Starting a BusinessBusinessFrugal LivingPersonal FinanceReal EstateSelf-EmploymentFinding a JobIndustriesScams & FraudInsurance

Personal Finance

Write for Us
  • Online banking is an easy way to manage your money. There are a few drawbacks but these are outweighed by the time and money you save. E-banking is a cost effective way for banks to do business and it is convenient for most customers.

    Pros and Cons of Digital Online Banking

    Pros and Cons of Digital Online Banking

    by Beth Eaglescliffe4

  • A peek into what life is like for people after they leave the world of work that can help readers prepare for their own retirement.

    What to Expect When You Retire

    What to Expect When You Retire

    by Sondra Rochelle5

  • Are you interested in earning money online but have issues with PayPal or Payoneer? Maybe you've considered accepting bitcoin? If so, there's a world of possibilities open to you.

    14 Ways to Earn Bitcoin on the Internet

    14 Ways to Earn Bitcoin on the Internet

    by Anti-Valentine6

  • When we trade on emotion, we tend to do the wrong thing for the wrong reason. The only way to avoid emotions is to enter and exit every stock trade based on a strict plan, no matter what else may affect your decision.

    How I Learned to Avoid Emotional Stock Trading

    How I Learned to Avoid Emotional Stock Trading

    by Glenn Stok6

  • NADEX is the best choice for U.S. binary options traders. The system is easy to use and has better returns than European style binaries.

    How to Trade NADEX Binary Options

    How to Trade NADEX Binary Options

    by TMHughes3

  • Selling stock options has been likened to operating your own high tech casino on the internet. Stock options buyers are likened to casino gamblers who lose their bets most of the time. Who wins? You, the option seller!

    Stock Options Trading Is Like Owning an Online Casino

    Stock Options Trading Is Like Owning an Online Casino

    by Daniel Mollat2

  • Stock options trading is a crucial part in one’s goal of achieving high returns in the world of stock market investing. Owning stocks without complementing them with options is like owning dormant real estate and not renting it out for income.

    Is Stock Options Trading Right for You?

    Is Stock Options Trading Right for You?

    by Daniel Mollat2

  • Do you know the pros and cons of a car donation? When you donate your car, how much of the car's value goes to charitable causes? Find out the good, bad and ugly side of car donations. Read more...

    Car Donation to Charity: Pros and Cons

    Car Donation to Charity: Pros and Cons

    by MKayo11

  • What is the best way to use an unexpected sum of money? Windfalls are hard to come by, and once you've got your hands on a lump sum, you should plan carefully how to use it, taking care of the most important expenses first.

    Best 5 Ways to Spend a Lump Sum of Money

    Best 5 Ways to Spend a Lump Sum of Money

    by Robie Benve16

  • Is there really such a thing as insurance against investment loss? In particular, stock loss? You may not believe it but yes, there is such a thing as insurance against investment loss or losses in your stock portfolio.

    Insurance Against Investment Loss? Is There Such a Thing?

    Insurance Against Investment Loss? Is There Such a Thing?

    by Daniel Mollat0

  • Whether you’re a millennial or in your 50's, you can take preventive measures right now to retire fiscally fit. This article teaches you five practical ways to achieve your retirement dreams.

    Five Practical Ways to Retire Fiscally Fit

    Five Practical Ways to Retire Fiscally Fit

    by Gregory DeVictor7

  • This post will discuss the steps on how to withdraw Paypal funds to BPI (Bank of the Philippines Island) complete with step by step pictures - plus other important information

    Tutorial on How to Transfer Paypal to BPI

    Tutorial on How to Transfer Paypal to BPI

    by writerjj214

  • This article is an introduction to index funds. It explains what they are, how they're constructed, and the pros and cons of putting your money into them.

    Stock Market Investing:  Index Funds 101

    Stock Market Investing: Index Funds 101

    by George Johnson1

  • Flat tax success stories are fairly easy to find. A number of countries have seen impressive economic growth after adopting the flat tax idea. This is especially true since the fall of the Soviet Union. As countries formerly under Soviet communist...

