Find out whether the price of the Drawn Blank series of prints by Bob Dylan on the secondary market has gone up - or down - the key factor in whether it is a good investment.
Mobile phone companies charge extra for various reasons. If you carefully check your statements and write a letter regarding the fees, you may be able to get them waived.
How much is your domain name worth? Don't waste your money on a paid appraisal. Appraise your own domain names for free. Five of the best services online described in detail here.
An easy introduction for merchants to start accepting payment in Bitcoin online or in-store, and a 10 ten list of the best payment processors for Bitcoin.
A guide on how to set and achieve SMART financial goals and track your progress. What's keeping you from getting rich?
The Greeks—delta, gamma, theta, vega and rho—are five variables that help identify the risks of an option position.
The principles of double entry bookkeeping are not easy. It's simple to say that for every debit there is a credit and but when it comes to actually entering transactions into the accounts, it can become tricky to remember if what you are entering...
Even though you might have a Social Security number do you still have the physical card? Replacing a lost one, or getting a new one, isn't too difficult; here are some tips to help.
Anybody can start producing their own bitcoins, the experimental digital currency. But this legal "printing" of money is more complicated than it first appears. Can bitcoin mining be profitable?
The concept of retirement has evolved in our lifetime. Retirement used to involve three steps: work and save (most of your life), then quit working (at the magic age of 65), and then enjoy your golden years (in the few you have left). Longer lifespans and a radically different social and personal economic environment have shifted us away from retirement. A defined period of retirement is being replaced by a more indefinite period of active adult living.
How to remove medical debt collections from your credit and improve your credit score. How to deal with debt collection agencies.
Procedures while developing a budget including estimations, identifying priorities and financial resources, purpose and benefits of identifying priorities evaluating and justifying costs, income
Whether you are new to trading or you have been trading for many years, there are books that every trader must read because it is one of the best ways to become more successful and improve profitability in trading. These are some of the best-selling books on trading that every serious trader should read and own.
Some are confused over the details on how cheques operate in the banking system. Further many are not aware how bank drafts work.
Credit cards are promoted for their convenience. There are downsides to using them, however. Here is a list of reasons why credit cards can be a bad thing.
IRS Form 1099 is used to report income or earnings paid to you. Self-employed receive a 1099-MISC and must report it on a Schedule C. Other common Form 1099s that can be received include 1099-INT, 1099-DIV, 1099-R, 1099-B, and SSA-1099. Form 1099-C is used to report cancellation of debt. Form 1099-K is used to report third party or credit card transactions paid to you.
What are the pros and cons of Chris Hogan's book "Retired Inspired"? And how does it relate to the RIQ tool and Dave Ramsey's books?
The Price-to-Earnings-to-Growth ratio (PEG ratio) is a reliable stock valuation metric that can be utilized to find undervalued stocks. Learn how to use the PEG ratio to improve investment decisions.
Elon Musk, a modern entrepreneur, has created several companies and products that are technological cutting-edge and ambitious to say the least. But does that mean Tesla has a solid future?
Many people don't realize that they are greatly underestimating the amount of money they need for retirement. These three tips will help you see where you really stand.
Planning to buy a particular stock? Did you know that you can earn money while waiting for that stock to drop in price? Or, did you know you can buy that stock at a discounted price?
This hub will walk you through the process of mining for Bitcoins using a GPU and CGMiner. It also explains the process or joining a mining pool to increase the amount of Bitcoin earned.
What is it like being a volunteer coordinator for the Dave Ramsey Financial Peace University program?
Discover different methods of transferring money from PayPal to Skrill. Which strategy is cheap and convenient, and which ones are costly and risky?
Checking the free government website really worked for me! I got $100 in free money from the state treasurer's office by filling out a simple form. Read here on where to look and how to find out if you have money waiting to be claimed.
With the rocketing bitcoin prices mining the cryptocurrency seems very appealing. Don't! There is simply no way you will make any money.
A brief explanation of stocks and shares and how they work and what their good and bad points are for investors. A short description of the pros and cons of equity investing and considerations relevant to retail investors.
