Stocks always have a 50/50 chance of going up or down, so you only have a 50% chance of success. I'll describe non-directional trading strategies that improve odds.
Lost my house, my business, my car, my bank account is empty, now what? Yes.. this really happened to me - and more.. I had a bad year in 2009 - to say the least - the week that they towed my car away, I received the official foreclosure notice in the mail, along with a...
Are you interested in earning money online but have issues with PayPal or Payoneer? Maybe you've considered accepting bitcoin? If so, there's a world of possibilities open to you.
Receipts are easy to get at a brick and mortar retail store, but with Amazon, you'll have to follow these step by step instructions for printing your proof of purchase.
In 2020, there are many credit card options to choose from. In this article, I review the benefits and options of the Chase Freedom Unlimited Card. Is this card a viable Cash Back Rewards card in early 2020?
Find out the top 10 upcoming initial public offerings that are being floated in the Nepali share market in 2019. Interested in dabbling in the Nepali stock market? These upcoming IPOs will give you a head start.
These are the top 13 mutual funds that are running in the Nepali share market. See their latest net asset values, total funds, and other major stock market indicators.
Financial child abuse describes the abuse of a child’s identity, credit report or financial resources. What leads to financial child abuse? What are the signs of financial child abuse?
Before making a big purchase such as a car or a house it’s a good idea to check your credit score if you are planning to apply for a loan or mortgage. Some websites offer free credit reports, but beware of hidden charges.
Charlie and Pete talk about investing or gambling in stocks or options. One says it's gambling, the other says it's investing. Read their arguments.
Utilities include: gas, water, sewer, electric, and heat. These utilities will go on form 8829 as they are deductions through the business use of the home. When you are filing for a business use of home, there is a space to place your utilities....
Market gyrations can make losing trades into winners, but it is extremely uncertain that it will be consistent. Here's my analysis.
Learn all the various advantages and disadvantages of direct taxes. This articles explains all the merits and demerits or advantages and disadvantages of direct taxes.
An examination of the popular methods for getting out of debt by experts such as Suze Orman, Gail Vaz-Oxlade, Dave Ramsey and more. Discover which method will work best for you
There are two main cryptographic concepts that form the basis of a Blockchain network. The first is hashing, and the second is digital signatures. A Digital signature proves the identity of a sender with the private key that claims ownership of assets described in a transaction.
Foreign Exchange is a necessary tool for trading between countries, but rates of exchange are unfair to less powerful countries. It contributes directly to poverty and enriches banks and traders.
This article shows how to calculate the net present value and net future value of an investment that pays uneven annual payments. An example is provided with a detailed explanation.
Do you need to transfer money from your credit card to a checking account, but don't want to pay ridiculous interest and fees for a wire transfer or cash advance? Read on to learn about an amazing money hack.
While some people want to get rich, they might not ever accumulate the amount of money they desire because of their relationship with money. When they change their relationship with money, they will see how quickly their bank account increases.
If you are looking for job opportunities in Malaysia or already working here as an expatriate, these list of issues & Q&A on tax law in Malaysia LHDN will help you understand your tax exposure better.
Need an idea for which savings account to open for a child or a teen? Metrobank has an exclusive account just for them. A review regarding Metrobank's Fun Savers Club Savings account can help you get started.
Building your credit score is difficult, especially when you have limited credit. Here are 5 steps to building your credit score quickly from 0 to 700 in 6 months.
What does cash commutation mean? When can you commute pension into cash? This article explains what cash commutation is and the various times you can turn your retirement pension into cash.
A simple, easy-to-implement method of managing bills so as to minimize credit card late fees and bank overdraft fees. For use when life has thrown you under the bus, and you just need to survive.
Should you take the maximum tax free cash lump sum (pension commencement lump sum) from your pension scheme? Unfortunately, it is not always a good deal. This article gives some things to think about.
Many people don't realize that they are greatly underestimating the amount of money they need for retirement. These three tips will help you see where you really stand.
TD Ameritrade offers great educational tools when you have an account with them. Some offer a certificate upon completion as well with which you can upgrade your account. Read on if you are having difficulty understanding the material.
The Philippine Social Security System now accepts loan applications online. No more paperwork! Find out how to apply for a salary loan in five easy steps.
