Each currency pair has its own special unique relationship which means you need to take account of subtle differences when trading the pair. Some factors that make this pair move.
Having a hard time figuring out how to withdraw your Paypal money to your own bank account? This is a comprehensive guide to help you out!
Don't get duped when it comes to buying and selling silver bullion. Do it the right way—just like the pros do.
For those who are not familiar with options trading advisory services, also called options pickers, this article may be useful to you.
A look at what to do if you can't pay your Provident loan back. If you miss your payments, will you incur extra interest charges? What happens if you can't pay your Provident loan back?
“Black Monday,” as it came to be known, happened October 19, 1987, and is the day the stock market took its worst one-day drop in history. What were the causes, and will it happen again?
Do you want to take advantage of financial benefits (lower taxes, business tax credits, in-state college tuition, etc.) by establishing residency in another US state? Here's what to do.
Should you pay off student loans faster or save for a mortgage? Get some guidance on how to save for a house down payment while paying student loans.
Many people don't realize that they are greatly underestimating the amount of money they need for retirement. These three tips will help you see where you really stand.
You can claim your girlfriend or fiancée on your taxes provided she meets certain qualifications. Here's how to do it and how much you can get back from the IRS.
Don't sell stocks short in a declining stock or market. There is a better, more profitable, cheaper, safer method by buying put options instead! The potential for large profits is still present but without the potential for unlimited losses as in the case of short selling stocks.
Elon Musk, a modern entrepreneur, has created several companies and products that are technological cutting-edge and ambitious to say the least. But does that mean Tesla has a solid future?
If you own a second home, then you want to be aware of some tax advantages that could save you money.
This article will raise your spirits from those depressing low-interest money funds. Learn how this simple technique will open your eyes to creating the best returns on cash without placing your money in CD funds.
Flat tax success stories are fairly easy to find. A number of countries have seen impressive economic growth after adopting the flat tax idea. This is especially true since the fall of the Soviet Union. As countries formerly under Soviet communist...
What are the pros and cons of owning physical gold? It is a complex question this hub tries to address this question and present both sides of the issue.
An examination of the popular methods for getting out of debt by experts such as Suze Orman, Gail Vaz-Oxlade, Dave Ramsey and more. Discover which method will work best for you
Alabama residents receiving full Medicaid may qualify for gas reimbursements for non-emergency doctor appointments. This article will inform you of the steps.
Is there really such a thing as insurance against investment loss? In particular, stock loss? You may not believe it but yes, there is such a thing as insurance against investment loss or losses in your stock portfolio.
There are many reasons why you should NOT get a private student loan. If I can warn you about one thing, avoid Sallie Mae's private student loans at all costs! And here's why...
Checking the free government website really worked for me! I got $100 in free money from the state treasurer's office by filling out a simple form. Read here on where to look and how to find out if you have money waiting to be claimed.
Inflation means that even if you get your money back as expected it may not buy as much as you thought. This issue is worse for some investments than for others.
This article explains the life cycle of financial planning and the five life stages, from teenage years to successful retirement.
Turning 50 years old and not having enough money saved for your retirement is a scary thing. In this Hub I give some ideas to help you cope with your financial condition and prepare for a comfortable retirement.
One area we often hate giving to the Lord is our finances, yet the Lord speaks about it frequently in the Bible because he knew we would struggle. Here are some great biblical principles to follow.
The world's love affair with gold continues after five thousand years. Gold is rare and beautiful, but, where does it come from and what do we use it for?
Learn about laws that already have been passed in 30 states that require adult children to pay the bills for aging parents who can't pay their bills themselves.
A complete guide to submitting/e-filing income tax returns and wealth statements for tax years 2015, 2016, 2017 and 2018 via FBR's IRIS system. How to get NTN before submitting returns.
What does it mean if you log into your PayPal account and realise that you are unable to send or receive money because your account has been restricted? Why has your account access been limited?
Overwhelmed with interest and finance charges from payday loan? Fallen into a never-ending cycle of loan after loan? Read on to find out how to get yourself out of debt.
