A Guide to Frugal Coupon Living - ToughNickel - Money
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A Guide to Frugal Coupon Living

I am a mom of two sweet boys with another one on the way. I worked in the financial world for 5 years before becoming a stay-at-home mom.

Frugal Coupon Living 101

Learn the basics of frugal coupon living to cut your grocery bill in half!

Learn the basics of frugal coupon living to cut your grocery bill in half!

How to Start Frugal Coupon Living

What is the definition of frugal living? To live frugally, you must live within your means. In other words, you have to create a budget and stick to it. Due to the downward spiral of the economy, it really is not surprising that so many people have turned to coupons to help cut the costs at the grocery store. So my question is—why are you not couponing? Stop thinking that couponing is a waste of time and start today. With a little hard work and planning, you too can learn the art of frugal coupon living.

Why I Started Couponing

When I decided to be a stay-at-home mom four years ago, we had a nice sized savings account. With my husband being a teacher, I knew we would have to make serious adjustments to the family budget. I had no clue how drastic these cuts were going to be. Month by month, no matter how hard I tried, I could not stick to the budget. Slowly but surely, that savings account dwindled down to nothing.

After a couple of years of barely making it, I broke down and told my husband things were going to change. I started sending him out every Sunday to get the paper so I could start couponing. I started small at first and made the usual rookie mistakes, but every week I started to improve my savings. A year later, I seriously cut the weekly grocery bill in half and I have coupons to thank for this blessing.

So are you wondering how I did it? Here are some tips and advice I learned along the way—my guide to frugal coupon living.

The Coupon Binder

Organization is the key to couponing!

Organization is the key to couponing!

Couponing - Where to Start?

The first thing you need to start frugal coupon living is to go out and buy a Sunday paper. Sounds easy enough, right? A few things you need to know:

  • Never buy a Sunday paper out of a machine. There are too many coupon cheaters out there who think it's okay to take all the inserts out of every paper. By the way, don't ever try this—you can be arrested for theft. Ask the woman in Shelbyville, TN, who got charged with stealing 19 Sunday papers out of the machine. Boy, I bet she was embarrassed! Always buy your Sunday paper inside a store where you can make sure your coupons are safely tucked away in the paper.
  • You don't have to wake up at the crack of dawn and do a meet and greet with the paper delivery man. There are stores such as Walgreens who open around 9:00 a.m. for those who like to sleep in on the weekend. So far, this store has never failed me. A large pile of Sunday papers will be waiting on you as soon as you walk in the store.
  • Don't even worry about driving to the store. If possible, get a subscription to the Sunday paper and have it delivered to your home. Make sure the cost of the subscription is less than what you would have to pay for an individual paper at the store. Unfortunately, to get our paper delivered, we have to pay for the Wednesday and Sunday editions, so it is cheaper for me to go out and get my own paper.

Now that you have your paper, start cutting and assembling the coupons into categories. At first, you will be able to get by with a small coupon notebook that you can throw in your purse. As you start to accumulate more coupons, you may want to start a larger notebook or binder. The more organized you are with your coupons, the more savings you will see on your grocery bill.

How to Organize Your Coupon Binder

Coupons Ready - Which Store to Choose?

Now that you have your coupons all organized and ready to go, what store are you going to shop at? Make a list of the stores in your area. Do a little research on their coupon policy and compare prices between all the stores. How do you decide which store's couponing policy is better? Here is a list of helpful tips to figuring out which store will be more beneficial to your pockets.

  • Do they double coupons? If so, to what amount will they double? For example, the Kroger in my area will double coupons up to $0.50.
  • Does the store have a rewards or loyalty card? What are the benefits of the card? For example, the Kroger card will get you access to lower prices in the store and at the gas pump.
  • Will they accept multiple coupons on an item? Will they let you stack a manufacturer coupon on top of a store issued coupon? For example, CVS will let you use a CVS issued coupon along with a manufacturer coupon out of the Sunday paper.
  • Do they offer rain checks on products that are sold out? This is important due to not missing out on those free products.
  • Does the store offer additional coupons or cash back for my loyalty? For example, CVS offers Extra Care Bucks if you purchase certain items. You are then able to use these bucks towards the next week's purchases. They also offer a percentage back in cash on the total amount of purchases made every quarter.

