TD Ameritrade offers great educational tools when you have an account with them. Some offer a certificate upon completion with which you can upgrade your account. Read on if you are having difficulty understanding the material on the first quiz.
Selling stock options has been likened to operating your own high tech casino on the internet. Stock options buyers are likened to casino gamblers who lose their bets most of the time. Who wins? You, the option seller!
Whether you are selling weekly put options for income or formulating a monthly investment plan, selling options can be a great method to consistently generate monthly premium income. Discussed below is a strategy to generate 12% per annum with minimal volatility.
Bitcoin is often seen as the face of the Crypto market, but it is at risk of being replaced by coins with far superior technologies. Here are the possible candidates that could replace it.
Learn about Simple Bank! Simple Bank is a free online bank that allows you to have a cheap checking account. I go over what I like and do not like about the bank.
A look at what to do if you can't pay your Provident loan back. If you miss your payments, will you incur extra interest charges? What happens if you can't pay your Provident loan back?
There is a big headache for a family if a will is not left behind. It is so much easier when a person takes the time to decide what will happen to his estate after his death.
Don’t get frustrated with all the information on stock market charts and tables. Learn the basics so you safely and profitably buy and sell stocks.
To assess the true value and potential gains ahead for various cryptocurrencies that are alternatives to Bitcoin, it is important to research how various cryptocurrencies derive their valuations.
In this article, discover why you should not claim head of household on your tax return if you are not entitled to. We go over the requirements for claiming this status and the penalties for claiming it fraudulently.
Step-by-step instructions on how to calculate the gold price per pennyweight so you can figure out the value of the gold you want to sell or buy.
If you cannot open a checking account because of poor credit and a negative ChexSystems report, you might have trouble cashing a payroll, government, or personal check. This article teaches you how to cash a check without a traditional bank account.
There's no more need to get your remittance physically. All you need to do is to tap a few buttons, and you're done!
This article will walk you through the process of mining for Bitcoins using a GPU and CGMiner. It also explains the process or joining a mining pool to increase the amount of Bitcoin earned.
When you donate something that isn't straight cash, you are responsible for recording its value if you want to get a deduction for it when you file taxes for the year. This article helps you accurately determine your donation's value.
Money invested in stocks is 100% at risk. I learned strategies to limit risk and improve success while using TD Ameritrade's ThinkOrSwim Platform.
In this article, I will give you some advice on where the best places are to park your cash so that you won't have to pay any withdrawal fees.
A complete guide to submitting/e-filing income tax returns and wealth statements for tax years 2015, 2016, 2017, 2018 and 2019 via FBR's IRIS system. How to get NTN before submitting returns.
Only the upper echelon of business tycoons, high-tech geniuses, entertainment, and sports stars, and national lottery winners can lay their hands on $100 million. But if you’re one of them, you’ll appreciate this list of what you can buy for the money.
Learn all the various advantages and disadvantages of direct taxes. This articles explains all the merits and demerits or advantages and disadvantages of direct taxes.
Is a credit card a convenient tool, or is it an expensive way to borrow that can saddle you with serious debt? This article looks at the pros and cons.
A detailed analysis of the AIM algorithm when varying the check frequency, % initial investment in equity, and high/low/medium beta ETFs. The concept of internal rate of return is used for comparison.
Stash, Acorns, and Robinhood are all great platforms for personal investing and saving, but each has its strengths. Learn in depth about each from an active user of all three.
Here are 24 great ways to make extra money or cash with no skills required. Make extra cash, earn additional income, and build your wealth now, immediately, fast or quick. Get extra money every week, month, and year.
All of my life, I had been forced to ask for money to do anything, be it going to the movies with friends, or even surviving hunger pains after a long day of studying in college. Here's how to manage your money, so you don't have to rely on anyone but yourself, for the rest of your life!
Don't sell stocks short in a declining stock or market. There is a better, more profitable, cheaper, safer method by buying put options instead! The potential for large profits is still present but without the potential for unlimited losses as in the case of short selling stocks.
A complete guide to file income tax return and wealth statement for tax year 2015 as a salaried or business individual, an AOP or a company using iris system.
This article explains the life cycle of financial planning and the five life stages, from teenage years to successful retirement.