Need a sample of a letter you can send to a collection agency to tell them to stop harassing you, but don’t know what to write? Need a sample letter to help you put it together? Read this article about dealing with collection agencies, and get some sample letter ideas you can use to...
Saving money for a major purchase like a car is perfectly possible. There are many ways in which you can save money on a daily basis to reach your goal.
Charlie and Pete talk about investing or gambling in stocks or options. One says it's gambling, the other says it's investing. Read their arguments.
Step-by-step instructions on how to calculate the gold price per pennyweight, so you can figure out the value of the gold you want to sell or buy.
Some are confused over the details on how cheques operate in the banking system. Further many are not aware how bank drafts work.
The majority of Paypal payments are instant but occasionally the payment will come through as a Paypal eCheck. Paypal eChecks are just like normal paper checks which take 3-4 business days to clear.
See how an options trader was challenged to prove that trading options alone can and does produce higher stock market returns than investing purely in stocks.
Do you trade in and out of stocks quickly, looking to take profits and moving on? Market gyrations can make losing trades into winners, but it is extremely uncertain that it will be consistent. Here's my analysis.
A peek into what life is like for people after they leave the world of work that can help readers prepare for their own retirement.
How to pay off your credit cards and loans. If you want to get out of debt fast, you have to change your lifestyle of using credit cards and loans. I give advice on money management and and paying off your loans. How do you negotiate credit card debt on a low income?
This information given here will help you to update your KRA pin to iTax. All old pins processed using ITMS are required to be updated to iTax. This is done by logging in to iTax portal.
With so many retirement savings options available, it is hard to pick the right one for you. This article covers the basics on IRAs, Roth IRAs, 401(k)s, Health Savings Accounts, and more.
Are you interested in earning money online but have issues with PayPal or Payoneer? Maybe you've considered accepting bitcoin? If so, there's a world of possibilities open to you.
What do you do if you are given too much money? Where would you spend it? As a Christian, what should we do about our wealth? Let's see how!
Interested in dabbling in the Nepali stock market? These upcoming IPOs will give you a head start. Find out the 10 initial public offerings that are being floated in the Nepali share market in 2018.
Investors often fork over thousands of dollars for capital gains taxes that they could defer indefinitely with 1031 exchanges. Learn the basics about how IRS code Section 1031 can preserve wealth.
A detailed analysis of the AIM algorithm when varying the check frequency, % initial investment in equity, and high/low/medium beta ETFs. Concept of internal rate of return is used for comparison.
A guide on how to set and achieve SMART financial goals and track your progress. What's keeping you from getting rich?
Even though you might have a Social Security number do you still have the physical card? Replacing a lost one, or getting a new one, isn't too difficult; here are some tips to help.
Anybody can start producing their own bitcoins, the experimental digital currency. But this legal "printing" of money is more complicated than it first appears. Can bitcoin mining be profitable?
The amount of time it takes to transfer money after selling stock may depend on what type of brokerage account you have. Figure out how long your money will likely take in this article.
The American Silver Eagle one-Troy-ounce silver coin is a very popular coin with silver collectors and investors. Tables list quantities minted by year and likely eBay prices.
Need an idea for which savings account to open for a child or a teen? Metrobank has an exclusive account just for them. A review regarding Metrobank's Fun Savers Club Savings account can help you get started.
Tax rates for filer and non-filer taxpayers are different in Pakistan; non-filers have to have pay more tax. Here's how to become a filer and appear on the active taxpayers list (ATL).
A National Insurance number in the UK is as important as an identity card. The unique number identifies you to all government services. Without one you will be unable to claim benefits or health care. The significance of each part of your NI number is explained here.
Did you know that you can earn money with stock market timings? Yes, you can make easy money while waiting for stocks to drop. If it never drops, so what? You made money while you were waiting.
Wanna open a Fixed Deposit online via Olnine SBI, but don't know how to? Well follow these simple illustrated steps and you should have you Fixed Deposit created in no time.
The Price-to-Earnings-to-Growth ratio (PEG ratio) is a reliable stock valuation metric that can be utilized to find undervalued stocks. Learn how to use the PEG ratio to improve investment decisions.
Stock options trading is a crucial part in one’s goal of achieving high returns in the world of stock market investing. Owning stocks without complementing them with options is like owning dormant real estate and not renting it out for income.