These are just a few of the questions when reviewing the coupon policy of each store. A good tip is to print off the coupon policy and take it with you to the store in your coupon binder to ensure there is no problem with accepting a coupon. When you find the store that will benefit you the most, you are ready to make out your grocery list.

The Grocery List

Make your list and get only the items on your list!

Make your list and get only the items on your list!

Making a Grocery List and Sticking to It

One of the most important things about frugal coupon living is making the grocery list and not straying from it. Only pick up the items that you have a coupon for and are on sale. This may not always be possible, but it is the goal of every good couponer. Here are some tips to making a money saving grocery list and helpful ways to stick to it.

  • Plan your weekly menu around the sale items at the store. Pull the coupons you know you are going to use and have them ready in an envelope or in the front of your binder.
  • Don't have a coupon for the sale item? No worries - check local couponing sites to see if any coupons exist online for that specific item. Call it your own little cheat sheet cutting down on the amount of research you have to do yourself.
  • If possible, shop alone so you will be more focused. Leave the kids and husband (or wife) at home. They will only distract you and ask for items not on your list causing you to blow your budget.
  • Beware of those center aisle sales. Stores are good at distracting you with the amazing product set ups and their big sale signs. If it's not on your list and you don't have a coupon for the item, keep walking and stick to your list.

Now that you made out a money saving grocery list and know the importance of not straying from the list, you are ready to move on to the shopping part. Are you ready? Here we go!

My Pantry

Thanks to coupons my pantry is fully stocked!

Thanks to coupons my pantry is fully stocked!

My Cleaning Supplies

All these cleaning products were $1.00 or under so I had to stock up!

All these cleaning products were $1.00 or under so I had to stock up!

Shopping the Sales and Stockpiling

The key to frugal coupon living is shopping for only the items on sale and creating a stockpile. No, I don't mean like those crazy coupon ladies on those couponing shows. You will have to figure out how much of each product your family uses on a monthly basis. From this information, buy enough to supply your family for two to three months. Here are some important tips to remember when out shopping.

  • Have a set price in mind you want to pay for each product. When that particular item is on sale and within your price range, use your coupons to stock up on that item. For example, I will only buy a box of cereal if it is under $1.50. My husband almost flipped out when I brought home eight boxes of cereal, but I only paid a $1.00 per box and that eight boxes kept us stocked for over two months. Cereal is expensive, so when I find a good deal, you better believe I stock up!
  • When trying to create a stockpile, keep an eye on the product's expiration date. Sometimes stores are slashing the prices on these products because they are expiring soon. It's not going to help you save money if you buy these items and they expire before you get the chance to use them.
  • Sometimes the generic brand is cheaper, and other times the name brand product along with a coupon is cheaper. You will have to do the math to see which one will help you save money. Back in the day, my pantry looked sad with all the white labeled Great Value products looking back at me. I will still buy generic if it is cheaper, but most of the time I have been able to stock up on the name brand items thanks to my coupons.

Now you got what you need and are ready to head to the checkout lane. You may think it's over and breathe a sigh of relief. But wait—stay focused! It's time to be at the top of your game and make sure the savings are rolling in on your grocery bill.

My Grocery Receipt

Look at those savings - I saved 37% off the entire bill with coupons!

Look at those savings - I saved 37% off the entire bill with coupons!

The Breakdown of My Savings

How I SavedTotal Savings

Manufacturer Coupons

$9.00

Bonus Coupons

$3.00

Loyalty Card

$25.66

Total Savings

$37.66

Focus - It's Checkout Time

The final part of frugal coupon living is going through the checkout line. Here is where you don't want all your hard work to go to waste. Keep focused and watch the savings come rolling in on the screen. Here are some important items to remember while you are at checkout and leaving with your haul of money saving groceries.

  • Watch the screen as your cashier is checking you out. Make sure the products that you have purchased are ringing up correctly.
  • Be sure to hand over the store reward or loyalty card and coupons to maximize your savings.
  • Make sure you have received the correct number and dollar amount of any coupons or rebate offers for making your purchases.
  • Always check your receipt for any errors before you leave the parking lot. If you find an error, go immediately back in and double check the prices before you head to the customer service desk.

A good tip to remember is to know how much you are planning to spend on your trip beforehand. If you have this calculation and your bill is way more, this can alert you that there is a problem with the bill. Most stores are happy to correct the problem with no hassle. Just today, I had an issue with my receipt at Kroger and they fixed the error with no questions asked. That is one of the main reasons my loyalty will remain with that grocery store.

