Stop Doing These 3 Things to Put $2,000 or More Back in Your Wallet Each Year

Updated on May 18, 2020
Marcy Bialeschki profile image

Marcy is a school counselor at an alternative school in Illinois. Other than education and her family, her passion has always been writing.

Breaking Little Habits for Big Rewards

Breaking these 3 habits may not seem like much of a savings plan, but you would be surprised how much of your cold, hard cash goes towards these items. Putting a halt to your spending could put $2,000 or more in your wallet at the end of the year. Take a look and see if you are guilty of these little habits that are draining your funds.

1. Cancel Subscriptions You Are Not Using

Most people these days have auto-bill pay. As a result, they pay less attention than they used to when their credit card statement arrives. Chances are you are paying for services you are not using. Scan your credit card statements for auto-pay subscriptions you are not using and cancel them. Whether it's your car wash pass in the dead of winter or a gym membership you have abandoned, cancel it. On average, people pay close to $40 per month for subscriptions to services or things they don't use. That's $480, at least, back in your pocket.

Save money by canceling unused auto-pay services and fees.
Save money by canceling unused auto-pay services and fees. | Source

2. Stop Running A Tab At Bars

This tip might not apply to everyone, but for those who frequent pubs and bars for weekend fun or after-work drinks, you can save some serious money by taking a set limit of cash. For obvious reasons, running a tab can get out of control. Having to pay for each drink and see the money go out of your hand is a lot safer than just walking up and getting another one. Because we all know, you will probably get another one for a friend, or two as well. Some bartender friends tell me, people who run a tab spend on the average 25% more. So, let's do some math. Let's say you go to the bar once a week and run a tab for $60. But if you could save 25% by taking cash, that would be a $15 savings. Multiply that by 52 weeks, and you could save $780 by the end of the year.

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Still good made at home.
Still good made at home.

Break the Morning Beverage-Run Habit

I know, I know, this tip is old news, but there is a reason it keeps popping up in saving strategies. It's so easy for busy people to get a coffee or soda on the way to work. If you haven't already, it's time to stop or at least limit your beverage-run habit. You swipe your card for around $5 about three days a week and don't even think twice. That's $15 a week for 52 weeks. That's another $780 you could save in a year. I know it's not as trendy, but it is about as fast to put that drink in a to-go cup right from your house. For about $.50 or less per K-cup or can of soda, you still have the enjoyment of your morning drink on the way to work but more cash in your pocket. If you don't think the savings add up, keep track of the money you shell out for that convenient beverage habit. You will be surprised how much money you spend, especially if you buy additional items while in the coffee shop or convenience store. If you can avoid the stop, you can save significant cash over time.

Everyone Loves Cold Hard Cash

Wrap It Up

Well, there you have it. I'm not sure all of these savings methods apply to everyone, but they sure have put some extra cash in my pocket. In fact, it's been almost exactly a year, and I have saved the money I would usually spend on these "extras" and put it aside. Don't let me fool you, there were several days I still got a soda on the way to work, and we occasionally had to run a tab on a night out; however, I made a conscious effort to be aware of the frequency of these occurrences. All in all, I significantly cut my spending. I actually have more than $2,000 from doing these three things. Whether it's $200 or $2,000, it's good to know I've made a few extra sacrifices and have a little more cash to show for it.

Questions & Answers

    © 2020 Marcy Bialeschki


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      • Marcy Bialeschki profile imageAUTHOR

        Marcy Bialeschki 

        4 weeks ago from Cerro Gordo, IL

        I agree Zhanyl. It's too easy these days. Thanks for commenting.

      • Zhan Cho profile image

        Zhanyl Chorobekova 

        4 weeks ago from Manama, Kingdom of Bahrain

        Food and drinks on the is definitely the worst!

      • Marcy Bialeschki profile imageAUTHOR

        Marcy Bialeschki 

        4 weeks ago from Cerro Gordo, IL

        Thank you. I'm just trying to get started here. I appreciate the comment.

      • bhattuc profile image

        Umesh Chandra Bhatt 

        4 weeks ago from Kharghar, Navi Mumbai, India

        Good tips. Thanks.


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