Did you know that your clothing donations can lead to a tax deduction? Here's how to get rid of un-used clothing *and* save some money.
Online banking is an easy way to manage your money. There are a few minor drawbacks but these are outweighed by the time and money you save. E-banking is a cost effective way for the banks to do business and is convenient for most customers.
These are the advantages and disadvantages of getting a car when you turn 16. Talk to almost any 15-year-old kid, and they will tell you that they want a car for their sixteenth birthday.
Here you will learn what a bitcoin faucet is and how to use the top 5 faucets for 2018. Buy products online with your earned bitcoins or exchange them for currency like USD.
If you have an amortization problem to solve, it's possible to find all the data that you need with a calculator instead of creating a table. Find out how with an HP 10bII+ calculator in a few steps.
Banking over the internet has made the life easy for users by providing online access to various banking services.
Money invested in stocks is 100% at risk, and a stock's price can only go up or down. With only two possible moves, there is only a 50% chance of success. There is a way to limit your risk while improving your odds.
If you are looking for job opportunities in Malaysia or already working here as an expatriate, these list of issues & Q&A on tax law in Malaysia LHDN will help you understand your tax exposure better.
If you are planning to remarry after a divorce, these tips and suggestions for how stepfamilies and remarried partners can discuss money issues and overcome common financial problems are for you.
Procedures while developing a budget including estimations, identifying priorities and financial resources, purpose and benefits of identifying priorities evaluating and justifying costs, income
Explains the difference between tax planning (legal), tax evasion (illegal) and tax avoidance (somewhere in between) and the risks involved.
What are the pros and cons of Chris Hogan's book "Retired Inspired"? And how does it relate to the RIQ tool and Dave Ramsey's books?
Roth or Traditional IRAs for housewives and stay-at-home moms. Misconceptions about opening a Spousal IRA. Brokerages with low minimum investment IRAs to get you started.
This article walks you through how to connect a brokerage account to your Yahoo Finance account on a mobile device, and how to remove a connected brokerage account from your Yahoo Finance account.
Great ways to make extra money or cash with no skills required. Make extra cash, earn additional income and build your wealth now, immediately, fast or quick. Get extra money every week, month, year.
Most of us have been there at least once in our lives; a check deposited or written to someone was returned by the bank. It may be stamped with things like NSF, UCF, UTL, etc. What does that mean? Did I do something wrong? These strange and...
Receipts a mess? Organize them in 4 simple steps so you find what you need and are ready at tax time.
Banks vary in terms of when they process deposits and make money available to account holders. Find out what time of day your banks makes newly deposited funds available for withdrawal.
Lost my house, my business, my car, my bank account is empty, now what? Yes.. this really happened to me - and more.. I had a bad year in 2009 - to say the least - the week that they towed my car away, I received the official foreclosure notice in the mail, along with a...
When we trade on emotion, we tend to do the wrong thing for the wrong reason. The only way to avoid emotions is to enter and exit every stock trade based on a strict plan, no matter what else may affect your decision.
Social Security statements delivered online or by mail sometimes have missing earnings for years you know you worked. Do you know how to fix your statement?
This hub will walk you through the process of mining for Bitcoins using a GPU and CGMiner. It also explains the process or joining a mining pool to increase the amount of Bitcoin earned.
Don't have a credit card but still want to buy products online? Here are ten (often safer) alternatives for you to try!
Throughout the world, the American Silver Eagle one-dollar coin is considered the most beautiful. It is the preferred 0.999 silver coin for bullion and for numismatic coin collection.
This complete PayPal and RCBC Guide includes the easiest way to withdraw Paypal funds to an RCBC MyWallet VISA card and use the same card to link and verify the Paypal account.
Figuring out how to calculate your taxes can be very challenging, even with the help of a tax professional. If your dependent child collects unearned income from government benefits such as Supplemental Security Income (SSI), figuring out what to...
Mobile phone companies charge extra for various reasons. If you carefully check your statements and write a letter regarding the fees, you may be able to get them waived.
Need a student loan but can't get a cosigner? Learn the steps to getting student loans without cosigners.
