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Ten Frugal Tips For Simple Living

Updated on July 27, 2016

Say Hello To Living Simple

There are some who will read the title of this article and read no further. They simply are not interested in living frugally and to them I say, “more power to you.” I understand that this is not for everyone. I understand that lifestyles are learned behavior, and that there are those out there who are quite comfortable and have no desire to learn a new behavior that will take them out of their comfort zone.

I also understand that those in the top 1% certainly have no desire to live frugally. Wealth, and all that it can purchase, is intoxicating, and asking someone like Bill Gates to downsize his mansion is a fool’s mission.

However, there are millions upon millions of people (the lower 99%) who can benefit from these suggestions, and could definitely benefit from living simple. Frugal living does not have to be about living in misery. It is entirely possible to live happily with fewer possessions. This author has been doing it now for six years, and in reality most of my life has been about frugal living. I was raised by parents who grew up during the Great Depression, and the lessons they learned were naturally passed down to me. For that I am grateful!

Of course they wanted the best for their son, and of course they wanted me to have a better life than they had; however, they did not define “better” as having more money. Their primary concern was that I learn to be happy in life, and that I grow up with a set of principles that would carry me through the trials and tribulations that would most certainly arise as I traveled my path.

So here I am now, a happy and contented man, who does not need the trappings of life to validate my self-worth. I have found happiness without an abundance of possessions and I am embracing a frugal lifestyle. You can too!

Where our money goes
Where our money goes | Source

Why Go Frugal?

This is a valid question, especially in today’s world where everything seemingly revolves around possessions. For my way of thinking, there are four main reasons to adopt this lifestyle:

1. Frugality allows you to spend less than you earn

2. Frugality means you can earn less because you spend less

3. Frugality allows you time to enjoy life and appreciate those things that have no price tag.

4. Frugality simplifies life; it de-clutters your physical world and thus de-clutters your emotional world.

A man is rich in proportion to the number of things he can afford to let alone.” Henry David Thoreau

What follows are ten tips to help you achieve what I believe to be a wonderfully simple lifestyle.

Live in a Smaller House

This is the difference between what you want and what you need. If you were to seriously de-clutter and get rid of unneeded items, you would be amazed with how little room you need to live. I have lived comfortably in 500 square feet. When I was a single parent we lived in a home with 1000 square feet.

Living in a smaller home means less furniture, less house payment, less property taxes, less utilities and less upkeep. Do you really need all of that space, or do you just want it?

Buy Used First

Obviously, used costs less, unless, of course, we are talking about antiques or collectibles. When I needed a new printer for my freelance writing business, I put out the word among my friends. Turned out one of my friends had an extra one and he just gave it to me for cost.

If you aren’t lucky enough to have such friends, check craigslist.org or go to garage sales or thrift shops. About the only thing I won’t buy used is underwear. Even I have my limits regarding frugality.

Eat out Less

Yes, this is a sacrilege to a fast food society, but stop and think about the nickels and dimes spent during a year on those quick trips to McDonalds or Starbucks. The average American spends close to $3000 per year eating out.

This writer grew up on fast food. I love a juicy burger and some greasy fries, and I love the fact that I can have it all for $5 and I don’t have to cook. However, if I do that twice a week, I have wasted $520 on just fast food. I also loved having a mocha each morning. Four dollars per day times 365 days….$1460 per year. I now have two mochas per week; still an extravagance but one I feel I deserve for working hard for forty-five years.

Life looks like this without money worries
Life looks like this without money worries | Source

Eliminate Half Your Wardrobe and Replace As Needed with Used Clothes

This step helps de-clutter the house and greatly reduces shopping costs in the future. How many pairs of shoes do you own? The average American woman owns 19 pairs of shoes; over 15% own more than 30 pairs. Please! Why does someone need that many shoes? Take half of them to a charity drop-off and do not replace them. If you want incentive, it is tax deductible. A win-win situation if ever there was one.

Over half of your clothes are only worn once a year! Get rid of them! Give to charity, save more on taxes, and if you have to replace any, go to a secondhand store to do so. The last coat I bought was a North Face heavy fleece and I bought it at Goodwill for $7. Get rid of the status-symbol thinking and start thinking frugally.

