What are the pros and cons of owning physical gold? It is a complex question this hub tries to address this question and present both sides of the issue.
“Black Monday,” as it came to be known, happened October 19, 1987, and is the day the stock market took its worst one-day drop in history. What were the causes, and will it happen again?
Stock options lose value over time, but selling options short and buying back cheaper puts the odds in your favor. Options can also be used to limit risk, as I explain in this article.
When we trade on emotion, we tend to do the wrong thing for the wrong reason. The only way to avoid emotions is to enter and exit every stock trade based on a strict plan, no matter what else may affect your decision.
The majority of Paypal payments are instant but occasionally the payment will come through as a Paypal eCheck. Paypal eChecks are just like normal paper checks which take 3-4 business days to clear.
I used TurboTax over 18 years for my business and personal taxes, so I can help you find the version you need. Updated for taxes due April 2019. It helps with filing late taxes too.
Going to college is an exciting time in a young adult's life. However, many new college students don't understand the basics of finances. This article will cover all the basics of financial literacy in order to aid the college student in making sound financial decisions for the first time.
The American Silver Eagle one-Troy-ounce silver coin is a very popular coin with silver collectors and investors. Tables list quantities minted by year and likely eBay prices.
A peek into what life is like for people after they leave the world of work that can help readers prepare for their own retirement.
SoFi is a private financing company that offers student and personal loans to qualified applicants. Here's my experience getting a loan from them.
Throughout the world, the American Silver Eagle one-dollar coin is considered the most beautiful. It is the preferred 0.999 silver coin for bullion and for numismatic coin collection.
GCash recently launched GSave, another new feature that can help you create your very own in-app savings account. In this article, you will learn how to open a GSave savings account and how you can deposit using your GCash app.
This article is about an interesting discovery. Most of my trades always went against me at first. Here’s my solution to the problem to avoid losing money.
A brief explanation of stocks and shares and how they work and what their good and bad points are for investors.
If you are looking for job opportunities in Malaysia or already working here as an expatriate, these list of issues & Q&A on tax law in Malaysia LHDN will help you understand your tax exposure better.
Having a hard time figuring out how to withdraw your Paypal money to your own bank account? This is a comprehensive guide to help you out!
Certain red flags that the IRS looks for can put you at risk for a tax audit. Stay out of trouble by reporting all of your income and only taking credits and deductions that your are entitled to and can support with proper documentation or receipts for all expenses.
This hub will walk you through the process of mining for Bitcoins using a GPU and CGMiner. It also explains the process or joining a mining pool to increase the amount of Bitcoin earned.
The Greeks—delta, gamma, theta, vega and rho—are five variables that help identify the risks of an option position.
A guide on how to set and achieve SMART financial goals and track your progress. What's keeping you from getting rich?
See how an options trader was challenged to prove that trading options alone can and does produce higher stock market returns than investing purely in stocks.
These are the top 13 mutual funds that are running in the Nepali share market. See their latest net asset values, total funds, and other major stock market indicators.
Stocks always have a 50/50 chance of going up or down, so they only have a 50% chance of success. I'll describe non-directional option trading strategies that improve odds.
A comprehensive analysis focused on how to use the AIM system to manage a small portfolio of multiple exchange traded funds. Includes 15+ years of data to perform a detailed empirical analysis.
Being poor can sometimes be more advantageous to you on your road to financial success. Learn about the advantages of being poor, the disadvantages, and how you can leverage your financial history to becoming financially successful, maybe even become a millionaire.
Don't have a credit card but still want to buy products online? Here are ten (often safer) alternatives for you to try!
If you are recently married, or perhaps have been for awhile, there is a good chance at least one of you in the relationship struggles with talking about money. If this is the case, I have some positive advice for you.
Receipts a mess? Organize them in 4 simple steps so you find what you need and are ready at tax time.
Don't sell stocks short in a declining stock or market. There is a better, more profitable, cheaper, safer method by buying put options instead! The potential for large profits is still present but without the potential for unlimited losses as in the case of short selling stocks.
Do you want to take advantage of financial benefits (lower taxes, business tax credits, in-state college tuition, etc.) by establishing residency in another US state? Here's what to do.
How do you save money every month? Don't spend, live below your means, and do without. Examples of how I have saved!
Don’t get frustrated with all the information on stock market charts and tables. Learn the basics so you safely and profitably buy and sell stocks.
