Are you interested in earning money online but have issues with PayPal or Payoneer? Maybe you've considered accepting bitcoin? If so, there's a world of possibilities open to you.
One of the best indicators that can be used to predict a change in stock market direction is the bull/bear ratio sentiment indicator, which gauges stock market participant's current sentiment about the market.
Bitcoin is often seen as the face of the Crypto market, but it is at risk of being replaced by coins with far superior technologies. Here are the possible candidates that could replace it.
This article explains the rudiments of what is involved in a stock buyback, and why the investor should look at the reasons a company buys back its stock.
The principles of double entry bookkeeping are not easy. It's simple to say that for every debit there is a credit and but when it comes to actually entering transactions into the accounts, it can become tricky to remember if what you are entering...
For Filipino taxpayers, filing taxes online is not yet the norm. If you are one of those thinking of enrolling in the EFPS and filing your taxes online, here are some of the things you need to consider before you go through the enrollment.
Most of us have been there at least once in our lives; a check deposited or written to someone was returned by the bank. It may be stamped with things like NSF, UCF, UTL, etc. What does that mean? Did I do something wrong? These strange and...
Having a hard time figuring out how to withdraw your Paypal money to your own bank account? This is a comprehensive guide to help you out!
What is a hedging strategy? How can binary options be used to for a hedged position? Can binary options be used in a hedging strategy?
A look at what to do if you can't pay your Provident loan back. If you miss your payments, will you incur extra interest charges? What happens if you can't pay your Provident loan back?
Fiat systems of paper money currency (like nearly all in the world today) have a flaw that makes them, in our time, more volatile. Since our money cannot be exchanged for gold and silver, panic can set in.
The cost of a money order at Walmart is $0.70. I have been using Walmart for years to get money orders and I also used a Walmart Money Card for many years when I did not have a checking account.
Wanna open a Fixed Deposit online via Olnine SBI, but don't know how to? Well follow these simple illustrated steps and you should have you Fixed Deposit created in no time.
You've been sued for a credit card debt! The purpose of this article is to help consumers determine if a lawsuit has been filed by an original creditor (the credit card bank with which you opened an account) or a debt buyer (a company who purchases defaulted accounts),
A detailed analysis of the AIM algorithm when varying the check frequency, % initial investment in equity, and high/low/medium beta ETFs. Concept of internal rate of return is used for comparison.
A simple, easy-to-implement method of managing bills so as to minimize credit card late fees and bank overdraft fees. For use when life has thrown you under the bus, and you just need to survive.
As a bank teller, I am exposed to quite a number of customer errors regarding their checks. These errors can cause all sorts of trouble for everyone involved. Although some tellers take the liberty of correcting certain mistakes, officially they...
This complete PayPal and RCBC Guide includes the easiest way to withdraw Paypal funds to an RCBC MyWallet VISA card and use the same card to link and verify the Paypal account.
You can claim your girlfriend or fiancée on your taxes provided she meets certain qualifications. Here's how to do it and how much you can get back from the IRS.
There's no more need to get your remittance physically. All you need to do is to tap a few buttons, and you're done!
This article walks you through how to connect a brokerage account to your Yahoo Finance account on a mobile device, and how to remove a connected brokerage account from your Yahoo Finance account.
Most who buy money orders don't give a second thought to where it was purchased. Ask when you purchase one if the receiver can cash it at the chain of stores it was purchased from.
GCash is one of the country's leading mobile money services and offers a helping hand in many payment and mobile transactions. In this article, I will show you how easy it is to pay your Meralco bill using your GCash App.
Is a credit card a convenient tool, or is it an expensive way to borrow that can saddle you with serious debt? This article looks at the pros and cons.
This post will discuss the steps on how to withdraw Paypal funds to BPI (Bank of the Philippines Island) complete with step by step pictures - plus other important information
Maven is a content platform for expert journalists. In 2018 they began purchasing well-established publishing companies such as HubPages. This is my analysis of a stock investment in this publicly traded organization.
Is playing within the rules tax evasion and 'not paying your fair share'? Is everyone that lowers their tax bills evading taxes? Is lowering your tax bill illegal or something even the IRS expects? What is the difference between tax avoidance and tax evasion?