Some Words By Yours Truly

Stop Impulse Buying

We all do it! We walk through a shopping mall and something catches our eye, and so we buy it. We had no intention of buying it when we entered the mall, but some inner urge triggered our shopping impulse and now we own it. Kiosks at the shopping malls thrive on impulse buying, and we Americans feed the economy on a regular basis because we can’t seem to curb this unintentional buying habit.

Shopping online is every bit as dangerous to the pocketbook. Ebay, Amazon, craigslist, they are all there to lure us out of our good intentions and into further debt. And we fall for it time and time again. If you want to save some big bucks, stop impulse buying.

Buy in Bulk

I have to tell you, I hate Costco, the warehouse giant. I get around all of those people and I start breaking out in hives. Not really, but you get the point. However, the deals there are incredible, and I’m all about saving money. If I have to buy fifty rolls of toilet paper to save fifty cents a roll, then I’m doing it. It’s not like I won’t use it, right?

One added bonus to shopping at Costco or other large, bulk stores: if you get there at the right time of day, they are giving out free samples. You can literally save money on lunch by eating for free while saving money on necessity items. How cool is that?

Living Simple
Living Simple | Source

Get Rid of Your Television

I’m sorry, but television is unnecessary! Save on the expense of cable and save about nine years, on average, of your life. Plus, watching less tv means you will be more active, which means better health, which means fewer trips to the expensive doctor.

I know, it seems unimaginable, but it is possible to be happy without television. This writer has not owned one for six years. Time saved is used to read, to visit with loved ones, to go for walks, and in general just to enjoy life. Money saved on cable is money I don’t have to earn in the future.

Go to the Library

This is coming from an author. Books are expensive! Owning books is unnecessary. Join your local library and get unlimited books for free. That is one sweet deal that keeps on giving.

Better yet, take all of your old books and sell them online or have a garage sale. Now we’re talking! Clean out your house, take all your old CD’s and DVD’s…and books, and make some extra cash. Now you have a savings account for emergencies, or a vacation, or whatever. Do you see how this frugal lifestyle thing works?

Walk More Often

What does gasoline cost nowadays? $4 per gallon? It fluctuates for sure, but one thing that is certain is it won’t be dropping down to the $2.50 per gallon level we all dream of. Those days are long gone. Start walking more. If possible, for that trip to the grocery store for a loaf of bread, walk it!

If you live somewhere that makes it impossible to walk to the store, then make sure you coordinate your errands so that you only make one trip. It’s amazing how much gas is wasted each week on needless trips. Start charting your car trips and then plan a way that saves on gas. The added bonus is that you are saving on wear and tear to your vehicle.

Drink More Water

Yes, drink more water! You are already paying for it; you might as well drink it! Stop buying soda and flavored waters at the grocery store. Do you want some flavor with that water? Grow your own peppermint or spearmint and put a sprig in your water.

Remember, what do you need vs what do you want? That’s the question any frugal person will ask every time. You do not need soda; you do, however, need water. Pretty simple really!

Take a minute to participate in this poll please

Can you see yourself living frugally?

See results

More to Come

Oh, there is so much more, but that’s all we have time for in this installment. Never fear, we will have ten more tips for you next week. I’m loaded with them and I want to share with all of you. It is my hope that once you start on this road you will begin to see the benefits of this frugal way of thinking, and then you will embrace it as I have.

Repeat after me: Less is more!

Or, as Henry David would say: “Our life is frittered away by detail. Simplify, simplify.

2012 William D. Holland (aka billybuc)

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    • billybuc profile image
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      Bill Holland 3 months ago from Olympia, WA

      Susan, I'm not sure what retirement looks like, and I'm sixty-eight, but I do know what the simple life looks like, and I love it. Thanks for checking in.

    • Susan Sears profile image

      Susan Sears 3 months ago

      Great advice..I am not living frugally as evidenced by my charge cards. I am slowly working to pay those off and cutting up as I go. As I see retirement in the future I realize I need to look seriously at living a frugal life.

