Whether you’re a millennial or in your 50's, you can take preventive measures right now to retire fiscally fit. This article teaches you five practical ways to achieve your retirement dreams.
Turning 50 years old and not having enough money saved for your retirement is a scary thing. In this Hub I give some ideas to help you cope with your financial condition and prepare for a comfortable retirement.
Being poor can sometimes be more advantageous to you on your road to financial success. Learn about the advantages of being poor, the disadvantages, and how you can leverage your financial history to becoming financially successful, maybe even become a millionaire.
When you donate something that isn't straight cash, you are responsible for recording its value if you want to get a deduction for it when you file taxes for the year. Because much of what we donate is used, we cannot record its original value,...
While some people want to get rich, they might not ever accumulate the amount of money they desire because of their relationship with money. When they change their relationship with money, they will see how quickly their bank account increases.
Many banks no longer offer safe-deposit boxes. But you may still have documents and items that you want to keep in a secure place. Here are some alternatives and the kind of valuables you should be storing in them.
Don't have a credit card but still want to buy products online? Here are ten (often safer) alternatives for you to try!
A step-by-step guide to paying off the debt you can and brining your credit score up 200 points over the course of a year.
Managing a budget is a critical skill for any businesses that involves monitoring, controlling, recording expenses, minimising costs, and identifying situations for corrective actions.
If you are looking for job opportunities in Malaysia or already working here as an expatriate, these list of issues & Q&A on tax law in Malaysia LHDN will help you understand your tax exposure better.
A detailed analysis of the AIM algorithm when varying the check frequency, % initial investment in equity, and high/low/medium beta ETFs. Concept of internal rate of return is used for comparison.
Throughout the world, the American Silver Eagle one-dollar coin is considered the most beautiful. It is the preferred 0.999 silver coin for bullion and for numismatic coin collection.
Stock options lose value over time, but that can be used to place the odds in your favor by reversing the logic—selling options short and buying back cheaper. Options also can be used to define your risk, improving those odds even further.
When we trade on emotion, we tend to do the wrong thing for the wrong reason. The only way to control emotions with stock trading is to trade mechanically. This means you enter and exit every trade based on a strict plan, no matter what else may affect your decision.
An examination of the popular methods for getting out of debt by experts such as Suze Orman, Gail Vaz-Oxlade, Dave Ramsey and more. Discover which method will work best for you
Flat tax success stories are fairly easy to find. A number of countries have seen impressive economic growth after adopting the flat tax idea. This is especially true since the fall of the Soviet Union. As countries formerly under Soviet communist...
In this article you'll find a step-by-step guide to purchasing Bitcoins using Coinbase. Coinbase is an easy and secure service for buying bitcoins using a bank account.
Credit cards are promoted for their convenience. There are downsides to using them, however. Here is a list of reasons why credit cards can be a bad thing.
Anybody can start producing their own bitcoins, the experimental digital currency. But this legal "printing" of money is more complicated than it first appears. Can bitcoin mining be profitable?
What is the difference between investment income and capital gains? After all, they are both ways of getting a return on your investment. This article explains the difference and why it matters.
The private student loan system in the US is broken and Sallie Mae/Navient is the worst offender. I aim to educate student loan borrowers & campaign for change for those already in over their heads.
There is a better way to increase your stock market investment returns. Use stock options to enhance and boost your stock portfolio ROI.
Financial child abuse describes the abuse of a child’s identity, credit report or financial resources. What leads to financial child abuse? What are the signs of financial child abuse?
Charlie and Pete talk about investing or gambling in stocks or options. One says it's gambling, the other says it's investing. Read their arguments.
Foreign Exchange is a necessary tool for trading between countries, but rates of exchange are unfair to less powerful countries. It contributes directly to poverty and enriches banks and traders.
A comprehensive analysis focused on how to use the AIM system to manage a small portfolio of multiple exchange traded funds. Includes 15+ years of data to perform a detailed empirical analysis.
Certain red flags that the IRS looks for can put you at risk for a tax audit. Stay out of trouble by reporting all of your income and only taking credits and deductions that your are entitled to and can support with proper documentation or receipts for all expenses.
Fiat systems of paper money currency (like nearly all in the world today) have a flaw that makes them, in our time, more volatile. Since our money cannot be exchanged for gold and silver, panic can set in.
This article is a dynamic piece where I will show actual stock options trades as I do them. Each time a trade is made I will post a notice in the comments section of the website so you can visit the site and study the most recent actual trade transaction.
Receipts a mess? Organize them in 4 simple steps so you find what you need and are ready at tax time.