    Pros and Cons for the U.S. of Flat vs. Progressive Taxes

    Pros and Cons for the U.S. of Flat vs. Progressive Taxes

    by Glen Nunes41

  • Learn why and how it's important to have a personal budget and set and achieve your short, medium and long-term financial goals. Following a budget will benefit your life in remarkable ways, putting you in control of your income and expenses.

    The Purpose of a Personal Budget

    The Purpose of a Personal Budget

    by Robie Benve8

  • Find out whether the price of the Drawn Blank series of prints by Bob Dylan on the secondary market has gone up - or down - the key factor in whether it is a good investment.

    Is Bob Dylan Art A Good Investment?

    Is Bob Dylan Art A Good Investment?

    by Rickrideshorses7

  • TD Ameritrade offers great educational tools when you have an account with them. Some offer a certificate upon completion as well with which you can upgrade your account. Read on if you are having difficulty understanding the material.

    Trading Options: TD Ameritrade Lesson One Quiz

    Trading Options: TD Ameritrade Lesson One Quiz

    by Chris Andrews0

  • Do you want to take advantage of financial benefits (lower taxes, business tax credits, in-state college tuition, etc.) by establishing residency in another US state? Here's what to do.

    How to Establish Residency in Another State

    How to Establish Residency in Another State

    by Patty Inglish MS21

  • There are many reasons why you should NOT get a private student loan. If I can warn you about one thing, avoid Sallie Mae's private student loans at all costs! And here's why...

    The Negatives of Borrowing Student Loans

    The Negatives of Borrowing Student Loans

    by Kitty Fields52

  • Don't sell stocks short in a declining stock or market. There is a better, more profitable, cheaper, safer method by buying put options instead! The potential for large profits is still present but without the potential for unlimited losses as in the case of short selling stocks.

    This Is How to Safely Short Sell Stocks

    This Is How to Safely Short Sell Stocks

    by Daniel Mollat0

  • Did you receive a certified letter saying you are being sued by a credit card company? Don't despair. Fight back and answer the letter following the instructions below.

    You Can Beat Credit Card Debt Collectors

    You Can Beat Credit Card Debt Collectors

    by Brian Gray5941

  • Managing a budget is a critical skill for any businesses that involves monitoring, controlling, recording expenses, minimising costs, and identifying situations for corrective actions.

    Understanding How to Manage Budgets

    Understanding How to Manage Budgets

    by livingsta7

  • Certain red flags that the IRS looks for can put you at risk for a tax audit. Stay out of trouble by reporting all of your income and only taking credits and deductions that your are entitled to and can support with proper documentation or receipts for all expenses.

    IRS Red Flags That Put Your Tax Return at Risk for an Audit

    IRS Red Flags That Put Your Tax Return at Risk for an Audit

    by bankscottage14

  • Turning 50 years old and not having enough money saved for your retirement is a scary thing. In this Hub I give some ideas to help you cope with your financial condition and prepare for a comfortable retirement.

    Starting to Save for Retirement After Age 50

    Starting to Save for Retirement After Age 50

    by Doug West5

  • Budgets? Oh, the pain! Yes, that’s true, but a well planned budget truly can create a better life for you and it doesn’t have to be as painful as you may think. I use the application Mint.

    A Better Life Through Budgets—Really!—Using Mint

    A Better Life Through Budgets—Really!—Using Mint

    by Tony Lawrence0

  • Do you trade in and out of stocks quickly, looking to take profits and moving on? Market gyrations can make losing trades into winners, but it is extremely uncertain that it will be consistent. Here's my analysis.

    The Uncertainty of Trading E-Mini S&P Futures

    The Uncertainty of Trading E-Mini S&P Futures

    by Glenn Stok6

  • Early retirement is a big step in one's life. Are you ready to retire? Learn how the stages of retirement affect your role and focus in life. Retirement plans may change after you analyze your income, savings and necessary life adjustments.

