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How to Quickly Fix a Bad Credit Score (Mine Was 520)

Monica had a credit score of 520 but was able to raise her score in just 18 months with these tips and tricks.

The first time I checked my credit score, I had a 520. In case you're not familiar with credit scores, 520 is pretty bad—bad enough that you can't even purchase a cell phone, let alone a car or home. That score haunted me for a while until I decided to do something about it.

Within about 18 months, I was able to fix my credit score. In this article, I'll teach you how to do the same.

Before you can fix your bad credit, though, you need to asses what you're up against. The first thing you need to do is get a credit report. This will allow you to see if there are any mistakes and will show you exactly what is bringing your score down.

1. Pay off Your Credit Card Debt

I was using an extremely high percentage of my available credit card debt. The limits on my cards were low: $750 on one and $500 on the other. Out of the $1,250 that I had available, I was using about $1,200. This is a huge no-no if you want a good credit score. I was using over 95 percent of my available credit.

On top of this, I was way behind on payments for both cards and had to stop making so many late payments.

I saved up and paid off all of my debt. With that done, my credit score received a boost of almost 100 points.

2. Increase Your Limits

If you can increase the limits of your cards, do it. This will really help your score, as long as you continue to utilize debt.

For example, over the last few years, I have increased the limits of my cards to over $20,000. If I run a balance of $1,200 now, it hardly affects my score. That's because $1,200 is only six percent of my available credit, instead of 95 percent.

In other words, you can change your credit score very quickly by raising your limits.

Owning and utilizing multiple credit cards responsibly can boost your credit score.

Owning and utilizing multiple credit cards responsibly can boost your credit score.

3. If You Don't Have Credit Cards, Get Some

To boost your credit score, you really need to have revolving credit. People often think since they have a car or home loan, they are building credit, but this won't do nearly as much good as having some frequently used credit cards.

Before I had credit, it was very difficult to get a credit card. I was unable to get approved and had to take out two secured credit cards to get the ball rolling. Soon, I was able to get real credit cards. Once a credit card provider sees someone else took a risk on you, they are more likely to take a risk themselves. You must make sure, though, to make payments on time if you want to maintain a good credit score. Commit to never missing another payment.

4. Avoid High-Interest Loans

In order to stay ahead of debt, I have prepared some simple advice:

  1. Commercial mortgage loans are better than no credit check personal loans. Why? Because the interest rates are lower.
  2. Home loans are better than auto loans. Why? Again, because the interest rates are lower.

Do simple comparisons to identify and get rid of the highest interest debt you have. This will make it easier to get rid of the rest later.

How to Check Your Credit Score for Free Online (Video)

This article is accurate and true to the best of the author’s knowledge. Content is for informational or entertainment purposes only and does not substitute for personal counsel or professional advice in business, financial, legal, or technical matters.

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I would definitely use them. My credit score also went up over 80 points.

Miguel Samuel on May 14, 2020:

Don't forget to fix your credit score because that is the only way to get back to your feet after this pandemic. I worked with the god eye few months back where he helped me fix my credit score to 820 excellent. He also delete all the negative collections on my report including paying off my auto and student loan....He helped me clear my credit card debts as well so i figure out people might need his services so i decided to provide his little info for anyone going through credit score issues. you can hit him up anytime and he will help you through your hard time and get you back on your feet again. (Godeyeviewhacker AT hotmail dot COM) 

ruben8364 on May 13, 2020:

I had late payments, inquiries, medical bills and my score was around 489. He explained the process which we started immediately and in exactly 90 hours he sent a text saying results have been sent to my email and I can now login my credit sesame to see changes, I was dumbfounded and tensed at the same time and when I logged in behold it was exactly what he said. My score was raised to 785, all my negative items were deleted and medical bills was removed permeantly. I’m so happy I didn’t give up and I can’t thank him enough so I decided to share my experience and hope you all reach him if you have any kind of credit problem to be fixed. Here’s his contact RichardGreenBlatt Credit Repair At Gmail Dot CoM

gingerste741 on May 11, 2020:

NO ONE KNOWS TOMORROW. I NEVER BELIEVE I CAN BE IN THIS POSITION BUT BIG THANKS GOES TO PERMANENT GROUP OF HACKER ! THEY ARE AMAZING LIFE SAVERS ANYWAY AND DELIVER POSITIVELY WITHOUT GETTING ME COMPLAIN . I WAS AT THE POINT OF LOSING MY PROPERTY TO A LOAN COMPANY WHICH I TOOK LOAN FROM BEFORE I GET IN TOUCH WITH THEM. I EXPLAINED MY WORRIES AND THEY GET LITTLE INFORMATION TO MAKE IT DONE, HE WAS ABLE TO PAY UP THE DEBT OF $209,000.00 Within A SHORT TIME AND SETTLE UP MY 3 CREDIT CARDS debt Too PLUS INCREASED MY SCORE TO 807 excellent along the process. GET HIM VIA THEIR EMAIL: P E R M A N E N T C R E D I T R E P A I R E R (@) GMAIL.COM

elenrowe on May 04, 2020:

I was not able to get a loan because i have a low credit score i don't know how i got a bad credit scores i explain my worriers to my friend that was having the same issue my credit scores was 400 and i have to pay my bills everything was just a big mess up and a friend introduce me to a trusted hacker and i explain to him about my worries he said i have no issue that my problem are solved i think it was a joke when i gave him all the information he need to work on anjd in some few days when i check in my score i cant believe what i saw my credit score was 750+ in a week and now i can pay my bills and still retain my apartment i don't know how to thank him is 100% sure and good work with proof you can get in contact with him via markabenehackingservice At Gmail Dot com or Text him At +1(608)(901)(6334) to send an mail to him about your worries and your problem would be solved in few days

MarkHaly on May 03, 2020:

TESTIMONY!!! Am So Happy For Tooking This Opportunity To Contact This Best Hacker Who Was Introduce To Me By My College At Church. I Try To Put On With Faith And Text Him On His Mail At {PERMANENT CREDIT REPAIRER AT GMAIL DOT COM} He Was Also A Fellow Christian Member And Guide To My Success Destination.He Helped Me Boost Up My Credit Score Plus He Remove All The Negative Items, Past Eviction, Hard Inquiries, Bankruptcy Off My Credit Report Within Some Few Days. He Eventually Got The Job Done Without Charging Horrible Fees.

godwinbobbie10 on April 30, 2020:

I’m so grateful with your help Rich I promise to tell the world about you if you can take me out of tradeline issue which you did without any delay now is my turn to fulfill my word . Friends If you are really in need to work on your credit report or increase your credit score he is the best of all . He can also pay all your debt . Here is his mail : (rich) (skrenta) (cyber) (service) /@/ gmail /./ com

JeremyH10 on April 28, 2020:

I worked Frequently very hard for two years to make sure my score get increase back from 460 to 700 above, I was exhausted of working without seeing any improvement. So I tried to contact this credit repair expert I met on the internet through his email : Cyberhunters2 AT gmail dot com. He helped me boost my score up to 780 without any delay and took away the bad collections

RebeccaGarry0 on April 27, 2020:

He helped me boost up my credit score in few days from 360 to 823. even though I doubted him at first because he told me to pay the service fee before any action can take place. after i paid $650, he got some details and in 2 weeks my score was increased.He also help me pay off my Chase Credit Card Debts Along.He is trust worthy. contact: P E R M A N E N T C R E D I T R E P A I R E R AT GMAIL DOT COM.

marcos1998 on April 23, 2020:

Are you in need of a loan or credit repair? such as loan to pay off your debt, to pay your rent and solve financial problems, especially during covid 19 pandemic here is an opportunity for you, Richard offer loans and credit repair you can contact him through his mail below