Investments with higher expected returns come with more risk, and safer investments generally pay less. Understanding this, and how much risk you are willing to take, is important in managing your investments.
Turning 50 years old and not having enough money saved for your retirement is a scary thing. In this Hub I give some ideas to help you cope with your financial condition and prepare for a comfortable retirement.
Withdrawing your winnings from Bovada can seem like a daunting task at first. This article will help guide you through the process.
This is a discussion of Bitcoin and Blockchain (the underlying technology of cryptocurrency) with examples of how Blockchain technology is used in many other fields besides money.
Social security benefits are usually tax-free but not always. Interest income, dividends, pensions, IRA distributions, and employment income can all contribute to making your social security benefit taxable. Up to 85% of your social security benefit maybe taxable as income.
Anybody can start producing their own bitcoins, the experimental digital currency. But this legal "printing" of money is more complicated than it first appears. Can bitcoin mining be profitable?
Mobile phone companies charge extra for various reasons. If you carefully check your statements and write a letter regarding the fees, you may be able to get them waived.
Some are confused over the details on how cheques operate in the banking system. Further many are not aware how bank drafts work.
SoFi is a private financing company that offers student and personal loans to qualified applicants. Here's my experience getting a loan from them.
Investing in OTC stocks is risky business as it is, but if you head to iHub for advice, you may take your investment from risky to suicidal.
Find daily maximum withdrawal limit from Axis Bank ATMs. With a required amount, you can get financial freedom and hard cash.
Step-by-step instructions on how to calculate the gold price per pennyweight, so you can figure out the value of the gold you want to sell or buy.
BDO, BPI, Metrobank and Landbank are the biggest banks in the Philippines, the country's Big 4. Each one has its own strengths and own groups or types of loyal clients, so none of the four, to my mind, can claim that it's the most powerful or most popular bank in the country.
If you are regularly making money from HubPages or other online activities you are considered to be a small business owner and required to pay taxes on this income. Here is how to keep your business
Having problems making purchases online? Tired of relying on other people to buy things for you? Well now you can do it yourself, with VCpay. This is a guide to setting it all up.
Mistakes made when filing your tax return can lead to delays in receiving your refund. In my tax office I see mistakes that are often avoidable. Some "mistakes" are intentional and are illegal attempts at trying to increase a tax refund.
Learn the 4 most dangerous psychological emotions for short-term traders to improve your trading education while learning how to trade any world stock market.
Need an idea for which savings account to open for a child or a teen? Metrobank has an exclusive account just for them. A review regarding Metrobank's Fun Savers Club Savings account can help you get started.
Certain red flags that the IRS looks for can put you at risk for a tax audit. Stay out of trouble by reporting all of your income and only taking credits and deductions that your are entitled to and can support with proper documentation or receipts for all expenses.
There are tons of articles online about buying a car with cash, but none that answered my real question: how do you physically buy a car with cash?
If you are looking for job opportunities in Malaysia or already working here as an expatriate, these list of issues & Q&A on tax law in Malaysia LHDN will help you understand your tax exposure better.
A brief explanation of stocks and shares and how they work and what their good and bad points are for investors.
Hub that explains the workings of Muslim Banks, Islamic Finance and the financial products. Without charging interest how do these institutions make money?
Even though you might have a Social Security number do you still have the physical card? Replacing a lost one, or getting a new one, isn't too difficult; here are some tips to help.
If you cannot open a checking account because of poor credit and a negative ChexSystems report, you might have trouble cashing a payroll, government, or personal check. This article teaches you how to cash a check without a traditional bank account.
Need a sample of a letter you can send to a collection agency to tell them to stop harassing you, but don’t know what to write? Need a sample letter to help you put it together? Read this article about dealing with collection agencies, and get some sample letter ideas you can use to...
A complete guide to file income tax return and wealth statement for tax year 2015 as a salaried or business individual, an AOP or a company using iris system.
Elon Musk, a modern entrepreneur, has created several companies and products that are technological cutting-edge and ambitious to say the least. But does that mean Tesla has a solid future?
Learn the truth about your spending habits so that you can stop kidding yourself and start doing better financially.