There's no more need to get your remittance physically. All you need to do is to tap a few buttons, and you're done!
How to file an SSS funeral claim, from all required documents to filing the claim in your local office.
What is a hedging strategy? How can binary options be used to for a hedged position? Can binary options be used in a hedging strategy?
The private student loan system in the US is broken and Sallie Mae/Navient is the worst offender. I aim to educate student loan borrowers & campaign for change for those already in over their heads.
This article discusses the steps for withdrawing PayPal funds to BPI (Bank of the Philippine Islands), complete with step-by-step pictures.
The one thing that everyone always wants to make sure to think about first is tax write-offs. This list will ensure you don't miss anything if you're a freelancer or work-from-home employee.
A detailed analysis of the AIM algorithm when varying the check frequency, % initial investment in equity, and high/low/medium beta ETFs. Concept of internal rate of return is used for comparison.
Easy tricks known by pawn shop owners to tell real silver jewelry from fake pieces made of other metals.
Need a sample of a letter you can send to a collection agency to tell them to stop harassing you, but don’t know what to write? Need a sample letter to help you put it together? Read this article about dealing with collection agencies, and get some sample letter ideas you can use to...
Mobile phone companies charge extra for various reasons. If you carefully check your statements and write a letter regarding the fees, you may be able to get them waived.
In this tutorial I explain how to use an Excel Add-in to display stock price & percent change in a Microsoft Excel spreadsheet.
Even though you might have a Social Security number do you still have the physical card? Replacing a lost one, or getting a new one, isn't too difficult; here are some tips to help.
We'll look at what a recession actually is, why it's important, and whether the United States might be in danger of experiencing a recession soon.
Figuring out how to calculate your taxes can be very challenging, even with the help of a tax professional. If your dependent child collects unearned income from government benefits such as Supplemental Security Income (SSI), figuring out what to...
How much is your domain name worth? Don't waste your money on a paid appraisal. Appraise your own domain names for free. Five of the best services online described in detail here.
You can pay NHIF through M-Pesa using a mobile phone money transfer. All you need is the NHIF paybill number to make your NHIF payment via M-Pesa.
You filed your taxes online but you were rejected. You applied for a loan but keep getting denied. Most likely your name or birthdate doesn't match with Social Security records. Here's how to fix it.
Tax rates for filer and non-filer taxpayers are different in Pakistan; non-filers have to have pay more tax. Here's how to become a filer and appear on the active taxpayers list (ATL).
These are the advantages and disadvantages of getting a car when you turn 16. Talk to almost any 15-year-old kid, and they will tell you that they want a car for their sixteenth birthday.
This article shows seven months of actual trading in stock options. It illustrates the results in table format for easier viewing. It also includes questions sent in by readers with corresponding answers.
If you are wondering whether your federal tax refund will be taken by the IRS as a result of debt, owed child support, or other reasons, here is how you can find out.
Flat tax success stories are fairly easy to find. A number of countries have seen impressive economic growth after adopting the flat tax idea. This is especially true since the fall of the Soviet Union. As countries formerly under Soviet communist...
If you have an amortization problem to solve, it's possible to find all the data that you need with a financial calculator instead of creating a table. Find out how with a TI BAII+ calculator in a few steps.
Preference shares (or preferred stock or 'prefs') are shares in a company which have a (usually) guaranteed dividend. They are therefore a hybrid similar to both shares and corporate bonds.
Throughout the world, the American Silver Eagle one-dollar coin is considered the most beautiful. It is the preferred 0.999 silver coin for bullion and for numismatic coin collection.
Don't sell stocks short in a declining stock or market. There is a better, more profitable, cheaper, safer method by buying put options instead! The potential for large profits is still present but without the potential for unlimited losses as in the case of short selling stocks.
Options trading is an excellent complement to your stock investments to achieve the best stock market returns. Learn how to use this financial tool to do wonders in your stock portfolio.
Frustrated, upset, or down right MAD over the poor service at AT&T? Find out how to contact the CEO of the company and have your complaints heard.
Step-by-step instructions on how to calculate the gold price per pennyweight, so you can figure out the value of the gold you want to sell or buy.
This hub will walk you through the process of mining for Bitcoins using a GPU and CGMiner. It also explains the process or joining a mining pool to increase the amount of Bitcoin earned.