    • billybuc profile image
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      Bill Holland 4 months ago from Olympia, WA

      You are well on your way, Tamara! Thanks for digging up one of my oldies. I'm glad you enjoyed it. This kind of lifestyle was taught to me by my parents. We always had what we needed, but rarely bought what we didn't need. :)

      Have a superb week

      bill

    • profile image

      Tamara Moore 4 months ago

      I like articles about living frugally, and being a minimalist. I actually only like to keep what I need, and not have a bunch of unnecessary items. Too many things overwhelm me, and take away from the more important items.

      I would much rather eat homemade food than fast food or even restaurant food. And, I've always preferred small house to bigger houses. I also enjoy thrift stores and consignment shops.

      Excellent to read this!

      Cheers,

      Tamara

    • billybuc profile image
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      Bill Holland 7 months ago from Olympia, WA

      Thanks for sharing your thoughts, Lauren! I'll check out your blog.

    • billybuc profile image
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      Bill Holland 9 months ago from Olympia, WA

      Sue, I don't even know you and I'm excited about your upcoming year of traveling. Safe travels, my friend. I'll be along in spirit.

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      Sue 9 months ago

      I'm surprised--in your Costco comments, you fail to mention the cost of Costco membership--you'd have to spend a lot of money to save after factoring in the $$ for membership. Or do you go there everyday for the free lunches?

      I plan to spend a year traveling around the US interviewing for 2 books, "It's Easy to Smile When You Love Your Work" and "Heroes Beyond War" --You will recognize me if you see a van with CA license plate "EZ2SMIL". This year, I am struggling with getting rid of stuff that has accumulated in my 43 years in CA. The hardest are things that are part of my history. I am taking pictures. It is a process. I have lived frugally my whole life, but still I have lots, but most of the real joys in life are free.

    • simplehappylife profile image

      sannwi 9 months ago

      Thanks Bill! I am too :)

    • billybuc profile image
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      Bill Holland 9 months ago from Olympia, WA

      I'm glad you're here, SA!

    • simplehappylife profile image

      sannwi 9 months ago

      You're Very Welcome :) I'm happy to do it.

    • billybuc profile image
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      Bill Holland 9 months ago from Olympia, WA

      Thank you for sharing, SA! I appreciate that very much.

    • simplehappylife profile image

      sannwi 9 months ago

      Great article Bill :) I'm starting to see what you mean, regarding our like-mindedness :)

      I'm sharing this on flipboard :)

    • billybuc profile image
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      Bill Holland 21 months ago from Olympia, WA

      Swalia, I think it would top my wife's list as well. :) Happy New Year to you.

    • swalia profile image

      Shaloo Walia 21 months ago

      Saying no to impulsive shopping tops my list. Thanks for sharing this!

    • billybuc profile image
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      Bill Holland 2 years ago from Olympia, WA

      I'm so happy to hear that, creditcomedy...thank you very much.

    • creditcomedy profile image

      Credit Comedy 2 years ago

      This one Article has truly changed my life...

    • billybuc profile image
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      Bill Holland 2 years ago from Olympia, WA

      Marlo, thanks for sharing your thoughts. I totally agree. Life is just much simpler when the clutter is removed.

    • MarloByDesign profile image

      MarloByDesign 2 years ago from United States

      I agree ~ Frugality de-clutters your physical world and thus de-clutters your emotional world. I am trying that in my life right now, and I can relax in the rooms in my house in which I have done so. Great Hub!

    • billybuc profile image
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      Bill Holland 2 years ago from Olympia, WA

      Thank you Voucherix. I'm glad you found them useful.

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      Voucherix 2 years ago

      Great frugality tips. thanks for sharing.

    • billybuc profile image
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      Bill Holland 2 years ago from Olympia, WA

      :) Jacobb

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      Jacob Barnard 2 years ago from Gloucestershire

      No problem, billybuc

    • billybuc profile image
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      Bill Holland 2 years ago from Olympia, WA

      Thank you Jacobb....I appreciate you stopping by.

    • Jacobb9205 profile image

      Jacob Barnard 2 years ago from Gloucestershire

      Great ways to live cheaper! Thank you

    • billybuc profile image
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      Bill Holland 3 years ago from Olympia, WA

      boutiqueshops, that reminds me of the saying "I was country before country was cool." I may be wrong but I think a lot of people are going to join us in this movement before too long.