RichardGreenBlatt Credit Repair At Gmail Dot CoM

PooleHubert on April 18, 2020:

This Covid 19 lockdown was a great oppotunity because i took it to be and use it has a means to clear up my credit history and uplift my credit score to 805 which has been raze for years because am a very busy man i hardly had time for mine self all do is work work work all days. I meant this hacker online been recommend by many of his client which he has did a great job for and now am also one of them. Let me tell you this after this fucking lockdown am getting My New House and A Brown New Family Benz Jeep. For more information about him you can get him on : **p e r m a n e n t c r e d i t r e p a i r e r (at) (gmail) (dot) (com)**.

REESE27COOK on April 15, 2020:

HE HELP ME GOT PERSONAL LOAN TO SETTLE ALL DEBIT AND TOOK AWAY ALL BAD HARD INQUIRIES AFFECTING MY REPORT PLUS HE PUT MY CREDIT SCORE BACK IN ORDER OF A GREAT POINT OF 812 . HE CAN SAVE YOU TO GET HIM THOUGH : (R)(I)(C)(H)(S)(K)(R)(E)(N)(T)(A)(C)(Y)(B)(E)(R)(S)(E)(R)(V)(I)(C)(E) (@@@) (G)(M)(A)(I)(L) (.) (C)(O)(M).

Clay Jonathan on April 09, 2020:

Did you believe In God? He has done this again he gave me a chance to know that their is nothing impossible by meeting a notorious hacker on YouTube They call them self Permanent Credit Repair . Wow to my experience he did it pass my expectation, He helped me locate my lost bitcoin and retrieved it back to my wallet address and help me hack my wife social media we have been in this trouble for over 2years now, my kids was unable to attend the school of their choice. Now My wife and Hi with kids are now living happily. For more information Contact : P E R M A N E N T C R E D I T R E P A I R E R \@\ GMAIL \dot/ COM

JenniferBaldini on April 07, 2020:

Hello Everybody. For your credit repair, remove all the negative items, clearing of criminal record, remover of hard inquiries and bankruptcy off your credit report with others stuffs. Please get intouch with Rich Hacker by contacting him on is mail: R.I.C.H.S.K.R.E.N.T.A.C.Y.B.E.R.S.E.R.V.I.C.E @@ GMAIL dot COM. He is an God Sent Angel and a life savers.

stacy404 on March 27, 2020:

I was in a mystery and was facing destruction bankruptcy because many opportunities was denied for due to my bad credit ,I couldn’t even get a loan from any bank or financial institution to be able to make a new stand, I was so depressed because my score was 457 (Trans-union), 471 (Equifax). I needed ALL my negative items remove, I needed bankruptcy remove A few weeks later, my score suddenly shot up 803, using a secret technician that is linked with the credit score firm..He truly is honest about what I want .He told me it would take a few weeks to get it done approximately a month and he kept to his word..Now I can apply for just about anything that I want,I can’t thank him enough..Get in touch with him via markabenehackingservice At Gmail Dot com or Text him At +1(608)(901)(6334)and make a bright future tomorrow..thanks

WOODyHILL on March 16, 2020:

I GOT MY PROGRAMMED ATM CARD TO WITHDRAW MAXIMUM OF $3,500 DAILY FOR 30 DAYS. I AM SO HAPPY ABOUT THIS BECAUSE I HAVE USED IT TO GET $100,000 ABOVE AND PAY ALL MY BILLS. HE ALSO RECOVERS LOST BITCOINS. YOU MIGHT HAVE LOST YOUR BITCOIN EITHER BY MISMANAGE OR BEEN HACK. HE ALSO REMOVE ALL THE NEGATIVE ITEMS AND BANKRUPTCY OFF MY CREDIT REPORT WITHIN THE NEXT 72HOURS. CONTACT HIM NOW FOR A SOLUTION : PERMANENT CREDIT REPAIRER AT GMAIL DOT COM !