A comprehensive analysis focused on how to use the AIM system to manage a small portfolio of multiple exchange traded funds. Includes 15+ years of data to perform a detailed empirical analysis.
Being poor can sometimes be more advantageous to you on your road to financial success. Learn about the advantages of being poor, the disadvantages, and how you can leverage your financial history to becoming financially successful, maybe even become a millionaire.
This Pay Bills with GCash tutorial will guide the reader on how to use the GCash mobile app to pay for different bills, merchants, and utilities.
The average American household has over $155,000 of debt. Liabilities include mortgages, car and student loans, credit card balances, medical bills, signature loans, back taxes, and overdraft charges.
For Filipino taxpayers, filing taxes online is not yet the norm. If you are one of those thinking of enrolling in the EFPS and filing your taxes online, here are some of the things you need to consider before you go through the enrollment.
The majority of Paypal payments are instant but occasionally the payment will come through as a Paypal eCheck. Paypal eChecks are just like normal paper checks which take 3-4 business days to clear.
A brief explanation of stocks and shares and how they work and what their good and bad points are for investors.
This complete PayPal and RCBC Guide includes the easiest way to withdraw Paypal funds to an RCBC MyWallet VISA card and use the same card to link and verify the Paypal account.
If you have found yourself in a tight spot, having been sucked into plastic debt then you are in the right place. In this article, you'll learn how to navigate out of credit card debt and become financially free.
Robert Lichello's Automatic Investment Management system for timing the stock market is explained with buy/sell examples. Additionally, the system is tested using over 10-years of price history of the S & P Depository Receipt ETF (ticker SPY) and compared to buy and hold strategy.
Whether you are selling weekly put options for income or formulating a monthly investment plan, selling options can be a great method to consistently generate monthly premium income. Discussed below is a strategy to generate 12% per annum with minimal volatility.
The principles of double entry bookkeeping are not easy. It's simple to say that for every debit there is a credit and but when it comes to actually entering transactions into the accounts, it can become tricky to remember if what you are entering...
One area we often hate giving to the Lord is our finances, yet the Lord speaks about it frequently in the Bible because he knew we would struggle. Here are some great biblical principles to follow.
I remember an instance where I needed a copy of my birth certificate and realized...I didn't have it! Then I panicked! But I learned through some valuable research how easy it is to get.
A short overview of how to calculate fees for money transfers by bank or PayPal. Article shows how to calculate which method will be cheaper.
Do you want to take advantage of financial benefits (lower taxes, business tax credits, in-state college tuition, etc.) by establishing residency in another US state? Here's what to do.
Turning 50 years old and not having enough money saved for your retirement is a scary thing. In this Hub I give some ideas to help you cope with your financial condition and prepare for a comfortable retirement.
Fiat systems of paper money currency (like nearly all in the world today) have a flaw that makes them, in our time, more volatile. Since our money cannot be exchanged for gold and silver, panic can set in.
Learn about laws that already have been passed in 30 states that require adult children to pay the bills for aging parents who can't pay their bills themselves.
If you want to get out of debt fast, you have to change your lifestyle of using credit cards and loans. I give advice on money management and paying off your loans. How do you negotiate credit card debt on a low income?
What are the best ways to use an unexpected sum of money? Windfalls are hard to come by, and once you've got your hands on a lump sum, you should plan carefully how to use it, taking care of the most important expenses first.
A monetary system by which the value of a currency was defined in terms of gold, for which the currency could be exchanged. The gold standard was generally abandoned in the Depression of the 1930s.
Some think the cost of college is escalating far out of proportion to its value. Though college education isn't yet a bubble by traditional measures, it's worth thinking about it that way.
Making furniture donations is a great way to give to charity while also reducing clutter in your home and racking up tax deductions. That said, it can be rather difficult to haul furniture over to a charity, especially if you have a small car- or...
Withdrawing your winnings from Bovada can seem like a daunting task at first. This article will help guide you through the process.
Step-by-step instructions for conveniently paying your PLDT Home DSL or Fibr bill using your phone and the GCash app.
Hub that explains the workings of Muslim Banks, Islamic Finance and the financial products. Without charging interest how do these institutions make money?