      Have a great weekend.

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      Sylvia 3 years ago from Corpus Christi, Texas

      You hit another one right out of the ball park! AWESOME wisdom; thank you so much for passing it on. I was a fan of the Tightwad Gazette before some thought it was cool to play at being frugal. ;)

    • billybuc profile image
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      Bill Holland 3 years ago from Olympia, WA

      cheap uggs, that is fantastic. I love your enthusiasm, which shines through in your words. Best wishes to you as you move forward.

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      cheap uggs 3 years ago

      In the past 6 months, I"ve worked hard at my first online photography e course , Shoot By Design cheap jordans : Refining Your Photography Style and I have realised that what started out as me wanting to share some of my knowledge and find a process to have a more in depth way to answer some of those email questions that I get;has actually turned into something that I absolutely love to do. I love the interaction and one to one (even if it is across a computer screen) involvement I have with my beautiful students. It has taught me so much already and I"ve made connections with new people , that I never thought possible cheap jordans for sale!. cheap jordans online So. cheap jordans .in the last few months, I"ve been shaping ways to keep this moving upwards and I know I have lots of other types of courses in me.

    • billybuc profile image
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      Bill Holland 4 years ago from Olympia, WA

      FBohman, thanks for stopping by. As you said, financial planning starts with the simple act of cutting costs and then making the decision to change your lifestyle.

    • FBohman profile image

      Fred Bohman 4 years ago from Orange County, CA

      Reading through your hub I found the part about living in a smaller home. This is definitely something I see on a regular basis, people living in a home that is too big for their needs simply to hold onto clutter.

      Great article, I think the first part of financial planning is always cutting costs and living a bit more frugal.

    • billybuc profile image
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      Bill Holland 4 years ago from Olympia, WA

      tebo, it is an adjustment at first but very liberating once you do it. Good luck to you and thank you!

    • tebo profile image

      tebo 4 years ago from New Zealand

      Lots of great ideas here. Getting rid of stuff is a great idea. I am slowly chipping away at that one. And a smaller place to keep in order is sound advice too.

    • billybuc profile image
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      Bill Holland 4 years ago from Olympia, WA

      Jainismus, I agree with you about the lemonade. Thank you for stopping by my friend.

    • jainismus profile image

      Mahaveer Sanglikar 4 years ago from Pune, India

      Those who are not interested in drinking just water, they should drink homemade lemonade, which costs very less. This will save a lot of money on cold drinks.

    • billybuc profile image
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      Bill Holland 4 years ago from Olympia, WA

      Moms, thank you again for the visit and the share. Greatly appreciated!

    • MomsTreasureChest profile image

      MomsTreasureChest 4 years ago

      Great hub with lots of practical tips, thanks for sharing!

    • billybuc profile image
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      Bill Holland 4 years ago from Olympia, WA

      Thanks Pinkchic; it's good to see you again. Now go back to your coupon clipping. :)

    • Pinkchic18 profile image

      Sarah Carlsley 4 years ago from Minnesota

      I use coupons regularly! Couldn't live without 'em :) Nice hub!

    • billybuc profile image
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      Bill Holland 4 years ago from Olympia, WA

      Wiley,that is fantastic. What a great savings for your family. I applaud you on taking those steps. Your children will grow up understanding what is important in life, and that's a lesson that will serve them well for their entire lives.

      Thank you for sharing that message with my readers.

    • wileyspeaks profile image

      Anna 4 years ago from Auburn, Indiana

      Thanks Billy for taking the time and writing this hub. I completely agree that you can better your quality of life by letting go of unnecessary things. I want my children to learn that you can have a full life and not have all the clutter. We too have recently got ride of cable and cut back on our phone bill as well. Yes, it was nice to have two cell phones but not needed. We have a house phone through Vonage which is 10.00 a month and one pre-paid cells for emergencies just by doing those two things we have cut our bills by almost $400 a month!! Can't wait to hear more ideas from you!!