Couponing Poll

Frugal Coupon Living - Are You Ready to Start?

Now that you know the basics of frugal coupon living, I hope that you feel encouraged to begin saving money on your next trip to the grocery store. At first you may be overwhelmed, but start small and you will soon get the hang of it. Use the helpful couponing sites to find the best deals in your area. Just be careful and don't go overboard. The point is to save money, not waste it on items that you don't need or use.

Living frugally and using coupons has made a huge difference on our stretched to the max budget. I often look to couponing as a competitive sport as I am trying to find the very best deals in our area. Now if I could only find someone to cut my coupons and organize them into the binder every week...I would be a happy girl!

I hope you have learned some valuable tips and found a helpful guide to frugal coupon living. If you have any questions or comments, please feel free to leave them in the comment section below. Best of luck to you in your couponing adventures!

Comments

Kristen Howe from Northeast Ohio on September 24, 2015:

Great ideas, Alissa. I'm a frequent couponer and see if I have coupons for those items on sale. Nice hub!

Jayden on January 07, 2015:

Great thiignnk! That really breaks the mold!

Alissa Roberts (author) from Normandy, TN on July 20, 2012:

Thanks so much Rai 18! Coupons can really make a difference when the budget is tight like ours. I definitely suggest keeping it to 1-2 stores at first and learn their coupon policy. This helps with feeling overwhelmed. Once you have mastered those stores, you could look at other stores and see how they compare and what kind of deals they offer. Appreciate you stopping by and adding your very kind comments!

Rai 18 from US on July 19, 2012:

I am speechless. This is a great hub! I always wondered how I could really save off of using coupons (other than having will power), and you answered that for me. Your right, though. I do feel overwhelmed with the thought of having to research every store but evidently it is worth it. Thank you so much.

Alissa Roberts (author) from Normandy, TN on July 18, 2012:

Hi LucyLiu12! I will put that hub on my list to read. Sounds right up my alley. Thanks so much for stopping by!

Robin Young from Boise on July 18, 2012:

Goes great with my article Live on a Dime Rather Than a Dollar!

Alissa Roberts (author) from Normandy, TN on July 17, 2012:

Hi Monica! Couponing can be a great start to help paying off your debt. It definitely helps our budget to stay on track. Thanks so much for stopping by and best of luck in your couponing adventure!

monicamelendez from Salt Lake City on July 16, 2012:

I really need to start doing this. I need to stop being so lazy with this because I'm wasting a ton of money. I have a huge goal to pay off my house and I need to start planning out how to do it. I'm sure this would really help me a lot. Thanks Alissa

Alissa Roberts (author) from Normandy, TN on July 15, 2012:

Thanks so much for the congrats BDhire! Appreciate you stopping by!

Alissa Roberts (author) from Normandy, TN on July 15, 2012:

Hi teddi20! Haha! There has been several people who have stopped me at the store and asked if I was one of the extreme couponers because of my binder. I always just laugh and say no I am just really organized :) Now if I start pushing around 3 buggies and rack up thousands of dollars in groceries for next to nothing then I might have to change my story lol! Appreciate you stopping by and commenting!

Alissa Roberts (author) from Normandy, TN on July 15, 2012:

Hi Janine! Happy to meet a fellow stay at home mom and couponer! Thanks so much for all your kind words and for the vote up! Appreciate the share too!

Alissa Roberts (author) from Normandy, TN on July 15, 2012:

Thanks so much howlermunkey! I love that you bought a coupon organizer for so cheap! Fortunately I collected baseball cards when I was little so I had some extra protective sheets to use for my binder. It really has made all the difference in my savings when I got more organized. Enjoy your new coupon organizer - hope it brings you lots of savings! Appreciate your visit and comments!

Alissa Roberts (author) from Normandy, TN on July 15, 2012:

Thanks so much hisandhers! That really stinks that stores in your area don't offer the loyalty cards or coupon matching. Those are two of the ways that I save so much money. The tax-free days sound nice and saving your coupons for those days is very smart. I really appreciate you stopping by and sharing your couponing experience in Canada with us!

Alissa Roberts (author) from Normandy, TN on July 15, 2012:

Aww thanks so much Rebecca! You are too sweet! I really appreciate your visit and kind words!