A detailed analysis of the AIM algorithm when varying the check frequency, % initial investment in equity, and high/low/medium beta ETFs. Concept of internal rate of return is used for comparison.
This is a discussion of Bitcoin and Blockchain (the underlying technology of cryptocurrency) with examples of how Blockchain technology is used in many other fields besides money.
If you own a second home, then you want to be aware of some tax advantages that could save you money.
Robert Lichello's Automatic Investment Management system for timing the stock market is explained with buy/sell examples. Additionally, the system is tested using over 10-years of price history of the S & P Depository Receipt ETF (ticker SPY) and compared to buy and hold strategy.
If you want to get out of debt fast, you have to change your lifestyle of using credit cards and loans. I give advice on money management and paying off your loans. How do you negotiate credit card debt on a low income?
Viable solutions for making money quickly and legally. Effective methods, some free, some that don't cost too much. These techniques utilize capital and personal property that you already own.
In order to be a master, you must begin with the basics. This article will discuss one of the most basic things to learn when investing or trading in stocks - candlestick patterns.
Selling stock options has been likened to operating your own high tech casino on the internet. Stock options buyers are likened to casino gamblers who lose their bets most of the time. Who wins? You, the option seller!
Options roll-out gives the options trader the opportunity to add profits to his options trades or create defensive positions to threatened trades.
Managing a budget is a critical skill for any businesses that involves monitoring, controlling, recording expenses, minimising costs, and identifying situations for corrective actions.
Do you trade in and out of stocks quickly, looking to take profits and moving on? Market gyrations can make losing trades into winners, but it is extremely uncertain that it will be consistent. Here's my analysis.
Turning 50 years old and not having enough money saved for your retirement is a scary thing. In this Hub I give some ideas to help you cope with your financial condition and prepare for a comfortable retirement.
How to remove medical debt collections from your credit and improve your credit score. How to deal with debt collection agencies.
Trading decisions can be negatively effected when subject to feelings rather than preplanned strategies. I’ll explain why an objective view is better.
Saving money for a major purchase like a car is perfectly possible. There are many ways in which you can save money on a daily basis to reach your goal.
When you donate something that isn't straight cash, you are responsible for recording its value if you want to get a deduction for it when you file taxes for the year. Because much of what we donate is used, we cannot record its original value,...
What is the best way to use an unexpected sum of money? Windfalls are hard to come by, and once you've got your hands on a lump sum, you should plan carefully how to use it, taking care of the most important expenses first.
One of the best indicators that can be used to predict a change in stock market direction is the bull/bear ratio sentiment indicator, which gauges stock market participant's current sentiment about the market.
If you're just starting out on a path to financial independence, it can seem scary! This guide will help you plan a realistic budget, and stick to it.
Tax Clearance is required if you retire, resign, or leave Malaysia for more than 3 months, and for the deceased. So how to apply for a tax clearance letter (TCL) and get your last month's salary ASAP?
Investing in OTC stocks is risky business as it is, but if you head to iHub for advice, you may take your investment from risky to suicidal.
This article shows seven months of actual trading in stock options. It illustrates the results in table format for easier viewing. It also includes questions sent in by readers with corresponding answers.
An examination of the popular methods for getting out of debt by experts such as Suze Orman, Gail Vaz-Oxlade, Dave Ramsey and more. Discover which method will work best for you
It's important to have a personal budget and use it as a tool to analyze what happens with your money and to make the best financial and spending decisions.. Following a budget will benefit your life in remarkable ways, putting you in control of your income and expenses.
Is adding an authorized user to your credit account a good idea? Here's what you need to know to help make that decision.
In less than two years after my bankruptcy, I’ve brought my FICO score up to 730, which is in the ‘good’ range. In this article, I will outline the five simple steps I took to get a good FICO score after bankruptcy.
Many people don't realize that they are greatly underestimating the amount of money they need for retirement. These three tips will help you see where you really stand.
Need to survive when you have literally nothing? Do you have limited resources? I'm a single parent surviving frugally and resourcefully. If I can do it, you can too!
If you are regularly making money from HubPages or other online activities you are considered to be a small business owner and required to pay taxes on this income. Here is how to keep your business
Early retirement is a big step in one's life. Are you ready to retire? Learn how the stages of retirement affect your role and focus in life. Retirement plans may change after you analyze your income, savings and necessary life adjustments.
