Certain red flags that the IRS looks for can put you at risk for a tax audit. Stay out of trouble by reporting all of your income and only taking credits and deductions that your are entitled to and can support with proper documentation or receipts for all expenses.
Robert Lichello's Automatic Investment Management system for timing the stock market is explained with buy/sell examples. Additionally, the system is tested using over 10-years of price history of the S & P Depository Receipt ETF (ticker SPY) and compared to buy and hold strategy.
Online banking is an easy way to manage your money. There are a few minor drawbacks but these are outweighed by the time and money you save. E-banking is here to stay. It is a cost effective way for the banks to do business and is convenient for most customers.
Short selling options, either with stocks or with futures, can put the odds in your favor when you sell option premium. Time decay works in your favor, and there are additional advantages with options on futures.
Investing in the stock market can be bewildering. But the basics of how anyone makes money in stock and shares is simple. Keep these simple ideas in mind whenever you are thinking about investing in the stock market.
In this article you'll find a step-by-step guide to purchasing Bitcoins using Coinbase. Coinbase is an easy and secure service for buying bitcoins using a bank account.
When we trade on emotion, we tend to do the wrong thing for the wrong reason. The only way to avoid emotions is to enter and exit every stock trade based on a strict plan, no matter what else may affect your decision.
What is the difference between investment income and capital gains? After all, they are both ways of getting a return on your investment. This article explains the difference and why it matters.
Learn why and how it's important to have a personal budget and set and achieve your short, medium and long-term financial goals. Following a budget will benefit your life in remarkable ways, putting you in control of your income and expenses.
Charlie and Pete talk about investing or gambling in stocks or options. One says it's gambling, the other says it's investing. Read their arguments.
Having problems making purchases online? Tired of relying on other people to buy things for you? Well now you can do it yourself, with VCpay. This is a guide to setting it all up.
This article discusses 25 prepaid debit card fees and how much you can expect to pay in fees with certain prepaid cards.
The world's love affair with gold continues after five thousand years. Gold is rare and beautiful, but, where does it come from and what do we use it for?
The American Silver Eagle one-Troy-ounce silver coin is a very popular coin with silver collectors and investors. Tables list quantities minted by year and likely eBay prices.
Investments with higher expected returns come with more risk, and safer investments generally pay less. Understanding this, and how much risk you are willing to take, is important in managing your investments.
These are the top 10 mutual funds that are running in the Nepali market. See their latest net asset values, total funds, and major stock market indicators.
Whether the annual income for an American family is $20,000 or $200,000, they are likely to spend most, all, or more of what they earn.
Ready to design your own personal financial plan? Here are the tools professional financial planners use to create a personal financial plan.
The purpose of this article is to clear up some misinformation in regard to debt validation and to provide facts based upon the Fair Debt Collection Practices Act and court rulings.
Whether you’re a millennial or in your 50's, you can take preventive measures right now to retire fiscally fit. This article teaches you five practical ways to achieve your retirement dreams.
Find out the pros and cons of debt consolidation, one of the most popular forms of debt reduction. You will also learn which debt consolidation companies are the best for 2016.
Being poor can sometimes be more advantageous to you on your road to financial success. Learn about the advantages of being poor, the disadvantages, and how you can leverage your financial history to becoming financially successful, maybe even become a millionaire.
How to pay off your credit cards and loans. If you want to get out of debt fast, you have to change your lifestyle of using credit cards and loans. I give advice on money management and and paying off your loans. How do you negotiate credit card debt on a low income?
A detailed analysis of the AIM algorithm when varying the check frequency, % initial investment in equity, and high/low/medium beta ETFs. Concept of internal rate of return is used for comparison.
Learn the truth about your spending habits so that you can stop kidding yourself and start doing better financially.
Throughout the world, the American Silver Eagle one-dollar coin is considered the most beautiful. It is the preferred 0.999 silver coin for bullion and for numismatic coin collection.
Did you receive a certified letter saying you are being sued by a credit card company? Don't despair. Fight back and answer the letter following the instructions below.
Anybody can start producing their own bitcoins, the experimental digital currency. But this legal "printing" of money is more complicated than it first appears. Can bitcoin mining be profitable?
Understand the different classes of shares in a company, how they differ and what they are used for.
Don't get duped when it comes to buying and selling silver bullion. Do it the right way - just like to pros do.
Money invested in stocks is 100% at risk, and a stock's price can only go up or down. With only two possible moves, there is only a 50% chance of success. There is a way to limit your risk while improving your odds.
