Find daily maximum withdrawal limit from Axis Bank ATMs. With a required amount, you can get financial freedom and hard cash.
Maybe everybody doesn't know it, but there is power in being broke, just as there misery in doing without.
Credit cards are promoted for their convenience. There are downsides to using them, however. Here is a list of reasons why credit cards can be a bad thing.
A simple, easy-to-implement method of managing bills so as to minimize credit card late fees and bank overdraft fees. For use when life has thrown you under the bus, and you just need to survive.
You can pay NHIF through M-Pesa using a mobile phone money transfer. All you need is the NHIF paybill number to make your NHIF payment via M-Pesa.
Here you will learn what a bitcoin faucet is and how to use the top 5 faucets for 2018. Buy products online with your earned bitcoins or exchange them for currency like USD.
Anybody can start producing their own bitcoins, the experimental digital currency. But this legal "printing" of money is more complicated than it first appears. Can bitcoin mining be profitable?
Whether you are new to trading or you have been trading for many years, there are books that every trader must read because it is one of the best ways to become more successful and improve profitability in trading. These are some of the best-selling books on trading that every serious trader should read and own.
Sometimes you need a second job. Maybe you don't make enough money at your full-time job or maybe you need some extra cash for the holidays. It is possible to work two jobs at once and not go crazy.
What is it like being a volunteer coordinator for the Dave Ramsey Financial Peace University program?
Budgets? Oh, the pain! Yes, that’s true, but a well planned budget truly can create a better life for you and it doesn’t have to be as painful as you may think. I use the application Mint.
The Greeks—delta, gamma, theta, vega and rho—are five variables that help identify the risks of an option position.
Don't have a credit card but still want to buy products online? Here are ten (often safer) alternatives for you to try!
If you are willing to pay extra for an easy, user-friendly tax-experience, just follow TurboTax' s advice on which version fits your needs: Basic, Deluxe, Premier, or Home & Business. But you may be able to pay less and still get your taxes done.
Step-by-step instructions on how to calculate the gold price per pennyweight, so you can figure out the value of the gold you want to sell or buy.
Learn how to generate extra income by using your computer to mine for Monero. Monero is a popular cryptocurrency that offers many unique advantages over its competitors.
Tax Clearance is required if you retire, resign, or leave Malaysia for more than 3 months, and for the deceased. So how to apply for a tax clearance letter (TCL) and get your last month's salary ASAP?
It's important to have a personal budget and use it as a tool to analyze what happens with your money and to make the best financial and spending decisions.. Following a budget will benefit your life in remarkable ways, putting you in control of your income and expenses.
Bitcoin is often seen as the face of the Crypto market, but it is at risk of being replaced by coins with far superior technologies. Here are the possible candidates that could replace it.
If you are recently married, or perhaps have been for awhile, there is a good chance at least one of you in the relationship struggles with talking about money. If this is the case, I have some positive advice for you.
What are the pros and cons of Chris Hogan's book "Retired Inspired"? And how does it relate to the RIQ tool and Dave Ramsey's books?
What is the difference between investment income and capital gains? After all, they are both ways of getting a return on your investment. This article explains the difference and why it matters.
Do you want to take advantage of financial benefits (lower taxes, business tax credits, in-state college tuition, etc.) by establishing residency in another US state? Here's what to do.
If you cannot open a checking account because of poor credit and a negative ChexSystems report, you might have trouble cashing a payroll, government, or personal check. This article teaches you how to cash a check without a traditional bank account.
If you have an amortization problem to solve, it's possible to find all the data that you need with a calculator instead of creating a table. Find out how with a TI BAII+ calculator in a few steps.
Warren Buffett is one of the world's foremost investors, and this book explores some of the principles he follows when deciding where to invest.
Preference shares (or preferred stock or 'prefs') are shares in a company which have a (usually) guaranteed dividend. They are therefore a hybrid similar to both shares and corporate bonds.
One area we often hate giving to the Lord is our finances, yet the Lord speaks about it frequently in the Bible because he knew we would struggle. Here are some great biblical principles to follow.
Learn the truth about your spending habits so that you can stop kidding yourself and start doing better financially.
