Student loan repayments start in January and forgiveness is currently paused. If you don't have a plan for how you're going to pay back your loans, you need to start forming one now.
You can start by choosing a repayment plan on studentaid.gov and see how long it will take you to pay back what you borrowed. Many repayment plans have a lifespan of 30 years. And because of interest, you'll likely pay back way more than you borrowed.
@irv.official's first tip is to make two payments every month. So pay the initial payment at the start of the month then try to match it or pay half of it toward the end of the month. This will significantly cut the time it'll take to pay back your loans.
Another option you have is to refinance your loans if your monthly repayment amount is too high. Or you can speak to your servicer and work with them to lower your amount.
Another thing that will help is setting up automated payments so you don't have to worry about whether or not you remembered to pay.
Student loans can take a huge toll on your finances, especially if you're unprepared to pay them back. Some people are still paying back their loans decades after graduating. That doesn't have to be you. Stay diligent, and if you can, take those steps to pay off your loans faster.