An article explaining the benefits of identifying and storing copper pennies, whose metallurgic worth outweighs denominational and numismatic (collectible) value.
Earnin is an app that lets you take out up to $500 of your paycheck before payday. But it has some drawbacks. Read my review, and learn that it's totally legit and free, but not always the best financial choice.
How to file a funeral claim with the Philippine Social Security System (SSS). A list of the documents you need to file the claim in your local office.
Find out whether the price of the Drawn Blank series of prints by Bob Dylan on the secondary market has gone up or down. This is the key factor in whether or not it is a good investment.
It doesn't take a lot of money to open an investment account. Start making your money work for you today.
Not all money orders are the same. When you purchase, you must ask if the receiver can cash it at the chain of stores it was purchased from.
GCash recently launched GSave, another new feature that can help you create your very own in-app savings account. In this article, you will learn how to open a GSave savings account and how you can deposit using your GCash app.
A guide on how to set and achieve SMART financial goals and track your progress. What's keeping you from getting rich?
The private student loan system in the US is broken and Sallie Mae/Navient is the worst offender. I aim to educate student loan borrowers and campaign for change for those already in over their heads.
If you are willing to pay extra for an easy, user-friendly tax-experience, just follow TurboTax' s advice on which version fits your needs: Basic, Deluxe, Premier, or Home & Business. But you may be able to pay less and still get your taxes done.
Building your credit score is difficult, especially when you have limited credit. Here are 5 steps to building your credit score quickly from 0 to 700 in 6 months.
You may be hearing a lot about geomining and XYO, but can you make money from it right now? I answer that question based on my direct experience.
You filed your taxes online, but you were rejected. You applied for a loan but keep getting denied. Most likely your name or birthdate doesn't match with Social Security records. Here's how to fix it.
Trying to evaluate the effectiveness of a charity or non-profit organization? This guide gives information about evaluation along with links to use to research charities.
Saving money for a major purchase like a car is perfectly possible. There are many ways in which you can save money on a daily basis to reach your goal.
Thinking about opening a savings account for a child or a teen? Metrobank has an exclusive account just for them. This review of Metrobank's Fun Savers Club Savings account will help you get started.
To send or receive Bitcoin, a person needs a wallet such as Coinbase. Coinbase is very similar to PayPal, but is for cryptocurrency transactions. This is a guide to setting up a Coinbase account.
What is the least expensive way to send money overseas? Is there a way to conduct a free international money transfer? There is. When you finish reading the explanation, you will wonder why you never thought of it yourself.
Are you interested in earning money online but have issues with PayPal or Payoneer? Maybe you've considered accepting bitcoin? If so, there's a world of possibilities open to you.
Inflation means that even if you get your money back as expected, it may not buy as much as you thought. This issue is worse for some investments than for others.
Rs 1 lakh was invested in stocks of each of these 20 companies of Nepal in 2013 for 5 years. This article shows the final value of that investment after 5 years.
Are you looking for a free and easy way to send money? Here is the easy step-by-step procedure for conveniently sending money to anyone anywhere in the Philippines using the GCash app.
Acquiring precious metals can mean picking between gold and platinum. To make the right choice, you may want to read on for more information about their pros and cons.
Want to open a Fixed Deposit online via OnlineSBI but don't know how to? Follow these simple illustrated steps, and you should have you Fixed Deposit created in no time.
A bad credit score can impose very restrictive limits on what you are and aren't able to purchase. Use these quick tips to fix a bad credit score.
Learn simple strategies that can help you get rich by learning to live within your means and taking control of where your money goes. Financial tips with a positive approach that will change the way you think about money and will make good changes happen.
Do you want to take advantage of financial benefits (lower taxes, business tax credits, in-state college tuition, etc.) by establishing residency in another US state? Here's what to do.
Do you want to invest in the stock market but do not know where to start? In this article, you will find practical and easy-to-implement tips to help you to invest well.
Stocks have a 50/50 chance of going up or down, so you only have a 50% chance of success. I'll describe non-directional trading strategies that improve odds.
A comprehensive analysis focused on how to use the AIM system to manage a small portfolio of multiple exchange-traded funds. Includes 15+ years of data to perform a detailed empirical analysis.
