This article is directed at people who look for dividends as a means of augmenting income. There is a way to get cash dividends paid regularly whether you own stocks or not.
Ethereum is a big name right now in the world of cryptocurrencies. The electronic currency has recently overcome potential threats to gain record highs!
Looking for a cryptocurrency that has a solid purpose, the potential to be worth a lot, and one that has a well-established user community? The DeepOnion coin might just be right for you.
While some people want to get rich, they might not ever accumulate the amount of money they desire because of their relationship with money. When they change their relationship with money, they will see how quickly their bank account increases.
Debt payments are the number-one expense of most Americans each month. Stop adding more debt to your life and start the journey to financial freedom with this 4 step guide to destroying your debt.
In this article you'll find a step-by-step guide to purchasing Bitcoins using Coinbase. Coinbase is an easy and secure service for buying bitcoins using a bank account.
It feels like I'm constantly struggling to make ends meet!!! Of course, I work full time but it never seems to be enough. The struggle is real for me and my family.
This article is Part 2 of Unblocking the Blockchains. Blockchain represents a new paradigm for the way information is shared. Information, such as transactions, records, and mone is stored in a decentralised manner that is immutable, transparent and accurate.
One of the most deceiving marketing tools is the warranty, especially on major purchases. Contrary to popular belief, the warranty is not written for the buyer, but to limit the seller’s liabilities.
As there are 76 million Baby Boomers, many are struggling to survive financially. This article considers downsizing your home and moving to a less expensive area of the country.
The Earned Income Tax Credit (EITC) is a refundable federal tax credit. It is designed to help low and moderate-income individuals and families keep more of what they earn. Claiming a qualifying child can increase your EITC. The 4 criteria that must be passed for a qualifying child include relationship, age, residence, and joint return.
If you have difficulty working to support yourself due to a medical condition and are applying for Social Security Disability benefits, here are a few useful tips.
This article will raise your spirits from those depressing low-interest money funds. Learn how this simple technique will open your eyes to creating the best returns on cash without placing your money in CD funds.
This article highlights eBay bidding strategies to win auctions and pay the least possible for your items. Does "sniping" work? When should you place your bid? Learn about bidding mistakes to avoid.
Combining family finances when you remarry can sometimes be a challenge. Here are a few tips and tricks for how to develop a family budget takes into account your blended family's unique needs.
What do you do if you are given too much money? Where would you spend it? As a Christian, what should we do about our wealth? Let's see how!
A complete guide to file income tax return and wealth statement for tax year 2015 as a salaried or business individual, an AOP or a company using iris system.
Learn about how the CD ladder investment strategy works (also known as CD laddering). This article explains how to implement CD laddering and when it makes sense to use it as an investment strategy.
SoFi is a private financing company that offers student and personal loans to qualified applicants. Here's my experience getting a loan from them.
The coupon is the regular payment of interest as a percentage of the face value. The yield is the effective return for a given bond price.
The cost of a money order at Walmart is $0.70. I have been using Walmart for years to get money orders and I also used a Walmart Money Card for many years when I did not have a checking account.
IRS Form 1099 is used to report income or earnings paid to you. Self-employed receive a 1099-MISC and must report it on a Schedule C. Other common Form 1099s that can be received include 1099-INT, 1099-DIV, 1099-R, 1099-B, and SSA-1099. Form 1099-C is used to report cancellation of debt. Form 1099-K is used to report third party or credit card transactions paid to you.
Here goes my best effort to explain what Bitcoin is and how it works, in terms that “normal” people can understand.
This article will provide the basic steps for setting up an account on the Binance cryptocurrency exchange.
Whether you are new to trading or you have been trading for many years, there are books that every trader must read because it is one of the best ways to become more successful and improve profitability in trading. These are some of the best-selling books on trading that every serious trader should read and own.
One of the immediate concerns after someone close to you passes away is their funeral. This article discusses the available options for paying for a funeral and what restrictions may exist.
