As there are 76 million Baby Boomers, many are struggling to survive financially. This article considers downsizing your home and moving to a less expensive area of the country.
What is needed for XRP (ripple) to make gains and increase in price. SEC, coinbase listing, xRapid, and SBI Holdings
Debt payments are the number-one expense of most Americans each month. Stop adding more debt to your life and start the journey to financial freedom with this 4 step guide to destroying your debt.
You'll find important information in Most Important Documents to Keep in a Fireproof Safe. There are other items besides a will, jewelry, and money to protect with a fireproof safe.
In this article you'll find a step-by-step guide to purchasing Bitcoins using Coinbase. Coinbase is an easy and secure service for buying bitcoins using a bank account.
Here is an outline of the peer to peer lending system in Britain/UK and the reward one can expect. I detail my experience of three companies; Funding Circle, LandBay, Wellesley & Co..
Learn how how 10 invisible enemies--denial, fear, complaining, not forgiving others, procrastination, pride, blaming, perfectionism, worry, and self-pity--can keep you from financial success.
When subject to market conditions, that subjective view can negatively affect decision-making because it’s based on feelings rather than preplanned strategies. Trading decisions are better when remaining objective.
Here goes my best effort to explain what Bitcoin is and how it works, in terms that “normal” people can understand.
Investors often fork over thousands of dollars for capital gains taxes that they could defer indefinitely with 1031 exchanges. Learn the basics about how IRS code Section 1031 can preserve wealth.
The 4% Rule is a guideline to help retirees determine how much they can safely withdraw from their nest egg each year. Before examining how the "4% Rule" applies to early retirement, let's look at the more traditional concept of retirement.
IRS Form 1099 is used to report income or earnings paid to you. Self-employed receive a 1099-MISC and must report it on a Schedule C. Other common Form 1099s that can be received include 1099-INT, 1099-DIV, 1099-R, 1099-B, and SSA-1099. Form 1099-C is used to report cancellation of debt. Form 1099-K is used to report third party or credit card transactions paid to you.
Hub that explains the workings of Muslim Banks, Islamic Finance and the financial products. Without charging interest how do these institutions make money?
This budget process ensures every single dollar you are spending is included, so you can see where money is spent, and where money can be saved. Authored by a Chartered Accountant.
Ready to design your own personal financial plan? Here are the tools professional financial planners use to create a personal financial plan.
Here are five tips to get you started on saving that pocket change and planning your next great adventure.
NVDA stock has returned over 600 percent in the past two years, but is now down 17 percent from its June 9 high.
Ethereum is a big name right now in the world of cryptocurrencies. The electronic currency has recently overcome potential threats to gain record highs!
Authors Elizabeth Dunn and Michael Norton review research on spending money and suggest five principles for getting more happiness from spending your money.
Investing in shares can make you money either by paying dividends or by the share price going up giving you a capital gain.
Following the trend of the Nasdaq, FB recently dipped by 5 percent, and NVDA and TSLA stocks dipped by about 20 percent. FB and NVDA have since bounced hard, while TSLA appears to have stalled. Why?
Looking to start or go back to school? Check out dozens of ways to think out of the box, save money on college . . . even go to college for free!
Many people don't realize that they are greatly underestimating the amount of money they need for retirement. These three tips will help you see where you really stand.
Bitcoin has finally reached a new all-time high. Some stated that bitcoin wouldn't make it this far, yet bitcoin continues to soar to greater values. Alex investigates the bitcoin phenomenon.
This article will raise your spirits from those depressing low-interest money funds. Learn how this simple technique will open your eyes to creating the best CD rates for you.
A detailed analysis of the AIM algorithm when varying the check frequency, % initial investment in equity, and high/low/medium beta ETFs. Concept of internal rate of return is used for comparison.
The case for and against investing in gold. It can be a store of value but it doesn't earn an income itself. Is it good insurance against inflation? Will it carry on going up forever?
Health insurance was expensive for a small businessman, but this one found a way to cover the doctor bills and still have enough left over to travel the world...
This article is directed at people who look for dividends as a means of augmenting income. There is a way to get cash dividends paid regularly whether you own stocks or not.
The differences between buying bonds or shares:what risks you are taking, what return you can expect, and how you will get paid.
If you have difficulty working to support yourself due to a medical condition and are applying for Social Security Disability benefits, here are a few useful tips.
A guide on how to set and achieve SMART financial goals and track your progress. What's keeping you from getting rich?
What is a hedging strategy? How can binary options be used to for a hedged position? Can binary options be used in a hedging strategy?
On 23rd June 2016, the UK voted to leave the European Union. Whilst many predict Brexit to be a disaster for the economy and personal finance, here are some ways you can benefit.
