Frugal Living Tips for Families: Save Money and Have Fun

Updated on April 21, 2020
stephhicks68 profile image

Stephanie has had four children, including a set of twins! She loves to share ideas on raising kids—the good, bad and ugly!

How Can Families Save Money and Still Have Fun?

Let's face it: raising children is costly. From grocery shopping to buying clothes, entertainment, and much more... it all adds up!

Experts estimate that the cost of raising a U.S.-born infant to age 18 is approximately $200,000-250,000. If you have more than one child, multiply that figure accordingly.

As a mother of four children, ages 9-14, I am constantly looking for ideas to save money as a family, but still have fun. Until 2008, my husband and I both worked full-time. Then the recession hit and we went to a single-income family. While I had always been good at pinching pennies, we had to quickly adopt a more frugal living style. Before long, we realized that we could save hundreds of dollars each month with a few simple tips. What's more, it was actually fun to watch the savings add up.

Clipping coupons is only part of the equation here. I've never been that good at organizing all my coupons anyway, so we've streamlined the process of saving money for busy families.

Frugal living tips for families
Frugal living tips for families | Source

Saving Money as a Family: Teamwork!

A good friend of mine always reminds me that when it comes to family, we're all on the "same team."

This applies to rules, chores, and disagreements concerning everyday matters. The bottom line is that we all basically want the same things: a stable household, food on the table and a place to sleep.

Saving money as a family helps to ensure these fundamental needs are met, in most cases.

Minimize disagreements on money issues by calling a "team meeting" at which you ask for ideas from each person as to how to save more. Talk about what expenses can be cut out. Ask what trade-offs each is willing to make. How can you save more energy or hot water? Perhaps even set a long term goal to set aside part of the monthly savings for a special family outing!

Whether or not you have tight finances, the exercise of saving money as a family helps establish good habits and responsibilities concerning making and sticking to a budget. These are lifelong lessons that will follow your children into adulthood.

One Frugal Family Saves a Bundle

Be Frugal: Save Money at Meals

One of the easiest ways to incorporate frugal living into a family routine is to save money at meals. Homemade lunches and dinners are less expensive and usually healthier than take-out meals.

Collect some cheap, fast, and easy family recipes, shop smart at the grocery store, and follow these tips:

  • Purchase discounted groceries and freeze for future use (meat, bread), or incorporate into a meal immediately.
  • Never throw away leftovers.
  • Stretch your shopping dollar stocking up on staples when they are on sale.
  • Double your recipes and put one in the freezer for another day.
  • Have your children help with meal preparation (there are many great children's cookbooks!).
  • Shop for seasonal produce and pantry essentials; skip items that are out of season.
  • Grow your own vegetable or herb garden.
  • Make dried fruit, can fruits and vegetables, make pickles, make your own jam or jelly.
  • Bake from scratch instead of buying pre-packaged items.
  • Make popcorn on the stove top, instead of buying microwave popcorn.
  • Clip and use coupons or, if you have a smartphone, download free coupon apps.

Cooking at home saves money
Cooking at home saves money | Source

Be Frugal: Save Money on Clothing

My four children seem to grow overnight! Clothes and shoes that I purchase in September are often too small by the holiday season.

To stretch our clothing dollar, I use these frugal tips to save money on clothing:

  • Purchase new clothes on clearance and/or at the end of the season; stock up on essentials in larger sizes such as t-shirts, socks, undergarments and jeans and pack away for 9-12 months.
  • Repair clothing where possible: patch jeans, sew on buttons, replace zippers.
  • Organize hats, gloves, socks and underwear in easy to see bins; have children help you match pairs of gloves and socks.
  • Save, wash and organize older siblings' clothes to hand down to younger kids.
  • Ask friends with children older than yours if they have outgrown items that can be passed along.
  • Shop at consignment shops, Goodwill, and garage sales.
  • Check eBay or Craigslist.
  • Organize or attend a clothing swap party with friends.
  • Avoid purchasing premium brands, unless for a gift, or where the child has earned the extra money themselves.

This Frugal Mom Is an Inspiration!

