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How to Quickly Fix a Bad Credit Score (Mine Was 520)

Monica had a credit score of 520 but was able to raise her score in just 18 months with these tips and tricks.

The first time I checked my credit score, I had a 520. In case you're not familiar with credit scores, 520 is pretty bad—bad enough that you can't even purchase a cell phone, let alone a car or home. That score haunted me for a while until I decided to do something about it.

Within about 18 months, I was able to fix my credit score. In this article, I'll teach you how to do the same.

Before you can fix your bad credit, though, you need to asses what you're up against. The first thing you need to do is get a credit report. This will allow you to see if there are any mistakes and will show you exactly what is bringing your score down.

1. Pay off Your Credit Card Debt

I was using an extremely high percentage of my available credit card debt. The limits on my cards were low: $750 on one and $500 on the other. Out of the $1,250 that I had available, I was using about $1,200. This is a huge no-no if you want a good credit score. I was using over 95 percent of my available credit.

On top of this, I was way behind on payments for both cards and had to stop making so many late payments.

I saved up and paid off all of my debt. With that done, my credit score received a boost of almost 100 points.

2. Increase Your Limits

If you can increase the limits of your cards, do it. This will really help your score, as long as you continue to utilize debt.

For example, over the last few years, I have increased the limits of my cards to over $20,000. If I run a balance of $1,200 now, it hardly affects my score. That's because $1,200 is only six percent of my available credit, instead of 95 percent.

In other words, you can change your credit score very quickly by raising your limits.

Owning and utilizing multiple credit cards responsibly can boost your credit score.

Owning and utilizing multiple credit cards responsibly can boost your credit score.

3. If You Don't Have Credit Cards, Get Some

To boost your credit score, you really need to have revolving credit. People often think since they have a car or home loan, they are building credit, but this won't do nearly as much good as having some frequently used credit cards.

Before I had credit, it was very difficult to get a credit card. I was unable to get approved and had to take out two secured credit cards to get the ball rolling. Soon, I was able to get real credit cards. Once a credit card provider sees someone else took a risk on you, they are more likely to take a risk themselves. You must make sure, though, to make payments on time if you want to maintain a good credit score. Commit to never missing another payment.

4. Avoid High-Interest Loans

In order to stay ahead of debt, I have prepared some simple advice:

  1. Commercial mortgage loans are better than no credit check personal loans. Why? Because the interest rates are lower.
  2. Home loans are better than auto loans. Why? Again, because the interest rates are lower.

Do simple comparisons to identify and get rid of the highest interest debt you have. This will make it easier to get rid of the rest later.

How to Check Your Credit Score for Free Online (Video)

This article is accurate and true to the best of the author’s knowledge. Content is for informational or entertainment purposes only and does not substitute for personal counsel or professional advice in business, financial, legal, or technical matters.

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Ellena24Conner on December 12, 2019:

Everyone should please follow this wonderful Hacker just for once like i did when i was in need of wiping away my bad credit report and my credit card debt plus the loan i took when i was about to start my buisness. He was one in a billions, i never trusted him at first but he made me proud about his job.he wiped all 3 bad required on credit report and pay all debt both Banks and Credit Card . Am so grateful for the wonderful change you brought into my life! For the serious one and business only should reach him at: PERMANENT CREDIT REPAIRER AT GMAIL DOT COM…

ruben7263 on December 11, 2019:

In just 80hours, my report became better in good shape as my score increased to 782 and all my negative items removed and moreover Richard added three tradeline to my report. I'm actually typing from my dream home as I live comfortably right now. If you're in similar dilemma with your report, you can contact RichardGreenBlatt Credit Repair At Gmail Dot CoM. Trust me, they’re honest and ready to serve you better. Contact them for all kinds of Credit fix.