The senior who makes a plan remains in charge. Without planning and preparation, options may be limited, creating frustration for families and service providers.
One of the immediate concerns after someone close to you passes away is their funeral. This article discusses the available options for paying for a funeral and what restrictions may exist.
This article highlights eBay bidding strategies to win auctions and pay the least possible for your items. Does "sniping" work? When should you place your bid? Learn about bidding mistakes to avoid.
Looking for a smarter way to do things around the house? Tackle one small project a day and in a year you’'ll add 122 hours of productivity to your life. That’s three weeks worth of full-time work!
We often hear legal professionals lecture us on getting our wills organised. This article will address what happens if you fail to get your will in place.
This article will provide the basic steps for setting up an account on the Binance cryptocurrency exchange.
Options are fairly simple derivatives, but do have some complex properties. Before trading options, either to speculate or hedge, it is important to become familiar with those properties.
The Earned Income Tax Credit (EITC) is a refundable federal tax credit. It is designed to help low and moderate-income individuals and families keep more of what they earn. Claiming a qualifying child can increase your EITC. The 4 criteria that must be passed for a qualifying child include relationship, age, residence, and joint return.
Find the maximum withdrawal limit from ICICI ATM per day. Type wise debit card ATM withdrawal limit is given.
Should you pay off student loans faster or save for a mortgage? Get some guidance on how to save for a house down payment while paying student loans.
Tired of the bank CD’s paying less than one percent? Quality dividend paying stocks can be an alternative to these low yields.
With the rocketing bitcoin prices mining the cryptocurrency seems very appealing. Don't! There is simply no way you will make any money.
With interest rates on savings accounts rarely reaching past 1%, why not open multiple current accounts?
Bitcoin is not only the first cryptocurrency, it is also the leading cryptocurrency by any current measure, but will Bitcoin be the leading digital currency in the long run?
I never thought I would ever be thankful that I had student loans. Then I started paying them off and that was a better education that the schooling they had payed for.
Annuities are attractive because they offer a decent rate of return with very little underlying risk to investment capital, which makes them desirable investments.
Use online financial software to organize your finances. When your money is in the right place, your life will be a lot less stressful.
Investing in different asset classes can help you reduce risk without reducing return and gives you tools to help you make your investment portfolio meet your goals.
Early retirement is a big step in one's life. Are you ready to retire? Learn how the stages of retirement affect your role and focus in life. Retirement plans may change after you analyze your income, savings and necessary life adjustments.
How to make sure that you know how much money you have and how much it is earning so that you can make better financial decisions.
Whether you are new to trading or you have been trading for many years, there are books that every trader must read because it is one of the best ways to become more successful and improve profitability in trading. These are some of the best-selling books on trading that every serious trader should read and own.
Contrary to what you might have heard, investing is not the realm of the rich and powerful with lots of expertise. No, everyone can and should learn about investing.
To assess the true value and potential gains ahead for various cryptocurrencies that are alternatives to Bitcoin, it is important to research how various cryptocurrencies derive their valuations.
Before making a big purchase such as a car or a house it’s a good idea to check your credit score if you are planning to apply for a loan or mortgage. Some websites offer free credit reports, but beware of hidden charges.
If you are planning to remarry after a divorce, these tips and suggestions for how stepfamilies and remarried partners can discuss money issues and overcome common financial problems are for you.
Looking for a cryptocurrency that has a solid purpose, the potential to be worth a lot, and one that has a well-established user community? The DeepOnion coin might just be right for you.
“Black Monday,” as it came to be known, happened October 19, 1987, and is the day the stock market took its worst one-day drop in history. What were the causes, and will it happen again?
If you cannot open a checking account because of poor credit and a negative ChexSystems report, you might have trouble cashing a payroll, government, or personal check. This article teaches you how to cash a check without a traditional bank account.
If getting a financial advisor feels a bit too serious for you, start small with these unconventional methods of investing.
Micro investing involves saving very small amounts of money regularly. This article explains the easy way you can invest your loose change.
If you are currently receiving disability benefits, you may be subjected to a review of your disability to see if you are disabled. Here I will write about the review process and give some advice.
Investing in the stock market can be bewildering. But the basics of how anyone makes money in stock and shares is simple. Keep these simple ideas in mind whenever you are thinking about investing in the stock market.
Should you take the maximum tax free cash lump sum (pension commencement lump sum) from your pension scheme? Unfortunately, it is not always a good deal. This article gives some things to think about.
Learn how to figure out the maximum price buyers of scrap gold will pay per gram or ounce when you sell your old jewelry or dental work. Note that its real market value depends on many factors.
