In less than two years after my bankruptcy, I’ve brought my FICO score up to 730, which is in the ‘good’ range. In this article, I will outline the five simple steps I took to get a good FICO score after bankruptcy.
Find out the top 10 upcoming initial public offerings that are being floated in the Nepali share market in 2019. Interested in dabbling in the Nepali stock market? These upcoming IPOs will give you a head start.
Trading decisions can be negatively affected when subject to feelings. That's why you need to remain objective with preplanned strategies. Learn how with my review.
An examination of the popular methods for getting out of debt by experts such as Suze Orman, Gail Vaz-Oxlade, Dave Ramsey and more. Discover which method will work best for you
Don’t get frustrated with all the information on stock market charts and tables. Learn the basics so you safely and profitably buy and sell stocks.
It doesn't take a lot of money to open an investment account. Start making your money work for you today.
When you donate something that isn't straight cash, you are responsible for recording its value if you want to get a deduction for it when you file taxes for the year. Because much of what we donate is used, we cannot record its original value,...
In order to be a master, you must begin with the basics. This article will discuss one of the most basic things to learn when investing or trading in stocks - candlestick patterns.
Managing a budget is a critical skill for any businesses that involves monitoring, controlling, recording expenses, minimising costs, and identifying situations for corrective actions.
Now that I am in my 30s, the prospect of life in my 50s and beyond is now a tangible reality. What I have realized now is that I never really took the time to learn about the one thing that makes what we call ‘retirement’ possible, money. For starters, what is this thing we call money?
You're ready to pay off debt and you want to know how to stay motivated? Read this for tips on being motivated, what to do when you get weak, and how to eliminate the need to be motivated. It's time to take back your life and money.
Charlie and Pete talk about investing or gambling in stocks or options. One says it's gambling, the other says it's investing. Read their arguments.
A comprehensive analysis focused on how to use the AIM system to manage a small portfolio of multiple exchange traded funds. Includes 15+ years of data to perform a detailed empirical analysis.
Are you interested in earning money online but have issues with PayPal or Payoneer? Maybe you've considered accepting bitcoin? If so, there's a world of possibilities open to you.
Maven is a content platform for expert journalists. In 2018 they began purchasing well-established publishing companies such as HubPages. This is my analysis of a stock investment in this publicly traded organization.
Being poor can sometimes be more advantageous to you on your road to financial success. Learn about the advantages of being poor, the disadvantages, and how you can leverage your financial history to becoming financially successful, maybe even become a millionaire.
Selling stock options has been likened to operating your own high tech casino on the internet. Stock options buyers are likened to casino gamblers who lose their bets most of the time. Who wins? You, the option seller!
What are balance transfers? How can they help you save money? All of your questions on balance transfer credit cards will be answered in this informative article.
My experience with day trading has enlightened me about the risks involved. I discuss crucial techniques that are necessary to understand and stay in the game.
Do you need to transfer money from your credit card to a checking account, but don't want to pay ridiculous interest and fees for a wire transfer or cash advance? Read on to learn about an amazing money hack.
Stocks always have a 50/50 chance of going up or down, so you only have a 50% chance of success. I'll describe non-directional trading strategies that improve odds.
Flat tax success stories are fairly easy to find. A number of countries have seen impressive economic growth after adopting the flat tax idea. This is especially true since the fall of the Soviet Union. As countries formerly under Soviet communist...
Options roll-out gives the options trader the opportunity to add profits to his options trades or create defensive positions to threatened trades.
What are the pros and cons of owning physical gold? This article addresses this question and presents both sides of the issue.
If you are looking for job opportunities in Malaysia or already working here as an expatriate, these list of issues & Q&A on tax law in Malaysia LHDN will help you understand your tax exposure better.
If you're just starting out on a path to financial independence, it can seem scary! This guide will help you plan a realistic budget, and stick to it.
Don't have a credit card but still want to buy products online? Here are ten (often safer) alternatives for you to try!
TD Ameritrade offers great educational tools when you have an account with them. Some offer a certificate upon completion as well with which you can upgrade your account. Read on if you are having difficulty understanding the material.
NADEX is the best choice for U.S. binary options traders. The system is easy to use and has better returns than European style binaries.
Internet banking is an easy way to manage your money. There are a few drawbacks but these are outweighed by the time and money you save.
This article discusses 25 prepaid debit card fees and how much you can expect to pay in fees with certain prepaid cards.