What is the difference between investment income and capital gains? After all, they are both ways of getting a return on your investment. This article explains the difference and why it matters.
Money orders are a necessity for some financial transactions. Use the information in this article to weigh your options when you need a money order.
Do you need to transfer money from your credit card to a checking account, but don't want to pay ridiculous interest and fees for a wire transfer or cash advance? Read on to learn about an amazing money hack.
One area we often hate giving to the Lord is our finances, yet the Lord speaks about it frequently in the Bible because he knew we would struggle. Here are some great biblical principles to follow.
BDO, BPI, Metrobank, Landbank and PNB are the biggest banks in the Philippines, the country's Big 5. Each one has its own strengths and own groups or types of loyal clients, so none of the five, to my mind, can claim that it's the most powerful or most popular bank in the country.
Having a local bank account really facilitates money-related activities while in a foreign country. Brazilian banks generally require residency status, but there is one simple way to legally open a bank account while visiting Brazil as a tourist.
Investing in OTC stocks is risky business as it is, but if you head to iHub for advice, you may take your investment from risky to suicidal.
The amount of time it takes to transfer money after selling stock may depend on what type of brokerage account you have. Figure out how long your money will likely take in this article.
Find the maximum withdrawal limit from ICICI ATM per day. Type wise debit card ATM withdrawal limit is given.
This article discusses the steps for withdrawing PayPal funds to BPI (Bank of the Philippine Islands), complete with step-by-step pictures.
Find out the top 10 upcoming initial public offerings that are being floated in the Nepali share market in 2020. Interested in dabbling in the Nepali stock market? These upcoming IPOs will give you a head start.
Market gyrations can make losing trades into winners, but it is extremely uncertain that this result will be consistent. Here's my analysis.
Don't let old furniture sit around and collect dust—donate it! You will be surprised to find how easy it is to donate furniture—many organizations pick it up for you, plus you can enjoy a nice tax deduction.
The majority of PayPal payments are instant, but occasionally a payment will come through as a PayPal eCheck. PayPal eChecks are just like normal paper checks in that they typically take three to five business days to clear. Learn more about eChecks here.
If you are planning to remarry after a divorce, these tips and suggestions for how stepfamilies and remarried partners can discuss money issues and overcome common financial problems are for you.
What is it like being a volunteer coordinator for the Dave Ramsey Financial Peace University program? Read on to learn about my story.
Learn all about the differences between flat and progressive taxes. Both types have their pros and their cons and both can be successful if implemented correctly.
Being poor can sometimes be advantageous to you on your road to financial success. Learn about the pros of being poor, the cons, and how you can leverage your financial history to becoming financially successful.
This information given here will help you to update your KRA PIN to iTax by logging into the iTax portal. All old PINs processed using ITMS are required to be updated to iTax.
Having a hard time figuring out how to withdraw your PayPal money to your own bank account? This is a comprehensive guide to help you out!
Receipts a mess? Organize them in 4 simple steps so you find what you need and are ready at tax time.
Preference shares (or preferred stock or 'prefs') are shares in a company which have a (usually) guaranteed dividend. They are therefore a hybrid similar to both shares and corporate bonds.
You've been sued for a credit card debt! The purpose of this article is to help consumers determine if a lawsuit has been filed by an original creditor (the credit card bank with which you opened an account) or a debt buyer (a company who purchases defaulted accounts).
For those who are confused or don't have a firm understanding of a question, this guide helps explain Ameritrade's options trading quiz number two. Good luck and have fun!
An examination of the popular methods for getting out of debt by experts such as Suze Orman, Gail Vaz-Oxlade, Dave Ramsey, and more. Discover which method will work best for you
Don't have a credit card but still want to buy products online? Here are ten (often safer) alternatives for you to try!
Read on learn how to remove medical debt collections from your credit report, handle debt collection agencies, and improve your credit score.
Tax rates for filer and non-filer taxpayers are different in Pakistan; non-filers have to have pay more tax. Here's how to become a filer and appear on the active taxpayers list (ATL).
This GCash tutorial will guide the reader on how to use the GCash mobile app to pay for different bills, merchants, and utilities.