I used TurboTax over 18 years for my business and personal taxes, so I can help you find the version you need. Updated for taxes due April 2019. It helps with filing late taxes too.
Financial child abuse describes the abuse of a child’s identity, credit report or financial resources. What leads to financial child abuse? What are the signs of financial child abuse?
See how an options trader was challenged to prove that trading options alone can and does produce higher stock market returns than investing purely in stocks.
A brief explanation of stocks and shares and how they work and what their good and bad points are for investors.
This post will discuss the steps on how to withdraw Paypal funds to BPI (Bank of the Philippines Island) complete with step by step pictures - plus other important information
Flat tax success stories are fairly easy to find. A number of countries have seen impressive economic growth after adopting the flat tax idea. This is especially true since the fall of the Soviet Union. As countries formerly under Soviet communist...
The cryptocurrency Ripple (XRP) has become the number two digital currency by market capitalization. The price alone increased by 35,000 percent in 2017.
How do you save money every month? Don't spend, live below your means, and do without. Examples of how I have saved!
Do you want to raise your credit score simply and quick? Of course you do! Follow my Best 7 Super Simple Ways to Super Boost Your Credit Score Fast and you will see exciting results in 60-90 days.
How much is your domain name worth? Don't waste your money on a paid appraisal. Appraise your own domain names for free. Five of the best services online described in detail here.
This information given here will help you to update your KRA pin to iTax. All old pins processed using ITMS are required to be updated to iTax. You do this by logging in to the iTax portal.
What does it mean if you log into your PayPal account and realise that you are unable to send or receive money because your account has been restricted? Why has your account access been limited?
A detailed analysis of the AIM algorithm when varying the check frequency, % initial investment in equity, and high/low/medium beta ETFs. Concept of internal rate of return is used for comparison.
What are the pros and cons of owning physical gold? It is a complex question this hub tries to address this question and present both sides of the issue.
Need a sample of a letter you can send to a collection agency to tell them to stop harassing you, but don’t know what to write? Need a sample letter to help you put it together? Read this article about dealing with collection agencies, and get some sample letter ideas you can use to...
Most who buy money orders don't give a second thought to where it was purchased. Ask when you purchase one if the receiver can cash it at the chain of stores it was purchased from.
A step-by-step guide to paying off the debt you can and brining your credit score up 200 points over the course of a year.
This article shows seven months of actual trading in stock options. It illustrates the results in table format for easier viewing. It also includes questions sent in by readers with corresponding answers.
Find out whether the price of the Drawn Blank series of prints by Bob Dylan on the secondary market has gone up - or down - the key factor in whether it is a good investment.
A complete guide to submitting/e-filing income tax returns and wealth statements for tax years 2015, 2016, 2017 and 2018 via FBR's IRIS system. How to get NTN before submitting returns.
This complete PayPal and RCBC Guide includes the easiest way to withdraw Paypal funds to an RCBC MyWallet VISA card and use the same card to link and verify the Paypal account.
Throughout the world, the American Silver Eagle one-dollar coin is considered the most beautiful. It is the preferred 0.999 silver coin for bullion and for numismatic coin collection.
Mistakes made when filing your tax return can lead to delays in receiving your refund. In my tax office I see mistakes that are often avoidable. Some "mistakes" are intentional and are illegal attempts at trying to increase a tax refund.
Investors often fork over thousands of dollars for capital gains taxes that they could defer indefinitely with 1031 exchanges. Learn the basics about how IRS code Section 1031 can preserve wealth.
Banks vary in terms of when they process deposits and make money available to account holders. Find out what time of day your banks makes newly deposited funds available for withdrawal.
Is there really such a thing as insurance against investment loss? In particular, stock loss? You may not believe it but yes, there is such a thing as insurance against investment loss or losses in your stock portfolio.
There are tons of articles online about buying a car with cash, but none that answered my real question: how do you physically buy a car with cash?
Need an idea for which savings account to open for a child or a teen? Metrobank has an exclusive account just for them. A review regarding Metrobank's Fun Savers Club Savings account can help you get started.
You can claim your girlfriend or fiancée on your taxes provided she meets certain qualifications. Here's how to do it and how much you can get back from the IRS.
Should you take the maximum tax free cash lump sum (pension commencement lump sum) from your pension scheme? Unfortunately, it is not always a good deal. This article gives some things to think about.