This article explains the rudiments of what is involved in a stock buyback, and why the investor should look at the reasons a company buys back its stock.
See how an options trader was challenged to prove that trading options alone can and does produce higher stock market returns than investing purely in stocks.
The 4 mistakes everyone makes when dealing with debt collectors. How to avoid making these mistakes when dealing with debt collection agencies.
Ready to design your own personal financial plan? Here are the tools professional financial planners use to create a personal financial plan.
Should you take the maximum tax free cash lump sum (pension commencement lump sum) from your pension scheme? Unfortunately, it is not always a good deal. This article gives some things to think about.
In today’s low-interest environment for investments, there is an alternative to the low rates, that is, high quality high yield dividend paying stocks.
The senior who makes a plan remains in charge. Without planning and preparation, options may be limited, creating frustration for families and service providers.
Should you believe investment testimonials or other product testimonials? There is so much hyperbole by vendors that often borders on ridiculous claims about products or services.
Mastering Bitcoin may have a steep learning curve but if you're looking to trade this popular cryptocurrency, there are easy ways to get involved.
Do you know the pros and cons of a car donation? When you donate your car, how much of the car's value goes to charitable causes? Find out the good, bad and ugly side of car donations. Read more...
Contrary to what you might have heard, investing is not the realm of the rich and powerful with lots of expertise. No, everyone can and should learn about investing.
The concept of retirement has evolved in our lifetime. Retirement used to involve three steps: work and save (most of your life), then quit working (at the magic age of 65), and then enjoy your golden years (in the few you have left). Longer lifespans and a radically different social and personal economic environment have shifted us away from retirement. A defined period of retirement is being replaced by a more indefinite period of active adult living.
It's hard enough to actually sit down and create a budget, let alone stick to it! While it may seem daunting, I'm here to show you that you don't have to have a degree in finance to get your finances in order.
Bitcoin has finally reached a new all-time high. Some stated that bitcoin wouldn't make it this far, yet bitcoin continues to soar to greater values. Alex investigates the bitcoin phenomenon.
Whether you're interested in investing for the future, or just to have some money put away for a "rainy day" or emergency, saving money when you don't have much can be tough. Here are some tips.
Social Security statements delivered online or by mail sometimes have missing earnings for years you know you worked. Do you know how to fix your statement?
A review of the basics regarding emergency savings such as the purpose, use and where to keep this resource.
The Price-to-Earnings-to-Growth ratio (PEG ratio) is a reliable stock valuation metric that can be utilized to find undervalued stocks. Learn how to use the PEG ratio to improve investment decisions.
To assess the true value and potential gains ahead for various cryptocurrencies that are alternatives to Bitcoin, it is important to research how various cryptocurrencies derive their valuations.
The beginning of college can be a very stressful time. So, to help you a little during this important transition, I have come up with eight different ways in which you can save money during this hectic time.
With a simple weekly deposit plan using one of three options, you can save over $1,000, $1,378 to be exact, in one year!
Tax time doesn't need to be a stressful event if you maintain records throughout the year. Follow these tips to make filing your taxes a breeze.
This article is all about APR. What APR is, why we use APR, some limitations of APR, and an example on how to calculate the APR.
What should do when you're really worried that you don't have enough money? Take a deep breath and read these 14 tips for easing financial stress.
Renting a vehicle can be extremely stressful, especially if you're renting for necessity as opposed to pleasure. This article will talk about how to prepare yourself ahead of time and avoid the stress at the counter.
Over the long haul, the stock market is your best friend. It beats every other investment out there. Here I'll remind you how and where to start investing.
Real Estate Investment Trusts (REIT) and Masters Limited Partnerships (MLP) are investment vehicles that typically return a higher than average dividend.
Demand for Bitcoin and its scarcity will continue to drive the cryptocurrency higher. Best to buy and hold, even when the inevitable bubble pops. It'll soar even higher afterwards.
