GCash recently launched GSave, another new feature that can help you create your very own in-app savings account. In this article, you will learn how to open a GSave savings account and how you can deposit using your GCash app.
Flat tax success stories are fairly easy to find. A number of countries have seen impressive economic growth after adopting the flat tax idea. This is especially true since the fall of the Soviet Union. As countries formerly under Soviet communist...
What are the best ways to use an unexpected sum of money? Windfalls are hard to come by, and once you've got your hands on a lump sum, you should plan carefully how to use it, taking care of the most important expenses first.
Investing in OTC stocks is risky business as it is, but if you head to iHub for advice, you may take your investment from risky to suicidal.
We'll look at what a recession actually is, why it's important, and whether the United States might be in danger of experiencing a recession soon.
What are the pros and cons of owning physical gold? This article addresses this question and presents both sides of the issue.
The Greeks—delta, gamma, theta, vega and rho—are five variables that help identify the risks of an option position.
Stock options lose value over time, but selling options short and buying back cheaper puts the odds in your favor. Options can also be used to limit risk, as I explain in this article.
Having problems making purchases online? Tired of relying on other people to buy things for you? Well now you can do it yourself, with VCpay. This is a guide to setting it all up.
Having a hard time figuring out how to withdraw your Paypal money to your own bank account? This is a comprehensive guide to help you out!
The majority of Paypal payments are instant but occasionally the payment will come through as a Paypal eCheck. Paypal eChecks are just like normal paper checks which take 3-4 business days to clear.
With all the new competition in the card market, I look at areas where consumers can benefit, whether these practices are sustainable, and what areas the local banks should be concerned about.
Don't have a credit card but still want to buy products online? Here are ten (often safer) alternatives for you to try!
What is the difference between investment income and capital gains? After all, they are both ways of getting a return on your investment. This article explains the difference and why it matters.
You can pay NHIF through M-Pesa using a mobile phone money transfer. All you need is the NHIF paybill number to make your NHIF payment via M-Pesa.
The purpose of this article is to clear up some misinformation in regard to debt validation and to provide facts based upon the Fair Debt Collection Practices Act and court rulings.
PayPal and GCash are now working together to make handling funds more convenient in the Philippines. In this article, let me walk you through how you can convert and transfer money from PayPal to the GCash App in a few very easy steps.
Anybody can start producing their own bitcoins, the experimental digital currency. But this legal "printing" of money is more complicated than it first appears. Can bitcoin mining be profitable?
If you are looking for job opportunities in Malaysia or already working here as an expatriate, these list of issues & Q&A on tax law in Malaysia LHDN will help you understand your tax exposure better.
This hub will walk you through the process of mining for Bitcoins using a GPU and CGMiner. It also explains the process or joining a mining pool to increase the amount of Bitcoin earned.
Find out whether the price of the Drawn Blank series of prints by Bob Dylan on the secondary market has gone up - or down - the key factor in whether it is a good investment.
A step-by-step approach for tackling various kinds of debt. This article will go into different kinds of debt and present a clear, well defined method to clearing out your debts, including credit cards, car payments, and mortgages.
This article discusses 25 prepaid debit card fees and how much you can expect to pay in fees with certain prepaid cards.
Selling stock options has been likened to operating your own high tech casino on the internet. Stock options buyers are likened to casino gamblers who lose their bets most of the time. Who wins? You, the option seller!
Do you want to take advantage of financial benefits (lower taxes, business tax credits, in-state college tuition, etc.) by establishing residency in another US state? Here's what to do.
Money invested in stocks is 100% at risk. I learned how to limit risk and improve success rate by using the TastyTrade method that I fully explain in this article.
Do you know the pros and cons of a car donation? When you donate your car, how much of the car's value goes to charitable causes? Find out the good, bad and ugly side of car donations. Read more...
Charlie and Pete talk about investing or gambling in stocks or options. One says it's gambling, the other says it's investing. Read their arguments.
Lost my house, my business, my car, my bank account is empty, now what? Yes.. this really happened to me - and more.. I had a bad year in 2009 - to say the least - the week that they towed my car away, I received the official foreclosure notice in the mail, along with a...
Don't sell stocks short in a declining stock or market. There is a better, more profitable, cheaper, safer method by buying put options instead! The potential for large profits is still present but without the potential for unlimited losses as in the case of short selling stocks.