With the rocketing bitcoin prices mining the cryptocurrency seems very appealing. Don't! There is simply no way you will make any money.
An overview of the earned income tax credit, including what it is, who qualifies, and the high rate of tax fraud involved with it.
A step-by-step guide to paying off the debt you can and brining your credit score up 200 points over the course of a year.
A short overview of how to calculate fees for money transfers by bank or PayPal. Article shows how to calculate which method will be cheaper.
Learn how to generate extra income by using your computer to mine for Monero. Monero is a popular cryptocurrency that offers many unique advantages over its competitors.
This article discusses 25 prepaid debit card fees and how much you can expect to pay in fees with certain prepaid cards.
Donating plasma can provide over $300/month for some donors. This article describes the process of making money by donating plasma and if it's worth it in the end.
Certain red flags that the IRS looks for can put you at risk for a tax audit. Stay out of trouble by reporting all of your income and only taking credits and deductions that your are entitled to and can support with proper documentation or receipts for all expenses.
Dismiss the myths you might have been led to believe about claims for damage done by hail to your home and property.
How to file an SSS funeral claim, from all required documents to filing the claim in your local office.
If you cannot open a checking account because of poor credit and a negative ChexSystems report, you might have trouble cashing a payroll, government, or personal check. This article teaches you how to cash a check without a traditional bank account.
Stocks always have a 50/50 chance of going up or down. Therefore, directional trading only has a 50% chance of success. Your odds can be improved by making neutral trades, which is possible with options on both sides.
Don’t get frustrated with all the information on stock market charts and tables. Learn the basics so you safely and profitably buy and sell stocks.
For Filipino taxpayers, filing taxes online is not yet the norm. If you are one of those thinking of enrolling in the EFPS and filing your taxes online, here are some of the things you need to consider before you go through the enrollment.
In today’s low-interest environment for investments, there is an alternative to the low rates, that is, high quality high yield dividend paying stocks.
Robert Kiyosaki, the financial writer best known for "Rich Dad Poor Dad", is more of a philosopher and motivator than a financial adviser. Learn why his books should not be taken literally.
Acquiring precious metals can mean picking between gold and platinum. To make the right choice, you may want to read on for more information about their pros and cons.
A complete guide to file income tax return and wealth statement for tax year 2015 as a salaried or business individual, an AOP or a company using iris system.
You're probably so busy doing your work as well as paperwork and marketing that you couldn't possibly do one more thing. But there is one very big thing that you musn't forget: retirement planning.
Financial child abuse describes the abuse of a child’s identity, credit report or financial resources. What leads to financial child abuse? What are the signs of financial child abuse?
As a bank teller, I am exposed to quite a number of customer errors regarding their checks. These errors can cause all sorts of trouble for everyone involved. Although some tellers take the liberty of correcting certain mistakes, officially they...
The purpose of this article is to clear up some misinformation in regard to debt validation and to provide facts based upon the Fair Debt Collection Practices Act and court rulings.
Find out whether the price of the Drawn Blank series of prints by Bob Dylan on the secondary market has gone up - or down - the key factor in whether it is a good investment.
The cost of living on your own is uncharted territory for many young people. Here's a breakdown of 2012 living costs per category including: taxes, rent, auto, food, cable, and debt repayment.
This post will discuss the steps on how to withdraw Paypal funds to BPI (Bank of the Philippines Island) complete with step by step pictures - plus other important information
Sometimes you need a second job. Maybe you don't make enough money at your full-time job or maybe you need some extra cash for the holidays. It is possible to work two jobs at once and not go crazy.
Tax Clearance is required if you retire, resign, or leave Malaysia for more than 3 months, and for the deceased. So how to apply for a tax clearance letter (TCL) and get your last month's salary ASAP?
There are tons of articles online about buying a car with cash, but none that answered my real question: how do you physically buy a car with cash?
A brief explanation of stocks and shares and how they work and what their good and bad points are for investors.
Viable solutions for making money quickly and legally. Effective methods, some free, some that don't cost too much. These techniques utilize capital and personal property that you already own.