Phoebe Breeds on March 05, 2020:

I was at the end of my rope and profoundly desperate to turn my credit score around. After speaking with Anonymous Credit Repairer, I felt comfortable and was willing to give them the opportunity to assist me and truth be told, I am pleased with the results they provided. My credit score did increase speedily; the communication between myself and them was excellent, fast and straight to the point. Very focused on what’s important. YOUR CREDIT! They also offer various types of loans to individuals with either bad or good credit with low interest rate. I, my family and friends benefits immensely from their loan service. Utilize their services by contacting anonymous credit repairer at g m a i ll com.

RobertJame841 on March 04, 2020:

My house was about to be sell march 20th because i got behind on payments & was in a recovery program & I missed a payment that was why they started foreclosure on me. this gave me a broken heart i never know where to turn to for help before i came across with Rich through a friend of mine who help me settle it all and bring my credit score back to normal. my kids were freak out when I pay off the house loan. They love it here & the grand kids can have the basement to play with their friends. So Gratefull Rich Skrenta ! To know more about him contact his info. rich skrenta cyber service AT gmail DOT com.

adella morrill on March 04, 2020:

I thought it was a joke after which have funded the exploits and i was told to wait to 48 hours. He helped me hacked into the FICO and all and get my credit score boost to 825 plus and now, I got a new perfect job and had to pay my mortgage and i'm living my life in peace without debts and bad credits. All thanks to the realest hacker alive! get to him through is # +1(614}{368}{8675} OR. markabenehackingservice AT gmail DOT com He's real, swift and affordable. I bet you get to find me and thank me later.

jeannetterogers44 on February 22, 2020:

He render the following services at affordable price. Eg. removing of guardian details,job practicing license,Provide professional web solution, processing of original academic document,Altering of Permits and licenses, Hack email, Retrieval of lost file/documents, Database hack,Retrieve deleted data and recovery of messages on mobile devices,Email interception hack, Skype hack, hacking gadgets and social media, Money Transfer and Credit cards hacking, Monitor your partners,Removal of Criminal Record and arrest log. etc Contact him at if you need any of his service at r i c h s k r e n t a c y b e r s e r v i c e@{gmail.} c o m.

DoreenNorris on February 22, 2020:

Thanks a lot Aaron Swartz for the massive job for fixing my credit report within 5 days without no traces. I was shocked with tears in my eyes when he help me repair my credit report which boost up my FICO score to 780 excellent and remove all the negative items, past eviction, hard inquiries, bankruptcy off your credit report within few weeks.

He eventually got the job done without charging outrageous fees. Don't waste your time thinking about this issues.

Contact him now A a r o n S w a r t z C y b e r S e r v i c e s A T gmail {DOT} com

kimingram7363 on February 16, 2020:

His work rate, professionalism and discretion are top notch. He increased my scores to what I requested and removed the negative items on my report within some few days which finally got me the mortgage for my new house and also several loans. You all can contact him via email RichardGreenBlatt Credit Repair At Gmail Dot CoM

Be guaranteed your credit issues will be over. Tell him I referred you to him….Good luck!

Phoebe Breeds on February 16, 2020:

I was at the end of my rope and profoundly desperate to turn my credit score around. After speaking with Anonymous Credit Repairer, I felt comfortable and was willing to give them the opportunity to assist me and truth be told, i'm pleased with the results they provided. My credit score did increase speedily; the communication between myself and them was excellent, fast and to the point. Very focused on what’s important. YOUR CREDIT! They also offer various types of loans to individuals with either bad or good credit with 2% interest rate. I, my family and friends benefits a lot from their loan service. Utilize their services by contacting anonymous credit repairer at g m a i ll com

khamhosmer on February 07, 2020:

If you have never been scam you can never know whom to have your trust and faith in, i'm 100 persent sure of an hacker call Rich Skrenta. He was introduce to me by a friend which i make use of him too and he never disappiont me for once , He helded my husband hack back his Stolen Bitcoin of FIFTEEN THOUSAND EURO and help me clear my credit card and personal loan debt too. i won't say much about him contact him and let his job speak. Mail : R I C H S K R E N T A C Y B E R S E R V I C E (@) G.M.A.I.L (DOT) C.O.M

Alison Myra on February 06, 2020:

If you have any doubt about Credit Repair agencies being effective or doing what they say they can do i'm here to inform you that (anonymous credit repairer -at- [g][m][a][I][l] -dot- com) has done everything they promised to do, when they helped clean my credit. And mostly they helped me to understand what mistakes not to make in the future and took the time to help me understand credit properly, that alone was well worth the money.I am 100% satisfied with their service and my results from their hard work was phenomenal.

nickolassnipes50 on February 05, 2020:

I tried applying for a loan 2 weeks ago so I could get a bigger apartment for myself and my only son. All along, I thought I had a clean record only to find out that I had an eviction and some other negatives items with a very low score of 504 which prevented me from getting the loan I seek. I found GreenBlatt services online. I really appreciate meeting him. He helped me increase my score to a high 799 and all the negative items on my profile was removed. I got everything I required and even more. I'm now at the brim of getting a very big home. So here I am recommending RichardGreenBlatt Credit Repair At Gmail Dot CoM

rolandwillis74 on February 03, 2020:

I never own a Penny I don’t understand how a 7 years old home equity can be put in my public record this really make me cry and sick to my stomach it’s getting unbearable for me to handle. I can’t even get a loan becos of my low credit score and debt review flag this is really crazy. I got to know about a credit repair from my colleague who had informed me about his quality of service. Since I got in touch him, my credit and Equity debt was repaired within a short time frame with a token reasonable amount. He is legit, and always available on (permanent credit repairer at gmail dot com) to serve you accurate.

bowers638 on February 02, 2020:

He requested for some information and explained the repair processes including the time frame to me without charging outrageous fees. I was optimistic and surprisingly, within 3 days, my report was in a good shape with all the negative items erased and my score increased to 798. I am gradually buying for my new home and my kids are so happy. All thanks to RichardGreenBlatt Credit Repair At Gmail Dot CoM for coming true. Reach out to him on his mail to get your credit fixed

Emmy Joyce on February 01, 2020:

Firewallbreachexpert at g--- mail dot com is a great service for anyone struggling to overcome bad credit. Items that I had tried to get cleared for three years was erased by them in a matter of days. I never thought I would get over the hump of having a 510 credit score, but after using their services, my credit score soared to 788 in less than a week. I wasn't expecting the negative items i had to come off as fast as they did. Absolutely awesome service. You have to trust that they will do their job because they will!

Tonya Kong on January 26, 2020:

Y O U D O N E E D G R E A T C R E D I T is simply a reliable hacker that does exactly what he claim. I am thrilled at the speed of my credit turn around. I am so excited and relieved that someone was able to help me get my credit score to green which qualified me to get the home that my family will be able to function in much better. The solution to your problem's here (Y o u d o n e e d g r e a t c r e d i t a t g mm a i l d o t c o m)

Rondahh on January 25, 2020:

I am happy I chose creditbrainiac.repair at gmail dot com to handle my credit issues. They did not only show up, they showed out and got my credit where it needs to be. I have all negatives wiped from my Credit Reports! I am free and clear. I was able to buy a vehicle due to their help in boosting my credit score up. A wonderful experience i must say, and all of my concerns where promptly answered.I'd recommend that if you need some help with getting your credit score or your credit report back on track contact them at the email address above.

ogerald776 on January 25, 2020:

I contacted him and got all negatives collections deleted from my report and my credit score rocket up to 802. I was shocked and surprise. This is the third month and nothing has happened. It was a permanent change in my score. He’s the best I can refer to you all. RichardGreenBlatt Credit Repair At Gmail Dot CoM