    • billybuc profile image
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      Bill Holland 4 years ago from Olympia, WA

      jainismus, thank you my friend! I hope these ideas help in some way.

    • jainismus profile image

      Mahaveer Sanglikar 4 years ago from Pune, India

      Great advice for frugal living, thank you for sharing the tips.

    • billybuc profile image
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      Bill Holland 4 years ago from Olympia, WA

      AlliOop, sometimes we are forced to do that which is so good for us. I faced tough decisions like that about six years ago, and they became the decisions that turned my life around. I am incredibly happy now, but I would have never guessed it possible six years ago. Shows you how much I knew. :) Thank you for sharing your experience.

    • AlliOop profile image

      AlliOop 4 years ago

      Wonderful tips to live by. Due to a medical condition and a pretty severe car accident, I was put out of the workforce several years ago, so my husband and I have to survive on just his income. Being forced to live a frugal lifestyle is probably one of the best things that ever happened to us. Making a conscious decision not to pursue the materialistic trappings of society eliminates so many money worries. The only tip you mentioned that we don't live by is the no television. I rarely watch it, but my husband would probably divorce me if I suggested getting rid of it. We don't pay for cable though. Strictly over the air broadcast. Voted up and useful.

    • billybuc profile image
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      Bill Holland 4 years ago from Olympia, WA

      Learning, I would too. I wouldn't make a living without my laptop, and that's the truth. Some things I will not give up.

      Thank you so much; it's time for me to pay you a visit.

    • Learning in Life profile image

      Megan Sisko 4 years ago from SW Florida

      I think the only "possession" I would go crazy without is my laptop and internet. lol I would give up running water to have my internet if I had to choose.

    • billybuc profile image
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      Bill Holland 4 years ago from Olympia, WA

      Learning, it is an uphill battle for sure. We are such a possession-oriented society, and most people cannot conceive of the concept of need before want. I live it and have no problem at all, but convincing most people is maddening.

      Thank you for the visit.

    • Learning in Life profile image

      Megan Sisko 4 years ago from SW Florida

      I love the simple and frugal lifestyle but it is hard when your friends and family don't really realize it. Any birthday or holiday, we get so much "crap" we don't need. I appreciate the gesture but I feel like I need more space just to house the stuff I get from others. For example, my 15 month old daughter had the biggest room in the house just to fit all her toys. I've only bought her things she NEEDS.

    • billybuc profile image
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      Bill Holland 5 years ago from Olympia, WA

      I will, Kathy; I'm enjoying it too! :) Thank you!

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      Kathy Sima 5 years ago from Ontario, Canada

      Another great hub! I'm really enjoying this frugal living series Bill. Keep them coming, please!

    • billybuc profile image
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      Bill Holland 5 years ago from Olympia, WA

      Kaiyan, it's amazing how little I miss television. When we want a movie we always turn to Netflix or Hulu Plus....for us there is just no need for tv. Thank you for the visit; I always like hearing from fellow frugal people. :)

    • kaiyan717 profile image

      kaiyan717 5 years ago from West Virginia

      Some pople cannot live without a television, so there is other options. I have 1 that gets turned on a few times a month, I am still in the debate of getting rid of it. A computer pretty much takes over the need for a television, very few things cannot be found on line. There is also sites like Hulu Plus and Netflix that can give you a large virtual library to choose for under a hundred a year or just go to the library of course. I think I have finally decided to go through my closet and get down to the donation site in town. Voted up and great hub, I am always looking for frugal tips!

    • billybuc profile image
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      Bill Holland 5 years ago from Olympia, WA

      Thank you Audrey; our city is about 40,000 so it is relatively easy to get from Point A to Point Z in no time at all, and the cost of living isn't that bad either. Having said that, we still have a long way to go.

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      Audrey Howitt 5 years ago from California

      I had to scroll down for a long time before I got to the bottom of this to leave my comment--so perhaps your hub hits a common nerve or interest among people. I love the idea of living more simply. Sometimes it is difficult to do--especially when you live in a larger metropolitan area--yet some people manage to do it well even in the bigger cities. Passing this one on!

