Working mom, always looking for ways to save time and money.
I’m sure most of us remember when extreme couponing became all the rage; people were building stockpiles for pennies. But since retailers caught on, the savings slowed down. Now, stores have shifted more towards digital coupons versus paper. By combining the digital and paper coupons, plus using cash back apps, people are saving, and even making money. There are a lot of options, so here’s a breakdown to get you started.
Your Local Stores
We all have our favorite local stores that we probably visit weekly. Most of them these days have their own rewards or discount card that you scan at checkout, or enter your phone number. For example, my favorites are Food Lion which has the MVP card, and Harris Teeter’s VIC card. If you don’t already, start by getting one at every store you shop at regularly. This is how stores allow you to ‘clip’ digital coupons through their app if they have one. Once you download these to your digital card, the discount will automatically be deducted from your total when checking out.
Before meal planning for the week or working on your shopping list, make sure to look through the available ones at your store and ‘clip’ them to your card. Through the store app, you should also be able to see any sales and really maximize your savings.
There are a few stores that I was surprised have really great digital coupons and rewards through their apps. Most of us normally wouldn’t shop there on a regular basis, but their digital coupons definitely make it worth it. Here are a few:
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- Walgreens: Download the app and sign up with your phone number. They have great coupons for toothpaste, paper products like paper towels/toilet paper.
- CVS: Download the app and sign up with your phone number. CVS has the best deals on toothpaste, paper products, hair products, and even snacks. Plus, you earn cash back on almost every purchase. Almost every time I’ve bought something, I leave with two dollars in ExtraBucks. Just make sure to watch for when they expire.
- Dollar General: Download the app and sign up with your phone number. They have great deals on laundry supplies, like detergent and softener. On Saturdays, they have a digital coupon for $5 of $25. At most locations, you can clip several coupons, combine them, and still get the $5 off. But make sure to check with your local store.
Cash Back Apps
In addition to clipping paper and digital coupons, one of the newer ways for even more savings is cash back apps. Before going shopping, look through what’s available for a particular store, and add what offers you plan to buy. Or add all of them just in case! After shopping at the store and purchasing the eligible products, redeem the cash back offers by uploading the receipt. Some stores will connect directly to your store loyalty card and automatically redeem the offers for you, but for most of them, you will have to manually take a photo of your receipt.
Once uploaded and redeemed, it may take a day or two to process, but then the savings will be in your account as cash you can eventually redeem. You can withdraw the earning through gift cards, PayPal, or some will link directly to your bank account to deposit. In most apps, you will have to reach a certain amount saved before you can withdraw, usually from $10-20. Here are a few of the most popular and legitimate cash back apps:
- Ibotta: Ibotta has a great selection of stores to choose from and lots of ways to earn bonus cash. It can be linked with some store cards so that you don’t have to take a photo of the receipt. They frequently have cash back for any item bought, or for a certain type of product, but any brand. For example, they might have a deal where you can get $0.25 just for submitting a receipt or $0.10 for buying any brand of lotion, any size.
- Shopkick: With this app, you can earn points just for walking into a store. Earn more points by scanning the bar code on specific products they list. Then, of course, the best way to earn points is by purchasing eligible products. You earn points for every dollar spent. Your earnings accrue until you can redeem gift cards.
- Fetch: This is one of the easiest because you can upload any receipt from any store or restaurant and earn points. The app will search through available offers and give you any extra points that you qualify for. It can also use eReceipts that you receive through e-mail. Once you’ve saved up points, there are lots of rewards and gift cards to choose from. Use code C68NYN when you sign up to get 2,000 points when you submit your first receipt.
Now that you’ve got your apps downloaded and digital coupons clipped, you’re ready to go! Happy couponing!
This content is accurate and true to the best of the author’s knowledge and is not meant to substitute for formal and individualized advice from a qualified professional.