Be Frugal: Save Money on Entertainment

Entertainment expenses are often the first items cut when a family is working on a budget. But, while you are saving money, you still want to have fun!

Fortunately, there are many options for family entertainment on a shoestring budget—some are even free!

  • Check out books at the library instead of buying new.
  • Check out DVDs or CDs, instead of renting or purchasing.
  • Borrow books, DVDs and CDs from friends.
  • Watch for special inexpensive or free movie screenings for families—our elementary school offers these quarterly; during the summer, our city has outdoor movie nights once a month.
  • Organize a movie night with friends and their kids to share the costs of entertainment.
  • Attend public lectures or book readings at the library.
  • Attend high school plays or concerts—even if you don't have a child that attends the school.
  • Spend time outdoors walking, hiking, bicycling, or swimming.
  • Go to the playground or park.
  • Attend local sporting events, rather than professional games.
  • Organize a toy exchange and swap items that your children have outgrown or are no longer interested in.
  • Print out coloring pages from the Internet, rather than purchasing coloring books.
  • Tell imaginative tales with your children during "story night" at your home.
  • Enjoy traditional, inexpensive games such as dominoes, playing cards, cribbage, checkers, chess, marbles, and jacks.
  • Entertain your children while also having them help out at home, saving even more money: enlist their help gardening, folding clothes, preparing meals, walking the dog and much more!

The best family entertainment is often free
The best family entertainment is often free | Source

General Frugal Living Tips for Families

It's not hard to save money and have fun as a family. In addition to the tips above, reducing your monthly living expenditures will can add up to significant savings.

Whether you minimize energy use at home, increase fuel efficiency of your vehicle, or pay less for services through a barter system, consider these general frugal living tips:

  • Use a programmable thermostat to reduce heating and cooling costs.
  • Unplug appliances when not in use.
  • Reduce frequency of running appliances (dishwashers, laundry).
  • Hang clothes to dry.
  • Wash in cold water.
  • Drive your vehicle less often.
  • Maintain your vehicle to increase fuel efficiency.
  • Consider having your teen take a part time job to earn his or her spending money.
  • Consider bartering/swapping services with a friend: i.e., you color their hair and they fix a plumbing issue at your home (note that the government may determine a bartering scheme to be taxable—confirm with your CPA before proceeding).

What general frugal living tips have you found most useful?

America's Cheapest Frugal Family

How Could You be More Frugal as a Family?

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© 2012 Stephanie Marshall


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    • MarloByDesign profile image


      5 years ago from United States

      Rated 'Useful' and I am definitely going to bookmark this Hub to reference later! I love your "team meeting" idea and "Never throw away leftovers" suggestion!! I totally agree.

    • profile image


      5 years ago

      Great tips, thank you!

    • stephhicks68 profile imageAUTHOR

      Stephanie Marshall 

      8 years ago from Bend, Oregon

      Thanks! The small expenditures can really add up! If you can efficiently shop and use food, etc., you'll end up saving hundreds over a year or two. Cheers, Steph

    • pbsandwichofdoom profile image

      Kathryn Lamoreux 

      8 years ago

      Great article! My family is trying to incorporate a lot of these things into our lives, but old habits seem to die hard-- food waste is a problem with only two of us. Getting through produce before it spoils is tough, so we need to freeze more. Voting up and useful!

    • stephhicks68 profile imageAUTHOR

      Stephanie Marshall 

      8 years ago from Bend, Oregon

      Thanks Nancy! Glad you liked the ideas to help save money! Steph

    • nancynurse profile image

      Nancy McClintock 

      8 years ago from Southeast USA

      Great ides. Thanks so much for sharing. You worked hard and it shows. Can't wait to try some of these great ideas.

    • profile image

      chrissie klinger 

      8 years ago

      These are all great ideas and when my husband's company gave everyone a 10% paycut to eliminate lay offs we had to implement many of these same ideas. Now we are making more money but we still follow a frugal lifestyle while having fun!