Alissa Roberts (author) from Normandy, TN on July 15, 2012:

Thanks so much Lisa! I love that this hub is motivating others to get into couponing! Enjoy all that extra money you are going to save! Appreciate the sweet comments, vote up, and for the share! :)

Alissa Roberts (author) from Normandy, TN on July 15, 2012:

Thank you carozy for the congrats! Happy to hear I inspired someone to start using coupons :) Enjoy those savings! Appreciate you stopping by!

BDhire on July 14, 2012:

congrats your lens is lens of the day

teddi20 on July 14, 2012:

I just began couponing and am excited to use your tips. Money has been tight recently so I saw it as a way to save some money. I have to admit when I saw a woman at the store with her coupon binder, I laughed. Now after ready your hub I can see myself creating one for myself.

Janine Huldie from New York, New York on July 14, 2012:

I too am a stay at home mom and have learned and mastered many of the points you made in this article and had to for very similar reasons as you stated. Very well written and well deserved on HOTD. Voted up and shared too.

Jeff Boettner from Tampa, FL on July 14, 2012:

Awesome HUB! One of my biggest issues is trying to keep my coupons organized, I usually stuff them in the coupon drawer, where they get forgotten. I just bought some of the suggested organizers on eBay, actually had eBay bucks that were about to expire, and ended up spending like 60 cents :). (how poetic, I used eBay bucks for coupon organization). Thanks again and congrats on the "Hub Of The Day" accolade.

hisandhers from Toronto, Ontario, Canada on July 14, 2012:

I love couponing! I started it years ago and it has greatly benefited my life- and my bank account!

My only gripe is that most of the grocery stores in Canada where I live do not offer loyalty cards or coupon-match programs like the ones they seem to offer at CVS and Kroger. For all the Canadian readers out there it's important to try and use these coupons when the items are already on sale. Sometimes grocery stores offer tax-free days too- I always try to use my coupons then.

Congratulations on being hub of the day!

Rebecca Mealey from Northeastern Georgia, USA on July 14, 2012:

Congratulations allisaroberts, the most deserving HOTD I have seen. You rock!

Liz Rayen from California on July 14, 2012:

alisssssssaaaaaaaa.... I love this hub! I am a coupon virgin and have done just a smidgen on couponing. Your hub has gotten me more motivated and I can't wait to dig deeper and see just how much more I can save! Congrats on Hub of the Day and keep'em coming!!! Thumbs up and shared! :) Lisa

carozy on July 14, 2012:

Congrats on Hub of the Day. Helpful hub that's inspiring me to start using coupons. :)

Alissa Roberts (author) from Normandy, TN on July 14, 2012:

Thanks so much urmilashukla23! Appreciate the kind comments and for the vote up!

Urmila from Rancho Cucamonga,CA, USA on July 14, 2012:

I do use coupon but not as organized as you. Great tips. Voted up!

Congratulations on Hub of the day award!

Alissa Roberts (author) from Normandy, TN on July 14, 2012:

Hi mio cid! My husband would totally agree with you on the abundant coupon living :) At first he didn't really get it, but now he sees a full pantry and much lower grocery bills so he happily gets me those papers every Sunday morning. Happy to hear that couponing is working so well for you and your wife too! Appreciate you stopping by and commenting!

Alissa Roberts (author) from Normandy, TN on July 14, 2012:

Thanks so much Kelley! So happy to what a great resource this hub will be to others :) I found couponing a little overwhelming at first but as time went on I got better and better at the savings part. Appreciate you stopping by and commenting!

mio cid from Uruguay on July 14, 2012:

I would call it abundant coupon living,because since my wife is couponing we have abundant everything in our house for a fraction of what we used to spend ,i don't know how she does it because it gives me a headache to try to learn it so i limit my cooperation to getting her papers for coupons but I know she invests about ten to fifteen hours a week doing it but it's very economically productive.

kelleyward on July 14, 2012:

Congrats on the HOTD! This is a great resource. I'm bad about doing the work it requires but your tips have made it a little easier. Thanks! Kelley

Alissa Roberts (author) from Normandy, TN on July 14, 2012:

Thanks so much Millionaire Tips! Such a wonderful surprise to see when I logged on this morning :) Appreciate you stopping back by again!

Alissa Roberts (author) from Normandy, TN on July 14, 2012:

Thanks ComfortB! HOTD was a nice surprise to wake up to this morning! Appreciate you stopping by and commenting!

