Online banking is an easy way to manage your money. There are a few drawbacks but these are outweighed by the time and money you save. E-banking is a cost effective way for banks to do business and it is convenient for most customers.
When you can't get more income, sometimes it's necessary to reduce the ougoing. It is possible to live on less than a thousand a month, even if it isn't comfortable. Whether living this way gives you a leg up, or a better handle, pick and choose to find a perfect fit for you.
Most of my trades always went against me at first. I found a solution, and a method to avoid losing money. Placing trades at the bid or asking price increased the odds of going in the right direction from the start.
Are you interested in earning money online but have issues with PayPal or Payoneer? Maybe you've considered accepting bitcoin? If so, there's a world of possibilities open to you.
This article discusses 25 prepaid debit card fees and how much you can expect to pay in fees with certain prepaid cards.
These are the top 10 mutual funds that are running in the Nepali market. See their latest net asset values, total funds, and major stock market indicators.
This hub will walk you through the process of mining for Bitcoins using a GPU and CGMiner. It also explains the process or joining a mining pool to increase the amount of Bitcoin earned.
Robert Kiyosaki, the financial writer best known for "Rich Dad Poor Dad", is more of a philosopher and motivator than a financial adviser. Learn why his books should not be taken literally.
In today’s low-interest environment for investments, there is an alternative to the low rates, that is, high quality high yield dividend paying stocks.
Do you know the pros and cons of a car donation? When you donate your car, how much of the car's value goes to charitable causes? Find out the good, bad and ugly side of car donations. Read more...
How to pay off your credit cards and loans. If you want to get out of debt fast, you have to change your lifestyle of using credit cards and loans. I give advice on money management and paying off your loans. How do you negotiate credit card debt on a low income?
A detailed analysis of the AIM algorithm when varying the check frequency, % initial investment in equity, and high/low/medium beta ETFs. Concept of internal rate of return is used for comparison.
Having problems making purchases online? Tired of relying on other people to buy things for you? Well now you can do it yourself, with VCpay. This is a guide to setting it all up.
Turning 50 years old and not having enough money saved for your retirement is a scary thing. In this Hub I give some ideas to help you cope with your financial condition and prepare for a comfortable retirement.
Did you receive a certified letter saying you are being sued by a credit card company? Don't despair. Fight back and answer the letter following the instructions below.
What is with all this hype regarding Prosper.com and other peer to peer lending networks? Can you really get a personal loan at a reasonable rate from a group of complete strangers? Well I will try and explain all you'll need to know and hopefully...
This post will discuss the steps on how to withdraw Paypal funds to BPI (Bank of the Philippines Island) complete with step by step pictures - plus other important information
Saving money for a major purchase like a car is perfectly possible. There are many ways in which you can save money on a daily basis to reach your goal.
Learn why and how it's important to have a personal budget and set and achieve your short, medium and long-term financial goals. Following a budget will benefit your life in remarkable ways, putting you in control of your income and expenses.
Money invested in stocks is 100% at risk, and a stock's price can only go up or down. With only two possible moves, there is only a 50% chance of success. There is a way to limit your risk while improving your odds.
Charlie and Pete talk about investing or gambling in stocks or options. One says it's gambling, the other says it's investing. Read their arguments.
Frequently, cash flow problems occur because you have wittingly or unwittingly mismanaged your financial portfolio.
When we trade on emotion, we tend to do the wrong thing for the wrong reason. The only way to avoid emotions is to enter and exit every stock trade based on a strict plan, no matter what else may affect your decision.
Procedures while developing a budget including estimations, identifying priorities and financial resources, purpose and benefits of identifying priorities evaluating and justifying costs, income
I used TurboTax over 18 years for my business and personal taxes, so I can help you find the version you need. Updated for taxes due April 2019. It helps with filing late taxes too.
TD Ameritrade offers great educational tools when you have an account with them. Some offer a certificate upon completion as well with which you can upgrade your account. Read on if you are having difficulty understanding the material.
The world's love affair with gold continues after five thousand years. Gold is rare and beautiful, but, where does it come from and what do we use it for?
Many people don't realize that they are greatly underestimating the amount of money they need for retirement. These three tips will help you see where you really stand.
What is the best way to use an unexpected sum of money? Windfalls are hard to come by, and once you've got your hands on a lump sum, you should plan carefully how to use it, taking care of the most important expenses first.
Many banks no longer offer safe-deposit boxes. But you still have documents and items you want to keep secure. Here are some alternatives and the kind of valuables that should be stored in them.