If you have an amortization problem to solve, it's possible to find all the data that you need with a calculator instead of creating a table. Find out how with an HP 10bII+ calculator in a few steps.
A currency swap is the purchase or sale of a forex spot transaction with a simulataneous purchase or sale of a forex forward transaction.
BDO, BPI and Metrobank are the biggest commercial and universal banks in the Philippines. Each one has its own strengths, so not one of the three, to my mind, can categorically claim that it's the most powerful bank in the country. BPI, Metrobank...
What time do my wages actually go into my bank account? A list of times that banks update user accounts and release funds.
Don’t get frustrated with all the information on stock market charts and tables. Learn the basics so you safely and profitably buy and sell stocks.
Most who buy money orders don't give a second thought to where it was purchased. Ask when you purchase one if the receiver can cash it at the chain of stores it was purchased from.
As a bank teller, I am exposed to quite a number of customer errors regarding their checks. These errors can cause all sorts of trouble for everyone involved. Although some tellers take the liberty of correcting certain mistakes, officially they...
Learn how to generate extra income by using your computer to mine for Monero. Monero is a popular cryptocurrency that offers many unique advantages over its competitors.
Need a sample of a letter you can send to a collection agency to tell them to stop harassing you, but don’t know what to write? Need a sample letter to help you put it together? Read this article about dealing with collection agencies, and get some sample letter ideas you can use to...
Wanna open a Fixed Deposit online via Olnine SBI, but don't know how to? Well follow these simple illustrated steps and you should have you Fixed Deposit created in no time.
Learn all the various advantages and disadvantages of direct taxes. This articles explains all the merits and demerits or advantages and disadvantages of direct taxes.
Did you receive a certified letter saying you are being sued by a credit card company? Don't despair. Fight back and answer the letter following the instructions below.
The use of spreads in options trading increases your buying power and decreases the capital required. It's also a great technique to reduce the maintenance margin requirements.
Do credit cards lead to unnecessary buying? This author thinks they do, and explains why, and the pitfalls of the system.
Overwhelmed with interest and finance charges from payday loan? Fallen into a never-ending cycle of loan after loan? Read on to find out how to get yourself out of debt.
A National Insurance number in the UK is as important as an identity card. The unique number identifies you to all government services.
What is the difference between investment income and capital gains? After all, they are both ways of getting a return on your investment. This article explains the difference and why it matters.
What does it mean if you log into your PayPal account and realise that you are unable to send or receive money because your account has been restricted? Why has your account access been limited?
Thinking of joining the Rich Dad Poor Dad education program? Read this HUB first it will guide you in the pros and cons of the system.
Don't have a credit card but still want to buy products online? Here are ten (often safer) alternatives for you to try!
A peek into what life is like for people after they leave the world of work that can help readers prepare for their own retirement.
TurboTax is so incredibly user-friendly. The only hard part is determining which version fits your needs: Basic, Deluxe, Premier, or Home & Business. Here's some guidelines to help you decide.
The Philippine Social Security System now accepts loan applications online. No more paperwork! Find out how to apply for a salary loan in five easy steps.
Step-by-step instructions on how to calculate the gold price per pennyweight, so you can figure out the value of the gold you want to sell or buy.
Whether you're interested in investing for the future, or just to have some money put away for a "rainy day" or emergency, saving money when you don't have much can be tough. Here are some tips.
How to make sure that you know how much money you have and how much it is earning so that you can make better financial decisions.
There are tons of articles online about buying a car with cash, but none that answered my real question: how do you physically buy a car with cash?
What is the least expensive way to send money overseas? Is there a way to conduct a free international money transfer? There is. When you finish reading the explanation, you will wonder why you never thought of it yourself.
Viable solutions for making money quickly and legally. Effective methods, some free, some that don't cost too much. These techniques utilize capital and personal property that you already own.
The majority of Paypal payments are instant but occasionally the payment will come through as a Paypal eCheck. Paypal eChecks are just like normal paper checks which take 3-4 business days to clear.