Short selling options, either with stocks or with futures, can put the odds in your favor when you sell option premium. Time decay works in your favor, and there are additional advantages with options on futures.
BDO, BPI and Metrobank are the biggest commercial and universal banks in the Philippines. Each one has its own strengths, so not one of the three, to my mind, can categorically claim that it's the most powerful bank in the country. BPI, Metrobank...
How much is your domain name worth? Don't waste your money on a paid appraisal. Appraise your own domain names for free. Five of the best services online described in detail here.
Preference shares (or preferred stock or 'prefs') are shares in a company which have a (usually) guaranteed dividend. They are therefore a hybrid similar to both shares and corporate bonds.
Learn how how 10 invisible enemies--denial, fear, complaining, not forgiving others, procrastination, pride, blaming, perfectionism, worry, and self-pity--can keep you from financial success.
Should you believe investment testimonials or other product testimonials? There is so much hyperbole by vendors that often borders on ridiculous claims about products or services.
If you are regularly making money from HubPages or other online activities you are considered to be a small business owner and required to pay taxes on this income. Here is how to keep your business
A comprehensive analysis focused on how to use the AIM system to manage a small portfolio of multiple exchange traded funds. Includes 15+ years of data to perform a detailed empirical analysis.
Having problems making purchases online? Tired of relying on other people to buy things for you? Well now you can do it yourself, with VCpay. This is a guide to setting it all up.
A bad credit score can impose very restrictive limits on what you are and aren't able to purchase. Use these quick tips to fix a bad credit score.
Einstein claimed compound interest was the 8th wonder of the world. A firm understanding of this rule regarding compound interest could change your life. This is how millionaires are made.
What is the best way to use an unexpected sum of money? Windfalls are hard to come by, and once you've got your hands on a lump sum, you should plan carefully how to use it, taking care of the most important expenses first.
Over the long haul, the stock market is your best friend. It beats every other investment out there. Here I'll remind you how and where to start investing.
When you donate something that isn't straight cash, you are responsible for recording its value if you want to get a deduction for it when you file taxes for the year. Because much of what we donate is used, we cannot record its original value,...
401(k) loans are generally discouraged by "financial advisors". I have taken out 401(k) loans three times in my life and I have not regretted it yet. Here, I discuss the pros, cons, and gray area in between.
If everyone wants financial success, then why isn't everyone wealthy? The answer isn't simple. Here are the destructive behaviors, mistakes, and ideas that keep people from achieving success.
Don't let old furniture sit around and collect dust—donate it! You will be surprised to find how easy it is to donate furniture—many organizations pick it up for you, plus you can enjoy a nice tax deduction.
This article is directed at people who look for dividends as a means of augmenting income. There is a way to get cash dividends paid regularly whether you own stocks or not.
The principles of double entry bookkeeping are not easy. It's simple to say that for every debit there is a credit and but when it comes to actually entering transactions into the accounts, it can become tricky to remember if what you are entering...
You can pay NHIF through M-Pesa using a mobile phone money transfer. All you need is the NHIF paybill number to make your NHIF payment via M-Pesa.
These are the top 10 mutual funds that are running in the Nepali market. See their latest net asset values, total funds, and major stock market indicators.
If you plan to enter the business of trading shares or stocks for a living, then you are likely to come across Average Directional Movement (ADX). ADX has become a widely-used indicator by traders throughout the world.
There is a clearly a market timing method that has proven its worth over time, since it provides accurate signals regarding when to be in the stock market and when to step to the sideline and hold cash.
Many banks no longer offer safe-deposit boxes. But you still have documents and items you want to keep secure. Here are some alternatives and the kind of valuables that should be stored in them.
The Philippine Social Security System now accepts loan applications online. No more paperwork! Find out how to apply for a salary loan in five easy steps.
Do you want to raise your credit score simply and quick? Of course you do! Follow my Best 7 Super Simple Ways to Super Boost Your Credit Score Fast and you will see exciting results in 60-90 days.
Most of my trades always went against me at first. I found a solution, and a method to avoid losing money. Placing trades at the bid or asking price increased the odds of going in the right direction from the start.
Real Estate Investment Trusts (REIT) and Masters Limited Partnerships (MLP) are investment vehicles that typically return a higher than average dividend.