Don't sell stocks short in a declining stock or market. There is a better, more profitable, cheaper, safer method by buying put options instead! The potential for large profits is still present but without the potential for unlimited losses as in the case of short selling stocks.
This Pay Bills with GCash tutorial will guide the reader on how to use the GCash mobile app to pay for different bills, merchants, and utilities.
Early retirement is a big step in one's life. Are you ready to retire? Learn how the stages of retirement affect your role and focus in life. Retirement plans may change after you analyze your income, savings and necessary life adjustments.
I used TurboTax over 18 years for my business and personal taxes, so I can help you find the version you need. Updated for taxes due April 2019. It helps with filing late taxes too.
Utilities include: gas, water, sewer, electric, and heat. These utilities will go on form 8829 as they are deductions through the business use of the home. When you are filing for a business use of home, there is a space to place your utilities....
Debt payments are the number-one expense of most Americans each month. Stop adding more debt to your life and start the journey to financial freedom with this 4 step guide to destroying your debt.
Online banking is an easy way to manage your money. There are a few drawbacks but these are outweighed by the time and money you save.
Find out the pros and cons of debt consolidation, one of the most popular forms of debt reduction. You will also learn which debt consolidation companies are the best for 2016.
Money invested in stocks is 100% at risk. I learned how to limit risk and improve success rate by using the TastyTrade method that I fully explain in this article.
Sometimes you need a second job. Maybe you don't make enough money at your full-time job or maybe you need some extra cash for the holidays. It is possible to work two jobs at once and not go crazy.
Receipts are easy to get at a brick and mortar retail store, but with Amazon, you'll have to follow these step by step instructions for printing your proof of purchase.
If you want to get out of debt fast, you have to change your lifestyle of using credit cards and loans. I give advice on money management and paying off your loans. How do you negotiate credit card debt on a low income?
Building your credit score is difficult, especially when you have limited credit. Here are 5 steps to building your credit score quickly from 0 to 700 in 6 months.
What is the best way to use an unexpected sum of money? Windfalls are hard to come by, and once you've got your hands on a lump sum, you should plan carefully how to use it, taking care of the most important expenses first.
Learn how to figure out the maximum price buyers of scrap gold will pay per gram or ounce when you sell your old jewelry or dental work. Note that its real market value depends on many factors.
Is there really such a thing as insurance against investment loss? In particular, stock loss? You may not believe it but yes, there is such a thing as insurance against investment loss or losses in your stock portfolio.
Flat tax success stories are fairly easy to find. A number of countries have seen impressive economic growth after adopting the flat tax idea. This is especially true since the fall of the Soviet Union. As countries formerly under Soviet communist...
Don’t get frustrated with all the information on stock market charts and tables. Learn the basics so you safely and profitably buy and sell stocks.
Don't have a credit card but still want to buy products online? Here are ten (often safer) alternatives for you to try!
Acquiring precious metals can mean picking between gold and platinum. To make the right choice, you may want to read on for more information about their pros and cons.
A currency swap is the purchase or sale of a forex spot transaction with a simulataneous purchase or sale of a forex forward transaction.
In today’s low-interest environment for investments, there is an alternative to the low rates, that is, high quality high yield dividend paying stocks.
How much is your domain name worth? Don't waste your money on a paid appraisal. Appraise your own domain names for free. Five of the best services online described in detail here.
Throughout the world, the American Silver Eagle one-dollar coin is considered the most beautiful. It is the preferred 0.999 silver coin for bullion and for numismatic coin collection.
Discover different methods of transferring money from PayPal to Skrill. Which strategy is cheap and convenient, and which ones are costly and risky?
If you have an amortization problem to solve, it's possible to find all the data that you need with a calculator instead of creating a table. Find out how with an HP 10bII+ calculator in a few steps.
Whether you are selling weekly put options for income or formulating a monthly investment plan, selling options can be a great method to consistently generate monthly premium income. Discussed below is a strategy to generate 12% per annum with minimal volatility.
Here you will learn what a bitcoin faucet is and how to use the top 5 faucets for 2018. Buy products online with your earned bitcoins or exchange them for currency like USD.
Money orders are a necessity for some financial transactions. Use the information in this article to weigh your options when you need a money order.