As a bank teller, I am exposed to quite a number of customer errors regarding their checks. These errors can cause all sorts of trouble for everyone involved. Although some tellers take the liberty of correcting certain mistakes, officially they...
Utilities include: gas, water, sewer, electric, and heat. These utilities will go on form 8829 as they are deductions through the business use of the home. When you are filing for a business use of home, there is a space to place your utilities....
A money envelope system is a free way that you can save more of your money and stay on budget. Learn the secrets of using the money envelope system to end up with extra money!
This article walks you through how to connect a brokerage account to your Yahoo Finance account on a mobile device, and how to remove a connected brokerage account from your Yahoo Finance account.
Many identity-theft-protection and credit-reporting companies offer services that claim to scan the dark web for the user's personal information. However, is it really possible for these companies to scan for this information, and if they can, is it really a service worth paying for?
How to make sure that you know how much money you have and how much it is earning so that you can make better financial decisions.
This budget process ensures every single dollar you are spending is included, so you can see where money is spent, and where money can be saved. Authored by a Chartered Accountant.
It's human nature to compare oneself to others. We all know that it can put our budgets at risk whenever we try to keep up with the Joneses. But reading personal finance blogs, helpful as they can be, aren't we just trying to keep up with others, too?
Selling stock options has been likened to operating your own high tech casino on the internet. Stock options buyers are likened to casino gamblers who lose their bets most of the time. Who wins? You, the option seller!
Bitcoin is not only the first cryptocurrency, it is also the leading cryptocurrency by any current measure, but will Bitcoin be the leading digital currency in the long run?
Litecoin is a cryptocurrency that was introduced in 2011 as an alternative to bitcoin. Find out whether it makes sense to mine, or invest in litecoin rather than bitcoin.
I never thought I would ever be thankful that I had student loans. Then I started paying them off and that was a better education that the schooling they had payed for.
Don’t get frustrated with all the information on stock market charts and tables. Learn the basics so you safely and profitably buy and sell stocks.
Apps that support trading all work a bit differently meaning the right one for you depends on what kind of investing you intend to do.
Understand the different classes of shares in a company, how they differ and what they are used for.
Find out the pros and cons of debt consolidation, one of the most popular forms of debt reduction. You will also learn which debt consolidation companies are the best for 2016.
If you are planning to remarry after a divorce, these tips and suggestions for how stepfamilies and remarried partners can discuss money issues and overcome common financial problems are for you.
Gilts are UK Government bonds. They are very safe investments but have low returns. Some gilts are index-linked to protect investors from inflation risk.
Do you want explore Binary Options? A key step towards the success and for sustainable profit, you need to select the best broker and platform. This article explores the best platforms out there.
If you have struggled with your financial situation, this article is for you. Learn how to think differently about your money, budget, and pay off debt.
The article considers the emerging virtual money system, and its inevitable impact on the global financial scene. The author analyzes the possible pros and cons of such a innovative system.
You'll find important information in Most Important Documents to Keep in a Fireproof Safe. There are other items besides a will, jewelry, and money to protect with a fireproof safe.
401(k) loans are generally discouraged by "financial advisors". I have taken out 401(k) loans three times in my life and I have not regretted it yet. Here, I discuss the pros, cons, and gray area in between.
Here is an outline of the peer to peer lending system in Britain/UK and the reward one can expect. I detail my experience of three companies; Funding Circle, LandBay, Wellesley & Co..
This article offers a simple explanation of a fundamental aspect of Blockchain: cryptography based on digital signatures. You will be introduced to both symmetric and asymmetric key cryptographies.
Find daily maximum withdrawal limit from Axis Bank ATMs. With a required amount, you can get financial freedom and hard cash.
If getting a financial advisor feels a bit too serious for you, start small with these unconventional methods of investing.
If you own a second home, then you want to be aware of some tax advantages that could save you money.
Here are five tips to get you started on saving that pocket change and planning your next great adventure.