    • stephhicks68 profile imageAUTHOR

      Stephanie Marshall 

      8 years ago from Bend, Oregon

      Thank you everyone! There are so many fun things to do as a family that are free, or very inexpensive. So glad its nearly summer! Best, Steph

    • daisydayz profile image

      Chantele Cross-Jones 

      8 years ago from Cardiff

      Great tips will be looking to see if Cardiff in Wales has any free Movie Nights for sure! Outdoor ones would be great. We are pretty frugal with food and clothing usually, buying local and second hand, but finding more free events and entertainment would be great. Thanks for the hub

    • amramirez profile image

      Amber Ramirez 

      8 years ago from Mt. Dora, Florida

      I am new to hubs but this hub takes the cake! It was very well written and so helpful. I myself am a struggling mother of two and I have never really been able to save or spend money wisely. But your amazing tips are going to be put into action as of today! Thanks for the great advice!

    • Lisas-thoughts101 profile image


      8 years ago from Northeast Texas

      Steph, the comment from Lisa was from me. I didn't realize I wasn't logged in. Sorry! I will also be following.


    • profile image


      8 years ago

      Step, There are so many good ideas. I have found some ideas hard to place into action but there are some such as the playing inexpensive games, the library for books and C.D.s, movie nights, etc.. that are so much fun and really no hardship at all. I am going to check out your cheap and easy recipe hub and see if I can get some ideas, as this is my weak area.

      Thanks for the great hub and congratulations on it being hotd. I voted up and awesome.

      Take care,


    • stephhicks68 profile imageAUTHOR

      Stephanie Marshall 

      8 years ago from Bend, Oregon

      Thanks again to everyone! I love the empowering feeling you get from living frugally. As a family of 6, every little bit we save per person can really add up. Best to all, Steph

    • Vegas Elias profile image

      Vegas Elias 

      8 years ago from Mumbai

      Very informative hub indeed. My grandparents had the habit of putting aside a handful of rice each day in a separate can. In a month that can would contain enough rice to feed the family for a couple of days. Small savings add up to a small amount.

    • profile image


      8 years ago

      Thank you so much always looking for ways to save and still enjoy life!!

    • rahul0324 profile image

      Jessee R 

      8 years ago from Gurgaon, India

      Brilliant tips and advice on saving money! All of them can be utilized and used for living better!

      Great hub!

    • jasmith1 profile image

      Jen Smith 

      8 years ago from UK

      Thanks for this comprehensive and informative post Steph. We don't have kids but enjoy living frugally and making the most of what we have. I like the way you shared about making decisions as a family and involving your children in the processes and in taking responsibility collectively - inspiring!

    • stephhicks68 profile imageAUTHOR

      Stephanie Marshall 

      8 years ago from Bend, Oregon

      Thank you, everyone! I am so grateful for this community and all the wonderful comments. Best - enjoy the rest of the weekend, Steph

    • profile image


      8 years ago

      Ditto all the compliments and congrats! Have a great time at the tournaments!

    • mwilliams66 profile image


      8 years ago from Left Coast, USA

      Well done stephhicks. With or without children we can all benefit from taking your advice.

      Congrats of being chosen for the HOTD.

    • Navneet Thakur profile image

      Navneet Thakur 

      8 years ago from India

      interesting article.

      Thanks for share it.

    • Suzie HQ profile image

      Suzanne Ridgeway 

      8 years ago from Dublin, Ireland

      Fantastic artcle stephhick, WELL WORTHY as HOTD . . .Congrats!! Awesome hub, so many excellent tips, ideas and suggestions for life. Thanks so much for sharing and voted up, awesome, interesting and useful.

    • stephhicks68 profile imageAUTHOR

      Stephanie Marshall 

      8 years ago from Bend, Oregon

      Thank you to everyone! Its Memorial Day weekend and we're at baseball tournaments, so its hard for me to respond individually to each one of you right now. What an honor to have been chosen for HOTD! Appreciate the support from each of you, Steph

    • Peggy W profile image

      Peggy Woods 

      8 years ago from Houston, Texas

      We follow many of these tips even though we do not have kids. It just makes sense. I grew up learning similar things from my teaching your kids will have a long lasting effect no matter what the economy does in the years ahead. Great hub and congrats on HOTD. Well deserved! Voted useful and plan to share this so others can learn from your experience.