Don't let old furniture sit around and collect dust—donate it! You will be surprised to find how easy it is to donate furniture—many organizations pick it up for you, plus you can enjoy a nice tax deduction.
If everyone wants financial success, then why isn't everyone wealthy? The answer isn't simple. Here are the destructive behaviors, mistakes, and ideas that keep people from achieving success.
Flat tax success stories are fairly easy to find. A number of countries have seen impressive economic growth after adopting the flat tax idea. This is especially true since the fall of the Soviet Union. As countries formerly under Soviet communist...
Lost my house, my business, my car, my bank account is empty, now what? Yes.. this really happened to me - and more.. I had a bad year in 2009 - to say the least - the week that they towed my car away, I received the official foreclosure notice in the mail, along with a...
Receipts are easy to get at a brick and mortar retail store, but with Amazon, you'll have to follow these step by step instructions for printing your proof of purchase.
Managing a budget is a critical skill for any businesses that involves monitoring, controlling, recording expenses, minimising costs, and identifying situations for corrective actions.
Building your credit score is difficult, especially when you have limited credit. Here are 5 steps to building your credit score quickly from 0 to 700 in 6 months.
A detailed analysis of the AIM algorithm when varying the check frequency, % initial investment in equity, and high/low/medium beta ETFs. Concept of internal rate of return is used for comparison.
What is a hedging strategy? How can binary options be used to for a hedged position? Can binary options be used in a hedging strategy?
Foreign Exchange is a necessary tool for trading between countries, but rates of exchange are unfair to less powerful countries. It contributes directly to poverty and enriches banks and traders.
The average American household has over $155,000 of debt. Liabilities include mortgages, car and student loans, credit card balances, medical bills, signature loans, back taxes, and overdraft charges.
I discovered an interesting event with day trading. Most of my trades would go against me. Here’s my solution to the problem.
The American Silver Eagle one-Troy-ounce silver coin is a very popular coin with silver collectors and investors. Tables list quantities minted by year and likely eBay prices.
Acquiring precious metals can mean picking between gold and platinum. To make the right choice, you may want to read on for more information about their pros and cons.
How to file an SSS funeral claim, from all required documents to filing the claim in your local office.
You can pay NHIF through M-Pesa using a mobile phone money transfer. All you need is the NHIF paybill number to make your NHIF payment via M-Pesa.
Social Security statements delivered online or by mail sometimes have missing earnings for years you know you worked. Do you know how to fix your statement?
Tax time doesn't need to be a stressful event if you maintain records throughout the year. Follow these tips to make filing your taxes a breeze.
If you're just starting out on a path to financial independence, it can seem scary! This guide will help you plan a realistic budget, and stick to it.
If you are a beginning options investor/trader do not be overwhelmed by the multitude of different options strategies. You only need to learn 4 common trading strategies to start investing in options.
Utilities include: gas, water, sewer, electric, and heat. These utilities will go on form 8829 as they are deductions through the business use of the home. When you are filing for a business use of home, there is a space to place your utilities....
For those who are not familiar with stock and option pickers, also called advisory services, these are online services that offer to pick stocks or options for clients.
The private student loan system in the US is broken and Sallie Mae/Navient is the worst offender. I aim to educate student loan borrowers & campaign for change for those already in over their heads.
Certain red flags that the IRS looks for can put you at risk for a tax audit. Stay out of trouble by reporting all of your income and only taking credits and deductions that your are entitled to and can support with proper documentation or receipts for all expenses.
Saving money for a major purchase like a car is perfectly possible. There are many ways in which you can save money on a daily basis to reach your goal.
Investing in OTC stocks is risky business as it is, but if you head to iHub for advice, you may take your investment from risky to suicidal.
SoFi is a private financing company that offers student and personal loans to qualified applicants. Here's my experience getting a loan from them.
Throughout the world, the American Silver Eagle one-dollar coin is considered the most beautiful. It is the preferred 0.999 silver coin for bullion and for numismatic coin collection.