Understanding what options are and the basic principles of how to trade options can alleviate traders and investors fear of trading options and open up a whole new realm of trading choices.
If you are regularly making money from HubPages or other online activities you are considered to be a small business owner and required to pay taxes on this income. Here is how to keep your business
The Ripple XRP cryptocurrency appears to have distinct advantages over other cryptocurrencies, including the most widely known and leading cryptocurrency Bitcoin.
Remarks and a critique of the technology, philosophy, and overall societal value of Bitcoin and other Cryptocurrencies.
There are many reasons why you should NOT get a private student loan. If I can warn you about one thing, avoid Sallie Mae's private student loans at all costs! And here's why...
Need a student loan but can't get a cosigner? Learn the steps to getting student loans without cosigners.
Making money trading is not about how much money you can make. Looking at how little money you lose or give back is more important. Learn how to set a stop loss to help protect your money.
It should be common knowledge that at some point in your life you will end up in debt. Whether you're buying your first home or applying for a student loan, debt is an ugly reality that can stick with you longer than your initial investment. Avoid the pitfalls of long-term debt by reading below.
Learn the truth about your spending habits so that you can stop kidding yourself and start doing better financially.
Most people heard about cryptocurrencies and Bitcoin but few know about the blockchain, the technology that powers all cryptocurrencies. The blockchain is a new disruptive technology that will change everything in tech and finance.
Investors often fork over thousands of dollars for capital gains taxes that they could defer indefinitely with 1031 exchanges. Learn the basics about how IRS code Section 1031 can preserve wealth.
The 4% Rule is a guideline to help retirees determine how much they can safely withdraw from their nest egg each year. Before examining how the "4% Rule" applies to early retirement, let's look at the more traditional concept of retirement.
Investing in shares can make you money either by paying dividends or by the share price going up giving you a capital gain.
Alabama residents receiving full Medicaid may qualify for gas reimbursements for non-emergency doctor appointments. This article will inform you of the steps.
Roth or Traditional IRAs for housewives and stay-at-home moms. Misconceptions about opening a Spousal IRA. Brokerages with low minimum investment IRAs to get you started.
Investment is a commitment and you should weigh all options before starting a savings plan or buying your first shares. So which is better for you? Unit trust or shares? Let's find out.
You're probably so busy doing your work as well as paperwork and marketing that you couldn't possibly do one more thing. But there is one very big thing that you musn't forget: retirement planning.
An easy introduction for merchants to start accepting payment in Bitcoin online or in-store, and a 10 ten list of the best payment processors for Bitcoin.
As a mortgage broker, people often ask me "should I refinance my mortgage?" Mortgage refinance rates are only part of the story. You need to know your plans, the cost of the loan, and the new rate.
Looking to start or go back to school? Check out dozens of ways to think out of the box, save money on college . . . even go to college for free!
Early retirement is a big step in one's life. Are you ready to retire? Learn how the stages of retirement affect your role and focus in life. Retirement plans may change after you analyze your income, savings and necessary life adjustments.
Is a credit card a convenient tool, or is it an expensive way to borrow that can saddle you with serious debt? This article looks at the pros and cons.
Principal, Insurance, Tax, and Insurance—also known as PITA. PITA is the number used to qualify you for a mortgage to buy a house. Do you know what your PITA is?
Four factors could make XRP (Ripple) increase in price: an anticipated SEC ruling, listing on Coinbase, expanded use of xRapid, and a projected SBI Holdings currency exchange.
With the rocketing bitcoin prices mining the cryptocurrency seems very appealing. Don't! There is simply no way you will make any money.
With the possible exception of children, your biggest lifetime expense will be probably be taxes. Learn how to use the tax laws to your advantage. It can pay off big time.
When you can't get more income, sometimes it's necessary to reduce the ougoing. It is possible to live on less than a thousand a month, even if it isn't comfortable. Whether living this way gives you a leg up, or a better handle, pick and choose to find a perfect fit for you.