Flat tax success stories are fairly easy to find. A number of countries have seen impressive economic growth after adopting the flat tax idea. This is especially true since the fall of the Soviet Union. As countries formerly under Soviet communist...
What is a hedging strategy? How can binary options be used to for a hedged position? Can binary options be used in a hedging strategy?
Online banking is an easy way to manage your money. There are a few drawbacks but these are outweighed by the time and money you save.
This article discusses 25 prepaid debit card fees and how much you can expect to pay in fees with certain prepaid cards.
Short selling options, either with stocks or with futures, can put the odds in your favor when you sell option premium. Time decay works in your favor, and there are additional advantages with options on futures.
Whether the annual income for an American family is $20,000 or $200,000, they are likely to spend most, all, or more of what they earn.
For those who are not familiar with options trading advisory services, also called options pickers, this article may serve as a guide to what services are available out there. It will also give the reader an insight to what options trading systems the pickers specialize in.
Robert Kiyosaki, the financial writer best known for "Rich Dad Poor Dad", is more of a philosopher and motivator than a financial adviser. Learn why his books should not be taken literally.
Is there really such a thing as insurance against investment loss? In particular, stock loss? You may not believe it but yes, there is such a thing as insurance against investment loss or losses in your stock portfolio.
In today’s low-interest environment for investments, there is an alternative to the low rates, that is, high quality high yield dividend paying stocks.
Stock options trading is a crucial part in one’s goal of achieving high returns in the world of stock market investing. Owning stocks without complementing them with options is like owning dormant real estate and not renting it out for income.
This post will discuss the steps on how to withdraw Paypal funds to BPI (Bank of the Philippines Island) complete with step by step pictures - plus other important information
It is a given that the rich and corporations WON under the Trump-GOP tax act, but who else benefited or were hurt by this controversial law?
Money is a huge source of stress for many people, and people who are still in their twenties are lucky enough to be able to position themselves for the future. If I had known a few more things about money when I was in my twenties, I'd be way better off now.
Acquiring precious metals can mean picking between gold and platinum. To make the right choice, you may want to read on for more information about their pros and cons.
Are you interested in earning money online but have issues with PayPal or Payoneer? Maybe you've considered accepting bitcoin? If so, there's a world of possibilities open to you.
Foreign Exchange is a necessary tool for trading between countries, but rates of exchange are unfair to less powerful countries. It contributes directly to poverty and enriches banks and traders.
Money invested in stocks is 100% at risk. I learned how to limit risk and improve success rate by using the TastyTrade method that I fully explain in this article.
Need a sample of a letter you can send to a collection agency to tell them to stop harassing you, but don’t know what to write? Need a sample letter to help you put it together? Read this article about dealing with collection agencies, and get some sample letter ideas you can use to...
Procedures while developing a budget including estimations, identifying priorities and financial resources, purpose and benefits of identifying priorities evaluating and justifying costs, income
What is the difference between investment income and capital gains? After all, they are both ways of getting a return on your investment. This article explains the difference and why it matters.
Did you know that you can earn money with stock market timings? Yes, you can make easy money while waiting for stocks to drop. If it never drops, so what? You made money while you were waiting.
Don't get duped when it comes to buying and selling silver bullion. Do it the right way—just like the pros do.
The private student loan system in the US is broken and Sallie Mae/Navient is the worst offender. I aim to educate student loan borrowers & campaign for change for those already in over their heads.
One area we often hate giving to the Lord is our finances, yet the Lord speaks about it frequently in the Bible because he knew we would struggle. Here are some great biblical principles to follow.
BDO, BPI, Metrobank and Landbank are the biggest banks in the Philippines, the country's Big 4. Each one has its own strengths and own groups or types of loyal clients, so none of the four, to my mind, can claim that it's the most powerful or most popular bank in the country.
Charlie and Pete talk about investing or gambling in stocks or options. One says it's gambling, the other says it's investing. Read their arguments.
Many banks no longer offer safe-deposit boxes. But you have documents and items you want to keep secure. Here are some guidelines on the options still available to you.
Fiat systems of paper money currency (like nearly all in the world today) have a flaw that makes them, in our time, more volatile. Since our money cannot be exchanged for gold and silver, panic can set in.
This is my analysis of a stock investment in Maven, a content platform for expert journalists. In 2018 they began purchasing leading publishing companies such as HubPages.
Find out whether the price of the Drawn Blank series of prints by Bob Dylan on the secondary market has gone up - or down - the key factor in whether it is a good investment.