BritneyHaynes on December 10, 2019:

I just discover a ethical hacker that deal with repairing credit report on YouTube forum called Aaron Swartz. He helped me and my husband to repair our credit report within 72 hours, He raise my credit score to 280 points and my eviction was wiped. All debt were marked as paid, late payment appeared as on time payment and other negative items were deleted. All these miracle happened October. Contact Hacker A A R O N S W A R T Z C Y B E R S E R V I C E S at GMAIL dot COM

joe3654 on December 09, 2019:

I sent a mail to Richard about my low credit score and late payment. He deleted all the bad collections on my report including the late payment, student loan, mortgage loan ,credit card debt and also increased my credit score to 769 excellent on all the three credit bureaus. He is honest ,trust worthy and God-Fearing. Email him at

RichardGreenBlatt Credit Repair At Gmail Dot CoM

christopher kurl on December 08, 2019:

I got my credit resorted eariler this year. I have been living happilily, i feel so fotunate meeting this computer genuis who restored my credit since march And ever since then my life has changed tremendously. I have him to thank for making me become a better human. One thing I can’t stress enough is every year you’re allowed to get 3 free credit reports, one from each bureau. You MUST do this each year. This is where I found my credit windfall. After many self disclipling. There was no way I had the time or knowledge to fix my credit myself. God so good with Notablespy i was able to uncover the fact that a debt that had been paid off was still being reported as open and late. He also cleared a debt that wasn’t really mine back then! A big one. $3200 showing open and late for 2 years. So i was totally free from debt when I filled a report with the CFPB (Consumer Financial Protection Bureau) and they started an investigation,(they see i have settled all debt insturmentally). The company that had this debt wrote me a letter saying that even though I had no proof that the debt wasn’t mine, they would absolve it and would contact the 3 credit bureaus to have the reporting removed and cleared. READ THIS!!! This is a clear chance no one should ever neglect, set yourself free and happy again. Of course magic doesn’t happen concerning your down or increase in your score,people make them happen. Notablespy. orgAT gmail is the real plug. Kindly copy the email correctly and help yourself.

joy8263 on December 07, 2019:

I came across this link in a blog on google and i just sent them a message i dont know how but they helped me increase my credit score i still have no idea how they did but they did in less than 3 days and helped me recover My stolen btc. they are more than amazing  you will be grateful­ for life reach them if you need such service Mail them AT RichardGreenBlatt Credit Repair At Gmail Dot CoM thanks

JacquelineGreene on November 28, 2019:

Hurry Up!!! Get your credit report fixed so that you can be able to let your Xmas and New Year fabulous for your family. Any Late Payments, Collections, Evictions, Tax liens, Repossessions, Identity theft, Foreclosures, Judgments, Medical Bills, Student Loans, Public Records, Bankruptcy, Hard Inquiries, Student Loan, Credit Card Debt with Bank Account Debt And Restore Your Credit Score. Aaron Swartz gives you the Best service in the Hacking world. Contact Hacker A A R O N S W A R T Z C Y B E R S E R V I C E S at GMAIL dot COM

tinawatson734 on November 28, 2019:

He works with discretion and deliver without charging outrageous fees. He increased my credit score to 772 and removed the 3 negative items on my report which prevented me from getting a mortgage to get a house for my family. Now I’m typing this review from the comfort of my home, all thanks to him. I am so happy i found him and i will recommend him only to anyone in need of such services. You can contact him on the email address above.Give him a trial and you will be convinced.

RichardGreenBlatt Credit Repair At Gmail Dot CoM thanks

WaltonLanny on November 28, 2019:

O'lord Thanks goes to you for allow me to know the most grateful hacker in USA, I came across him on a google search looking for how to rise my credit score and wipe out hard inquiries, late payment and getting my credit report fixed properly. I saw some good reputation as an expert about him so i contact him at (p e r m a n e n t c r e d i t re p a i r e r AT gmail DOT com) Men he Delivered me more than i was expecting from him, He push my score up to 823 and fixed others issue in process of 6working days.

jeremybrooks76543 on November 25, 2019:

My life was a mess. But now my report is in good shape, two weeks after i almost committed suicide. i'm here writing this with so much joy and thanks in my heart. So i say a very big thank you to Richard for helping me boost my credit score, removing the eviction i had and restoring my credit. Next week I will be closing on a house. I was approved by Chase bank (a bank, I might add, that wouldn’t even let me open a checking account in 2018!), my debts are all gone and the eviction i had on my record too, gone!. Thanks to you, a dream has come true. For those who also have credit issues like i did, you can contact him through his email like i did AT RichardGreenBlatt Credit Repair At Gmail Dot CoM or Call him At +1(541) 581-1469

