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  • The Earned Income Tax Credit (EITC) is a refundable federal tax credit. It is designed to help low and moderate-income individuals and families keep more of what they earn. Claiming a qualifying child can increase your EITC. The 4 criteria that must be passed for a qualifying child include relationship, age, residence, and joint return.

    Who Can You Claim as a Qualifying Child for the Earned Income Tax Credit (EITC)?

    Who Can You Claim as a Qualifying Child for the Earned Income Tax Credit (EITC)?

    by bankscottage2

NEW
  • Ready to design your own personal financial plan? Here are the tools professional financial planners use to create a personal financial plan.

    Design Your Personal Financial Plan

    Design Your Personal Financial Plan

    by Christine Williams0

  • Learn about how the CD ladder investment strategy works (also known as CD laddering). This article explains how to implement CD laddering and when it makes sense to use it as an investment strategy.

    How a CD Ladder Investment Strategy Works

    How a CD Ladder Investment Strategy Works

    by John Coviello4

  • Checking the free government website really worked for me! I got $100 in free money from the state treasurer's office by filling out a simple form. Read here on where to look and how to find out if you have money waiting to be claimed.

    Get Free Money Through an Online Search

    Get Free Money Through an Online Search

    by Stephanie Henkel37

  • Utilities include: gas, water, sewer, electric, and heat. These utilities will go on form 8829 as they are deductions through the business use of the home. When you are filing for a business use of home, there is a space to place your utilities....

    Utilities as Business Deductions for Income Tax Purposes

    Utilities as Business Deductions for Income Tax Purposes

    by Chrystal Mahan0

  • When subject to market conditions, that subjective view can negatively affect decision-making because it’s based on feelings rather than preplanned strategies. Trading decisions are better when remaining objective.

    Objective Vs. Subjective Stock Trading: Pros and Cons

    Objective Vs. Subjective Stock Trading: Pros and Cons

    by Glenn Stok0

  • Micro investing involves saving very small amounts of money regularly. This article explains the easy way you can invest your loose change.

    Micro Investing Explained

    Micro Investing Explained

    by Alison0

  • The 4% Rule is a guideline to help retirees determine how much they can safely withdraw from their nest egg each year. Before examining how the "4% Rule" applies to early retirement, let's look at the more traditional concept of retirement.

    The

    The "4% Rule" and Early Retirement

    by Ari Lamstein7

  • Planning your monthly finances is the best way to ensure you'll never miss a bill, and you'll always have money to spend on the things that really matter to you.

    How To Make A Budget Plan

    How To Make A Budget Plan

    by Laura Jacques0

  • I never thought I would ever be thankful that I had student loans. Then I started paying them off and that was a better education that the schooling they had payed for.

    Student Loans: My Biggest and Best Mistake

    Student Loans: My Biggest and Best Mistake

    by Mario Fox0

  • Each currency pair has its own special unique relationship which means you need to take account of subtle differences when trading the pair. Some factors that make this pair move.

    What Is the Long Term Forecast for USD/JPY?

    What Is the Long Term Forecast for USD/JPY?

    by Mallory Eyres0

  • As a mortgage broker, people often ask me "should I refinance my mortgage?" Mortgage refinance rates are only part of the story. You need to know your plans, the cost of the loan, and the new rate.

    Should I Refinance My Mortgage?

    Should I Refinance My Mortgage?

    by madhubber0

  • With a simple weekly deposit plan using one of three options, you can save over $1,000, $1,378 to be exact, in one year!

    How to Save Over $1000 in a Year

    How to Save Over $1000 in a Year

    by Alex Kearney0

  • One of the immediate concerns after someone close to you passes away is their funeral. This article discusses the available options for paying for a funeral and what restrictions may exist.

    How to Pay For a Funeral

    How to Pay For a Funeral

    by Kate0

  • The concept of retirement has evolved in our lifetime. Retirement used to involve three steps: work and save (most of your life), then quit working (at the magic age of 65), and then enjoy your golden years (in the few you have left). Longer lifespans and a radically different social and personal economic environment have shifted us away from retirement. A defined period of retirement is being replaced by a more indefinite period of active adult living.