Dismiss the myths you might have been led to believe about claims for damage done by hail to your home and property.
The average American household has over $155,000 of debt. Liabilities include mortgages, car and student loans, credit card balances, medical bills, signature loans, back taxes, and overdraft charges.
Saving money for a major purchase like a car is perfectly possible. There are many ways in which you can save money on a daily basis to reach your goal.
A bad credit score can impose very restrictive limits on what you are and aren't able to purchase. Use these quick tips to fix a bad credit score.
Thinking of joining the Rich Dad Poor Dad education program? Read this HUB first it will guide you in the pros and cons of the system.
Figuring out how to calculate your taxes can be very challenging, even with the help of a tax professional. If your dependent child collects unearned income from government benefits such as Supplemental Security Income (SSI), figuring out what to...
Read my review of Acorns and decide if it's the best investment strategy for you. Find out how people can actually make money with Acorns and whether it's right for you.
Find out whether the price of the Drawn Blank series of prints by Bob Dylan on the secondary market has gone up - or down - the key factor in whether it is a good investment.
A complete guide to submitting/e-filing income tax returns and wealth statements for tax years 2015, 2016, 2017 and 2018 via FBR's IRIS system. How to get NTN before submitting returns.
The case for and against investing in gold. It can be a store of value but it doesn't earn an income itself. Is it good insurance against inflation? Will it carry on going up forever?
A National Insurance number in the UK is as important as an identity card. Without one you are unable to claim benefits or health care. The significance of each part of your NI number is explained here.
What are the pros and cons of owning physical gold? It is a complex question this hub tries to address this question and present both sides of the issue.
Financial child abuse describes the abuse of a child’s identity, credit report or financial resources. What leads to financial child abuse? What are the signs of financial child abuse?
In order to be a master, you must begin with the basics. This article will discuss one of the most basic things to learn when investing or trading in stocks - candlestick patterns.
Options roll-out gives the options trader the opportunity to add profits to his options trades or create defensive positions to threatened trades.
Warren Buffett is one of the world's foremost investors, and this book explores some of the principles he follows when deciding where to invest.
In December 2017, the most significant change in the tax law in the past 30 years was signed into law and became effective for 2018. Some 65% of taxpayers will benefit from the changes with lower tax bills, 6% will see their tax bills increase and the rest will see no change with the new law.
Do you want to raise your credit score simply and quick? Of course you do! Follow my Best 7 Super Simple Ways to Super Boost Your Credit Score Fast and you will see exciting results in 60-90 days.
If you are wondering whether your federal tax refund will be taken by the IRS as a result of debt, owed child support, or other reasons, here is how you can find out.
What does cash commutation mean? When can you commute pension into cash? This article explains what cash commutation is and the various times you can turn your retirement pension into cash.
Preference shares (or preferred stock or 'prefs') are shares in a company which have a (usually) guaranteed dividend. They are therefore a hybrid similar to both shares and corporate bonds.
The private student loan system in the US is broken and Sallie Mae/Navient is the worst offender. I aim to educate student loan borrowers & campaign for change for those already in over their heads.
The purpose of this article is to clear up some misinformation in regard to debt validation and to provide facts based upon the Fair Debt Collection Practices Act and court rulings.
TD Ameritrade offers great educational tools when you have an account with them. Some offer a certificate upon completion as well with which you can upgrade your account. Read on if you are having difficulty understanding the material.
Do you need to transfer money from your credit card to a checking account, but don't want to pay ridiculous interest and fees for a wire transfer or cash advance? Read on to learn about an amazing money hack.
One area we often hate giving to the Lord is our finances, yet the Lord speaks about it frequently in the Bible because he knew we would struggle. Here are some great biblical principles to follow.
Overwhelmed with interest and finance charges from payday loan? Fallen into a never-ending cycle of loan after loan? Read on to find out how to get yourself out of debt.
If you're just starting out on a path to financial independence, it can seem scary! This guide will help you plan a realistic budget, and stick to it.
A peek into what life is like for people after they leave the world of work that can help readers prepare for their own retirement.
If you have an amortization problem to solve, it's possible to find all the data that you need with a calculator instead of creating a table. Find out how with a TI BAII+ calculator in a few steps.