In less than two years after my bankruptcy, I’ve brought my FICO score up to 730, which is in the ‘good’ range. In this article, I will outline the five simple steps I took to get a good FICO score after bankruptcy.
Acquiring precious metals can mean picking between gold and platinum. To make the right choice, you may want to read on for more information about their pros and cons.
Flat tax success stories are fairly easy to find. A number of countries have seen impressive economic growth after adopting the flat tax idea. This is especially true since the fall of the Soviet Union. As countries formerly under Soviet communist...
The private student loan system in the US is broken and Sallie Mae/Navient is the worst offender. I aim to educate student loan borrowers & campaign for change for those already in over their heads.
Making money trading is not about how much money you can make. Looking at how little money you lose or give back is more important. Learn how to set a stop loss to help protect your money.
For those who are not familiar with options trading advisory services, also called options pickers, this article may serve as a guide to what services are available out there. It will also give the reader an insight to what options trading systems the pickers specialize in.
Managing a budget is a critical skill for any businesses that involves monitoring, controlling, recording expenses, minimising costs, and identifying situations for corrective actions.
Foreign Exchange is a necessary tool for trading between countries, but rates of exchange are unfair to less powerful countries. It contributes directly to poverty and enriches banks and traders.
Selling stock options has been likened to operating your own high tech casino on the internet. Stock options buyers are likened to casino gamblers who lose their bets most of the time. Who wins? You, the option seller!
There are two fundamental cryptographic concepts holding the Blockchain together. Digital Signature and Hashing ensure that the transactions on a Blockchain are only carried out by legitimate persons, and that the records remain free from manipulation.
Learn the truth about your spending habits so that you can stop kidding yourself and start doing better financially.
An examination of the popular methods for getting out of debt by experts such as Suze Orman, Gail Vaz-Oxlade, Dave Ramsey and more. Discover which method will work best for you
Einstein claimed compound interest was the 8th wonder of the world. A firm understanding of this rule regarding compound interest could change your life. This is how millionaires are made.
Certain red flags that the IRS looks for can put you at risk for a tax audit. Stay out of trouble by reporting all of your income and only taking credits and deductions that your are entitled to and can support with proper documentation or receipts for all expenses.
Whether the annual income for an American family is $20,000 or $200,000, they are likely to spend most, all, or more of what they earn.
Don't get duped when it comes to buying and selling silver bullion. Do it the right way—just like the pros do.
Receipts a mess? Organize them in 4 simple steps so you find what you need and are ready at tax time.
It's human nature to compare oneself to others. We all know that it can put our budgets at risk whenever we try to keep up with the Joneses. But reading personal finance blogs, helpful as they can be, aren't we just trying to keep up with others, too?
Options roll-out gives the options trader the opportunity to add profits to his options trades or create defensive positions to threatened trades.
Robert Lichello's Automatic Investment Management system for timing the stock market is explained with buy/sell examples. Additionally, the system is tested using over 10-years of price history of the S & P Depository Receipt ETF (ticker SPY) and compared to buy and hold strategy.
A peek into what life is like for people after they leave the world of work that can help readers prepare for their own retirement.
How to remove medical debt collections from your credit and improve your credit score. How to deal with debt collection agencies.
In order to be a master, you must begin with the basics. This article will discuss one of the most basic things to learn when investing or trading in stocks - candlestick patterns.
What should do when you're really worried that you don't have enough money? Take a deep breath and read these 14 tips for easing financial stress.
Most people heard about cryptocurrencies and Bitcoin but few know about the blockchain, the technology that powers all cryptocurrencies. The blockchain is a new disruptive technology that will change everything in tech and finance.
Anybody can start producing their own bitcoins, the experimental digital currency. But this legal "printing" of money is more complicated than it first appears. Can bitcoin mining be profitable?
What is the difference between investment income and capital gains? After all, they are both ways of getting a return on your investment. This article explains the difference and why it matters.
A guide on how to set and achieve SMART financial goals and track your progress. What's keeping you from getting rich?
Early retirement is a big step in one's life. Are you ready to retire? Learn how the stages of retirement affect your role and focus in life. Retirement plans may change after you analyze your income, savings and necessary life adjustments.
Short selling options, either with stocks or with futures, can put the odds in your favor when you sell option premium. Time decay works in your favor, and there are additional advantages with options on futures.
Interested in dabbling in the Nepali stock market? These upcoming IPOs will give you a head start. Find out the 10 initial public offerings that are being floated in the Nepali share market in 2018.
Is there really such a thing as insurance against investment loss? In particular, stock loss? You may not believe it but yes, there is such a thing as insurance against investment loss or losses in your stock portfolio.