Investing in OTC stocks is risky business as it is, but if you head to iHub for advice, you may take your investment from risky to suicidal.
Saving money for a major purchase like a car is perfectly possible. There are many ways in which you can save money on a daily basis to reach your goal.
Receipts are easy to get at a brick and mortar retail store, but with Amazon, you'll have to follow these step by step instructions for printing your proof of purchase.
Donating plasma can provide over $300/month for some donors. This article describes the process of making money by donating plasma and if it's worth it in the end.
Robert Kiyosaki, the financial writer best known for "Rich Dad Poor Dad", is more of a philosopher and motivator than a financial adviser. Learn why his books should not be taken literally.
Online banking is an easy way to manage your money. There are a few drawbacks but these are outweighed by the time and money you save. E-banking is a cost effective way for banks to do business and it is convenient for most customers.
Only the upper echelon of business tycoons, high-tech geniuses, entertainment and sports stars, and national lottery winners can lay their hands on $100 million. But if you’re one of them, you’ll appreciate this list of what you can buy for the money.
Social Security is often an overlooked part of retirement planning. Bad publicity have caused people to ignore it. However, it can be a very powerful source of income. Here's what it's worth.
What is the best way to use an unexpected sum of money? Windfalls are hard to come by, and once you've got your hands on a lump sum, you should plan carefully how to use it, taking care of the most important expenses first.
Determining when to invest in the stock market can be an agonizing experience. No one wants to buy to high and no one wants to miss out on big gains. This article describes 3 time proven principles for determining whether a stock is undervalued.
A bad credit score can impose very restrictive limits on what you are and aren't able to purchase. Use these quick tips to fix a bad credit score.
Banking over the internet has made the life easy for users by providing online access to various banking services.
Early retirement is a big step in one's life. Are you ready to retire? Learn how the stages of retirement affect your role and focus in life. Retirement plans may change after you analyze your income, savings and necessary life adjustments.
Whether you are selling weekly put options for income or formulating a monthly investment plan, selling options can be a great method to consistently generate monthly premium income. Discussed below is a strategy to generate 12% per annum with minimal volatility.
This is a discussion of Bitcoin and Blockchain (the underlying technology of cryptocurrency) with examples of how Blockchain technology is used in many other fields besides money.
Do you know the pros and cons of a car donation? When you donate your car, how much of the car's value goes to charitable causes? Find out the good, bad and ugly side of car donations. Read more...
Some are confused over the details on how cheques operate in the banking system. Further many are not aware how bank drafts work.
Managing a budget is a critical skill for any businesses that involves monitoring, controlling, recording expenses, minimising costs, and identifying situations for corrective actions.
Short selling options, either with stocks or with futures, can put the odds in your favor when you sell option premium. Time decay works in your favor, and there are additional advantages with options on futures.
Learn how to figure out the maximum price buyers of scrap gold will pay per gram or ounce when you sell your old jewelry or dental work. Note that its real market value depends on many factors.
Many identity-theft-protection and credit-reporting companies offer services that claim to scan the dark web for the user's personal information. However, is it really possible for these companies to scan for this information, and if they can, is it really a service worth paying for?
Fiat systems of paper money currency (like nearly all in the world today) have a flaw that makes them, in our time, more volatile. Since our money cannot be exchanged for gold and silver, panic can set in.
Stock options trading is a crucial part in one’s goal of achieving high returns in the world of stock market investing. Owning stocks without complementing them with options is like owning dormant real estate and not renting it out for income.
What does cash commutation mean? When can you commute pension into cash? This article explains what cash commutation is and the various times you can turn your retirement pension into cash.
What is a hedging strategy? How can binary options be used to for a hedged position? Can binary options be used in a hedging strategy?
Find out the top 10 upcoming initial public offerings that are being floated in the Nepali share market in 2019. Interested in dabbling in the Nepali stock market? These upcoming IPOs will give you a head start.
Foreign Exchange is a necessary tool for trading between countries, but rates of exchange are unfair to less powerful countries. It contributes directly to poverty and enriches banks and traders.
There's no more need to get your remittance physically. All you need to do is to tap a few buttons, and you're done!