How to file an SSS funeral claim, from all required documents to filing the claim in your local office.
Whether you are new to trading or you have been trading for many years, there are books that every trader must read because it is one of the best ways to become more successful and improve profitability in trading. These are some of the best-selling books on trading that every serious trader should read and own.
Tax Clearance is required if you retire, resign, or leave Malaysia for more than 3 months, and for the deceased. So how to apply for a tax clearance letter (TCL) and get your last month's salary ASAP?
A step-by-step guide to paying off the debt you can and brining your credit score up 200 points over the course of a year.
Stocks always have a 50/50 chance of going up or down, so they only have a 50% chance of success. I'll describe non-directional option trading strategies that improve odds.
Understand the different classes of shares in a company, how they differ and what they are used for.
What is it like being a volunteer coordinator for the Dave Ramsey Financial Peace University program?
The American Silver Eagle one-Troy-ounce silver coin is a very popular coin with silver collectors and investors. Tables list quantities minted by year and likely eBay prices.
Clear and simple tips to finally get your financial records organized, including what to keep and what to shred.
Learn all the various advantages and disadvantages of direct taxes. This articles explains all the merits and demerits or advantages and disadvantages of direct taxes.
Banks vary in terms of when they process deposits and make money available to account holders. Find out what time of day your banks makes newly deposited funds available for withdrawal.
This article explains the life cycle of financial planning and the five life stages, from teenage years to successful retirement.
It doesn't take a lot of money to open an investment account. Start making your money work for you today.
Receipts a mess? Organize them in 4 simple steps so you find what you need and are ready at tax time.
What time do my wages and payments actually go into my bank account? Here's a list of times that banks update user accounts and release funds.
This information given here will help you to update your KRA PIN to iTax by logging into the iTax portal. All old PINs processed using ITMS are required to be updated to iTax.
Don't get duped when it comes to buying and selling silver bullion. Do it the right way—just like the pros do.
If you are willing to pay extra for an easy, user-friendly tax-experience, just follow TurboTax' s advice on which version fits your needs: Basic, Deluxe, Premier, or Home & Business. But you may be able to pay less and still get your taxes done.
If everyone wants financial success, then why isn't everyone wealthy? The answer isn't simple. Here are the destructive behaviors, mistakes, and ideas that keep people from achieving success.
This article shows seven months of actual trading in stock options. It illustrates the results in table format for easier viewing. It also includes questions sent in by readers with corresponding answers.
Managing a budget is a critical skill for any businesses that involves monitoring, controlling, recording expenses, minimising costs, and identifying situations for corrective actions.
Find out the top 10 upcoming initial public offerings that are being floated in the Nepali share market in 2019. Interested in dabbling in the Nepali stock market? These upcoming IPOs will give you a head start.
Short selling options, either with stocks or with futures, can put the odds in your favor when you sell option premium. Time decay works in your favor, and there are additional advantages with options on futures.
These are the advantages and disadvantages of getting a car when you turn 16. Talk to almost any 15-year-old kid, and they will tell you that they want a car for their sixteenth birthday.
If you are a beginning options investor/trader do not be overwhelmed by the multitude of different options trading strategies. You only need to learn 4 effective simple options strategies for beginners.
Robert Kiyosaki, the financial writer best known for "Rich Dad Poor Dad", is more of a philosopher and motivator than a financial adviser. Learn why his books should not be taken literally.
An overview of the earned income tax credit, including what it is, who qualifies, and the high rate of tax fraud involved with it.
A comprehensive analysis focused on how to use the AIM system to manage a small portfolio of multiple exchange traded funds. Includes 15+ years of data to perform a detailed empirical analysis.
See how an options trader was challenged to prove that trading options alone can and does produce higher stock market returns than investing purely in stocks.
Banking over the internet has made the life easy for users by providing online access to various banking services.
Robert Lichello's Automatic Investment Management system for timing the stock market is explained with buy/sell examples. Additionally, the system is tested using over 10-years of price history of the S & P Depository Receipt ETF (ticker SPY) and compared to buy and hold strategy.
These are the top 13 mutual funds that are running in the Nepali share market. See their latest net asset values, total funds, and other major stock market indicators.