    • billybuc profile image
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      Bill Holland 5 years ago from Olympia, WA

      Olive, I love your honesty....is it possible to have more shoes than Kelly??? :) Isn't it interesting how two siblings can be so different? I've seen that many times while teaching and I find it fascinating. Thanks for the great comment and I really appreciate your visit.

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      Marisa Hammond Olivares 5 years ago from Texas

      Hi Billy, whoa! What a long comment thread! I enjoyed it just as much as your hub. We are five in our family. I have four brothers and they range from super frugal to downright frivolous. My frugal brother has had EVERYTHING paid for for years now and lives VERY comfortably with his teacher's salary. I have another brother that would blow the lottery if he ever won it. He can't save a cent. I have greatly improved my budgeting skills. My weakness is the occasional meals out...they can certainly add up. I do go to Sam's warehouse for many items and I also take advantage of the dollar store for cleaning supplies. I scan the Sunday ads for deals too. It also helps to know where all the clearance sections are. You can get some pretty good deals on things you are going to use anyway. Thanks for a great hub and for helping me create more awareness....by the way, confession, I'm pretty sure I have more shoes than Kelly hahaha

    • billybuc profile image
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      Bill Holland 5 years ago from Olympia, WA

      Thank you Carter; it's always nice to see you drop by. Have a great weekend!

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      Mary 5 years ago from Cronulla NSW

      Thanks for this one Billy...they all make such good sense to me... we are thinking that we will need to downsize in a few years and a smaller house appeals already...Up & awesome...cheers

    • billybuc profile image
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      Bill Holland 5 years ago from Olympia, WA

      ElleBee, thank you! I appreciate the tip.

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      Bill Holland 5 years ago from Olympia, WA

      Thank you Kaikai....much-appreciated.

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      ElleBee 5 years ago

      Great tips. Don't forget Freeccle.com for those second hand items. Often what you can find thrift for cheap you can find on freecycle for free! Even better deal :)

    • Kai0224liu profile image

      kaikai 5 years ago from TX

      Great hubs, excellent information. Kaikai

    • billybuc profile image
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      Bill Holland 5 years ago from Olympia, WA

      Thanks Jamie; these hubs are fun to write because I believe in it so much. Glad to hear you are into frugal but it doesn't surprise me. :)

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      Jamie Brock 5 years ago from Texas

      Love these tips, Bill.. I'm all about being frugal, as much as I can anyway. You bring up a LOT of great points here :) The thought of giving up TV is difficult but you are SO RIGHT about the high cable prices. It's getting down right ridiculous. Voting up, useful, sharing :)

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      Bill Holland 5 years ago from Olympia, WA

      Cyndi, I seem to be here to give others hub ideas. LOL Three people commented about that yesterday. Fill me in and tell me what you are going to do. Frugal living is the only way to go....I've got many more of these up my sleeves and I'm really enjoying writing them. Thanks Sis!

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      Cynthia Sageleaf 5 years ago from Western NC

      You gave me a hub idea, Big Bro!! Thank you for these tips and tricks. I actually DO abide by these and got into a very interesting discussion with my mom on the phone last night about my lifestyle choices. *sigh* But, living frugally is helping me to achieve my dreams. It REALLY is. :)

    • billybuc profile image
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      Bill Holland 5 years ago from Olympia, WA

      Relationship, great comment....and I understand about the challenge of not watching tv.....but my goodness, the life you can have after tv.....very liberating for sure.

      Thank you!

    • billybuc profile image
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      Bill Holland 5 years ago from Olympia, WA

      Mary, what is frugal to one may not be frugal to another, but the point is to begin to cut way back; it becomes a lifestyle and somewhat of a challenge to see what else you can do to cut expenses. Thank you my friend; I always enjoy you stopping by.

    • billybuc profile image
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      Bill Holland 5 years ago from Olympia, WA

      Stephanie, you are right on! It is easy to do once you decide to do it. Congratulations for making the only intelligent decision, and thank you!

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      Bill Holland 5 years ago from Olympia, WA

      Kris, thank you so much; people don't believe that I don't miss tv, but the truth is, I don't. There is so much more time to do other things....like live. :)

    • billybuc profile image
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      Bill Holland 5 years ago from Olympia, WA

      Thank you Deepak; I appreciate you visiting.