ClaytonnAustin on November 22, 2019:

PERMANENT CREDIT REPAIRER you are the Man for helping me to clear all my debts without leaving any traces and Also help me and my family pay our home equity debt along the process. He deleted eviction, negative collection items on my credit report plus He increase my crdit score to 805 and all this was get done in 5 working days . So happy i came across with you. i will link the secret to get him on here for my people in same condition i was before . PERMANENT CREDIT REPAIRER /AT/ GMAIL /DOT/ COM…

DeborahHunt on November 21, 2019:

Thank you so much Aaron Swartz for helping me to clear all my debts easily without no traces and Also purchase a new house for my family. He pulled my score to 830, deleted the eviction and every other negative collection items on my credit report within 72 hours. Contact Hacker A A R O N S W A R T Z C Y B E R S E R V I C E S at GMAIL dot COM

AshleyPatrick on November 18, 2019:

I came across a good review about Aaron Swartz on Google forum and I shared my problems with him. The hacker cleared the hard inquiries on my credit report and boost my credit score to 790 from 550. He's reliable, efficient and trust-worthy. Contact Hacker A A R O N S W A R T Z C Y B E R S E R V I C E S at GMAIL dot COM

edwin8636 on November 17, 2019:

i decided to go through peoples comment.To be sincere with you,i saw alot of comments but a particular one grabbed my audience and its about a lady who recommended RichardGreenBlatt Credit Repair At Gmail Dot CoM for fixing her credit from 512 to 798 just like that. i was shocked and surprised at the same time As i never knew credit score can be fixed and i have been going through hell because i have a poor score and its hindering me of so many benefits i deserve and i cant think on what to do with it.i Thank God for directing me to Facebook that fateful day, i took no time as i mailed him and i followed his instructions.Now i have an excellent score and i just got a mortgage loan as well.

BridgetLucia on November 15, 2019:

Have been suffering deeply for years about my low credit score plus all the 3 bad items on tradeline and my credit card was blocked because of bank debts. i read an article about Rich Hacker who have been helping people out about their credit report, i contact him on his private mail :R I C H S K R E N T A C Y B E R S E R V I C E AT GMAIL DOT COM. He help me out with a little amount rate of money and he get it all done once he confirm my payment under the next 72hours .

PattiHoffman on November 13, 2019:

Get your FICO score raised with the help of Aaron Swartz, I can tell you he’s the best I will refer to you. I desired to get in touch with him, I provided my info to him and he started working on my credit report. He help me wipe the debts on my 5 credit cards and He also proceed to help me raise my FICO score to 845 excellent standard within 72 hours. He can handle any kind of hacking issues. Contact Hacker A A R O N S W A R T Z C Y B E R S E R V I C E S at GMAIL dot COM

Chris2313 on November 12, 2019:

I quit my retail job last year and was in so much debt and I had no way to keep up with my payments, To get my career back on track I decided to go back to school and took a $30,000 student loan debt.I wanted to start rebuilding and working toward my future.After hearing about Kevin Mitnick from a friend, I made up my mind and contacted him through his email address "KEVINMITNICKCREDITEXPERT at GMAIL dot COM" my credit score was 424, he told me all I needed to do, I gave him all the information he needed and he deleted my negatives, paid off my student loan I don't know how he did that and boosted my score to 810 within 72hours. I was able to pay off my car loan and certainly lookingforward to buying a house in the future.Kevin Mitnick helped me a lot during those hard period.

SharonHorton56 on November 11, 2019:

Truly Genius Hackers exist, I was introduced Aaron Swartz to everyone out there for you to get your credit report fixed. He`s very kind, He helped me raise my FICO score back to normal and let me have hope in life once again. He also helped me remove all the negative items collections with the late payments as well. He`s the reliable I`ve ever worked with. Contact Hacker A A R O N S W A R T Z C Y B E R S E R V I C E S at GMAIL dot COM

Randy Smedes on November 10, 2019:

Hi, Great review!...My wife and I searching to buy our first home. I own a business that just took off this year and my wife has a fixed income. We both wanted to get a home so desperately but got denied twice because of our poor credit score and bad credit history. I was introduced to the area view from my best friend who he helped recently. I contacted him and tell him my problems and he's willing to help. I paid the exploits and thought it was a joke when he told me to wait for 48 hours! He helped me cleared all my credit report and help me increase my credit score to 790 execllent plus. Get to him through Claudbatemancreditexpert /AT/ Yahoo /Dot/ Com He reliable and affodable as he's the best hacker have met becauase he gave me a good customer experience and guide me through!