Before making a big purchase such as a car or a house it’s a good idea to check your credit score if you are planning to apply for a loan or mortgage. Some websites offer free credit reports, but beware of hidden charges.
What are the best ways to use an unexpected sum of money? Windfalls are hard to come by, and once you've got your hands on a lump sum, you should plan carefully how to use it, taking care of the most important expenses first.
It's important to have a personal budget and use it as a tool to analyze what happens with your money and to make the best financial and spending decisions.. Following a budget will benefit your life in remarkable ways, putting you in control of your income and expenses.
In Section III. of Mutual Fund Investing for Beginners, I discuss how to select the best mutual funds available, using criteria such as p/e ratios, sales loads and total operating expenses.
Find out whether the price of the Drawn Blank series of prints by Bob Dylan on the secondary market has gone up - or down - the key factor in whether it is a good investment.
Do you want to take advantage of financial benefits (lower taxes, business tax credits, in-state college tuition, etc.) by establishing residency in another US state? Here's what to do.
Learn all the various advantages and disadvantages of direct taxes. This articles explains all the merits and demerits or advantages and disadvantages of direct taxes.
A detailed analysis of the AIM algorithm when varying the check frequency, % initial investment in equity, and high/low/medium beta ETFs. Concept of internal rate of return is used for comparison.
Learn about laws that already have been passed in 30 states that require adult children to pay the bills for aging parents who can't pay their bills themselves.
Section II. of Mutual Fund Investing for Beginners, wherein the most common varieties of mutual funds are explained: stock funds, bond funds, hybrid funds and money market funds.
Changing how you think about money isn’t easy. No matter how much we make or what our bank accounts look like, it's time you find fulfillment in other influences.
Don't get duped when it comes to buying and selling silver bullion. Do it the right way—just like the pros do.
This hub will walk you through the process of mining for Bitcoins using a GPU and CGMiner. It also explains the process or joining a mining pool to increase the amount of Bitcoin earned.
Certain red flags that the IRS looks for can put you at risk for a tax audit. Stay out of trouble by reporting all of your income and only taking credits and deductions that your are entitled to and can support with proper documentation or receipts for all expenses.
A brief explanation of stocks and shares and how they work and what their good and bad points are for investors.
What is the difference between investment income and capital gains? After all, they are both ways of getting a return on your investment. This article explains the difference and why it matters.
Throughout the world, the American Silver Eagle one-dollar coin is considered the most beautiful. It is the preferred 0.999 silver coin for bullion and for numismatic coin collection.
What is a hedging strategy? How can binary options be used to for a hedged position? Can binary options be used in a hedging strategy?
Stock options lose value over time, but selling options short and buying back cheaper puts the odds in your favor. Options can also be used to limit risk, as I explain in this article.
Tax Clearance is required if you retire, resign, or leave Malaysia for more than 3 months, and for the deceased. So how to apply for a tax clearance letter (TCL) and get your last month's salary ASAP?
The Greeks—delta, gamma, theta, vega and rho—are five variables that help identify the risks of an option position.
When we trade on emotion, we tend to do the wrong thing for the wrong reason. Improve trading results by entering and exiting every stock trade based on a strict plan.
Forget the gimmicks and late-night "get rich quick" infomercials! My tutorial will give you the REAL scoop on real estate investing, both residential and commercial, and equip you with everything you need to know to dive into this sector with confidence.
A guide on how to set and achieve SMART financial goals and track your progress. What's keeping you from getting rich?
A National Insurance number in the UK is as important as an identity card. Without one you are unable to claim benefits or health care. The significance of each part of your NI number is explained here.
The private student loan system in the US is broken and Sallie Mae/Navient is the worst offender. I aim to educate student loan borrowers & campaign for change for those already in over their heads.
This complete PayPal and RCBC Guide includes the easiest way to withdraw Paypal funds to an RCBC MyWallet VISA card and use the same card to link and verify the Paypal account.
In this article, I take a look at the Chase Freedom rewards credit card as a way of accumulating rewards. This is a beginner credit card that has been around for a few years.
Is there really such a thing as insurance against investment loss? In particular, stock loss? You may not believe it but yes, there is such a thing as insurance against investment loss or losses in your stock portfolio.
If you haven’t invested in stocks, you’re missing out on the opportunity to earn a significant passive income. Also, many online firms now offer free trading, so you can invest even $10 without paying trade fees or commissions. Here are some key factors to be aware of when investing in stocks.