If you are looking for job opportunities in Malaysia or already working here as an expatriate, these list of issues & Q&A on tax law in Malaysia LHDN will help you understand your tax exposure better.
Flat tax success stories are fairly easy to find. A number of countries have seen impressive economic growth after adopting the flat tax idea. This is especially true since the fall of the Soviet Union. As countries formerly under Soviet communist...
“Black Monday,” as it came to be known, happened October 19, 1987, and is the day the stock market took its worst one-day drop in history. What were the causes, and will it happen again?
There are many reasons why you should NOT get a private student loan. If I can warn you about one thing, avoid Sallie Mae's private student loans at all costs! And here's why...
Donating plasma can provide over $300/month for some donors. This article describes the process of making money by donating plasma and if it's worth it in the end.
One area we often hate giving to the Lord is our finances, yet the Lord speaks about it frequently in the Bible because he knew we would struggle. Here are some great biblical principles to follow.
Are you interested in earning money online but have issues with PayPal or Payoneer? Maybe you've considered accepting bitcoin? If so, there's a world of possibilities open to you.
Do you know the pros and cons of a car donation? When you donate your car, how much of the car's value goes to charitable causes? Find out the good, bad and ugly side of car donations. Read more...
What are the pros and cons of owning physical gold? It is a complex question this hub tries to address this question and present both sides of the issue.
This article will raise your spirits from those depressing low-interest money funds. Learn how this simple technique will open your eyes to creating the best CD rates for you.
An examination of the popular methods for getting out of debt by experts such as Suze Orman, Gail Vaz-Oxlade, Dave Ramsey and more. Discover which method will work best for you
Did you know that you can earn money with stock market timings? Yes, you can make easy money while waiting for stocks to drop. If it never drops, so what? You made money while you were waiting.
Receipts a mess? Organize them in 4 simple steps so you find what you need and are ready at tax time.
Fiat systems of paper money currency (like nearly all in the world today) have a flaw that makes them, in our time, more volatile. Since our money cannot be exchanged for gold and silver, panic can set in.
Selling stock options has been likened to operating your own high tech casino on the internet. Stock options buyers are likened to casino gamblers who lose their bets most of the time. Who wins? You, the option seller!
Frequently, cash flow problems occur because you have wittingly or unwittingly mismanaged your financial portfolio.
Learn how how 10 invisible enemies--denial, fear, complaining, not forgiving others, procrastination, pride, blaming, perfectionism, worry, and self-pity--can keep you from financial success.
Tired of the bank CD’s paying less than one percent? Quality dividend paying stocks can be an alternative to these low yields.
Managing a budget is a critical skill for any businesses that involves monitoring, controlling, recording expenses, minimising costs, and identifying situations for corrective actions.
A guide on how to set and achieve SMART financial goals and track your progress. What's keeping you from getting rich?
BDO, BPI and Metrobank are the biggest commercial and universal banks in the Philippines. Each one has its own strengths, so not one of the three, to my mind, can categorically claim that it's the most powerful bank in the country. BPI, Metrobank...
Most of my trades always went against me at first. I found a solution, and a method to avoid losing money. Placing trades at the bid or asking price increased the odds of going in the right direction from the start.
Don't have a credit card but still want to buy products online? Here are ten (often safer) alternatives for you to try!
For those who are not familiar with options trading advisory services, also called options pickers, these are online services that offer to pick options for clients.
NADEX is the best choice for U.S. binary options traders. The system is easy to use and has better returns than European style binaries.
Do you want to take advantage of financial benefits (lower taxes, business tax credits, in-state college tuition, etc.) by establishing residency in another US state? Here's what to do.
This hub will walk you through the process of mining for Bitcoins using a GPU and CGMiner. It also explains the process or joining a mining pool to increase the amount of Bitcoin earned.
Stocks always have a 50/50 chance of going up or down. Therefore, directional trading only has a 50% chance of success. Your odds can be improved by making neutral trades, which is possible with options on both sides.
Procedures while developing a budget including estimations, identifying priorities and financial resources, purpose and benefits of identifying priorities evaluating and justifying costs, income
In less than two years after my bankruptcy, I’ve brought my FICO score up to 730, which is in the ‘good’ range. In this article, I will outline the five simple steps I took to get a good FICO score after bankruptcy.
Early retirement is a big step in one's life. Are you ready to retire? Learn how the stages of retirement affect your role and focus in life. Retirement plans may change after you analyze your income, savings and necessary life adjustments.
What time do my wages and payments actually go into my bank account? Here's a list of times that banks update user accounts and release funds.