BDO, BPI, Metrobank and Landbank are the biggest banks in the Philippines, the country's Big 4. Each one has its own strengths and own groups or types of loyal clients, so none of the four, to my mind, can claim that it's the most powerful or most popular bank in the country.
Even though you might have a Social Security number do you still have the physical card? Replacing a lost one, or getting a new one, isn't too difficult; here are some tips to help.
Having a hard time figuring out how to withdraw your Paypal money to your own bank account? This is a comprehensive guide to help you out!
If you want to get out of debt fast, you have to change your lifestyle of using credit cards and loans. I give advice on money management and paying off your loans. How do you negotiate credit card debt on a low income?
Selling stock options has been likened to operating your own high tech casino on the internet. Stock options buyers are likened to casino gamblers who lose their bets most of the time. Who wins? You, the option seller!
The Philippine Social Security System now accepts loan applications online. No more paperwork! Find out how to apply for a salary loan in five easy steps.
Robert Lichello's Automatic Investment Management system for timing the stock market is explained with buy/sell examples. Additionally, the system is tested using over 10-years of price history of the S & P Depository Receipt ETF (ticker SPY) and compared to buy and hold strategy.
If you are wondering whether your federal tax refund will be taken by the IRS as a result of debt, owed child support, or other reasons, here is how you can find out.
The American Silver Eagle one-Troy-ounce silver coin is a very popular coin with silver collectors and investors. Tables list quantities minted by year and likely eBay prices.
If you own a second home, then you want to be aware of some tax advantages that could save you money.
Should you believe investment testimonials or other product testimonials? There is so much hyperbole by vendors that often borders on ridiculous claims about products or services.
Don't get duped when it comes to buying and selling silver bullion. Do it the right way—just like the pros do.
Don't sell stocks short in a declining stock or market. There is a better, more profitable, cheaper, safer method by buying put options instead! The potential for large profits is still present but without the potential for unlimited losses as in the case of short selling stocks.
Great ways to make extra money or cash with no skills required. Make extra cash, earn additional income and build your wealth now, immediately, fast or quick. Get extra money every week, month, year.
Receipts a mess? Organize them in 4 simple steps so you find what you need and are ready at tax time.
Withdrawing your winnings from Bovada can seem like a daunting task at first. This article will help guide you through the process.
An easy introduction for merchants to start accepting payment in Bitcoin online or in-store, and a 10 ten list of the best payment processors for Bitcoin.
Clear and simple tips to finally get your financial records organized, including what to keep and what to shred.
Do you trade in and out of stocks quickly, looking to take profits and moving on? Market gyrations can make losing trades into winners, but it is extremely uncertain that it will be consistent. Here's my analysis.
For Filipino taxpayers, filing taxes online is not yet the norm. If you are one of those thinking of enrolling in the EFPS and filing your taxes online, here are some of the things you need to consider before you go through the enrollment.
Money orders are a necessity for some financial transactions. Use the information in this article to weigh your options when you need a money order.
Do you need to transfer money from your credit card to a checking account, but don't want to pay ridiculous interest and fees for a wire transfer or cash advance? Read on to learn about an amazing money hack.
Financial Freedom isn't about having tons of money. It's about understanding yourself and knowing what truly makes you happy. Then having the resources to experience your happiness.
Viable solutions for making money quickly and legally. Effective methods, some free, some that don't cost too much. These techniques utilize capital and personal property that you already own.
The private student loan system in the US is broken and Sallie Mae/Navient is the worst offender. I aim to educate student loan borrowers & campaign for change for those already in over their heads.
This hub will walk you through the process of mining for Bitcoins using a GPU and CGMiner. It also explains the process or joining a mining pool to increase the amount of Bitcoin earned.
As a bank teller, I am exposed to quite a number of customer errors regarding their checks. These errors can cause all sorts of trouble for everyone involved. Although some tellers take the liberty of correcting certain mistakes, officially they...
Roth or Traditional IRAs for housewives and stay-at-home moms. Misconceptions about opening a Spousal IRA. Brokerages with low minimum investment IRAs to get you started.
In this tutorial I explain how to use an Excel Add-in to display stock price & percent change in a Microsoft Excel spreadsheet.