    Retirement Is out, the Active Adult Lifestyle Is in

    Retirement Is out, the Active Adult Lifestyle Is in

    by jstankevicz19

  • Annuities are attractive because they offer a decent rate of return with very little underlying risk to investment capital, which makes them desirable investments.

    What Is an Annuity Investment?

    What Is an Annuity Investment?

    by John Coviello2

  • Stock options lose value over time, but that can be used to place the odds in your favor by reversing the logic—selling options short and buying back cheaper. Options also can be used to define your risk, improving those odds even further.

    Profit Strategy Trading Stock Options with Defined Risk

    Profit Strategy Trading Stock Options with Defined Risk

    by Glenn Stok11

  • Cryptocurrency exchanges are not all the same. Here are the top 10 crypto-exchanges to watch in 2018 and beyond and the cryptocurrency market explodes creating wealth for the masses.

    10 Cryptocurrency Exchanges for 2018

    10 Cryptocurrency Exchanges for 2018

    by Richard Bivins5

  • If you are currently receiving disability benefits, you may be subjected to a review of your disability to see if you are disabled. Here I will write about the review process and give some advice.

    The Social Security Disability Review

    The Social Security Disability Review

    by Sunshine Days0

  • Whether you're interested in investing for the future, or just to have some money put away for a "rainy day" or emergency, saving money when you don't have much can be tough. Here are some tips.

    How to Save Money When You're Broke

    How to Save Money When You're Broke

    by Andrew Smith9

  • IRS Form 1099 is used to report income or earnings paid to you. Self-employed receive a 1099-MISC and must report it on a Schedule C. Other common Form 1099s that can be received include 1099-INT, 1099-DIV, 1099-R, 1099-B, and SSA-1099. Form 1099-C is used to report cancellation of debt. Form 1099-K is used to report third party or credit card transactions paid to you.

    What Is a 1099 and Why Did I Get One?

    What Is a 1099 and Why Did I Get One?

    by bankscottage0

  • A simple, easy-to-implement method of managing bills so as to minimize credit card late fees and bank overdraft fees. For use when life has thrown you under the bus, and you just need to survive.

    A Survival Budget Spreadsheet

    A Survival Budget Spreadsheet

    by Dale Tinklepaugh4

  • On 23rd June 2016, the UK voted to leave the European Union. Whilst many predict Brexit to be a disaster for the economy and personal finance, here are some ways you can benefit.

    Benefiting Financially from Brexit

    Benefiting Financially from Brexit

    by Stephanie Elford1

  • Debt payments are the number-one expense of most Americans each month. Stop adding more debt to your life and start the journey to financial freedom with this 4 step guide to destroying your debt.

    4-Step Plan To Destroy Your Debt

    4-Step Plan To Destroy Your Debt

    by Rick Bostick2

  • Whether you’re a millennial or in your 50's, you can take preventive measures right now to retire fiscally fit. This article teaches you five practical ways to achieve your retirement dreams.

    Five Practical Ways to Retire Fiscally Fit

    Five Practical Ways to Retire Fiscally Fit

    by Gregory DeVictor4

  • Could there be more to the definition of what a stock is than previously thought?

    What Is a Stock?

    What Is a Stock?

    by Stephen Sinclair0

  • Investing in the stock market can be bewildering. But the basics of how anyone makes money in stock and shares is simple. Keep these simple ideas in mind whenever you are thinking about investing in the stock market.

    Three Ways to Make Money on the Stock Market

    Three Ways to Make Money on the Stock Market

    by Cruncher0

  • Investment is a commitment and you should weigh all options before starting a savings plan or buying your first shares. So which is better for you? Unit trust or shares? Let's find out.

    Which Should I Choose, Shares or Funds?

    Which Should I Choose, Shares or Funds?

    by Shawn Erasto0

  • Bitcoin has finally reached a new all-time high. Some stated that bitcoin wouldn't make it this far, yet bitcoin continues to soar to greater values. Alex investigates the bitcoin phenomenon.