Tax Clearance is required if you retire, resign, or leave Malaysia for more than 3 months, and for the deceased. So how to apply for a tax clearance letter (TCL) and get your last month's salary ASAP?
Options are fairly simple derivatives, but do have some complex properties. Before trading options, either to speculate or hedge, it is important to become familiar with those properties.
You can't profit when you trade on emotion. There is a way to avoid the pitfalls of emotional trading, as I'll explain.
The cost of living on your own is uncharted territory for many young people. Here's a breakdown of 2012 living costs per category including: taxes, rent, auto, food, cable, and debt repayment.
The amount of time it takes to transfer money after selling stock may depend on what type of brokerage account you have. Figure out how long your money will likely take in this article.
Don't get duped when it comes to buying and selling silver bullion. Do it the right way - just like to pros do.
Having a hard time figuring out how to withdraw your Paypal money to your own bank account? This is a comprehensive guide to help you out!
Here you will learn what a bitcoin faucet is and how to use the top 5 faucets for 2018. Buy products online with your earned bitcoins or exchange them for currency like USD.
Find out the pros and cons of debt consolidation, one of the most popular forms of debt reduction. You will also learn which debt consolidation companies are the best for 2016.
Learn about laws that already have been passed in 30 states that require adult children to pay the bills for aging parents who can't pay their bills themselves.
If you plan to enter the business of trading shares or stocks for a living, then you are likely to come across Average Directional Movement (ADX). ADX has become a widely-used indicator by traders throughout the world.
Receipts a mess? Organize them in 4 simple steps so you find what you need and are ready at tax time.
There is a better way to increase your stock market investment returns than just price appreciation and dividends alone. Use the financial world's greatest investment tool to boost your stock ROI.
Robert Lichello's Automatic Investment Management system for timing the stock market is explained with buy/sell examples. Additionally, the system is tested using over 10-years of price history of the S & P Depository Receipt ETF (ticker SPY) and compared to buy and hold strategy.
These are the advantages and disadvantages of getting a car when you turn 16. Talk to almost any 15-year-old kid, and they will tell you that they want a car for their sixteenth birthday.
A bad credit score can impose very restrictive limits on what you are and aren't able to purchase. Use these quick tips to fix a bad credit score.
An overview of the earned income tax credit, including what it is, who qualifies, and the high rate of tax fraud involved with it.
A stock always just has a 50/50 chance of going up or down from where it is. Your success can be improved well beyond 50% by using this method.
Are you interested in earning money online but have issues with PayPal or Payoneer? Maybe you've considered accepting bitcoin? If so, there's a world of possibilities open to you.
Most of us have been there at least once in our lives; a check deposited or written to someone was returned by the bank. It may be stamped with things like NSF, UCF, UTL, etc. What does that mean? Did I do something wrong? These strange and...
Interested in dabbling in the Nepali stock market? These upcoming IPOs will give you a head start. Find out the 10 initial public offerings that are being floated in the Nepali share market in 2018.
These are the upcoming further public issues (FPOs) that are going to be floated in the Nepali stock market.
This article explains the life cycle of financial planning and the five life stages, from teenage years to successful retirement.
Einstein claimed compound interest was the 8th wonder of the world. A firm understanding of this rule regarding compound interest could change your life. This is how millionaires are made.
This post will discuss the steps on how to withdraw Paypal funds to BPI (Bank of the Philippines Island) complete with step by step pictures - plus other important information
If you are planning on short selling stocks as a means of gaining profits in a declining market you need to read this article.
You can claim your girlfriend or fiancée on your taxes provided she meets certain qualifications. Here's how to do it and how much you can get back from the IRS.
For Filipino taxpayers, filing taxes online is not yet the norm. If you are one of those thinking of enrolling in the EFPS and filing your taxes online, here are some of the things you need to consider before you go through the enrollment.
Having problems making purchases online? Tired of relying on other people to buy things for you? Well now you can do it yourself, with VCpay. This is a guide to setting it all up.