This article lists step-by-step instructions for conveniently paying your PLDT Home DSL or Fibr bill using your phone and the GCash app. Screenshots of each step are also provided to help guide you through the process visually.
When I first started day trading, I used limit orders in a way that didn't work. Here are crucial techniques that are necessary to understand and stay in the game.
The Greeks—delta, gamma, theta, vega, and rho—are five variables that help identify the risks of an option position.
These are the top 18 mutual funds that are running in the Nepali share market. See their latest net asset values, total funds, and other major stock market indicators.
This article shows seven months of actual trading in stock options. It illustrates the results in table format for easier viewing. It also includes questions sent in by readers with corresponding answers.
Learn about how the CD ladder investment strategy works (also known as CD laddering). This article explains how to implement CD laddering and when it makes sense to use it as an investment strategy.
After TSLA's meteoric rise from $189 in June 2019 to $967 in February 2020, their management did the inevitable. A stock dilution. In this article I will summarise why companies do common stock offerings, and what that means for the stock price.
A short overview of how to calculate fees for money transfers by bank or PayPal. Article shows how to calculate which method will be cheaper.
Everyone has to make money. I’ve distilled the wisdom wit, inspiration, and cynicism from the quotes of famous people and swirled it around some of my own thoughts.
It's important to have a personal budget and use it as a tool to analyze what happens with your money so you can make the best financial and spending decisions for your situation. Following a budget will benefit your life in remarkable ways by putting you in control of your income and expenses.
Mobile phone companies charge extra for various reasons. If you carefully check your statements and write a letter regarding the fees, you may be able to get them waived.
Having problems making purchases online? Tired of relying on other people to buy things for you? Well now you can do it yourself, with VCpay. This is a guide to setting it all up.
What are the pros and cons of owning physical gold? This article addresses this question and presents both sides of the issue.
Internet banking is an easy way to manage your money. There are a few drawbacks but these are outweighed by the time and money you save.
A National Insurance number in the UK is as important as an identity card. Without one you are unable to claim benefits or health care. The significance of each part of your NI number is explained here.
Do you need to write a letter to a collection agency to tell them to stop harassing you, but you don’t know what to write? Need a sample letter to help you put it together? Read this article about dealing with collection agencies, and get some sample letter ideas you can use for inspiration.
If you're just starting out on the path to financial independence, creating a budget and sticking to it can seem intimidating. This guide will help you plan a simple but realistic budget and stick to it.
Tax filing deadline is extended to July 15, 2020, due to COVID-19. I used TurboTax 20+ years for my business and personal tax, so I can show you what you need.
With all the new competition in the card market, I look at areas where consumers can benefit, whether these practices are sustainable, and what areas the local banks should be concerned about.
This article walks you through how to connect a brokerage account to your Yahoo Finance account on a mobile device, and how to remove a connected brokerage account from your Yahoo Finance account.
Replacing a lost or stolen Social Security card is very simple. Follow these directions and you will receive your card in seven to ten days. This article will also touch on SSN fraud and ID theft.
The trial balance is a useful tool that helps accountants check their work. Learn what the trial balance is, what it's used for in double-entry bookkeeping, and which accounts should be entered in which columns.
This article discusses 25 prepaid debit card fees and how much you can expect to pay in fees with certain prepaid cards.
How to solve PayMaya errors yourself. Most of the time these errors are due to a user mistake (for example, missing a step) or system-wide maintenance.
The tricks I suggest in this article will give you something to feel good about when telemarketers bother you.
Want to know how to pay your loans online including Cashalo using the GCash app in just a few minutes? Follow these five easy steps.
Lost my house, my business, my car, my bank account is empty, now what? Yes.. this really happened to me - and more.. I had a bad year in 2009 - to say the least - the week that they towed my car away, I received the official foreclosure notice in the mail, along with a...
Banks vary in terms of when they process deposits and make money available to account holders. Find out what time of day your bank makes newly deposited funds available for withdrawal.
There are advantages and disadvantages of car donation. Is it as easy as it sounds? How much of the car's value goes to the charitable cause? Find out the good, bad, and ugly side of car donations.
Some are confused over the details on how cheques operate in the banking system. Many are not aware how bank drafts work.