Planning your monthly finances is the best way to ensure you'll never miss a bill, and you'll always have money to spend on the things that really matter to you.
With interest rates on savings accounts rarely reaching past 1%, why not open multiple current accounts?
I'm a consumer, not a life insurance agent. I tell you what I've learned about looking for affordable life insurance.
Cryptocurrency exchanges are not all the same. Here are the top 10 crypto-exchanges to watch in 2018 and beyond and the cryptocurrency market explodes creating wealth for the masses.
Investing in the stock market can be bewildering. But the basics of how anyone makes money in stock and shares is simple. Keep these simple ideas in mind whenever you are thinking about investing in the stock market.
Options are fairly simple derivatives, but do have some complex properties. Before trading options, either to speculate or hedge, it is important to become familiar with those properties.
If you are currently receiving disability benefits, you may be subjected to a review of your disability to see if you are disabled. Here I will write about the review process and give some advice.
Finding a place to start improving your finances isn't easy, especially when you know that you aren't in a good place. Here are some ways that you can start improving your finances today.
Looking for a smarter way to do things around the house? Tackle one small project a day and in a year you’'ll add 122 hours of productivity to your life. That’s three weeks worth of full-time work!
You're ready to pay off debt and you want to know how to stay motivated? Read this for tips on being motivated, what to do when you get weak, and how to eliminate the need to be motivated. It's time to take back your life and money.
NVDA stock has returned over 600 percent in the past two years, but is now down 17 percent from its June 9 high.
“Black Monday,” as it came to be known, happened October 19, 1987, and is the day the stock market took its worst one-day drop in history. What were the causes, and will it happen again?
Don't let old furniture sit around and collect dust—donate it! You will be surprised to find how easy it is to donate furniture—many organizations pick it up for you, plus you can enjoy a nice tax deduction.
Health insurance was expensive for a small businessman, but this one found a way to cover the doctor bills and still have enough left over to travel the world...
Learn how to use a 401k plan to maximize your savings for retirement. How do 401k plans boost your retirement savings? How can you get the most from a 401k plan?
Joe Dominguez and Vicki Robin help you change your relationship with money so that you can have financial peace.
Blockchain technologies have changed the way we see, manage and store data. A truly decentralised and robust medium for recording electronic transactions, blockchain is fast becoming a norm for all digitised businesses with business agreements being made and managed via Smart Contracts.
What is with all this hype regarding Prosper.com and other peer to peer lending networks? Can you really get a personal loan at a reasonable rate from a group of complete strangers? Well I will try and explain all you'll need to know and hopefully...
There are two fundamental cryptographic concepts holding the Blockchain together. Digital Signature and Hashing ensure that the transactions on a Blockchain are only carried out by legitimate persons, and that the records remain free from manipulation.
The one thing that everyone always wants to make sure to think about first is tax write-offs. This list will ensure you don't miss anything if you're a freelancer or work-from-home employee.
Micro investing involves saving very small amounts of money regularly. This article explains the easy way you can invest your loose change.
Authors Elizabeth Dunn and Michael Norton review research on spending money and suggest five principles for getting more happiness from spending your money.
This hub gives my thoughts of what steps you need to take to become a successful trader. There are no magic systems, but there are certain rules that will help you to stay in the game
Poverty among single-mother households is becoming a big social problem in Japan. Why are such households likely to become poor and what are some possible solutions?
The Rental Car business is very cyclical. There are good times and bad times to rent a car. This article will show you when you can get the most selection at the best price.
Forget government-issued specie and online cryptocurrency. The ultimate monetary unit is finally here and it’s easily available to all—Libertarian ChocoChange!
These are the upcoming further public issues (FPOs) that are going to be floated in the Nepali stock market.
Tired of the bank CD’s paying less than one percent? Quality dividend-paying stocks can be an alternative to these low yields.