Alissa Roberts (author) from Normandy, TN on July 14, 2012:

Thanks so much pstraubie48! It really is the best feeling to watch all those savings add up on that receipt. Just makes all that extra work clipping those coupons soooo worth it! Appreciate you stopping by and for all the votes!

Shasta Matova from USA on July 14, 2012:

Congratulations on HOTD. Still great advice!

Comfort Babatola from Bonaire, GA, USA on July 14, 2012:

Congrats on the HOTD award! Great tips on couponing.

Patricia Scott from North Central Florida on July 14, 2012:

So glad you shared this. Love me some coupons. I rarely enter a store without them. Watching those numbers tick away at the cash register makes me want to do a happy dance. Others will benefit from reading this if they have not discovered how valuable using them can be. Voted useful and interesting and anything else that means help is on the way. Congratulations too on hub of the day....well deserved.

Alissa Roberts (author) from Normandy, TN on July 14, 2012:

Thanks Doc! There is so much information out there so I am happy to hear these personal tips will be beneficial to others getting started in the adventures of couponing :) Appreciate you stopping by and for adding your kind comments!

Alissa Roberts (author) from Normandy, TN on July 14, 2012:

Thanks so much Teresa! There is really a lot to learn when you start couponing so I am happy to hear that this info will be useful to others. Appreciate you stopping by!

Alissa Roberts (author) from Normandy, TN on July 14, 2012:

Thanks so much for all your kind comments peoplepower73! I have been burned so many times by people stealing the inserts out of the paper or not fully understanding the coupon policies at the store. It just pays to know these little tid bits of info before anyone starts to get into the adventures of couponing. I lived and learned the hard way lol :) Appreciate all the votes and for the share!

Alissa Roberts (author) from Normandy, TN on July 14, 2012:

Thanks donnah75! Although it took me awhile to figure out all the ins and outs of couponing, it has really been a life saver for our family budget. Appreciate you stopping by and for the votes!

Alissa Roberts (author) from Normandy, TN on July 14, 2012:

Thanks so much ChaplinSpeaks! I had to take the boys with me a couple of weeks ago and was quickly reminded why I don't take them - I totally blew the budget haha :) Needless to say, the next week I waited until the hubby came home to watch the boys and went by myself again. Appreciate you stopping by!

Alissa Roberts (author) from Normandy, TN on July 14, 2012:

Hi JayeWisdom! You bring up some very important points that all shoppers should consider when couponing. I think that is why I love shopping at Kroger so much. With my loyalty card, they keep a running track of the items that I usually purchase and then send me weekly coupons for those items. There has been some awesome coupons that I have received for fresh produce which you really can't find in the newspaper or online. Thanks so much for your visit and for sharing your point of view on couponing!

Glen Nunes from Cape Cod, Massachusetts on July 14, 2012:

This hub is a really great choice for HOTD. It's well-written and full of great tips, and the target audience is huge! Everyone shops, and the information here can help anyone who uses it. Congrats!

Alissa Roberts (author) from Normandy, TN on July 14, 2012:

Thanks so much missolive! It took me awhile to get the hang of the couponing process. I can definitely say that you have to so organized to get the maximum savings. It has really helped our family to save so much money! Appreciate you stopping by and adding all of your kind comments!

Alissa Roberts (author) from Normandy, TN on July 14, 2012:

Hi Pages-By-Patty! Happy to meet a fellow couponer :) I always watched my mom clip coupons back in the day but it never occurred to me to give it a try until I decided to be a stay at home mom. It really has been a life saver to our strict budget! Very nice tip you included about the animal shelters - that's a wonderful idea to help them out with coupons! Thanks so much for stopping by and sharing your comments!

Teresa Coppens from Ontario, Canada on July 14, 2012:

Congrats on HOTD Alissa. Very informative and an idea to put on my to do list. Very useful hub!

Mike Russo from Placentia California on July 14, 2012:

This hub should be titled "Everything you wanted to know about couponing but were afraid to ask." Great hub and very informative and well thought out. I loved how you inserted your own experience and thoughts into each step of the process. Voting up, Useful, and sharing.

Donna Hilbrandt from Upstate New York on July 14, 2012:

Very informative hub. I am terrible at utilizing coupons, but it is probably worth it to make more of an effort. Thanks for the inspiration. Voted up and useful. Congrats on the hub of the day!