If you are regularly making money from HubPages or other online activities you are considered to be a small business owner and required to pay taxes on this income. Here is how to keep your business
Having a hard time figuring out how to withdraw your Paypal money to your own bank account? This is a comprehensive guide to help you out!
This article will raise your spirits from those depressing low-interest money funds. Learn how this simple technique will open your eyes to creating the best returns on cash without placing your money in CD funds.
A brief explanation of stocks and shares and how they work and what their good and bad points are for investors.
Investing in OTC stocks is risky business as it is, but if you head to iHub for advice, you may take your investment from risky to suicidal.
If you are looking for job opportunities in Malaysia or already working here as an expatriate, these list of issues & Q&A on tax law in Malaysia LHDN will help you understand your tax exposure better.
There are many reasons why you should NOT get a private student loan. If I can warn you about one thing, avoid Sallie Mae's private student loans at all costs! And here's why...
Do you trade in and out of stocks quickly, looking to take profits and moving on? Market gyrations can make losing trades into winners, but it is extremely uncertain that it will be consistent. Here's my analysis.
Find out the pros and cons of debt consolidation, one of the most popular forms of debt reduction. You will also learn which debt consolidation companies are the best for 2016.
The American Silver Eagle one-Troy-ounce silver coin is a very popular coin with silver collectors and investors. Tables list quantities minted by year and likely eBay prices.
Tax time doesn't need to be a stressful event if you maintain records throughout the year. Follow these tips to make filing your taxes a breeze.
Stock options trading is a crucial part in one’s goal of achieving high returns in the world of stock market investing. Owning stocks without complementing them with options is like owning dormant real estate and not renting it out for income.
There are two main cryptographic concepts that form the basis of a Blockchain network. The first is hashing, and the second is digital signatures. A Digital signature proves the identity of a sender with the private key that claims ownership of assets described in a transaction.
Tax Clearance is required if you retire, resign, or leave Malaysia for more than 3 months, and for the deceased. So how to apply for a tax clearance letter (TCL) and get your last month's salary ASAP?
What is a hedging strategy? How can binary options be used to for a hedged position? Can binary options be used in a hedging strategy?
What are the pros and cons of owning physical gold? It is a complex question this hub tries to address this question and present both sides of the issue.
Stock options lose value over time, but reversing the logic puts the odds in your favor—selling options short and buying back cheaper. Options also can be used to define your risk, improving those odds even further.
Maven is a publishing platform for expert journalists. In 2018 they began partnering with leading technology companies. This is my assessment for a stock investment.
Did you know that you can earn money with stock market timings? Yes, you can make easy money while waiting for stocks to drop. If it never drops, so what? You made money while you were waiting.
This complete PayPal and RCBC Guide includes the easiest way to withdraw Paypal funds to an RCBC MyWallet VISA card and use the same card to link and verify the Paypal account.
A step-by-step guide to paying off the debt you can and brining your credit score up 200 points over the course of a year.
The Rental Car business is very cyclical. There are good times and bad times to rent a car. This article will show you when you can get the most selection at the best price.
Don't have a credit card but still want to buy products online? Here are ten (often safer) alternatives for you to try!
The Greeks—delta, gamma, theta, vega and rho—are five variables that help identify the risks of an option position.
Learn how how 10 invisible enemies--denial, fear, complaining, not forgiving others, procrastination, pride, blaming, perfectionism, worry, and self-pity--can keep you from financial success.
Throughout the world, the American Silver Eagle one-dollar coin is considered the most beautiful. It is the preferred 0.999 silver coin for bullion and for numismatic coin collection.
Whether you’re a millennial or in your 50's, you can take preventive measures right now to retire fiscally fit. This article teaches you five practical ways to achieve your retirement dreams.
Stocks always have a 50/50 chance of going up or down. Therefore, directional trading only has a 50% chance of success. Your odds can be improved by making neutral trades, which is possible with options on both sides.
A comprehensive analysis focused on how to use the AIM system to manage a small portfolio of multiple exchange traded funds. Includes 15+ years of data to perform a detailed empirical analysis.
Fiat systems of paper money currency (like nearly all in the world today) have a flaw that makes them, in our time, more volatile. Since our money cannot be exchanged for gold and silver, panic can set in.
Being poor can sometimes be more advantageous to you on your road to financial success. Learn about the advantages of being poor, the disadvantages, and how you can leverage your financial history to becoming financially successful, maybe even become a millionaire.
Investors often fork over thousands of dollars for capital gains taxes that they could defer indefinitely with 1031 exchanges. Learn the basics about how IRS code Section 1031 can preserve wealth.