    • the best reviewer profile image

      the best reviewer 

      8 years ago from Belfast

      Fantastic read Steph, I will certainly be taking into account your recommendations. I noticed the part where you said about the cost of raising a child to 18 around the $250,000 mark....well my wife had twins a week before Christmas last year, and I've just turned seven shades of blue!!

    • fpherj48 profile image


      8 years ago from Carson City

      Smart, sensible advice. We can all benefit from any and all money-saving tips. Personally, I am Miss Frugal to the max. I see it as a Science, a challenge....almost an art form!

      Every time I think I've included every way to save, I find another method.

      I am positive that your average consumer is not aware of the "waste" we can be guilty of. I believe we need to take the time to focus on our daily life, get organized and create a budget that we can easily live with. Be diligent and keep up with our "homework"....always being willing to change, rearrange, cut corners and stay with a savings program. Great information here. Thank you UP+++

    • applecsmith profile image

      Carrie Smith 

      8 years ago from Dallas, Texas

      What a great guide! I definitely agree about the part of the family working together as a team. That's very important to future financial success. Congrats on being featured as the hub of the day!

    • MarleneB profile image

      Marlene Bertrand 

      8 years ago from USA

      These are all wonderful ideas - all quite doable. One of the biggest savings I received was in hanging my clothes out to dry. It was almost unbelievable how much money I saved on my electricity bill. That little dryer sucked up way more electricity than I thought. Excellent hub. Congratulations on receiving Hub of the Day!

    • Angela Brummer profile image

      Angela Brummer 

      8 years ago from Lincoln, Nebraska

      I love the family meeting idea. People,including children, always take more interest in something when their oppinion was valued. Also being carefull with what you have shows appreciation. You sound like an amazing mother! I also have four children, Gage, Hunter, Regan, and Jillian. Bless You for sharing!

    • John Sarkis profile image

      John Sarkis 

      8 years ago from Winter Haven, FL

      Hi Stephanie, what a wonderful hub this is. Yes, you're correct about people being able to do things without having to have to spend too much money.

      Great hub and congrats on winning HOTD


    • prakashkl profile image


      8 years ago from India

      Great way shown about living the life without undue expenses.

    • Vinaya Ghimire profile image

      Vinaya Ghimire 

      8 years ago from Nepal

      Wonderful tips.

      Congrats for well deserved the Hub of the day.

    • nancynurse profile image

      Nancy McClintock 

      8 years ago from Southeast USA

      You have some great and fun ideas. Great hub!!

    • Living Well Now profile image

      Living Well Now 

      8 years ago from Near Indianapolis

      Great hub! Chock full of good ideas! Inspiring!

    • Victoria Lynn profile image

      Victoria Lynn 

      8 years ago from Arkansas, USA

      I've read and commented on this hub before. Just wanted to say congrats for it being Hub of the Day!

    • livingpah2004 profile image


      8 years ago from USA

      Wonderful hub with great tips to save money. Thanks for sharing it. Voted up. Congrats on HOTD!

    • alissaroberts profile image

      Alissa Roberts 

      8 years ago from Normandy, TN

      Fantastic hub! All these ideas are so helpful to families living on one income. I need to print this out and hang it on the fridge to remind me of all the different ways to save money. Thanks for sharing all of your wonderful ideas with us! Congrats on your well deserved Hub of the Day!

    • chamilj profile image


      8 years ago from Sri Lanka

      Excellent ways to save money. Thanks!

    • Kristine Manley profile image

      Donna Kristine 

      8 years ago from Atlanta, GA

      Steph, this Hub is wonderful. I am on my way to paying off one more credit card, then the house is next. This Hub is so encouraging.

    • carter06 profile image


      8 years ago from Cronulla NSW

      This is a fantastic hub Steph...Especially when so much of the world is struggling economically...timely info and is sure to benefit many...thanks for sharing with us...up, useful and awesome.

    • mary615 profile image

      Mary Hyatt 

      8 years ago from Florida

      Congrats on HOTD! This was well researched and well written. I voted it UP, etc.