Sarah Johnson from Charleston, South Carolina on July 14, 2012:

Congratulations on HOD! Wonderful tips. You are right - couponing is an art. I also agree that it is best to go alone because it takes concentration and requires some last minute decision making. This hub is so very well done - I love it!

Jaye Denman from Deep South, USA on July 14, 2012:

Coupons are only valuable to me if they reduce the cost of non-food items (such as paper products and detergent), or if they reduce the cost of safe food items: food in non-BPA packaging, organic foods, foods that do not contain sugar, trans fats or high fructose corn syrup. I don't consider anything a bargain if it's harmful to my health. There is so much toxic food in supermarkets these days that people buy and feed their families without even thinking about the threats posed to their health.

I agree that saving money is necessary in this economy, but I prefer to practice frugality on other expenses rather than in this important area that affects health (both in the short and long terms).

Marisa Hammond Olivares from Texas on July 14, 2012:

Congratulations on the Hub of the Day! Wow! You know your stuff! You could literally teach a community course with this info - the local supermarket might not be too happy though - lol. Excellent tips and very well explained. Your receipt photo is incredible proof of how it is done and that binder is very well organized. Definitely worthy of a Hub of the Day - congrats again and enjoy your day!

Pages-By-Patty from Midwest on July 14, 2012:

Great hub! It's packed with all the useful info regarding couponing.

I started coupon clipping in 1981 and by 1988, I was extreme. My husband used to tell his friends "I can send Patty to the grocery store with $100 bill and she'll come back with 2 weeks of groceries and that same $100 bill!"

It's always nice to keep animal shelters in mind, too, when clipping coupons so that excess coupons can be donated. Cat sanctuaries and the like go through hundreds of pounds of litter a week so every dollar counts!

Thanks for sharing!

Alissa Roberts (author) from Normandy, TN on March 01, 2012:

Hi rebecca! I have done so much better with my savings since I switched to the binder. I no longer have to go through a bunch of coupons a hundred times to find the one I need. It makes it so much easier to be able to see each coupon. Thanks so much for stopping by and commenting!

Rebecca Mealey from Northeastern Georgia, USA on March 01, 2012:

I really like the idea of organizing coupons in a binder. This turns couponing into a serious business and turns it into a project that is sure to get results!

Alissa Roberts (author) from Normandy, TN on February 23, 2012:

Thanks so much Millionaire Tips! Kroger and CVS always has the best deals in our area. I do occasionally hit the other stores if they have some deals that I just can't pass up. Appreciate you taking the time to read and for commenting!

Shasta Matova from USA on February 22, 2012:

Great hub alissaroberts. Lots of great tips on how to save money using coupons. Looks like we shop at the same chain!

Alissa Roberts (author) from Normandy, TN on February 20, 2012:

Thanks so much Simone! Before the binder, you should have seen me at the store fumbling through this disorganized mess of coupons in one of those little plastic coupon holders. It was not pretty - I have come a long way in the past year! lol :) Appreciate you stopping by and for your sweet comments!

Simone Haruko Smith from San Francisco on February 20, 2012:

You're such an inspiration, alissaroberts! Your coupon binder is a magical thing. If I can only be 20% as good at couponing as you are, Ill save a TON of money! Fabulous Hub. I love the advice- and the layout, photos, and structure, too!

Alissa Roberts (author) from Normandy, TN on February 18, 2012:

Oh odeisa wouldn't that be nice to get all those groceries for only $10! Of course I would have to add an extra room on to the house to store all of them :) Maybe one of these days I will see that kind of bill and you better believe I would write a hub about that accomplishment lol :)

Alissa Roberts (author) from Normandy, TN on February 18, 2012:

Thanks teaches12345! We don't have many store options where I live so Kroger has been the best store to shop for our family. If you shop by their sale ads and stick to your list, it always saves us so much money and helps with the discount on gas. Great tip on the eat before you shop! You do tend to buy with your eyes when you are hungry - happy you mentioned that one! Appreciate you reading and for your great comments!

odeisa from Anaheim on February 17, 2012:

To be able to pay 10 dollars for groceries worth 800 dollars would be the greatest thing. Hahaha!

Dianna Mendez on February 17, 2012:

I lived in the midwest where Kroger was the main grocery store for great meats and quality product. Their loyalty card was a great way to save money and use points to purchase food and gas. I agree with your idea of using a list. If I don't take a list I tend to buy things I don't need and forget what I do. Also, I advise to eat before you go so that you are not tempted to buy because you are hungry. Voted up!