You're ready to pay off debt and you want to know how to stay motivated? Read this for tips on being motivated, what to do when you get weak, and how to eliminate the need to be motivated. It's time to take back your life and money.
Checking the free government website really worked for me! I got $100 in free money from the state treasurer's office by filling out a simple form. Read here on where to look and how to find out if you have money waiting to be claimed.
Investing in the stock market can be bewildering. But the basics of how anyone makes money in stock and shares is simple. Keep these simple ideas in mind whenever you are thinking about investing in the stock market.
A complete guide to file income tax return and wealth statement for tax year 2015 as a salaried or business individual, an AOP or a company using iris system.
This is my analysis of a stock investment in Maven, a content platform for expert journalists. In 2018 they began purchasing leading publishing companies such as HubPages.
The 4 mistakes everyone makes when dealing with debt collectors. How to avoid making these mistakes when dealing with debt collection agencies.
Social Security statements delivered online or by mail sometimes have missing earnings for years you know you worked. Do you know how to fix your statement?
A currency swap is the purchase or sale of a forex spot transaction with a simulataneous purchase or sale of a forex forward transaction.
It doesn't take a lot of money to open an investment account. Start making your money work for you today.
There is a clearly a market timing method that has proven its worth over time, since it provides accurate signals regarding when to be in the stock market and when to step to the sideline and hold cash.
Procedures while developing a budget including estimations, identifying priorities and financial resources, purpose and benefits of identifying priorities evaluating and justifying costs, income
In order to be a master, you must begin with the basics. This article will discuss one of the most basic things to learn when investing or trading in stocks - candlestick patterns.
Money invested in stocks is 100% at risk. I learned how to limit risk and improve success rate by using the TastyTrade method that I fully explain in this article.
Acquiring precious metals can mean picking between gold and platinum. To make the right choice, you may want to read on for more information about their pros and cons.
Whether the annual income for an American family is $20,000 or $200,000, they are likely to spend most, all, or more of what they earn.
This article explains the life cycle of financial planning and the five life stages, from teenage years to successful retirement.
Figuring out how to calculate your taxes can be very challenging, even with the help of a tax professional. If your dependent child collects unearned income from government benefits such as Supplemental Security Income (SSI), figuring out what to...
Charlie and Pete talk about investing or gambling in stocks or options. One says it's gambling, the other says it's investing. Read their arguments.
Find out the pros and cons of debt consolidation, one of the most popular forms of debt reduction. You will also learn which debt consolidation companies are the best for 2016.
How to remove medical debt collections from your credit and improve your credit score. How to deal with debt collection agencies.
Discover different methods of transferring money from PayPal to Skrill. Which strategy is cheap and convenient, and which ones are costly and risky?
Appropriate estate planning with provisions for your pet is a smart choice to ensure their protection in the event you can no longer care for them. Creating peace of mind knowing their future is secure is well worth the time to investigate the best options.
Don’t get frustrated with all the information on stock market charts and tables. Learn the basics so you safely and profitably buy and sell stocks.
These are the top 13 mutual funds that are running in the Nepali share market. See their latest net asset values, total funds, and other major stock market indicators.
These are the advantages and disadvantages of getting a car when you turn 16. Talk to almost any 15-year-old kid, and they will tell you that they want a car for their sixteenth birthday.
TD Ameritrade offers great educational tools when you have an account with them. Some offer a certificate upon completion as well with which you can upgrade your account. Read on if you are having difficulty understanding the material.
Mobile phone companies charge extra for various reasons. If you carefully check your statements and write a letter regarding the fees, you may be able to get them waived.
A National Insurance number in the UK is as important as an identity card. Without one you are unable to claim benefits or health care. The significance of each part of your NI number is explained here.
Certain red flags that the IRS looks for can put you at risk for a tax audit. Stay out of trouble by reporting all of your income and only taking credits and deductions that your are entitled to and can support with proper documentation or receipts for all expenses.
This article shows how to calculate the net present value and net future value of an investment that pays uneven annual payments. An example is provided with a detailed explanation.
Having problems making purchases online? Tired of relying on other people to buy things for you? Well now you can do it yourself, with VCpay. This is a guide to setting it all up.
A guide on how to set and achieve SMART financial goals and track your progress. What's keeping you from getting rich?