What is a hedging strategy? How can binary options be used to for a hedged position? Can binary options be used in a hedging strategy?
Should you believe investment testimonials or other product testimonials? There is so much hyperbole by vendors that often borders on ridiculous claims about products or services.
Real Estate Investment Trusts (REIT) and Masters Limited Partnerships (MLP) are investment vehicles that typically return a higher than average dividend.
Don't get duped when it comes to buying and selling silver bullion. Do it the right way - just like to pros do.
A stock's price can only go up or down, so with only two possible results, there is only a 50% chance of success. In addition, money invested in stocks is 100% at risk. There is a way to limit your risk while improving your odds.
There is a clearly a market timing method that has proven its worth over time, since it provides accurate signals regarding when to be in the stock market and when to step to the sideline and hold cash.
Do you know the pros and cons of a car donation? When you donate your car, how much of the car's value goes to charitable causes? Find out the good, bad and ugly side of car donations. Read more...
Short selling options, either with stocks or with futures, can put the odds in your favor when you sell option premium. Time decay works in your favor, and there are additional advantages with options on futures.
BDO, BPI and Metrobank are the biggest commercial and universal banks in the Philippines. Each one has its own strengths, so not one of the three, to my mind, can categorically claim that it's the most powerful bank in the country. BPI, Metrobank...
Is a credit card a convenient tool, or is it an expensive way to borrow that can saddle you with serious debt? This article looks at the pros and cons.
Robert Lichello's Automatic Investment Management system for timing the stock market is explained with buy/sell examples. Additionally, the system is tested using over 10-years of price history of the S & P Depository Receipt ETF (ticker SPY) and compared to buy and hold strategy.
How to remove medical debt collections from your credit and improve your credit score. How to deal with debt collection agencies.
In less than two years after my bankruptcy, I’ve brought my FICO score up to 730, which is in the ‘good’ range. In this article, I will outline the five simple steps I took to get a good FICO score after bankruptcy.
If you're just starting out on a path to financial independence, it can seem scary! This guide will help you plan a realistic budget, and stick to it.
Ready to design your own personal financial plan? Here are the tools professional financial planners use to create a personal financial plan.
A guide on how to set and achieve SMART financial goals and track your progress. What's keeping you from getting rich?
In today’s low-interest environment for investments, there is an alternative to the low rates, that is, high quality high yield dividend paying stocks.
If you are willing to pay extra for an easy, user-friendly tax-experience, just follow TurboTax' s advice on which version fits your needs: Basic, Deluxe, Premier, or Home & Business. But you may be able to pay less and still get your taxes done.
Learn about laws that already have been passed in 30 states that require adult children to pay the bills for aging parents who can't pay their bills themselves.
Find out the pros and cons of debt consolidation, one of the most popular forms of debt reduction. You will also learn which debt consolidation companies are the best for 2016.
These are the top 10 mutual funds that are running in the Nepali market. See their latest net asset values, total funds, and major stock market indicators.
Option roll-outs give the options trader the opportunity to add profits to his options trades or create defensive positions to threatened trades.
Poverty among single-mother households is becoming a big social problem in Japan. Why are such households likely to become poor and what are some possible solutions?
How to pay off your credit cards and loans. If you want to get out of debt fast, you have to change your lifestyle of using credit cards and loans. I give advice on money management and and paying off your loans. How do you negotiate credit card debt on a low income?
The American Silver Eagle one-Troy-ounce silver coin is a very popular coin with silver collectors and investors. Tables list quantities minted by year and likely eBay prices.
Robert Kiyosaki, the financial writer best known for "Rich Dad Poor Dad", is more of a philosopher and motivator than a financial adviser. Learn why his books should not be taken literally.
Most of my trades always went against me at first. I found a solution, and a method to avoid losing money. Placing trades at the bid or asking price increased the odds of going in the right direction from the start.
SoFi is a private financing company that offers student and personal loans to qualified applicants. Here's my experience getting a loan from them.
What is the best way to use an unexpected lump sum? Windfalls are hard to come by, and one you've got your hands on one, you should plan carefully how to use it.
Do you need to transfer money from your credit card to a checking account, but don't want to pay ridiculous wire transfer or cash advance interest and fees? Read on to learn about an amazing money hack.
Do you like to trade in and out of stocks quickly? Are you always looking to take profits and move on? Gyrations of the market can make losing trades into winners. There are reasons why it seems to work, but it is extremely uncertain that it will be consistent.