    Bitcoin New All-Time High!

    Bitcoin New All-Time High!

    by Alexander James Guckenberger6

  • There are many reasons why you should NOT get a private student loan. If I can warn you about one thing, avoid Sallie Mae's private student loans at all costs! And here's why...

    The Negatives of Borrowing Student Loans

    The Negatives of Borrowing Student Loans

    by Nicole Canfield51

  • Roth or Traditional IRAs for housewives and stay-at-home moms. Misconceptions about opening a Spousal IRA. Brokerages with low minimum investment IRAs to get you started.

    IRAs Are for Housewives Too

    IRAs Are for Housewives Too

    by Stove And Home0

  • It feels like I'm constantly struggling to make ends meet!!! Of course, I work full time but it never seems to be enough. The struggle is real for me and my family.

    How Did I End up Being Poor?

    How Did I End up Being Poor?

    by nina642

  • The case for and against investing in gold. It can be a store of value but it doesn't earn an income itself. Is it good insurance against inflation? Will it carry on going up forever?

    Is it Worth Investing in Gold? The Pros and Cons

    Is it Worth Investing in Gold? The Pros and Cons

    by Cruncher0

  • Selling stock options has been likened to operating your own high tech casino on the internet. Stock options buyers are likened to casino gamblers who lose their bets most of the time. Who wins? You, the option seller!

    Stock Options Trading Is Like Owning an Online Casino

    Stock Options Trading Is Like Owning an Online Casino

    by Daniel Mollat2

  • If you are willing to pay extra for an easy, user-friendly tax-experience, just follow TurboTax' s advice on which version fits your needs: Basic, Deluxe, Premier, or Home & Business. But you may be able to pay less and still get your taxes done.

    Which Version of TurboTax Do I Need?

    Which Version of TurboTax Do I Need?

    by Tall Clovers8

  • Most of my trades always went against me at first. I found a solution, and a method to avoid losing money. Placing trades at the bid or asking price increased the odds of going in the right direction from the start.

    Tips for Successful Day Trading: A Personal Experience

    Tips for Successful Day Trading: A Personal Experience

    by Glenn Stok8

  • I have worked as an accountant for over twenty years for non-profits, governmental units, and manufacturing companies. Budgets have been under my management for many years. I’ve even worked on the budget committee at a church.

    4 Myths About Budgeting

    4 Myths About Budgeting

    by Rebecca Graf0

  • Mastering Bitcoin may have a steep learning curve but if you're looking to trade this popular cryptocurrency, there are easy ways to get involved.

    How to Trade Bitcoin With a Forex Broker

    How to Trade Bitcoin With a Forex Broker

    by Rosemary Barnes0

  • Bonds or bond funds should be an important part of every investors portfolio. They offer a steady return on your investment without the volitality of the stock market.

    Investing in Bonds – The Basics

    Investing in Bonds – The Basics

    by Doug West0

  • To assess the true value and potential gains ahead for various cryptocurrencies that are alternatives to Bitcoin, it is important to research how various cryptocurrencies derive their valuations.

    Top Cryptocurrencies That Are Alternatives to Bitcoin

    Top Cryptocurrencies That Are Alternatives to Bitcoin

    by John Coviello0

  • This hub gives my thoughts of what steps you need to take to become a successful trader. There are no magic systems, but there are certain rules that will help you to stay in the game

    Trading - Some Simple Rules to Keep You Solvent

    Trading - Some Simple Rules to Keep You Solvent

    by Mallory Eyres0

  • Here goes my best effort to explain what Bitcoin is and how it works, in terms that “normal” people can understand.

    What the Heck Is Bitcoin?

    What the Heck Is Bitcoin?

    by Carolyn Fields2

  • It should be common knowledge that at some point in your life you will end up in debt. Whether you're buying your first home or applying for a student loan, debt is an ugly reality that can stick with you longer than your initial investment. Avoid the pitfalls of long-term debt by reading below.