Need to write a thank-you letter to a scholarship donor but don’t know how to best go about writing it? This article will provide you with ideas on what to write, including sample letters for your reference.
GCash is one of the Philippines' leading mobile money services and offers a helping hand in many payments and mobile transactions. In this article, I will show you how easy it is to pay your Meralco bill using your GCash App. Screenshots of each step will be provided along with written instructions.
You can claim your girlfriend or fiancée on your taxes provided she meets certain qualifications. Here's how to do it and how much you can get back from the IRS.
If you are looking for job opportunities in Malaysia or already working here as an expatriate, these list of issues & Q&A on tax law in Malaysia LHDN will help you understand your tax exposure better.
Is there really such a thing as insurance against investment loss? In particular, stock loss? You may not believe it but yes, there is such a thing as insurance against investment loss or losses in your stock portfolio.
What does it mean if you log into your PayPal account and realise that you are unable to send or receive money because your account has been restricted? Why has your account access been limited?
Charlie and Pete talk about investing or gambling in stocks or options. One says it's gambling, the other says it's investing. Read their arguments.
Banking over the internet has made the life easy for users by providing online access to various banking services.
For Filipino taxpayers, filing taxes online is not yet the norm. If you are one of those thinking of enrolling in the EFPS and filing your taxes online, here are some of the things you need to consider before you go through the enrollment.
This complete PayPal and RCBC guide includes the easiest way to move PayPal funds to an RCBC MyWallet VISA card. It also details how to use the same card to link and verify a PayPal account.
Learn how to generate extra income by using your computer to mine for Monero. Monero is a popular cryptocurrency that offers many unique advantages over its competitors.
What is a hedging strategy? How can binary options be used to for a hedged position? Can binary options be used in a hedging strategy?
An article that explains the workings of Muslim Banks, Islamic Finance, and financial products. Without charging interest how do these institutions make money?
Upset and need to make a complaint? Here are some tips on how to negotiate as a consumer, and get the result you want.
I once needed a copy of my birth certificate and realized that I didn't have it! After some brief panicking, I did some research and learned how easy it is to get.
A brief explanation of stocks and shares and how they work and what their good and bad points are for investors.
One of the best indicators that can be used to predict a change in stock market direction is the bull/bear ratio sentiment indicator, which gauges stock market participant's current sentiment about the market.
The purpose of this article is to clear up some misinformation in regard to debt validation and to provide facts based upon the Fair Debt Collection Practices Act and court rulings.
How to write an effective letter of complaint to a company about an unsatisfactory product or service, one that will produce results! This article contains a step-by-step guide to writing a letter of complaint, sample letters, templates and tips.
In less than two years after my bankruptcy, I’ve brought my FICO score up to 730, which is in the ‘good’ range. In this article, I will outline the five simple steps I took to get a good FICO score after bankruptcy.
Managing a budget is a critical skill for any business. Budget oversight involves monitoring, controlling, recording expenses, minimising costs, and identifying situations that call for corrective action.
Donating plasma can provide over $300 per month to some donors. This article discusses the process of making money by donating plasma, the requirements for donating, and the factors that might disqualify someone from becoming a donor.
What are the best ways to use an unexpected sum of money? Windfalls are hard to come by, and once you've got your hands on a lump sum, you should plan carefully how to use it, taking care of the most important expenses first.
In order to be a master, you must begin with the basics. This article will discuss one of the most basic things to learn when investing or trading in stocks—candlestick patterns.
Learn how to figure out the maximum price buyers of scrap gold will pay per gram or ounce when you sell your old jewelry or dental work. Note that the real market value of your gold depends on many factors.
With the possible exception of children, your biggest lifetime expense will probably be taxes. Learn how to use the tax laws to your advantage when it comes to saving and investing. It can pay off big time.
If you have an amortization problem to solve, it's possible to find all the data that you need with a financial calculator instead of creating a table. Find out how with a TI BAII+ calculator in a few steps.
PayPal and GCash are now working together to make handling funds more convenient in the Philippines. In this article, let me walk you through how you can convert and transfer money from PayPal to the GCash App in a few very easy steps.