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      Bill Holland 5 years ago from Olympia, WA

      Thank you Rajan; I will be by to see your new hub shortly. You are very much appreciated my friend.

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      Bill Holland 5 years ago from Olympia, WA

      Frugal, I'll be stopping by to visit shortly; thank you and it's nice to meet fellow believers.

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      Kari 5 years ago from Alberta, Canada

      My husband and I do live in quite a big house, and we now realize that we don't need (or want) all this space. In fact, we would be great in one of those tiny houses!

      We recently visited a friend in Newfoundland, and we stated in a little house/cottage, and it was absolutely perfect for us. One room, living room and kitchen separated by a counter, and a bathroom.

      In any case, we have been trying to get rid of unnecessary things and downsize our life because it actually feels better and more structured.

      Also, I'm someone who has done a no-t.v. challenge (yes it was a challenge for someone who watches T.V nightly) and it was so freeing. It felt like we were actually living and present in our own lives, not in the characters lives...imagine that.

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      Mary Craig 5 years ago from New York

      As always you get to the heart of the matter. I must admit there are a few things I can't do (from your suggestions) but others not mentioned I do...for example, my kids intend to put "Mary CLEARANCE Craig" on my tombstone...if it isn't on sale or clearance, I don't buy it!

      Since I was diagnosed with Celiac we rarely go out to eat because there's so little I can eat...forced to save money!

      Our main shopping area is oh, about 15 miles from our house....I save up and try to go only every three weeks or so...so, even though I may not be frugal, I have cut waaay back and try to be economic.

      Voted up, useful, and interesting.

    • Stephanie Henkel profile image

      Stephanie Henkel 5 years ago from USA

      You've really nailed the most important points about living frugally and simply. In our materialistic society, it's easy to get caught up in the "gotta have it" lifestyle. Unfortunately, all that stuff doesn't make us happier, it just keeps us on the merry-go-round of working harder so that we can spend more so that we have to work harder.

      My husband and I made a conscious decision to get off the merry-go-round about 10 years ago and it was the best thing we ever did. It's easier than one might think to implement many of your excellent tips. Our hardest thing to cut back is gas, but we make up for it by setting priorities and cutting back in other areas. Terrific hub, voted up and tweeted!

    • Kris Heeter profile image

      Kris Heeter 5 years ago from Indiana

      Excellent tips! I have been working more on buying in bulk (healthy foods and staples) and rediscovered the joys of home canning last year. And, I'm contemplating ditching the cable TV service (cable is the only way we get stations here). My brother and his family have lived for years without a TV and I think that's been great for their kids. I think they are so much more active and creative because of it.

      Passing this great article on to some friends and fellow hubbers!

      Keep up the great hubs!

    • Deepak Chaturvedi profile image

      Deepak Chaturvedi 5 years ago from New Delhi, India

      Great hub about frugality.frugal lifestyle gives happiness in fact.

    • rajan jolly profile image

      Rajan Singh Jolly 5 years ago from From Mumbai, presently in Jalandhar,INDIA.

      Bill, once again an awesome hub! You have laid out the merits of living frugally very nicely and shown how it can be done practically.

      Voted up and useful and sharing.

    • FrugalFatCouple profile image

      FrugalFatCouple 5 years ago from California

      Thanks for a great hub. We admit it. After spending like drunken sailors - We've gone frugal. Love all the great advice. It's spot on for our 'new lifestyle' and we are wearing it well. With your helpful tips of course!Love the chart "Where does the money go?"

    • billybuc profile image
      Author

      Bill Holland 5 years ago from Olympia, WA

      Thank you Patty; I always appreciate you taking the time to visit and leave a meaningful comment....and for sharing.

    • Patty Kenyon profile image

      Patty Kenyon 5 years ago from Ledyard, Connecticut

      Excellent Tips that everyone should live by!!!! We always buy used when we can...most of the furnishings in my house are actually from family who passed it down to us. We only eat out on special occasions such as Birthdays, walk when we can, and we do buy soda (12 pack) but it last nearly 3 weeks.

      I do enjoy reading these installments!!!