Managing a budget is a critical skill for any businesses that involves monitoring, controlling, recording expenses, minimising costs, and identifying situations for corrective actions.
Banks vary in terms of when they process deposits and make money available to account holders. Find out what time of day your banks makes newly deposited funds available for withdrawal.
The purpose of this article is to clear up some misinformation in regard to debt validation and to provide facts based upon the Fair Debt Collection Practices Act and court rulings.
Money invested in stocks is 100% at risk, but I learned how to limit risk and improve success with risk-limiting strategies and TD Ameritrade's ThinkOrSwim Platform.
Want to check your SSS status, contributions, and loans online or using text? Now you can. Members of the SSS can now check their membership information through the SSS Online Inquiry System.
Find out whether the price of the Drawn Blank series of prints by Bob Dylan on the secondary market has gone up - or down - the key factor in whether it is a good investment.
GCash recently launched GSave, another new feature that can help you create your very own in-app savings account. In this article, you will learn how to open a GSave savings account and how you can deposit using your GCash app.
The Total Money Makeover is a financial management book written by Davey Ramsey which simplifies the process for getting yourself out of debt and into investing for your future.
Tax Clearance is required if you retire, resign, or leave Malaysia for more than 3 months, and for the deceased. So how to apply for a tax clearance letter (TCL) and get your last month's salary ASAP?
You can claim your girlfriend or fiancée on your taxes provided she meets certain qualifications. Here's how to do it and how much you can get back from the IRS.
A step-by-step guide to paying off the debt you can and brining your credit score up 200 points over the course of a year.
A look at what to do if you can't pay your Provident loan back. If you miss your payments, will you incur extra interest charges? What happens if you can't pay your Provident loan back?
If you have an amortization problem to solve, it's possible to find all the data that you need with a calculator instead of creating a table. Find out how with an HP 10bII+ calculator in a few steps.
Replacing a lost or stolen Social Security card is very simple. Follow these directions and you will receive your card in seven to ten days. This article will also touch on SSN fraud and ID theft.
Most who buy money orders don't give a second thought to where it was purchased. Ask when you purchase one if the receiver can cash it at the chain of stores it was purchased from.
Money orders are a necessity for some financial transactions. Use the information in this article to weigh your options when you need a money order.
Read my review of Acorns and decide if it's the best investment strategy for you. Find out how people can actually make money with Acorns and whether it's right for you. There are fees to take into account but it's a good app for first time investors.
It's important to have a personal budget and use it as a tool to analyze what happens with your money and to make the best financial and spending decisions.. Following a budget will benefit your life in remarkable ways, putting you in control of your income and expenses.
IRS Form 1099 is used to report income or earnings paid to you. Self-employed receive a 1099-MISC and must report it on a Schedule C. Other common Form 1099s that can be received include 1099-INT, 1099-DIV, 1099-R, 1099-B, and SSA-1099. Form 1099-C is used to report cancellation of debt. Form 1099-K is used to report third party or credit card transactions paid to you.
Wanna open a Fixed Deposit online via Olnine SBI, but don't know how to? Well follow these simple illustrated steps and you should have you Fixed Deposit created in no time.
The Greeks—delta, gamma, theta, vega and rho—are five variables that help identify the risks of an option position.
Banking over the internet has made the life easy for users by providing online access to various banking services.
Acquiring precious metals can mean picking between gold and platinum. To make the right choice, you may want to read on for more information about their pros and cons.
Don't have a credit card but still want to buy products online? Here are ten (often safer) alternatives for you to try!
When we trade on emotion, we tend to do the wrong thing for the wrong reason. Improve trading results by entering and exiting every stock trade based on a strict plan.
When you sell option premium, time decay works in your favor. There are other advantages with selling options on futures. I discuss all this in this article.
A National Insurance number in the UK is as important as an identity card. Without one you are unable to claim benefits or health care. The significance of each part of your NI number is explained here.
What is it like being a volunteer coordinator for the Dave Ramsey Financial Peace University program?
Donating plasma can provide over $300/month for some donors. This article describes the process of making money by donating plasma and if it's worth it in the end.
To send or receive Bitcoin a person needs a wallet such as Coinbase. Coinbase is very similar to PayPal, but is for cryptocurrency transactions. This is a guide to setting up a Coinbase account.