Are you interested in earning money online but have issues with PayPal or Payoneer? Maybe you've considered accepting bitcoin? If so, there's a world of possibilities open to you.
What is the least expensive way to send money overseas? Is there a way to conduct a free international money transfer? There is. When you finish reading the explanation, you will wonder why you never thought of it yourself.
In less than two years after my bankruptcy, I’ve brought my FICO score up to 730, which is in the ‘good’ range. In this article, I will outline the five simple steps I took to get a good FICO score after bankruptcy.
The purpose of this article is to clear up some misinformation in regard to debt validation and to provide facts based upon the Fair Debt Collection Practices Act and court rulings.
Overwhelmed with interest and finance charges from payday loan? Fallen into a never-ending cycle of loan after loan? Read on to find out how to get yourself out of debt.
How to file an SSS funeral claim, from all required documents to filing the claim in your local office.
Being poor can sometimes be more advantageous to you on your road to financial success. Learn about the advantages of being poor, the disadvantages, and how you can leverage your financial history to becoming financially successful, maybe even become a millionaire.
Explains the difference between tax planning (legal), tax evasion (illegal) and tax avoidance (somewhere in between) and the risks involved.
An overview of the earned income tax credit, including what it is, who qualifies, and the high rate of tax fraud involved with it.
This article explains the rudiments of what is involved in a stock buyback, and why the investor should look at the reasons a company buys back its stock.
Lost my house, my business, my car, my bank account is empty, now what? Yes.. this really happened to me - and more.. I had a bad year in 2009 - to say the least - the week that they towed my car away, I received the official foreclosure notice in the mail, along with a...
Learn about laws that already have been passed in 30 states that require adult children to pay the bills for aging parents who can't pay their bills themselves.
The average American household has over $155,000 of debt. Liabilities include mortgages, car and student loans, credit card balances, medical bills, signature loans, back taxes, and overdraft charges.
If you are looking for job opportunities in Malaysia or already working here as an expatriate, these list of issues & Q&A on tax law in Malaysia LHDN will help you understand your tax exposure better.
The principles of double entry bookkeeping are not easy. It's simple to say that for every debit there is a credit and but when it comes to actually entering transactions into the accounts, it can become tricky to remember if what you are entering...
If you are a beginning options investor/trader do not be overwhelmed by the multitude of different options trading strategies. You only need to learn 4 effective simple options strategies for beginners.
GCash is one of the country's leading mobile money services and offers a helping hand in many payment and mobile transactions. In this article, I will show you how easy it is to pay your Meralco bill using your GCash App.
In this article we cover apps that help you manage your money better, apps that let you borrow money quickly for free or at a low cost and even an app that does a little bit of both.
Many banks no longer offer safe-deposit boxes. But you still have documents and items you want to keep secure. Here are some alternatives and the kind of valuables that should be stored in them.
Learn all the various advantages and disadvantages of direct taxes. This articles explains all the merits and demerits or advantages and disadvantages of direct taxes.
The amount of time it takes to transfer money after selling stock may depend on what type of brokerage account you have. Figure out how long your money will likely take in this article.
If you have an amortization problem to solve, it's possible to find all the data that you need with a calculator instead of creating a table. Find out how with an HP 10bII+ calculator in a few steps.
Most of us have been there at least once in our lives; a check deposited or written to someone was returned by the bank. It may be stamped with things like NSF, UCF, UTL, etc. What does that mean? Did I do something wrong? These strange and...
If everyone wants financial success, then why isn't everyone wealthy? The answer isn't simple. Here are the destructive behaviors, mistakes, and ideas that keep people from achieving success.
Tax rates for filer and non-filer taxpayers are different in Pakistan; non-filers have to have pay more tax. Here's how to become a filer and appear on the active taxpayers list (ATL).
Hub that explains the workings of Muslim Banks, Islamic Finance and the financial products. Without charging interest how do these institutions make money?
If you plan to enter the business of trading shares or stocks for a living, then you are likely to come across Average Directional Movement (ADX). ADX has become a widely-used indicator by traders throughout the world.
Stocks always have a 50/50 chance of going up or down, so they only have a 50% chance of success. I'll describe non-directional option trading strategies that improve odds.