Investors often fork over thousands of dollars for capital gains taxes that they could defer indefinitely with 1031 exchanges. Learn the basics about how IRS code Section 1031 can preserve wealth.
For those who are not familiar with options advisory services, also called options pickers, these are online services that offer to pick options for clients.
Understand the different classes of shares in a company, how they differ and what they are used for.
Are you interested in earning money online but have issues with PayPal or Payoneer? Maybe you've considered accepting bitcoin? If so, there's a world of possibilities open to you.
“Black Monday,” as it came to be known, happened October 19, 1987, and is the day the stock market took its worst one-day drop in history. What were the causes, and will it happen again?
Whether the annual income for an American family is $20,000 or $200,000, they are likely to spend most, all, or more of what they earn.
Discover different methods of transferring money from PayPal to Skrill. Which strategy is cheap and convenient, and which ones are costly and risky?
Investing in different asset classes can help you reduce risk without reducing return and gives you tools to help you make your investment portfolio meet your goals.
This hub will walk you through the process of mining for Bitcoins using a GPU and CGMiner. It also explains the process or joining a mining pool to increase the amount of Bitcoin earned.
Did you receive a certified letter saying you are being sued by a credit card company? Don't despair. Fight back and answer the letter following the instructions below.
Learn the truth about your spending habits so that you can stop kidding yourself and start doing better financially.
Tax Clearance is required if you retire, resign, or leave Malaysia for more than 3 months, and for the deceased. So how to apply for a tax clearance letter (TCL) and get your last month's salary ASAP?
Many people don't realize that they are greatly underestimating the amount of money they need for retirement. These three tips will help you see where you really stand.
Contrary to what you might have heard, investing is not the realm of the rich and powerful with lots of expertise. No, everyone can and should learn about investing.
Online banking is an easy way to manage your money. There are a few minor drawbacks but these are outweighed by the time and money you save. E-banking is here to stay. It is a cost effective way for the banks to do business and is convenient for most customers.
Einstein claimed compound interest was the 8th wonder of the world. A firm understanding of this rule regarding compound interest could change your life. This is how millionaires are made.
Procedures while developing a budget including estimations, identifying priorities and financial resources, purpose and benefits of identifying priorities evaluating and justifying costs, income
Saving money for a major purchase like a car is perfectly possible. There are many ways in which you can save money on a daily basis to reach your goal.
What are the pros and cons of owning physical gold? It is a complex question this hub tries to address this question and present both sides of the issue.
Investing in OTC stocks is risky business as it is, but if you head to iHub for advice, you may take your investment from risky to suicidal.
There are many reasons why you should NOT get a private student loan. If I can warn you about one thing, avoid Sallie Mae's private student loans at all costs! And here's why...
Having a hard time figuring out how to withdraw your Paypal money to your own bank account? This is a comprehensive guide to help you out!
A brief explanation of stocks and shares and how they work and what their good and bad points are for investors.
Find out whether the price of the Drawn Blank series of prints by Bob Dylan on the secondary market has gone up - or down - the key factor in whether it is a good investment.
NADEX is the best choice for U.S. binary options traders. The system is easy to use and has better returns than European style binaries.
Planning to buy a particular stock? Did you know that you can earn money while waiting for that stock to drop in price? Or, did you know you can buy that stock at a discounted price?
Stocks always have a 50/50 chance of going up or down. Therefore, directional trading only has a 50% chance of success. Your odds can be improved by making neutral trades, which is possible with options on both sides.
I used TurboTax over 15 years for my business and personal taxes, so I can tell you about it's benefits and help you find the version you need. It helps with filing late taxes too. Updated for taxes due April 2018.
Learn why and how it's important to have a personal budget and set and achieve your short, medium and long-term financial goals. Following a budget will benefit your life in remarkable ways, putting you in control of your income and expenses.
Investing in the stock market can be bewildering. But the basics of how anyone makes money in stock and shares is simple. Keep these simple ideas in mind whenever you are thinking about investing in the stock market.
Tax time doesn't need to be a stressful event if you maintain records throughout the year. Follow these tips to make filing your taxes a breeze.
In the world of stock market investing stock options trading is a crucial part in one’s goal of achieving high returns. Owning stocks without complementing them with options is like owning dormant real estate and not renting it out for income.
Businesses can now write off nearly all of their HVAC equipment upgrades in the same year as opposed to depreciating them over time. This is great news for the HVAC industry and companies in need of new HVAC equipment.
If you are regularly making money from HubPages or other online activities you are considered to be a small business owner and required to pay taxes on this income. Here is how to keep your business