Alissa Roberts (author) from Normandy, TN on February 17, 2012:

Lol @ odeisa! My husband laughs at me and tells me all the time he is going to send me in for that show. I fear that they would laugh at my pitiful 37% savings this week :) I will have to do better!

Alissa Roberts (author) from Normandy, TN on February 17, 2012:

Thanks cheapstuff! My mom was a big couponer back in the day too. I used to hate when she would tell me we couldn't get something because we didn't have a coupon for it. Now I find it funny when I hear those words come out of my mouth with my own children :)Appreciate you stopping by and commenting!

Alissa Roberts (author) from Normandy, TN on February 17, 2012:

Thanks so much Kimberly! Oh how I love the coupon fairies at the store. I have been finding so many coupons just laying around the store by some really nice person who didn't want them. Happy to hear you are starting back to coupon - it definitely helps to save so much money! Appreciate all the votes and for your comment!

Alissa Roberts (author) from Normandy, TN on February 17, 2012:

Thanks so much Steph! That is one of the reasons I love to shop at Kroger - every 100 points I accumulate while shopping, I can get $0.10 off per gallon of gas. Doesn't sound like much but every little bit helps! Facebook is another great place to get some high dollar coupons - thanks for mentioning that! Appreciate the vote up and for your comments!

Alissa Roberts (author) from Normandy, TN on February 17, 2012:

Thanks Fiddleman! I agree with you. I use coupons on just about everything - going out to eat, buying gifts, etc. My family has learned that we don't do anything unless Mom has a coupon for it! Appreciate you reading and commenting!

Alissa Roberts (author) from Normandy, TN on February 17, 2012:

Thanks so much MP50! I agree with you on the less food the more money you can save. But unfortunately I have 2 little boys and 1 big husband who tend to disagree :) They think they need food every two hours to survive lol! I really appreciate you commenting, voting, and sharing!

Alissa Roberts (author) from Normandy, TN on February 17, 2012:

Thanks kikalina! That was this week's receipt. I usually do a little better than 37% savings but it was a slow sale week at my store. Appreciate you reading, commenting, and sharing!

odeisa from Anaheim on February 17, 2012:

@alissaroberts - If I will be here in the US permanently I will definitely do this, I would love to end up at TLC's Extreme Couponing. LOL.

Alissa Roberts (author) from Normandy, TN on February 17, 2012:

Thanks so much odeisa! Sorry to hear you can't coupon where you live. It helps our family save so much money. Appreciate you stopping by and commenting!

cheapstuff from California on February 17, 2012:

My mom was a coupon shopper and therefor I am a coupon shopper. Keep it frugal. Great hub... someone has to keep the youth informed about saving money through coupons!

Kimberly Lake from California on February 17, 2012:

I love your Hub! I don't coupon as much as I used to, but I have begun collecting my coupons now in order to start. I was inspired by a woman in the grocery store that offered me a 3 dollar off coupon for some shampoo I was purchasing. I used to save 50 to 75 percent on my grocery bill when carefully planned my shopping trips. Great Hub. Voted up and useful.

Stephanie Marshall from Bend, Oregon on February 17, 2012:

Excellent hub! I generally dislike having to cut and carry around coupons, so I don't use them as often as I should. But I carry loyalty reward cards and use them for cheap gas, too. Our local Safeway/Von's store offers a $10 coupon in the newspaper once a month, so I am always on the lookout for that. In addition, some other local grocery stores offer coupons and deals through Facebook if you "like" them. Rated up!

Fiddleman on February 17, 2012:

In today's world, clipping coupons is a smart way to save not only on groceries but just about anything. Very good!!

MP50 on February 17, 2012:

This Hub is very useful and full of information for people living on a budget.

I think if people use this information wisely it can save them a lot of money.

My personal tip on frugal living, is try to eat less food we eat far more food these days than we actually need.

A good breakfast, light lunch and an evening meal are sufficient.

I used to eat six meals a day, now I eat three my waist still 30 inches since the age of 16yrs old.

Voted up and SHARED.

kikalina from Europe on February 17, 2012:

This was very detailed and interesting. I loved looking at that receipt. Thanks for SHARING.

odeisa from Anaheim on February 17, 2012:

Very useful! Too bad I cannot coupon in the Philippines.

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