Market gyrations can make losing trades into winners, but it is extremely uncertain that it will be consistent. Here's my analysis.
Many people don't realize that they are greatly underestimating the amount of money they need for retirement. These three tips will help you see where you really stand.
Some are confused over the details on how cheques operate in the banking system. Further many are not aware how bank drafts work.
Learn about Simple Bank! Simple Bank is a free online bank that allows you to have a cheap checking account. I go over what I like and do not like about the bank.
I used TurboTax over 19 years for my business and personal taxes, so I can help you find the one you need. Updated for taxes due April 2020. It helps with filing overdue taxes too.
Turning 50 years old and not having enough money saved for your retirement is a scary thing. In this Hub I give some ideas to help you cope with your financial condition and prepare for a comfortable retirement.
Robert Lichello's Automatic Investment Management system for timing the stock market is explained with buy/sell examples. Additionally, the system is tested using over 10-years of price history of the S & P Depository Receipt ETF (ticker SPY) and compared to buy and hold strategy.
If you own a second home, then you want to be aware of some tax advantages that could save you money.
Read my review of Acorns and decide if it's the best investment strategy for you. Find out how people can actually make money with Acorns and whether it's right for you.
For those who are confused or don't have a firm understanding of a question, this guide helps explain Ameritrade's options trading quiz. Good luck and have fun!
BDO, BPI, Metrobank and Landbank are the biggest banks in the Philippines, the country's Big 4. Each one has its own strengths and own groups or types of loyal clients, so none of the four, to my mind, can claim that it's the most powerful or most popular bank in the country.
How to remove medical debt collections from your credit and improve your credit score. How to deal with debt collection agencies.
Procedures while developing a budget including estimations, identifying priorities and financial resources, purpose and benefits of identifying priorities evaluating and justifying costs, income
Credit cards are promoted for their convenience. There are downsides to using them, however. Here is a list of reasons why credit cards can be a bad thing.
Robert Kiyosaki, the financial writer best known for "Rich Dad Poor Dad", is more of a philosopher and motivator than a financial adviser. Learn why his books should not be taken literally.
Saving money for a major purchase like a car is perfectly possible. There are many ways in which you can save money on a daily basis to reach your goal.
A peek into what life is like for people after they leave the world of work that can help readers prepare for their own retirement.
This article shows seven months of actual trading in stock options. It illustrates the results in table format for easier viewing. It also includes questions sent in by readers with corresponding answers.
In 2020, there are many credit card options to choose from. In this article, I review the benefits and options of the Chase Freedom Unlimited Card. Is this card a viable Cash Back Rewards card in early 2020?
When you sell option premium, time decay works in your favor. There are other advantages with selling options on futures. I discuss all this in this article.
See how an options trader was challenged to prove that trading options alone can and does produce higher stock market returns than investing purely in stocks.
One area we often hate giving to the Lord is our finances, yet the Lord speaks about it frequently in the Bible because he knew we would struggle. Here are some great biblical principles to follow.
This article discusses the steps for withdrawing PayPal funds to BPI (Bank of the Philippine Islands), complete with step-by-step pictures.
A step-by-step guide to paying off the debt you can and brining your credit score up 200 points over the course of a year.
Money invested in stocks is 100% at risk. I learned how to limit risk and improve success rate by using the TastyTrade method that I fully explain in this article.
Investing in OTC stocks is risky business as it is, but if you head to iHub for advice, you may take your investment from risky to suicidal.
Whether you just cashed in your latest stock options, hit the big jackpot at Las Vegas, or are burning a hole in your pocket with your late uncle’s bequest, here are ten suggestions on where to spend your money.
Acquiring precious metals can mean picking between gold and platinum. To make the right choice, you may want to read on for more information about their pros and cons.
Having problems making purchases online? Tired of relying on other people to buy things for you? Well now you can do it yourself, with VCpay. This is a guide to setting it all up.
Having a hard time figuring out how to withdraw your Paypal money to your own bank account? This is a comprehensive guide to help you out!
If you want to get out of debt fast, you have to change your lifestyle of using credit cards and loans. I give advice on money management and paying off your loans. How do you negotiate credit card debt on a low income?
Receipts a mess? Organize them in 4 simple steps so you find what you need and are ready at tax time.
Fiat systems of paper money currency (like nearly all in the world today) have a flaw that makes them, in our time, more volatile. Since our money cannot be exchanged for gold and silver, panic can set in.