    How to Adjust to Early Retirement

    How to Adjust to Early Retirement

    by Dianna Mendez94

  • Shows how to write a check to make a payment from your checking account in the United States.

    How to Write a Check

    How to Write a Check

    by James Smith2

  • For those who are not familiar with options trading advisory services, also called options pickers, this article may serve as a guide to what services are available out there. It will also give the reader an insight to what options trading systems the pickers specialize in.

    What Is the Best Options Trading Advisory Service?

    What Is the Best Options Trading Advisory Service?

    by Daniel Mollat5

  • In less than two years after my bankruptcy, I’ve brought my FICO score up to 730, which is in the ‘good’ range. In this article, I will outline the five simple steps I took to get a good FICO score after bankruptcy.

    How to Get a Good FICO Score After Bankruptcy

    How to Get a Good FICO Score After Bankruptcy

    by carolynkaye6

  • Robinhood, the stock trading start-up that offered a no-fee service, is now going after banks with 3% interest-bearing savings accounts and no-fee checking accounts. This article will explore this further.

    The Robinhood Revolution

    The Robinhood Revolution

    by Ken Burgess1

  • In order to be a master, you must begin with the basics. This article will discuss one of the most basic things to learn when investing or trading in stocks - candlestick patterns.

    Stock Market Basics: Candlestick Patterns

    Stock Market Basics: Candlestick Patterns

    by Jan Michael Ong5

  • How to pay off your credit cards and loans. If you want to get out of debt fast, you have to change your lifestyle of using credit cards and loans. I give advice on money management and paying off your loans. How do you negotiate credit card debt on a low income?

    How to Get out of Debt From Credit Cards and Loans

    How to Get out of Debt From Credit Cards and Loans

    by L M Reid26

  • One area we often hate giving to the Lord is our finances, yet the Lord speaks about it frequently in the Bible because he knew we would struggle. Here are some great biblical principles to follow.

    10 Biblical Principles We Should Apply to Our Finances

    10 Biblical Principles We Should Apply to Our Finances

    by Angela Michelle Schultz3

  • Having problems making purchases online? Tired of relying on other people to buy things for you? Well now you can do it yourself, with VCpay. This is a guide to setting it all up.

    A Guide to Setting up a VCpay Virtual Credit Card

    A Guide to Setting up a VCpay Virtual Credit Card

    by Anti-Valentine7

  • This hub will walk you through the process of mining for Bitcoins using a GPU and CGMiner. It also explains the process or joining a mining pool to increase the amount of Bitcoin earned.

    How to Mine Bitcoins With a GPU Using CGMiner

    How to Mine Bitcoins With a GPU Using CGMiner

    by Sam Kear19

  • These are the top 13 mutual funds that are running in the Nepali share market. See their latest net asset values, total funds, and other major stock market indicators.

    13 Mutual Funds You Can Buy in Nepal

    13 Mutual Funds You Can Buy in Nepal

    by Roberto Eldrum11

Loading
working

This website uses cookies

As a user in the EEA, your approval is needed on a few things. To provide a better website experience, toughnickel.com uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at: https://toughnickel.com/privacy-policy#gdpr

Show Details
Necessary
HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
LoginThis is necessary to sign in to the HubPages Service.
Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
AkismetThis is used to detect comment spam. (Privacy Policy)
HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the googleapis.com or gstatic.com domains, for performance and efficiency reasons. (Privacy Policy)
Features
Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
MavenThis supports the Maven widget and search functionality. (Privacy Policy)
Marketing
Google AdSenseThis is an ad network. (Privacy Policy)
Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
Index ExchangeThis is an ad network. (Privacy Policy)
SovrnThis is an ad network. (Privacy Policy)
Facebook AdsThis is an ad network. (Privacy Policy)
Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
AppNexusThis is an ad network. (Privacy Policy)
OpenxThis is an ad network. (Privacy Policy)
Rubicon ProjectThis is an ad network. (Privacy Policy)
TripleLiftThis is an ad network. (Privacy Policy)
Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
Statistics
Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)