This article shows how to calculate the net present value and net future value of an investment that pays uneven annual payments. An example is provided with a detailed explanation.
Is a 15-year mortgage ever a good idea? This article explains how this financial move can help you build equity faster and pay off your home early.
Learn about how the CD ladder investment strategy works (also known as CD laddering). This article explains how to implement CD laddering and when it makes sense to use it as an investment strategy.
While some people want to get rich, they might not ever accumulate the amount of money they desire because of their relationship with money. When they change their relationship with money, they will see how quickly their bank account increases.
Planning your monthly finances is the best way to ensure you'll never miss a bill, and you'll always have money to spend on the things that really matter to you.
What is the difference between investment income and capital gains? After all, they are both ways of getting a return on your investment. This article explains the difference and why it matters.
Understand the different classes of shares in a company, how they differ and what they are used for.
How to cancel a credit card by calling or sending a secure message. Learn about how closing a card can hurt your credit score and how to decide when it's a good idea to close it.
There are many ways to repair your credit score. Fingerhut was our first credit repair attempt and it worked!
Each currency pair has its own special unique relationship which means you need to take account of subtle differences when trading the pair. Some factors that make this pair move.
Do you want explore Binary Options? A key step towards the success and for sustainable profit, you need to select the best broker and platform. This article explores the best platforms out there.
Over the long haul, the stock market is your best friend. It beats every other investment out there. Here I'll remind you how and where to start investing.
I have worked as an accountant for over twenty years for non-profits, governmental units, and manufacturing companies. Budgets have been under my management for many years. I’ve even worked on the budget committee at a church.
The concept of retirement has evolved in our lifetime. Retirement used to involve three steps: work and save (most of your life), then quit working (at the magic age of 65), and then enjoy your golden years (in the few you have left). Longer lifespans and a radically different social and personal economic environment have shifted us away from retirement. A defined period of retirement is being replaced by a more indefinite period of active adult living.
Credit cards are promoted for their convenience. There are downsides to using them, however. Here is a list of reasons why credit cards can be a bad thing.
Gilts are UK Government bonds. They are very safe investments but have low returns. Some gilts are index-linked to protect investors from inflation risk.
It feels like I'm constantly struggling to make ends meet!!! Of course, I work full time but it never seems to be enough. The struggle is real for me and my family.
Joe Dominguez and Vicki Robin help you change your relationship with money so that you can have financial peace.
If you are regularly making money from HubPages or other online activities you are considered to be a small business owner and required to pay taxes on this income. Here is how to keep your business
Investment is a commitment and you should weigh all options before starting a savings plan or buying your first shares. So which is better for you? Unit trust or shares? Let's find out.
The cryptocurrency Ripple (XRP) has become the number two digital currency by market capitalization. The price alone increased by 35,000 percent in 2017.
With the possible exception of children, your biggest lifetime expense will be probably be taxes. Learn how to use the tax laws to your advantage. It can pay off big time.
What does cash commutation mean? When can you commute pension into cash? This article explains what cash commutation is and the various times you can turn your retirement pension into cash.
With a simple weekly deposit plan using one of three options, you can save over $1,000, $1,378 to be exact, in one year!
The Ripple XRP cryptocurrency appears to have distinct advantages over other cryptocurrencies, including the most widely known and leading cryptocurrency Bitcoin.
There are fundamental reasons why Bitcoin and other cryptocurrencies are likely to rise in the long run.
Principal, Insurance, Tax, and Insurance—also known as PITA. PITA is the number used to qualify you for a mortgage to buy a house. Do you know what your PITA is?
The use of spreads in options trading increases your buying power and decreases the capital required. It's also a great technique to reduce the maintenance margin requirements.
With so many retirement savings options available, it is hard to pick the right one for you. This article covers the basics on IRAs, Roth IRAs, 401(k)s, Health Savings Accounts, and more.
This hub gives my thoughts of what steps you need to take to become a successful trader. There are no magic systems, but there are certain rules that will help you to stay in the game
If you own a second home, then you want to be aware of some tax advantages that could save you money.
One area we often hate giving to the Lord is our finances, yet the Lord speaks about it frequently in the Bible because he knew we would struggle. Here are some great biblical principles to follow.
Cryptocurrency exchanges are not all the same. Here are the top 10 crypto-exchanges to watch in 2018 and beyond and the cryptocurrency market explodes creating wealth for the masses.
Learn how to use a 401k plan to maximize your savings for retirement. How do 401k plans boost your retirement savings? How can you get the most from a 401k plan?
Have you asked yourself what is a Bitcoin, how to buy Bitcoins or even where Bitcoin trading is conducted?
You're probably so busy doing your work as well as paperwork and marketing that you couldn't possibly do one more thing. But there is one very big thing that you musn't forget: retirement planning.