Many banks no longer offer safe-deposit boxes. But you have documents and items you want to keep secure. Here are some guidelines on the options still available to you.
The Philippine Social Security System now accepts loan applications online. No more paperwork! Find out how to apply for a salary loan in five easy steps.
This hub will walk you through the process of mining for Bitcoins using a GPU and CGMiner. It also explains the process or joining a mining pool to increase the amount of Bitcoin earned.
Investing in different asset classes can help you reduce risk without reducing return and gives you tools to help you make your investment portfolio meet your goals.
Do you trade in and out of stocks quickly, looking to take profits and moving on? Market gyrations can make losing trades into winners, but it is extremely uncertain that it will be consistent. Here's my analysis.
In less than two years after my bankruptcy, I’ve brought my FICO score up to 730, which is in the ‘good’ range. In this article, I will outline the five simple steps I took to get a good FICO score after bankruptcy.
In this tutorial I explain how to use an Excel Add-in to display stock price & percent change in a Microsoft Excel spreadsheet.
Do you want to take advantage of financial benefits (lower taxes, business tax credits, in-state college tuition, etc.) by establishing residency in another US state? Here's what to do.
Options are fairly simple derivatives, but do have some complex properties. Before trading options, either to speculate or hedge, it is important to become familiar with those properties.
The majority of Paypal payments are instant but occasionally the payment will come through as a Paypal eCheck. Paypal eChecks are just like normal paper checks which take 3-4 business days to clear.
The amount of time it takes to transfer money after selling stock may depend on what type of brokerage account you have. Figure out how long your money will likely take in this article.
Stock options lose value over time, but selling options short and buying back cheaper puts the odds in your favor. Options can also be used to limit risk, as I explain in this article.
When you donate something that isn't straight cash, you are responsible for recording its value if you want to get a deduction for it when you file taxes for the year. Because much of what we donate is used, we cannot record its original value,...
Did you know that your clothing donations can lead to a tax deduction? Here's how to get rid of un-used clothing *and* save some money.
Charlie and Pete talk about investing or gambling in stocks or options. One says it's gambling, the other says it's investing. Read their arguments.
If you find yourself in need of cash between paycheques, whatever you do, do not get a payday loan. Payday loans (even in Canada) are a huge rip-off. Read on to find out why payday loans should be outlawed and what your other options are when you find yourself in a tight spot.
Social Security statements delivered online or by mail sometimes have missing earnings for years you know you worked. Do you know how to fix your statement?
Credit cards are promoted for their convenience. There are downsides to using them, however. Here is a list of reasons why credit cards can be a bad thing.
Viable solutions for making money quickly and legally. Effective methods, some free, some that don't cost too much. These techniques utilize capital and personal property that you already own.
A short overview of how to calculate fees for money transfers by bank or PayPal. Article shows how to calculate which method will be cheaper.
What is with all this hype regarding Prosper.com and other peer to peer lending networks? Can you really get a personal loan at a reasonable rate from a group of complete strangers? Well I will try and explain all you'll need to know and hopefully...
Annuities are attractive because they offer a decent rate of return with very little underlying risk to investment capital, which makes them desirable investments.
Tax time doesn't need to be a stressful event if you maintain records throughout the year. Follow these tips to make filing your taxes a breeze.
This article discusses 25 prepaid debit card fees and how much you can expect to pay in fees with certain prepaid cards.
NADEX is the best choice for U.S. binary options traders. The system is easy to use and has better returns than European style binaries.
A guide on how to set and achieve SMART financial goals and track your progress. What's keeping you from getting rich?
Only the upper echelon of business tycoons, high-tech geniuses, entertainment and sports stars, and national lottery winners can lay their hands on $100 million. But if you’re one of them, you’ll appreciate this list of what you can buy for the money.
Stock options trading is a crucial part in one’s goal of achieving high returns in the world of stock market investing. Owning stocks without complementing them with options is like owning dormant real estate and not renting it out for income.
This article shows how to calculate the net present value and net future value of an investment that pays uneven annual payments. An example is provided with a detailed explanation.
Procedures while developing a budget including estimations, identifying priorities and financial resources, purpose and benefits of identifying priorities evaluating and justifying costs, income