It doesn't take a lot of money to open an investment account. Start making your money work for you today.
Fiat systems of paper money currency (like nearly all in the world today) have a flaw that makes them, in our time, more volatile. Since our money cannot be exchanged for gold and silver, panic can set in.
How to remove medical debt collections from your credit and improve your credit score. How to deal with debt collection agencies.
Is a credit card a convenient tool, or is it an expensive way to borrow that can saddle you with serious debt? This article looks at the pros and cons.
Intuit announced that the 2018 version of TurboTax will support Trump’s shorter 1040 form. I’ll update this article when the 2018 version is released in December.
The private student loan system in the US is broken and Sallie Mae/Navient is the worst offender. I aim to educate student loan borrowers & campaign for change for those already in over their heads.
Learn all the various advantages and disadvantages of direct taxes. This articles explains all the merits and demerits or advantages and disadvantages of direct taxes.
In this article you'll find a step-by-step guide to purchasing Bitcoins using Coinbase. Coinbase is an easy and secure service for buying bitcoins using a bank account.
The case for and against investing in gold. It can be a store of value but it doesn't earn an income itself. Is it good insurance against inflation? Will it carry on going up forever?
Robert Lichello's Automatic Investment Management system for timing the stock market is explained with buy/sell examples. Additionally, the system is tested using over 10-years of price history of the S & P Depository Receipt ETF (ticker SPY) and compared to buy and hold strategy.
Do you need to transfer money from your credit card to a checking account, but don't want to pay ridiculous interest and fees for a wire transfer or cash advance? Read on to learn about an amazing money hack.
Learn why and how it's important to have a personal budget and set and achieve your short, medium and long-term financial goals. Following a budget will benefit your life in remarkable ways, putting you in control of your income and expenses.
SoFi is a private financing company that offers student and personal loans to qualified applicants. Here's my experience getting a loan from them.
Managing a budget is a critical skill for any businesses that involves monitoring, controlling, recording expenses, minimising costs, and identifying situations for corrective actions.
The average American household has over $155,000 of debt. Liabilities include mortgages, car and student loans, credit card balances, medical bills, signature loans, back taxes, and overdraft charges.
If you're just starting out on a path to financial independence, it can seem scary! This guide will help you plan a realistic budget, and stick to it.
A fundamental aspect of Blockchain, this article offers a simple explanation of cryptography where Digital Signatures are based upon. You will be introduced to both symmetric and asymmetric key cryptographies.
Social Security Disability benefits are cash payments the Social Security Administration sends to thousands of disabled Americans. Here's how to change your address if you move.
To send or receive Bitcoin a person needs a wallet such as Coinbase. Coinbase is very similar to PayPal, but is for cryptocurrency transactions. This is a guide to setting up a Coinbase account.
Thinking of joining the Rich Dad Poor Dad education program? Read this HUB first it will guide you in the pros and cons of the system.
You've been sued for a credit card debt! The purpose of this article is to help consumers determine if a lawsuit has been filed by an original creditor (the credit card bank with which you opened an account) or a debt buyer (a company who purchases defaulted accounts),
In less than two years after my bankruptcy, I’ve brought my FICO score up to 730, which is in the ‘good’ range. In this article, I will outline the five simple steps I took to get a good FICO score after bankruptcy.
A currency swap is the purchase or sale of a forex spot transaction with a simulataneous purchase or sale of a forex forward transaction.
Investing in OTC stocks is risky business as it is, but if you head to iHub for advice, you may take your investment from risky to suicidal.
What is it like being a volunteer coordinator for the Dave Ramsey Financial Peace University program?
What is the difference between investment income and capital gains? After all, they are both ways of getting a return on your investment. This article explains the difference and why it matters.
What does cash commutation mean? When can you commute pension into cash? This article explains what cash commutation is and the various times you can turn your retirement pension into cash.
Receipts are easy to get at a brick and mortar retail store, but with Amazon, you'll have to follow these step by step instructions for printing your proof of purchase.
If you are wondering whether your federal tax refund will be taken by the IRS as a result of debt, owed child support, or other reasons, here is how you can find out.