Whether you're interested in investing for the future, or just to have some money put away for a "rainy day" or emergency, saving money when you don't have much can be tough. Here are some tips.
This article walks you through how to connect a brokerage account to your Yahoo Finance account on a mobile device, and how to remove a connected brokerage account from your Yahoo Finance account.
The one thing that everyone always wants to make sure to think about first is tax write-offs. This list will ensure you don't miss anything if you're a freelancer or work-from-home employee.
Social Security is often an overlooked part of retirement planning. Bad publicity have caused people to ignore it. However, it can be a very powerful source of income. Here's what it's worth.
The coupon is the regular payment of interest as a percentage of the face value. The yield is the effective return for a given bond price.
Should you believe investment testimonials or other product testimonials? There is so much hyperbole by vendors that often borders on ridiculous claims about products or services.
The article considers the emerging virtual money system, and its inevitable impact on the global financial scene. The author analyzes the possible pros and cons of such a innovative system.
What was once a secret tool of wealthy investors, stock options are now the common man's tool widely known to the world.
Finding a place to start improving your finances isn't easy, especially when you know that you aren't in a good place. Here are some ways that you can start improving your finances today.
Poverty among single-mother households is becoming a big social problem in Japan. Why are such households likely to become poor and what are some possible solutions?
Need a student loan but can't get a cosigner? Learn the steps to getting student loans without cosigners.
Demand for Bitcoin and its scarcity will continue to drive the cryptocurrency higher. Best to buy and hold, even when the inevitable bubble pops. It'll soar even higher afterwards.
It should be common knowledge that at some point in your life you will end up in debt. Whether you're buying your first home or applying for a student loan, debt is an ugly reality that can stick with you longer than your initial investment. Avoid the pitfalls of long-term debt by reading below.
What do you do if you are given too much money? Where would you spend it? As a Christian, what should we do about our wealth? Let's see how!
Remarks and a critique of the technology, philosophy, and overall societal value of Bitcoin and other Cryptocurrencies.
Businesses can now write off nearly all of their HVAC equipment upgrades in the same year as opposed to depreciating them over time. This is great news for the HVAC industry and companies in need of new HVAC equipment.
If you have an account with State Bank of India (SBI), here are the rules about daily ATM card use including maximum withdrawal limits.
What should do when you're really worried that you don't have enough money? Take a deep breath and read these 14 tips for easing financial stress.
Mastering Bitcoin may have a steep learning curve but if you're looking to trade this popular cryptocurrency, there are easy ways to get involved.
Investment advisors say a new Labor Department rule expanding the rights of their customers to sue them could severely hurt their business.
Tax time doesn't need to be a stressful event if you maintain records throughout the year. Follow these tips to make filing your taxes a breeze.
Forget government-issued specie and online cryptocurrency. The ultimate monetary unit is finally here and it’s easily available to all—Libertarian ChocoChange!
Is New AEON the most overlooked Crypto-currency of the Peer-to-Peer Networks? Or is it a Darknet black-hole? (Crypto-Commentary)
Whether the annual income for an American family is $20,000 or $200,000, they are likely to spend most, all, or more of what they earn.
Alabama residents receiving full Medicaid may qualify for gas reimbursements for non-emergency doctor appointments. This article will inform you of the steps.
Find daily maximum withdrawal limit from Axis Bank ATMs. With a required amount, you can get financial freedom and hard cash.
An easy introduction for merchants to start accepting payment in Bitcoin online or in-store, and a 10 ten list of the best payment processors for Bitcoin.
How to easily calculate mortgage or loan amortization with online tools. How to get free printable amortization schedule?
As a mortgage broker, people often ask me "should I refinance my mortgage?" Mortgage refinance rates are only part of the story. You need to know your plans, the cost of the loan, and the new rate.
What is with all this hype regarding Prosper.com and other peer to peer lending networks? Can you really get a personal loan at a reasonable rate from a group of complete strangers? Well I will try and explain all you'll need to know and hopefully...
A review of the basics regarding emergency savings such as the purpose, use and where to keep this resource.
Thinking about buying into penny stocks but not sure if you have the skills to lose as big as some of your peers? Follow the tips in this article and you will be posting record losses in no time.
There are many reasons why you should NOT get a private student loan. If I can warn you about one thing, avoid Sallie Mae's private student loans at all costs! And here's why...
One of the most deceiving marketing tools is the warranty, especially on major purchases. Contrary to popular belief, the warranty is not written for the buyer, but to limit the seller’s liabilities.
A money envelope system is a free way that you can save more of your money and stay on budget. Learn the secrets of using the money envelope system to end up with extra money!