Turning 50 years old and not having enough money saved for your retirement is a scary thing. In this Hub I give some ideas to help you cope with your financial condition and prepare for a comfortable retirement.
Do you trade in and out of stocks quickly, looking to take profits and moving on? Market gyrations can make losing trades into winners, but it is extremely uncertain that it will be consistent. Here's my analysis.
In today’s low-interest environment for investments, there is an alternative to the low rates, that is, high quality high yield dividend paying stocks.
What is a hedging strategy? How can binary options be used to for a hedged position? Can binary options be used in a hedging strategy?
A peek into what life is like for people after they leave the world of work that can help readers prepare for their own retirement.
A step-by-step guide to paying off the debt you can and brining your credit score up 200 points over the course of a year.
What is the best way to use an unexpected sum of money? Windfalls are hard to come by, and once you've got your hands on a lump sum, you should plan carefully how to use it, taking care of the most important expenses first.
Bonds or bond funds should be an important part of every investors portfolio. They offer a steady return on your investment without the volitality of the stock market.
Investing in OTC stocks is risky business as it is, but if you head to iHub for advice, you may take your investment from risky to suicidal.
A complete guide to submitting/e-filing income tax returns and wealth statements for tax years 2014, 2015, 2016 and 2017 via FBR's IRIS system. How to get NTN before submitting returns.
Foreign Exchange is a necessary tool for trading between countries, but rates of exchange are unfair to less powerful countries. It contributes directly to poverty and enriches banks and traders.
Tax Clearance is required if you retire, resign, or leave Malaysia for more than 3 months, and for the deceased. So how to apply for a tax clearance letter (TCL) and get your last month's salary ASAP?
Many people don't realize that they are greatly underestimating the amount of money they need for retirement. These three tips will help you see where you really stand.
Don't sell stocks short in a declining stock or market. There is a better, more profitable, cheaper, safer method by buying put options instead! The potential for large profits is still present but without the potential for unlimited losses as in the case of short selling stocks.
Poverty among single-mother households is becoming a big social problem in Japan. Why are such households likely to become poor and what are some possible solutions?
A brief explanation of stocks and shares and how they work and what their good and bad points are for investors.
Is there really such a thing as insurance against investment loss? In particular, stock loss? You may not believe it but yes, there is such a thing as insurance against investment loss or losses in your stock portfolio.
Saving money for a major purchase like a car is perfectly possible. There are many ways in which you can save money on a daily basis to reach your goal.
Einstein claimed compound interest was the 8th wonder of the world. A firm understanding of this rule regarding compound interest could change your life. This is how millionaires are made.
Stock options trading is a crucial part in one’s goal of achieving high returns in the world of stock market investing. Owning stocks without complementing them with options is like owning dormant real estate and not renting it out for income.
Businesses can now write off nearly all of their HVAC equipment upgrades in the same year as opposed to depreciating them over time. This is great news for the HVAC industry and companies in need of new HVAC equipment.
If you are regularly making money from HubPages or other online activities you are considered to be a small business owner and required to pay taxes on this income. Here is how to keep your business
Robert Kiyosaki, the financial writer best known for "Rich Dad Poor Dad", is more of a philosopher and motivator than a financial adviser. Learn why his books should not be taken literally.
How to remove medical debt collections from your credit and improve your credit score. How to deal with debt collection agencies.
I used TurboTax over 15 years for my business and personal taxes, so I can tell you about it's benefits and help you find the version you need. It helps with filing late taxes too. Updated for taxes due April 2018.
SoFi is a private financing company that offers student and personal loans to qualified applicants. Here's my experience getting a loan from them.
How to cancel a credit card by calling or sending a secure message. Learn about how closing a card can hurt your credit score and how to decide when it's a good idea to close it.
Having a hard time figuring out how to withdraw your Paypal money to your own bank account? This is a comprehensive guide to help you out!
Stock options lose value over time, but reversing the logic puts the odds in your favor—selling options short and buying back cheaper. Options also can be used to define your risk, improving those odds even further.
Investors often fork over thousands of dollars for capital gains taxes that they could defer indefinitely with 1031 exchanges. Learn the basics about how IRS code Section 1031 can preserve wealth.
A comprehensive analysis focused on how to use the AIM system to manage a small portfolio of multiple exchange traded funds. Includes 15+ years of data to perform a detailed empirical analysis.
The private student loan system in the US is broken and Sallie Mae/Navient is the worst offender. I aim to educate student loan borrowers & campaign for change for those already in over their heads.