      Just last night I published a Hub on divorcing my cable company to save money, and here I see your Hub on saving money this AM.

      I keep a container of left over veggies in the freezer, beans, corn, etc. When I have enough, I make soup.

    • Thelma Alberts profile image

      Thelma Alberts 

      8 years ago from Germany and Philippines

      Congratulation on the HOTD! This is indeed an excellent hub for families. Family teamwork is very important and you outline it very well. Thanks for sharing. Voted up and useful;-)

    • profile image


      8 years ago

      Excellent Hub Steph! I could use many of these tips to cut back on extra spending. I also enjoyed the video you included on the family who lives frugally! Congrats on the HOTD! Take care, Kelley

    • Cosmic Bus profile image

      Cosmic Bus 

      8 years ago from Maryland

      Excellent advice Steph! Congrats on Hub of the Day.

    • a2aoptima profile image


      8 years ago from Bangalore, Karnataka

      Great tips. This hub will surely helpful for every family.

    • jacobkuttyta profile image

      Siny J 

      8 years ago from Delhi, India

      very interesting money saving points.


    • stephhicks68 profile imageAUTHOR

      Stephanie Marshall 

      8 years ago from Bend, Oregon

      Hi Amber, I would like to think that most of us have room for improvement when it comes to saving money. Even when you prepare a budget and think about purchases ahead of time, many families can save even more.

      Good point about the washing machine. Today's detergents allow cold water wash for all types of laundry, which can save a lot of energy and money. A shorter cycle is usually sufficient, too. Best, Steph

    • stephhicks68 profile imageAUTHOR

      Stephanie Marshall 

      8 years ago from Bend, Oregon

      Definitely ECAL! In fact, I tend to spend just a little bit more on clothes that I know can be handed down. That practice ends up saving money in the long run. Thank you for the comment! Best, Steph

    • Amber Allen profile image

      Amber Allen 

      8 years ago

      Hi Steph

      This is a hub packed full of so many great ideas on how to make your money go further.

      I had to vote "All of the above" too, not because we don't try to spend our money wisely but because we have room for improvement in all of these areas.

      You've suggested using your washing machine less often which is going to save the most money but if you do need to use it washing at a lower temperature or on a shorter cycle will also help.


    • EuroCafeAuLait profile image

      Anastasia Kingsley 

      8 years ago from Croatia, Europe

      One more point: For us, what you buy for your child will be passed on to the kid next door and vice versa. Most hand-me-downs are in remarkably good condition. While passing along shoes is not recommended, the majority of clothes can be extended to more than one child if they are cared for - changed into "play clothes" when coming home from school. Best, ECAL

    • stephhicks68 profile imageAUTHOR

      Stephanie Marshall 

      8 years ago from Bend, Oregon

      Thank you poowool, I do believe in families working together so that everyone feels like they have a voice, and compromise is more easily obtained. Appreciate the comment. Cheers to you, Steph

    • poowool5 profile image


      8 years ago from here in my house

      Great hub, Steph, packed with tips that we should all use in these green-conscious times, whether or not budget is an issue. Totally support your suggestion of "team meetings" too, so important for everyone to feel that they are included, important and have a say. Greater likelihood of following through too! Voted up, thanks!

    • stephhicks68 profile imageAUTHOR

      Stephanie Marshall 

      8 years ago from Bend, Oregon

      Veronica, you are not the only one to vote "all of the above" Saving money can be fun when you all pitch in as a family. Good luck with budgeting! :) Steph

    • VeronicaFarkas profile image

      Veronica Roberts 

      8 years ago from Ohio, USA

      So many great ideas and suggestions, and all are very useful! I, unfortunately, had to vote "all of the above"! lol I'm working on it! =]

      Voted up & useful.

    • profile image


      8 years ago

      Thanks for reminding me of some ways I should be living! Great Hub!