Most who buy money orders don't give a second thought to where it was purchased. Ask when you purchase one if the receiver can cash it at the chain of stores it was purchased from.
How to cancel a credit card by calling or sending a secure message. Learn about how closing a card can hurt your credit score and how to decide when it's a good idea to close it.
Foreign Exchange is a necessary tool for trading between countries, but rates of exchange are unfair to less powerful countries. It contributes directly to poverty and enriches banks and traders.
A peek into what life is like for people after they leave the world of work that can help readers prepare for their own retirement.
There are many ways to repair your credit score. Fingerhut was our first credit repair attempt and it worked!
Blockchain uses Public-key Cryptography (asymmetric key algorithms) to protect transaction messages across the network. In Blockchain, digital signatures based upon public-key cryptography are used to prove that a message originates from a specific person and no one else.
Annuities are attractive because they offer a decent rate of return with very little underlying risk to investment capital, which makes them desirable investments.
There are two main cryptographic concepts that form the basis of a Blockchain network. The first is hashing, and the second is digital signatures. A Digital signature proves the identity of a sender with the private key that claims ownership of assets described in a transaction.
Most of my trades always went against me at first. I found a solution, and a method to avoid losing money. Placing trades at the bid or asking price increased the odds of going in the right direction from the start.
A comprehensive analysis focused on how to use the AIM system to manage a small portfolio of multiple exchange traded funds. Includes 15+ years of data to perform a detailed empirical analysis.
On 23rd June 2016, the UK voted to leave the European Union. Whilst many predict Brexit to be a disaster for the economy and personal finance, here are some ways you can benefit.
Before making a big purchase such as a car or a house it’s a good idea to check your credit score if you are planning to apply for a loan or mortgage. Some websites offer free credit reports, but beware of hidden charges.
The differences between buying bonds or shares:what risks you are taking, what return you can expect, and how you will get paid.
Find the maximum withdrawal limit from ICICI ATM per day. Type wise debit card ATM withdrawal limit is given.
Use online financial software to organize your finances. When your money is in the right place, your life will be a lot less stressful.
With so many retirement savings options available, it is hard to pick the right one for you. This article covers the basics on IRAs, Roth IRAs, 401(k)s, Health Savings Accounts, and more.
Following the trend of the Nasdaq, FB recently dipped by 5 percent, and NVDA and TSLA stocks dipped by about 20 percent. FB and NVDA have since bounced hard, while TSLA appears to have stalled. Why?
Each currency pair has its own special unique relationship which means you need to take account of subtle differences when trading the pair. Some factors that make this pair move.
Bonds or bond funds should be an important part of every investors portfolio. They offer a steady return on your investment without the volitality of the stock market.
Investing in different asset classes can help you reduce risk without reducing return and gives you tools to help you make your investment portfolio meet your goals.
Social Security is often an overlooked part of retirement planning. Bad publicity have caused people to ignore it. However, it can be a very powerful source of income. Here's what it's worth.
With all the talk in the media about Bitcoin and cryptocurrencies, many people are wondering just what these new computer traded currencies are. Develop an understanding of cryptocurrencies.
Whether the annual income for an American family is $20,000 or $200,000, they are likely to spend most, all, or more of what they earn.
Equity Crowdfunding allows people to invest in start-ups and small businesses. Equity Crowdfunding allows people to build wealth and directly invest in their communities.
How to easily calculate mortgage or loan amortization with online tools. How to get free printable amortization schedule?
We often hear legal professionals lecture us on getting our wills organised. This article will address what happens if you fail to get your will in place.
Dismiss the myths you might have been led to believe about claims for damage done by hail to your home and property.
I have worked as an accountant for over twenty years for non-profits, governmental units, and manufacturing companies. Budgets have been under my management for many years. I’ve even worked on the budget committee at a church.
Is a 15-year mortgage ever a good idea? This article explains how this financial move can help you build equity faster and pay off your home early.