This article shows how to calculate the net present value and net future value of an investment that pays uneven annual payments. An example is provided with a detailed explanation.
Easy tricks known by pawn shop owners to tell real silver jewellery from fake pieces made of other metals.
Learn how to withdraw your PayPal balance into your GCash wallet with zero transaction fees in four easy steps! In this article, we'll go over how to create a GCash account, link it to a PayPal account, transfer funds from one to the other, and use the money in your GCash account to pay bills.
Financial child abuse describes the abuse of a child’s identity, credit report, or financial resources. Find out what leads to financial child abuse and what are the signs to look for.
Making bitcoins (digital currency) is legal. It's like "printing" money. But can bitcoin mining be profitable? My personal experience in 2013-2018 shows what factors end up getting in the way of making a profit.
There is a clearly a market timing method that has proven its worth over time, since it provides accurate signals regarding when to be in the stock market and when to step to the sideline and hold cash.
Procedures used to develop a budget, including estimations and identifying priorities and financial resources. The purposes and benefits of developing a budget.
Tax Clearance is required if you retire, resign, or leave Malaysia for more than 3 months, and for the deceased. So how to apply for a tax clearance letter (TCL) and get your last month's salary ASAP?
If your dependent child collects unearned income from government benefits such as Supplemental Security Income (SSI), figuring out what to claim on your tax return may be confusing. In this article, you'll learn what you need to know.
Here, you'll find a step-by-step guide to paying off the debt you can and bringing your credit score up 200 points over the course of a year.
When trading stocks on emotion we tend to do the wrong thing. You can improve your results by entering and exiting every trade based on a specific plan.
Don't get duped when it comes to buying and selling silver bullion. Do it the right way—just like the pros do.
If you are wondering whether your federal tax refund will be taken by the IRS as a result of debt, owed child support, or other reasons, here is how you can find out.
Are you frustrated, upset, or downright angry about the poor service at AT&T? Find out how to contact the CEO of the company and have your complaints heard.
The Philippine Social Security System now accepts loan applications online. No more paperwork! Find out how to apply for a salary loan in five easy steps.
SoFi is a private financing company that offers student and personal loans to qualified applicants. Here's my experience getting a loan from them.
Even though you might have a Social Security number, do you still have the physical card? Replacing a lost one or getting a new one isn't too difficult: Here are some tips to help.
Throughout the world, the American Silver Eagle one-dollar coin is considered the most beautiful. It is the preferred 0.999 silver coin for bullion and for numismatic coin collection.
Want to check your SSS status, contributions, and loans online or using text? Now you can. Members of the SSS can now check their membership information through the SSS Online Inquiry System.
There are tons of articles online about buying a car with cash, but none that answered my real question: how do you physically buy a car with cash?
Robert Kiyosaki, the financial writer best known for "Rich Dad Poor Dad", is more of a philosopher and motivator than a financial adviser. Learn why his books should not be taken literally.
You can pay NHIF through M-Pesa using a mobile phone money transfer. All you need is the NHIF paybill number to make your NHIF payment via M-Pesa.
A simple, easy-to-implement method of managing bills so as to minimize credit card late fees and bank overdraft fees. For use when life has thrown you under the bus and you just need to survive.
Investments with higher expected returns come with more risk, and safer investments generally pay less. Understanding this, and how much risk you are willing to take, is important in managing your investments.
In this tutorial, I explain how to use an Excel add-in to display stock price & percent change in a Microsoft Excel spreadsheet.
Discover different methods of transferring money from PayPal to Skrill. Which strategy is cheap and convenient, and which ones are costly and risky?
Robert Lichello's Automatic Investment Management system for timing the stock market is explained in this article with buy/sell examples. Additionally, the system is tested using over 10 years of price history of the S & P Depository Receipt ETF (ticker SPY) and compared to buy and hold strategy.
How much is your domain name worth? Don't waste your money on a paid appraisal. Appraise your own domain names for free. Five of the best services online described in detail here.
In this article, I take a look at the Chase Freedom rewards credit card as a way of accumulating rewards. This is a beginner credit card that has been around for a few years.
I made many mistakes trading over 45 years. I learned crucial lessons each time I blundered, which helped me develop strategies for high probability of success.