    • stephhicks68 profile imageAUTHOR

      Stephanie Marshall 

      8 years ago from Bend, Oregon

      Thanks teaches,

      You are right about eating out! It gets very expensive. We try to save it for special occasions. Appreciate the vote up and the comment. Best to you, Steph

    • teaches12345 profile image

      Dianna Mendez 

      8 years ago

      Great hub topic and full of useful ideas on saving money. We cut our dining out to once every two weeks and it has made a big difference. We also freeze all leftovers and cook fresh food at home. I have also taken to borrowing books, videos, etc. from the library or friends instead of purchasing them new. Wonderful hub topic and voted up!

    • stephhicks68 profile imageAUTHOR

      Stephanie Marshall 

      8 years ago from Bend, Oregon

      Hi Barry, Thank you! Owning a car is definitely a huge monthly expense, from maintenance, insurance, licensing, parking, car payments, and of course, the fuel. If people could go without a vehicle, or reduce to a single vehicle per family, they could save anywhere from $100-$1000 a month (or more). It really adds up, doesn't it? Cheers, Steph

    • stephhicks68 profile imageAUTHOR

      Stephanie Marshall 

      8 years ago from Bend, Oregon

      Twoseven, you are right! At our library, there are computer stations for the kids that help them learn to read, or play educational games - more free entertainment, in addition to books, DVDs and CDs. Plus, there are often book readings for kids, lectures for adults and more. Love the library!! Cheers, Steph

    • stephhicks68 profile imageAUTHOR

      Stephanie Marshall 

      8 years ago from Bend, Oregon

      Hi Suzie, taking a few frugal steps is not very hard and anyone can pocket an extra $5-10 per month ($60-120 per year!) Thanks for reading and commenting, Steph

    • barryrutherford profile image

      Barry Rutherford 

      8 years ago from Queensland Australia

      Another great hub by you;well done Have found doing without a motor vehicle has saved me a lot of money and stress. Don't have to worry about fuel prices,cleaning location parking fees other traffic. the list goes on

    • twoseven profile image


      8 years ago from Madison, Wisconsin

      Thanks for the tips! We have been using the various local libraries a lot, and that has been really great. It's a fun destination - almost as fun as a toy store - and I like that you can pass the time there and also take stuff home! Kids don't really know the difference whether you're buying or borrowing for free! :)

    • Suzie ONeill profile image

      Suzie ONeill 

      8 years ago from Lost in La La Land

      Thanks for the tips! I'm always looking for ways to stretch a dollar even further! :)

    • stephhicks68 profile imageAUTHOR

      Stephanie Marshall 

      8 years ago from Bend, Oregon

      thanks much @EuroCafeAuLait!

    • EuroCafeAuLait profile image

      Anastasia Kingsley 

      8 years ago from Croatia, Europe

      Loved it! Voted up. Way to go, Stephhicks68!

    • stephhicks68 profile imageAUTHOR

      Stephanie Marshall 

      8 years ago from Bend, Oregon

      Oh Jimmy - I am in the same boat! :) Who knows??? LOL!

    • stephhicks68 profile imageAUTHOR

      Stephanie Marshall 

      8 years ago from Bend, Oregon

      Thanks Jools, I thought it was important to include inexpensive resources for families on a budget. Cheers to you, Steph

    • jimmythejock profile image

      Jimmy the jock 

      8 years ago from Scotland

      I was shocked to see just how much it costs to raise a child, especially as I have 4 children which makes it a nice round million can't wait till they all pay me back lol.....jimmy

      I wonder where that million is coming from lol.

    • stephhicks68 profile imageAUTHOR

      Stephanie Marshall 

      8 years ago from Bend, Oregon

      Thank you Robie! Yes, respect is key to success in adopting a frugal living system as a family. Everyone can celebrate accomplishing the goal of saving money when they feel like a valued part of the solution. Cheers to you, Steph

    • robie2 profile image

      Roberta Kyle 

      8 years ago from Central New Jersey

      I love your suggestions about how a family can work together to be more frugal-- this is so great and not just in terms of saving money. It teaches valuable lessons in terms of relationships, people, respect and so much more. Great hub, Steph!