Procedures while developing a budget including estimations, identifying priorities and financial resources, purpose and benefits of identifying priorities evaluating and justifying costs, income
In your 20's you transition from a carefree teen into a responsible and independent adult. And part of being an adult is managing money. These are some of the money mistakes I made in my 20's and the things I learned from them.
My experience with day trading has enlightened me about the risks involved. I discuss crucial techniques that are necessary to understand and stay in the game.
I used TurboTax over 19 years for my business and personal taxes, so I can help you find the one you need. Updated for taxes due April 2020. It helps with filing overdue taxes too.
Receipts a mess? Organize them in 4 simple steps so you find what you need and are ready at tax time.
How to remove medical debt collections from your credit and improve your credit score. How to deal with debt collection agencies.
Is there really such a thing as insurance against investment loss? In particular, stock loss? You may not believe it but yes, there is such a thing as insurance against investment loss or losses in your stock portfolio.
Robert Kiyosaki, the financial writer best known for "Rich Dad Poor Dad", is more of a philosopher and motivator than a financial adviser. Learn why his books should not be taken literally.
Don't get duped when it comes to buying and selling silver bullion. Do it the right way—just like the pros do.
The private student loan system in the US is broken and Sallie Mae/Navient is the worst offender. I aim to educate student loan borrowers & campaign for change for those already in over their heads.
A brief explanation of stocks and shares and how they work and what their good and bad points are for investors.
BDO, BPI, Metrobank and Landbank are the biggest banks in the Philippines, the country's Big 4. Each one has its own strengths and own groups or types of loyal clients, so none of the four, to my mind, can claim that it's the most powerful or most popular bank in the country.
When we trade on emotion, we tend to do the wrong thing for the wrong reason. Improve trading results by entering and exiting every stock trade based on a strict plan.
Acquiring precious metals can mean picking between gold and platinum. To make the right choice, you may want to read on for more information about their pros and cons.
Being poor can sometimes be more advantageous to you on your road to financial success. Learn about the advantages of being poor, the disadvantages, and how you can leverage your financial history to becoming financially successful, maybe even become a millionaire.
An examination of the popular methods for getting out of debt by experts such as Suze Orman, Gail Vaz-Oxlade, Dave Ramsey and more. Discover which method will work best for you
NADEX is the best choice for U.S. binary options traders. The system is easy to use and has better returns than European style binaries.
A guide on how to set and achieve SMART financial goals and track your progress. What's keeping you from getting rich?
Credit cards are promoted for their convenience. There are downsides to using them, however. Here is a list of reasons why credit cards can be a bad thing.
A peek into what life is like for people after they leave the world of work that can help readers prepare for their own retirement.
Are you interested in earning money online but have issues with PayPal or Payoneer? Maybe you've considered accepting bitcoin? If so, there's a world of possibilities open to you.
Stocks always have a 50/50 chance of going up or down, so you only have a 50% chance of success. I'll describe non-directional trading strategies that improve odds.
If you're just starting out on a path to financial independence, it can seem scary! This guide will help you plan a realistic budget, and stick to it.
Fiat systems of paper money currency (like nearly all in the world today) have a flaw that makes them, in our time, more volatile. Since our money cannot be exchanged for gold and silver, panic can set in.
Internet banking is an easy way to manage your money. There are a few drawbacks but these are outweighed by the time and money you save.
Managing a budget is a critical skill for any businesses that involves monitoring, controlling, recording expenses, minimising costs, and identifying situations for corrective actions.
It's important to have a personal budget and use it as a tool to analyze what happens with your money and to make the best financial and spending decisions.. Following a budget will benefit your life in remarkable ways, putting you in control of your income and expenses.
Options roll-out gives the options trader the opportunity to add profits to his options trades or create defensive positions to threatened trades.
Mistakes made when filing your tax return can lead to delays in receiving your refund. In my tax office I see mistakes that are often avoidable. Some "mistakes" are intentional and are illegal attempts at trying to increase a tax refund.
Learn how to generate extra income by using your computer to mine for Monero. Monero is a popular cryptocurrency that offers many unique advantages over its competitors.
This article discusses the steps for withdrawing PayPal funds to BPI (Bank of the Philippine Islands), complete with step-by-step pictures.
A National Insurance number in the UK is as important as an identity card. Without one you are unable to claim benefits or health care. The significance of each part of your NI number is explained here.