      Voted Up, Interesting, Useful, Awesome, and Shared!!!

    • billybuc profile image
      Author

      Bill Holland 5 years ago from Olympia, WA

      Dianna, love it....who couldn't use free toilet paper? Thank you my friend; I had no doubt you were conscientious.

    • teaches12345 profile image

      Dianna Mendez 5 years ago

      If everyone followed these suggestions, we would see a lot less credit card debt. The one suggestion we follow most, is buying used. The second is the Library. Books, movies, research ... all free and for your personal enjoyment. By the way, your google's top ad featured "free toilet paper".. that was a good match for your content (he, he, he).

    • billybuc profile image
      Author

      Bill Holland 5 years ago from Olympia, WA

      Lost; thank you! It really is a frame of mind thing...changing the way we think about purchasing. I appreciate you stopping by.

    • billybuc profile image
      Author

      Bill Holland 5 years ago from Olympia, WA

      Learn....thank you! The car is a tough one. We are going to get a motor scooter in a year or so to cut down on gas consumption even more.

    • LostInRevery profile image

      LostInRevery 5 years ago from Maine

      Great Hub! It is true you can save a ton of money just buying used, especially clothing. You can buy brand name clothing at Goodwill. I bought my daughter a pair of American Eagle shorts there for $2! There was nothing wrong with them. I also liked your tip about drinking water instead of buying soft drinks that are loaded with sodium.

    • Learn Things Web profile image

      Learn Things Web 5 years ago from California

      I'm already doing some of these. One I wish I could do is use the car less but we don't live close to any place we need to go to and buses don't run anywhere nearby. We'll be moving in a couple of years and one of my requirements will be being close to public transportation.

    • profile image

      KDuBarry03 5 years ago

      Bill, this is an outstanding hub filled with truth and money saving tips. I usually go to B&N to read books for free and trust me, I save a fortune that way! I'm passing this on via twitter, pinterest, and my fellow followers.

    • billybuc profile image
      Author

      Bill Holland 5 years ago from Olympia, WA

      Trinity, ten for ten??? Hooray! You are our big winner today....of course, you don't win anything other than my admiration, but that's a pretty rare commodity. :) Thank you my dear and hugs to you as well.

    • billybuc profile image
      Author

      Bill Holland 5 years ago from Olympia, WA

      Sue, thank you as always for stopping by; I'm sure you are much more frugal than you even think you are.

    • Trinity M profile image

      Trinity M 5 years ago

      Great hub as always Bill :) I’m happy to say I score 10 out of 10 on your great tips and the wonderful thing about it is I haven’t missed a thing! My husband and I agree that if we won the lottery tomorrow nothing would change… except for my suitcase, which would have to be upgraded for all our upcoming travels! You are a man after my own heart and a great friend. {Hugs} to you always.

    • profile image

      Sueswan 5 years ago

      Hi Bill,

      Great tips. I can't say that I am frugal but I do not live beyond my means.

      Voted up and awesome

    • billybuc profile image
      Author

      Bill Holland 5 years ago from Olympia, WA

      Thank you Alicia; trust me, there are more coming. :)

    • AliciaC profile image

      Linda Crampton 5 years ago from British Columbia, Canada

      Thank you for the useful suggestions, Bill. I'm gradually incorporating some more frugal activities in my life to replace some less frugal ones. There's always seem to be new steps that I can take! I'm interested in reading more of your ideas.

    • stillwaters707 profile image

      stillwaters707 5 years ago from Texas

      I understand.

    • billybuc profile image
      Author

      Bill Holland 5 years ago from Olympia, WA

      Thank you Stillwaters! I enjoy comedy but I have to mix it up to feed the other part of my soul. :)

    • stillwaters707 profile image

      stillwaters707 5 years ago from Texas

      Lol! You're so modest. You had another hilarious hub earlier. Comedy is your calling, also.

    • billybuc profile image
      Author

      Bill Holland 5 years ago from Olympia, WA

      Thank you Stillwaters, and yes, you may add that. :)

    • stillwaters707 profile image

      stillwaters707 5 years ago from Texas

      May I add, this is an excellent hub, billybuc. :)