    Money Saving Tips for the Debt-Ridden Millenial

    Money Saving Tips for the Debt-Ridden Millenial

    by Megan Nelson0

  • This budget process ensures every single dollar you are spending is included, so you can see where money is spent, and where money can be saved. Authored by a Chartered Accountant.

    Finding Savings in Your Family Budget

    Finding Savings in Your Family Budget

    by Alison0

  • Following the trend of the Nasdaq, FB recently dipped by 5 percent, and NVDA and TSLA stocks dipped by about 20 percent. FB and NVDA have since bounced hard, while TSLA appears to have stalled. Why?

    Nvidia, Facebook, and Tesla: 'Tennis Balls and Eggs'

    Nvidia, Facebook, and Tesla: 'Tennis Balls and Eggs'

    by Stephen Sinclair2

  • NVDA stock has returned over 600 percent in the past two years, but is now down 17 percent from its June 9 high.

    Why Is Nvidia Stock Going Down?

    Why Is Nvidia Stock Going Down?

    by Stephen Sinclair0

  • There is a clearly a market timing method that has proven its worth over time, since it provides accurate signals regarding when to be in the stock market and when to step to the sideline and hold cash.

    A Stock Market Timing Method That Works

    A Stock Market Timing Method That Works

    by John Coviello2

  • In this article you'll find a step-by-step guide to purchasing Bitcoins using Coinbase. Coinbase is an easy and secure service for buying bitcoins using a bank account.

    How to Buy Bitcoins Using Coinbase

    How to Buy Bitcoins Using Coinbase

    by Sam Kear2

  • With so many retirement savings options available, it is hard to pick the right one for you. This article covers the basics on IRAs, Roth IRAs, 401(k)s, Health Savings Accounts, and more.

    Retirement Account Options Explained

    Retirement Account Options Explained

    by Doug West2

  • You'll find important information in Most Important Documents to Keep in a Fireproof Safe. There are other items besides a will, jewelry, and money to protect with a fireproof safe.

    Most Important Documents to Keep in Your Home Safe

    Most Important Documents to Keep in Your Home Safe

    by Loraine Brummer18

  • A will is one of the most important documents you will ever sign. This article explains why.

    Why You Need a Will

    Why You Need a Will

    by Kate0

  • One of the most deceiving marketing tools is the warranty, especially on major purchases. Contrary to popular belief, the warranty is not written for the buyer, but to limit the seller’s liabilities.

    The Deceit Behind Warranties

    The Deceit Behind Warranties

    by Dan Demland2

  • Credit cards are promoted for their convenience. There are downsides to using them, however. Here is a list of reasons why credit cards can be a bad thing.

    10 Reasons Not to Get a Credit Card

    10 Reasons Not to Get a Credit Card

    by Paul Goodman0

  • Is New AEON the most overlooked Crypto-currency of the Peer-to-Peer Networks? Or is it a Darknet black-hole? (Crypto-Commentary)

    The Block Chase

    The Block Chase

    by Jack Shorebird0

  • In the world of stock market investing stock options trading is a crucial part in one’s goal of achieving high returns. Owning stocks without complementing them with options is like owning dormant real estate and not renting it out for income.

    Is Stock Options Trading Right for You? (See Why)

    Is Stock Options Trading Right for You? (See Why)

    by Daniel Mollat2

  • Elon Musk, a modern entrepreneur, has created several companies and products that are technological cutting-edge and ambitious to say the least. But does that mean Tesla has a solid future?

    The Making of a Bubble: Tesla

    The Making of a Bubble: Tesla

    by Jack Lee2

  • Ethereum is a big name right now in the world of cryptocurrencies. The electronic currency has recently overcome potential threats to gain record highs!

    Ethereum Reaches an Incredible New High!

    Ethereum Reaches an Incredible New High!

    by Alexander James Guckenberger6

  • Options are fairly simple derivatives, but do have some complex properties. Before trading options, either to speculate or hedge, it is important to become familiar with those properties.

    An In-Depth Guide to Options Trading: The Basics

    An In-Depth Guide to Options Trading: The Basics

    by WallStreetBro0

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