This article shows seven months of actual trading in stock options. It illustrates the results in table format for easier viewing. It also includes questions sent in by readers with corresponding answers.
Maven is a content platform for expert journalists. In 2018 they began purchasing well-established publishing companies such as HubPages. This is my analysis of a stock investment in this publicly traded organization.
TD Ameritrade offers great educational tools when you have an account with them. Some offer a certificate upon completion as well with which you can upgrade your account. Read on if you are having difficulty understanding the material.
Tax Clearance is required if you retire, resign, or leave Malaysia for more than 3 months, and for the deceased. So how to apply for a tax clearance letter (TCL) and get your last month's salary ASAP?
In order to be a master, you must begin with the basics. This article will discuss one of the most basic things to learn when investing or trading in stocks - candlestick patterns.
Whether you just cashed in your latest stock options, hit the big jackpot at Las Vegas, or are burning a hole in your pocket with your late uncle’s bequest, here are ten suggestions on where to spend your money.
Learn about laws that already have been passed in 30 states that require adult children to pay the bills for aging parents who can't pay their bills themselves.
This complete PayPal and RCBC Guide includes the easiest way to withdraw Paypal funds to an RCBC MyWallet VISA card and use the same card to link and verify the Paypal account.
There is a lot of confusion in Texas regarding workers' compensation coverage vs. Medicare. Find out why this happens and how you can fix it without being stuck with the bills.
Trading decisions can be negatively effected when subject to feelings rather than preplanned strategies. I’ll explain why an objective view is better.
See how an options trader was challenged to prove that trading options alone can and does produce higher stock market returns than investing purely in stocks.
Market gyrations can make losing trades into winners, but it is extremely uncertain that it will be consistent. Here's my analysis.
A detailed analysis of the AIM algorithm when varying the check frequency, % initial investment in equity, and high/low/medium beta ETFs. Concept of internal rate of return is used for comparison.
Certain red flags that the IRS looks for can put you at risk for a tax audit. Stay out of trouble by reporting all of your income and only taking credits and deductions that your are entitled to and can support with proper documentation or receipts for all expenses.
One area we often hate giving to the Lord is our finances, yet the Lord speaks about it frequently in the Bible because he knew we would struggle. Here are some great biblical principles to follow.
Throughout the world, the American Silver Eagle one-dollar coin is considered the most beautiful. It is the preferred 0.999 silver coin for bullion and for numismatic coin collection.
What is a hedging strategy? How can binary options be used to for a hedged position? Can binary options be used in a hedging strategy?
Read my review of Acorns and decide if it's the best investment strategy for you. Find out how people can actually make money with Acorns and whether it's right for you.
In less than two years after my bankruptcy, I’ve brought my FICO score up to 730, which is in the ‘good’ range. In this article, I will outline the five simple steps I took to get a good FICO score after bankruptcy.
It doesn't take a lot of money to open an investment account. Start making your money work for you today.
This article will help breakdown the process of changing loan servicers and offer ways to make sure you are making your payment to the right people protecting you as the borrower.
When you sell option premium, either with stocks or with futures, time decay works in your favor, and there are additional advantages with options on futures.
When you donate something that isn't straight cash, you are responsible for recording its value if you want to get a deduction for it when you file taxes for the year. Because much of what we donate is used, we cannot record its original value,...
Robert Lichello's Automatic Investment Management system for timing the stock market is explained with buy/sell examples. Additionally, the system is tested using over 10-years of price history of the S & P Depository Receipt ETF (ticker SPY) and compared to buy and hold strategy.
It can be a struggle to come up with a significant vacation fund but there are some ways to stretch your dollars and make a vacation goal a little easier to achieve. Bon voyage!
The American Silver Eagle one-Troy-ounce silver coin is a very popular coin with silver collectors and investors. Tables list quantities minted by year and likely eBay prices.
The news this week has been filled with headlines warning about potential financial doom, and it’s all centered around three words: “Inverted Yield Curve”. But what does it actually mean? There’s a lot to unpack about why it’s important.
Saving money for a major purchase like a car is perfectly possible. There are many ways in which you can save money on a daily basis to reach your goal.
These are the top 13 mutual funds that are running in the Nepali share market. See their latest net asset values, total funds, and other major stock market indicators.
Turning 50 years old and not having enough money saved for your retirement is a scary thing. In this Hub I give some ideas to help you cope with your financial condition and prepare for a comfortable retirement.