Combining family finances when you remarry can sometimes be a challenge. Here are a few tips and tricks for how to develop a family budget takes into account your blended family's unique needs.
Equity Crowdfunding allows people to invest in start-ups and small businesses. Equity Crowdfunding allows people to build wealth and directly invest in their communities.
What does cash commutation mean? When can you commute pension into cash? This article explains what cash commutation is and the various times you can turn your retirement pension into cash.
The 4% Rule is a guideline to help retirees determine how much they can safely withdraw from their nest egg each year. Before examining how the "4% Rule" applies to early retirement, let's look at the more traditional concept of retirement.
Selling options short is a method used to put the odds in your favor. You can improve those odds even more by defining your risk.
Trading options on futures has advantages. Risk can be controlled; improved odds of success; and gains are taxed less.
Understanding what options are and the basic principles of how to trade options can alleviate traders and investors fear of trading options and open up a whole new realm of trading choices.
Being poor can sometimes be more advantageous to you on your road to financial success. Learn about the advantages of being poor, the disadvantages, and how you can leverage your financial history to becoming financially successful, maybe even become a millionaire.
Investments with higher expected returns come with more risk, and safer investments generally pay less. Understanding this, and how much risk you are willing to take, is important in managing your investments.
Money invested in stocks is 100% at risk. There is a way to limit your risk with options, when done right.
Banking over the internet has made the life easy for users by providing online access to various banking services.
What are the pros and cons of owning physical gold? It is a complex question this hub tries to address this question and present both sides of the issue.
Robert Kiyosaki, the financial writer best known for "Rich Dad Poor Dad", is more of a philosopher and motivator than a financial adviser. Learn why his books should not be taken literally.
Online banking is an easy way to manage your money. There are a few minor drawbacks but these are outweighed by the time and money you save.
With the possible exception of children, your biggest lifetime expense will be probably be taxes. Learn how to use the tax laws to your advantage. It can pay off big time.
Financial child abuse describes the abuse of a child’s identity, credit report or financial resources. What leads to financial child abuse? What are the signs of financial child abuse?
Investors often fork over thousands of dollars for capital gains taxes that they could defer indefinitely with 1031 exchanges. Learn the basics about how IRS code Section 1031 can preserve wealth.
Is a credit card a convenient tool, or is it an expensive way to borrow that can saddle you with serious debt? This article looks at the pros and cons.
The one thing that everyone always wants to make sure to think about first is tax write-offs. This list will ensure you don't miss anything if you're a freelancer or work-from-home employee.
There are fundamental reasons why Bitcoin and other cryptocurrencies are likely to rise in the long run.
To send or receive Bitcoin a person needs a wallet such as Coinbase. Coinbase is very similar to PayPal, but is for cryptocurrency transactions. This is a guide to setting up a Coinbase account.
A complete guide to submitting/e-filing income tax returns and wealth statements for tax years 2014, 2015, 2016 and 2017 via FBR's IRIS system. How to get NTN before submitting returns.
A comprehensive analysis focused on how to use the AIM system to manage a small portfolio of multiple exchange traded funds. Includes 15+ years of data to perform a detailed empirical analysis.
Is New AEON the most overlooked Crypto-currency of the Peer-to-Peer Networks? Or is it a Darknet black-hole? (Crypto-Commentary)
Find the maximum withdrawal limit from ICICI ATM per day. Type wise debit card ATM withdrawal limit is given.
Is a 15-year mortgage ever a good idea? This article explains how this financial move can help you build equity faster and pay off your home early.
This information given here will help you to update your KRA pin to iTax. All old pins processed using ITMS are required to be updated to iTax. This is done by logging in to iTax portal.
Sometimes you need a second job. Maybe you don't make enough money at your full-time job or maybe you need some extra cash for the holidays. It is possible to work two jobs at once and not go crazy.
Whether the annual income for an American family is $20,000 or $200,000, they are likely to spend most, all, or more of what they earn.