What does it mean if you log into your PayPal account and realise that you are unable to send or receive money because your account has been restricted? Why has your account access been limited?
For those who are confused or don't have a firm understanding of a question, this guide helps explain Ameritrade's options trading quiz. Good luck and have fun!
The amount of time it takes to transfer money after selling stock may depend on what type of brokerage account you have. Figure out how long your money will likely take in this article.
A guide on how to set and achieve SMART financial goals and track your progress. What's keeping you from getting rich?
Procedures while developing a budget including estimations, identifying priorities and financial resources, purpose and benefits of identifying priorities evaluating and justifying costs, income
When you donate something that isn't straight cash, you are responsible for recording its value if you want to get a deduction for it when you file taxes for the year. Because much of what we donate is used, we cannot record its original value,...
Discover different methods of transferring money from PayPal to Skrill. Which strategy is cheap and convenient, and which ones are costly and risky?
Trying to evaluate the effectiveness of a charity or non-profit organization? This guide gives information about evaluation along with links to use to research charities.
Roth or Traditional IRAs for housewives and stay-at-home moms. Misconceptions about opening a Spousal IRA. Brokerages with low minimum investment IRAs to get you started.
This article discusses 25 prepaid debit card fees and how much you can expect to pay in fees with certain prepaid cards.
Whether you just cashed in your latest stock options, hit the big jackpot at Las Vegas, or are burning a hole in your pocket with your late uncle’s bequest, here are ten suggestions on where to spend your money.
Most of us have been there at least once in our lives; a check deposited or written to someone was returned by the bank. It may be stamped with things like NSF, UCF, UTL, etc. What does that mean? Did I do something wrong? These strange and...
If you cannot open a checking account because of poor credit and a negative ChexSystems report, you might have trouble cashing a payroll, government, or personal check. This article teaches you how to cash a check without a traditional bank account.
In less than two years after my bankruptcy, I’ve brought my FICO score up to 730, which is in the ‘good’ range. In this article, I will outline the five simple steps I took to get a good FICO score after bankruptcy.
Earnin is an app that lets you take out up to $500 of your paycheck before payday. But it has some drawbacks. Read my review, and learn that it's totally legit and free, but not always the best financial choice.
Robert Kiyosaki, the financial writer best known for "Rich Dad Poor Dad", is more of a philosopher and motivator than a financial adviser. Learn why his books should not be taken literally.
See how an options trader was challenged to prove that trading options alone can and does produce higher stock market returns than investing purely in stocks.
Options roll-out gives the options trader the opportunity to add profits to his options trades or create defensive positions to threatened trades.
Internet banking is an easy way to manage your money. There are a few drawbacks but these are outweighed by the time and money you save.
Don’t get frustrated with all the information on stock market charts and tables. Learn the basics so you safely and profitably buy and sell stocks.
The Price-to-Earnings-to-Growth ratio (PEG ratio) is a reliable stock valuation metric that can be utilized to find undervalued stocks. Learn how to use the PEG ratio to improve investment decisions.
An overview of the earned income tax credit, including what it is, who qualifies, and the high rate of tax fraud involved with it.
Is a credit card a convenient tool, or is it an expensive way to borrow that can saddle you with serious debt? This article looks at the pros and cons.
If everyone wants financial success, then why isn't everyone wealthy? The answer isn't simple. Here are the destructive behaviors, mistakes, and ideas that keep people from achieving success.
A complete guide to submitting/e-filing income tax returns and wealth statements for tax years 2015, 2016, 2017, 2018 and 2019 via FBR's IRIS system. How to get NTN before submitting returns.
Find daily maximum withdrawal limit from Axis Bank ATMs. With a required amount, you can get financial freedom and hard cash.
Checking the free government website really worked for me! I got $100 in free money from the state treasurer's office by filling out a simple form. Read here on where to look and how to find out if you have money waiting to be claimed.
Don't get duped when it comes to buying and selling silver bullion. Do it the right way—just like the pros do.
Learn how to generate extra income by using your computer to mine for Monero. Monero is a popular cryptocurrency that offers many unique advantages over its competitors.
Explains the difference between tax planning (legal), tax evasion (illegal) and tax avoidance (somewhere in between) and the risks involved.