    • stephhicks68 profile imageAUTHOR

      Stephanie Marshall 

      8 years ago from Bend, Oregon

      Thanks Shelley - you are right! It has to be a family effort and everyone needs to be on board when it comes to saving money. It reduces stress and minimizes the chance that a single person is perceived as the "bad guy." Thank you for the comment. Best, Steph

    • Jools99 profile image

      Jools Hogg 

      8 years ago from North-East UK

      Great hub, thanks for the Google references to cheap kindle downloads. Everybody seems to be tightening their belts these days and this hub is very useful.

    • Shelly McRae profile image

      Shelly McRae 

      8 years ago from Phoenix, Arizona

      Great tips for saving as a family. Making it a family project, rather than leaving it to one person to try to control the budget, is an excellent approach. Thanks for sharing this hub.

    • stephhicks68 profile imageAUTHOR

      Stephanie Marshall 

      8 years ago from Bend, Oregon

      Thank you Lenzy!

    • stephhicks68 profile imageAUTHOR

      Stephanie Marshall 

      8 years ago from Bend, Oregon

      Thanks alocsin - we regularly take our cub scout group to the library and many of the kids are amazed at the resources available at no cost. Cheers, Steph

    • stephhicks68 profile imageAUTHOR

      Stephanie Marshall 

      8 years ago from Bend, Oregon

      @drbj Ha!! :)

    • Lenzy profile image


      8 years ago from Arlington, Texas

      Well done. You covered a lot of ground with your material.

    • drbj profile image

      drbj and sherry 

      8 years ago from south Florida

      Excellent tips, steph. You would be proud of me. I NEVER throw away leftovers.

      That's because I never HAVE any leftovers!

    • alocsin profile image

      Aurelio Locsin 

      8 years ago from Orange County, CA

      Excellent tips. In these days of multimedia and Internet entertainment, we forget that there's such a thing as a library in most cities. Good reminder that it still exists. Voting this Up and Useful.

    • stephhicks68 profile imageAUTHOR

      Stephanie Marshall 

      8 years ago from Bend, Oregon

      Thanks so much everyone! I think that its much more fun to be careful with money than to worry about it. It's great to be able to share our successes and hear that many others are living frugally too. Best, Steph

    • odeisa profile image


      8 years ago from Anaheim

      This is a very nice hub. Everyone from all over the world can use your tips. Thank you!

    • dahoglund profile image

      Don A. Hoglund 

      8 years ago from Wisconsin Rapids

      All of us can use tips to save money. Especially with the cost of living going up.

    • profile image

      Arlene V. Poma 

      8 years ago

      This is a very impressive Hub and a reminder that all of us need to live smarter. I don't have children, and I have to hand it to you for raising them in these "hard economic times." As a retiree, I am on a fixed income unless I hustle for the writing jobs.

    • billybuc profile image

      Bill Holland 

      8 years ago from Olympia, WA

      I love these types of hubs; I always get something good out of them that I can use. Good job and helpful!

    • profile image


      8 years ago

      You have put together a very comprehensive list of money saving ideas! I am a SAHM and try to economize as much as possible. I love coupons--not just because of the savings BUT it's a kind of "thrill of the hunt" to me to see just how much I can save and still purchase the brands I like. I agree with Simone above--sometimes being frugal can be fun :)

      I also think money could be saved by buying fewer "convenience foods" such as the popcorn you discussed. I think the regular popcorn IS SO MUCH BETTER than the microwave with its weird waxy coatings anyway. Excellent job - voted up :)

    • Victoria Lynn profile image

      Victoria Lynn 

      8 years ago from Arkansas, USA

      Wonderful hub, Steph. Great ideas! I grew up with a frugal mom, and I continue her tradition. I do think living frugally and continually finding new ways is fun. Lots of votes on this one!

    • Simone Smith profile image

      Simone Haruko Smith 

      8 years ago from San Francisco

      Hehee, these things sound like so much fun- I want to do them anyway- not to save money, but just because I want to! Movie nights, going to the library, working as a team.. who would NOT like to do these things!

      I'm beginning to think that we make more expensive choices not because more costly alternatives are better, but simply because we've forgotten how fun it is to be frugal. Thanks for reminding me!


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