Great ways to make extra money or cash with no skills required. Make extra cash, earn additional income and build your wealth now, immediately, fast or quick. Get extra money every week, month, year.
This article is all about APR. What APR is, why we use APR, some limitations of APR, and an example on how to calculate the APR.
An examination of the popular methods for getting out of debt by experts such as Suze Orman, Gail Vaz-Oxlade, Dave Ramsey and more. Discover which method will work best for you
Learn Why and How it's important to have a personal budget and set and achieve your financial goals: short, medium and long term. Following a budget will benefit your life in remarkable ways.
This article explains how to pay off your credit cards. It also gives advice on money management, getting out of debt and paying off loans.
Social Security Disability benefits are cash payments the Social Security Administration sends to thousands of disabled Americans. Here's how to change your address if you move.
Figuring out how to calculate your taxes can be very challenging, even with the help of a tax professional. If your dependent child collects unearned income from government benefits such as Supplemental Security Income (SSI), figuring out what to...
The Ripple XRP cryptocurrency appears to have distinct advantages over other cryptocurrencies, including the most widely known and leading cryptocurrency Bitcoin.
Work for Medicaid coverage proposals and how sole proprietors and independent contractors might be affected.
Did you know that your clothing donations can lead to a tax deduction? Here's how to get rid of un-used clothing *and* save some money.
A personal analysis of how gyrations of the market can make losing trades into winners, and the understanding of why it's not a sure thing.
Read this complete review of FreeTaxUSA before you start your taxes. How do they match up against TurboTax, H&R Block, and other providers? Can they handle your complex tax return. Read more...
Tax rates for filer and non-filer taxpayers are different in Pakistan; non-filers have to have pay more tax. Here's how to become a filer and appear on the active taxpayers list (ATL).
Do you want to take advantage of financial benefits (lower taxes, business tax credits, in-state college tuition, etc.) by establishing residency in another US state? Here's what to do.
This article explains the rudiments of a stock buyback to the man-in-the-street or the average stock investor. Also called a stock repurchase, it aims to show how the program works.
Learn the truth about your spending habits so that you can stop kidding yourself and start doing better financially.
Frequently, cash flow problems occur because you have wittingly or unwittingly mismanaged your financial portfolio.
This article walks you through how to connect a brokerage account to your Yahoo Finance account on a mobile device, and how to remove a connected brokerage account from your Yahoo Finance account.
When you donate something that isn't straight cash, you are responsible for recording its value if you want to get a deduction for it when you file taxes for the year. Because much of what we donate is used, we cannot record its original value,...
A short overview of how to calculate fees for money transfers by bank or PayPal. Article shows how to calculate which method will be cheaper.
Cryptocurrency exchanges are not all the same. Here are the top 10 crypto-exchanges to watch in 2018 and beyond and the cryptocurrency market explodes creating wealth for the masses.
If you are wondering whether your federal tax refund will be taken by the IRS as a result of debt, owed child support, or other reasons, here is how you can find out.
The 4 mistakes everyone makes when dealing with debt collectors. How to avoid making these mistakes when dealing with debt collection agencies.
Learn the 4 most dangerous psychological emotions for short-term traders to improve your trading education while learning how to trade any world stock market.
It doesn't take a lot of money to open an investment account. Start making your money work for you today.
A look at what to do if you can't pay your Provident loan back. If you miss your payments, will you incur extra interest charges? What happens if you can't pay your Provident loan back?
These are the top 10 mutual funds that are running in the Nepali market. See their latest net asset values, total funds, and major stock market indicators.
Banks vary in terms of when they process deposits and make money available to account holders. Find out what time of day your banks makes newly deposited funds available for withdrawal.
Dismiss the myths you might have been led to believe about claims for damage done by hail to your home and property.
Many banks no longer offer safe-deposit boxes. Here are some alternatives and the kind of valuables you should be storing in them.
In less than two years after my bankruptcy, I’ve brought my FICO score up to 730, which is in the ‘good’ range. In this article, I will outline the five simple steps I took to get a good FICO score after bankruptcy.