There is a clearly a market timing method that has proven its worth over time, since it provides accurate signals regarding when to be in the stock market and when to step to the sideline and hold cash.
Social Security Disability benefits are cash payments the Social Security Administration sends to thousands of disabled Americans. Here's how to change your address if you move.
Sometimes you need a second job. Maybe you don't make enough money at your full-time job or maybe you need some extra cash for the holidays. It is possible to work two jobs at once and not go crazy.
PayPal and GCash are now working together to make handling funds more convenient in the Philippines. In this article, let me walk you through how you can convert and transfer money from PayPal to the GCash App in a few very easy steps.
In order to be a master, you must begin with the basics. This article will discuss one of the most basic things to learn when investing or trading in stocks - candlestick patterns.
SoFi is a private financing company that offers student and personal loans to qualified applicants. Here's my experience getting a loan from them.
Receipts a mess? Organize them in 4 simple steps so you find what you need and are ready at tax time.
You may be hearing a lot about geo-mining and XYO, but can you make money from it right now? I answer that question based on my direct experience.
Telemarketers disturb your day with constant interruptions. These tricks will give you something to feel good about with counter-attacks.
Certain red flags that the IRS looks for can put you at risk for a tax audit. Stay out of trouble by reporting all of your income and only taking credits and deductions that your are entitled to and can support with proper documentation or receipts for all expenses.
This article walks you through how to connect a brokerage account to your Yahoo Finance account on a mobile device, and how to remove a connected brokerage account from your Yahoo Finance account.
This information given here will help you to update your KRA PIN to iTax by logging into the iTax portal. All old PINs processed using ITMS are required to be updated to iTax.
Investing in OTC stocks is risky business as it is, but if you head to iHub for advice, you may take your investment from risky to suicidal.
Only the upper echelon of business tycoons, high-tech geniuses, entertainment and sports stars, and national lottery winners can lay their hands on $100 million. But if you’re one of them, you’ll appreciate this list of what you can buy for the money.
This article explains the life cycle of financial planning and the five life stages, from teenage years to successful retirement.
What is the least expensive way to send money overseas? Is there a way to conduct a free international money transfer? There is. When you finish reading the explanation, you will wonder why you never thought of it yourself.
It doesn't take a lot of money to open an investment account. Start making your money work for you today.
Having problems making purchases online? Tired of relying on other people to buy things for you? Well now you can do it yourself, with VCpay. This is a guide to setting it all up.
A bad credit score can impose very restrictive limits on what you are and aren't able to purchase. Use these quick tips to fix a bad credit score.
Some are confused over the details on how cheques operate in the banking system. Further many are not aware how bank drafts work.
What are the pros and cons of owning physical gold? This article addresses this question and presents both sides of the issue.
Do college students really need credit cards? Are credit card companies using unethical tactics to lure young adults into a lifestyle of debt?
Great ways to make extra money or cash with no skills required. Make extra cash, earn additional income and build your wealth now, immediately, fast or quick. Get extra money every week, month, year.
Social Security statements delivered online or by mail sometimes have missing earnings for years you know you worked. Do you know how to fix your statement?
The case for and against investing in gold. It can be a store of value but it doesn't earn an income itself. Is it good insurance against inflation? Will it carry on going up forever?
Investments with higher expected returns come with more risk, and safer investments generally pay less. Understanding this, and how much risk you are willing to take, is important in managing your investments.
Is there really such a thing as insurance against investment loss? In particular, stock loss? You may not believe it but yes, there is such a thing as insurance against investment loss or losses in your stock portfolio.
Having a hard time figuring out how to withdraw your Paypal money to your own bank account? This is a comprehensive guide to help you out!
BDO, BPI, Metrobank and Landbank are the biggest banks in the Philippines, the country's Big 4. Each one has its own strengths and own groups or types of loyal clients, so none of the four, to my mind, can claim that it's the most powerful or most popular bank in the country.
As a bank teller, I am exposed to quite a number of customer errors regarding their checks. These errors can cause all sorts of trouble for everyone involved. Although some tellers take the liberty of correcting certain mistakes, officially they...
If you are regularly making money from HubPages or other online activities you are considered to be a small business owner and required to pay taxes on this income. Here is how to keep your business