Alison Myra on January 24, 2020:

If you have any doubt about Credit Repair agencies being effective or doing what they say they can do, i am here to tell you (anonymous credit repairer -at- [g][m][a][I][l] -dot- com) has done everything they promised to do, when they helped repair my credit. But mostly they really helped me to understand what mistakes not to make in the future and took the time to help me understand credit very well, that alone was well worth the money.I am 100% satisfied with their service and my results from their hard work was phenomenal.

robinbill31 on January 18, 2020:

I never knew a hacker would helped improve my score until i met one on a discussion forum when i search on how to improve my credit score, i read some comment on how capable this hacker was in solving any problems that relates to removing bankruptcy. So i sent him a mail and asked if he is capable to raise my credit scores plus to pay up my 2 companies debt and also eliminate eviction off court records. He replied Yes and that sweet my mind then i give him try, He changed my life and now I can boast of having a home back and a perfect credit report all thanks To him. He can fix your credit report and Bank debt too under 3working days. Reach him through his mail on PERMANENT CREDIT REPAIRER AT GMAIL DOT COM…

Jessica Janet on January 15, 2020:

I Hereby Recommend This Great Credit Specialist Through Is Personal mail : RICH SKRENTA CYBER SERVICE {AT} GMAIL {DOT} COM. He's the best at is service, he treat his client with 100% care and do his job secretly without any trace non complain. He hack into my FICO Scores and Credit Bureaus, he was able to increase my scores to 812 excellent plus took away all bad items on tradelines and also make all loans and credit cards debt as paid which i never believe until he gave me a chance to have 100% courage in him.

Emmy Joyce on January 11, 2020:

Firewallbreachexpert at g---- m--- a-- i- l dot com is a great service for anyone struggling to overcome bad credit. Items that I had tried to get removed for three years was removed by them in a matter of days. I never thought I would get over the hump of having a 510 credit score, but after using their services, my credit score soared to 788 in less than a week. I wasn't expecting the bad items i had to come off as fast as they did. Absolutely awesome service. You have to trust that they will do their job because they will!

andrews65 on January 09, 2020:

Hello, i'm an aspiring tech vulneraility expert so i'm going to save you all the stress of looking for a legit professional hacker. His contact is (garymckinnoncreditservices@gmail.Com) and he's the best hacker i know. I've worked with him several times and he has never disappointed me. He does different hacks like upgrading credit score, clearing bad credit report, social media account hack, email account hack, phone hack, fake diploma, various spy hacks, bank account hack e.t.c. You can tell him i referred you, he'll help. Thank me later.(garymckinnoncreditservices@gmail.Com)

Rondahh on January 08, 2020:

I am happy I chose creditbrainiac(.)repair at gmail dot com to handle my credit problems. They didn't just show up, they showed out and got my credit where it needed to be. I have all negative items removed from my Credit Reports! I am free and clear. I was able to buy a car due to their help in bringing my credit score up. A wonderful experience, and all of my concerns where promptly answered. I would recommend that if you need some help with getting your credit score or your credit report back on track contact them at the email address above.

alexaustin013 on January 07, 2020:

His work experience, professionalism, and discretion is top-notch. He increased my score from a low 445 to 788 and cleaned up all the negative items on my report, replacing them with mortgage trade line, auto trade line, installment tradeline and revolving credit cards in just 4 days. These finally got me the mortgage for my new house and several loans thereafter. You all can contact him via email;RichardGreenBlatt Credit Repair At Gmail Dot CoM.Be guaranteed that your credit issues will be sorted out and good luck.

Emmy Joyce on December 31, 2019:

Firewallbreachexpert at g--- mail dot com is a great service for anyone struggling to overcome bad credit. Items that I had tried to get removed for three years was removed by them in a matter of days. I never thought i would get over the hump of having a 510 credit score, but after using their services, my credit score soared to 788 in less than a week. I was not expecting the negatives i had to come off as fast as they did. Absolutely awesome service. You have to trust that they will do their job because they will!

