is the need for cheap, if not free, boxes.
Buying wood is cheaper than oil, gas, or electricity, but the best solution is knowing where to find it for free!
If you've stood outside Goodwill or any thrift shop at the break of dawn then this is the article for you. Kick your skills up a notch and learn the tips and tricks of ultimate bargain shopping.
Minimizing and simplifying result in increased peace and reduced stress. Here are some easy ways to simplify and minimize.
Food costs are one of the most flexible areas in the family budget. This article teaches you over 100 smart ways to save money groceries every week.
Recycle used scented tarts to fuel your wood fire or campfire, giving it a boost to get it started much quicker.
You can save money buying Amazon Warehouse deals. They are sold by Amazon, not a marketplace seller. Here are some tips to help you find the best bargains.
DirecTV promotions and deals are at a phone calls reach. All you have to know is how to get them. Luckily for you, I have included everything you need to know to get the best offers available to you.
After ten years of living car free, I realized that I could have adjusted more quickly by thinking it through first. Here are the many things I've learned that can help you decide whether living without a car makes sense for you or not.
Do you need some help making it a Great Day? This hub shows you how I made it a great day even when I was in some of the worst of times! Plus a helpful savings strategy for future Great Days!
If you live in a big city and don't have a car, this may be something you've actually considered trying. Check out this article to learn what the official rules are.
It's fairly common for consumers to avoid generic products like the plague, believing them to be cheaply produced knockoffs of the original. However, there are multiple reasons why generic products are less expensive, and most of them have nothing...