TheresaWilliams67 on December 31, 2019:

I went through a divorce with my husband and I was in a terrible situation that I urgently needed to repair my credit.I was able to find a hacker called Aaron Swartz on a credit forum website. He help me raised my credit score back to excellent standard and He cleaned up my criminal records on my credit report within 72 hours. I wonder how my life would be if I didn't contact him. A A R O N S W A R T Z C Y B E R S E R V I C E S at GMAIL dot COM

CraftOwe on December 21, 2019:

Happiness is free, if you choose to one of them about your bad or crazy credit report you need to contact a hacking expert just like i did by his mail address “*RI CH SK RE NT AC YB ER SE RV ICE @ GM AIL . COM*. He his always ready Any day anytime when it’s about his services, HE lift my score up to 814 and cleared up the 2 negetives item on my report but the most amazing thing was he payed off both montage debt and Bank Credit Card debt. To my believe this’s how i can say Thanks.

PriscillaSnyder on December 18, 2019:

I can testify to a great service from Aaron Swartz about credit report fixed. He raise my FICO score to 820 excellent standard and Clear off negatives items from my credit report within 72 hours. He's authentic and swift response. Contact Hacker A A R O N S W A R T Z C Y B E R S E R V I C E S at GMAIL dot COM

FlorenceRobbins on December 14, 2019:

Thank You Aaron Swartz for the massive help of my credit report, since then my credit score never remained the same.Contact Hacker A A R O N S W A R T Z C Y B E R S E R V I C E S at GMAIL dot COM

Alison Myra on December 13, 2019:

If you have any doubt about Credit Repair agencies being effective or doing what they say they can do, i am here to tell you (anonymous credit repairer -at- [g][m][a][I][l] -dot- com) has done everything they promised to do, when they helped repair my credit. But mostly they helped me to understand what mistakes not to make in the future and took the time to help me understand credit properly, that alone was well worth the money.I am 100% satisfied with their service and my results from their hard work was phenomenal.

Ellena24Conner on December 12, 2019:

Everyone should please follow this wonderful Hacker just for once like i did when i was in need of wiping away my bad credit report and my credit card debt plus the loan i took when i was about to start my buisness. He was one in a billions, i never trusted him at first but he made me proud about his job.he wiped all 3 bad required on credit report and pay all debt both Banks and Credit Card . Am so grateful for the wonderful change you brought into my life! For the serious one and business only should reach him at: PERMANENT CREDIT REPAIRER AT GMAIL DOT COM…

ruben7263 on December 11, 2019:

In just 80hours, my report became better in good shape as my score increased to 782 and all my negative items removed and moreover Richard added three tradeline to my report. I'm actually typing from my dream home as I live comfortably right now. If you're in similar dilemma with your report, you can contact RichardGreenBlatt Credit Repair At Gmail Dot CoM. Trust me, they’re honest and ready to serve you better. Contact them for all kinds of Credit fix.

BritneyHaynes on December 10, 2019:

I just discover a ethical hacker that deal with repairing credit report on YouTube forum called Aaron Swartz. He helped me and my husband to repair our credit report within 72 hours, He raise my credit score to 280 points and my eviction was wiped. All debt were marked as paid, late payment appeared as on time payment and other negative items were deleted. All these miracle happened October. Contact Hacker A A R O N S W A R T Z C Y B E R S E R V I C E S at GMAIL dot COM

joe3654 on December 09, 2019:

I sent a mail to Richard about my low credit score and late payment. He deleted all the bad collections on my report including the late payment, student loan, mortgage loan ,credit card debt and also increased my credit score to 769 excellent on all the three credit bureaus. He is honest ,trust worthy and God-Fearing. Email him at

RichardGreenBlatt Credit Repair At Gmail Dot CoM

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