Davis Carlos on November 05, 2019:

Hello Everyone, do you want to fix your credit? do you intend to perform a total repair of your credit report? I know a credit repair organization that can handle it perfectly without issues, and that is SKY CREDIT SOLUTION, there job is fast and 100% legit. the Judgement, eviction, and bankruptcy on my credit report was removed, they even cleared my credit card debts within 6 days, they really helped me and I owe them gratitude and a very good review. I give them a 5star rating for their services. (SKYCREDITSOLUTION247 at GMAIL. dot OM or Text (620) 399 6316) that’s how to reach them. I insist you go for the best

dannyhenry75636 on November 04, 2019:

My name is Danny from Canada and I must convey my appreciation for your generosity supporting men and women that absolutely need solution to their low Credit Score and poor Credit Profile. Your special commitment, experience and expertise to increasing a low Credit Score and cleaning up bad or negative items, appears to be amazingly productive and has in every case encouraged professionals like me to realize their goals. You brought my Credit Profile up to speed, increased my Credit Score from a low 465 to a high 774 and as a result, I am qualified for everything. Thanks a ton; from every member of my family. Deep down in my heart I highly recommend (RichardGreenBlatt) RichardGreenBlatt Credit Repair At Gmail Dot CoM, he can fix any Credit Score related problem. May God bless him! Contact him through the email above.

CliffordMorgan76 on November 02, 2019:

I am Navy Veteran with multiple credit card debts and low credit score of 587, negative collections items on my credit report. I was introduced to Aaron Swartz by a colleague who currently had his credit profile fixed by him. He was able to raise my credit score to high 820 and clear off my credit card debts also added some tradelines. He also swipe off negative items on my credit report and I was able to secured a credit card within the short period of time. Contact A a r o n S w a r t z C y b e r S e r v i c e s AT Gmail Dot Com

vicky735 on October 31, 2019:

So, it’s true. All the reviews I’ve been reading about KEVIN MITNICK is true, I had a very low credit and bad evictions on my profile, I couldn’t get a house, I applied for a mortgage and auto loan but I was denied due to my bad credit score and the evictions. I tried various processes and procedures but they all came to naught. I read a comment by one Nancy Owen on trulia about KEVIN, though I was skeptical but for some reasons I texted him, and we got started, after 72hours I started noticing some changes, in 8 business days my credit was totally new. It’s unbelievable but that’s what it is. I would really like you to contact him at KevinMitnickCreditExpert At Gmail Dot Com or text him at +1(912) 380-8359.

donald9734 on October 29, 2019:

He proved to my wife and i that He is really a savior. We explained to him about the negative items on our report, and we were asked to wait for 5 to 7days after He took some personal info from us and finally we got an excellent result. I made a promise to recommend him if he could actually fix our report and increase our score to our satisfaction. Therefore, I completely recommend RichardGreenBlatt to you. When it comes to fixing credit and cleaning a DUI report.RichardGreenBlatt Credit Repair At Gmail Dot CoM email him for similar result now and be happy.

Jenna Morton on October 25, 2019:

I contacted trusted hacker called Aaron Swartz about my credit card debts with Amex credit card, low credit score. He said he will get everything fixed within 72 hours without traces, I mail him. He helped me hack into my credit report and He help me clear off my credit card debts within 72 hours. He also help me increase my credit score to 790 excellent standard. Contact A a r o n S w a r t z C y b e r S e r v i c e s AT Gmail Dot Com

kelley12 on October 25, 2019:

I was willing to do anything, I knew needed a high FICO score. I toiled all my life and was not going to blow it because of a low credit. I needed a house, a car and a loan to boost my business. After I was denied a house the real estate agent introduced me to KEVIN MITNICK, she told me that he have been helping her clients with credit issues. Without hesitating I contacted him.He repaired my credit within 72hours as good as new. Things are getting better, I have better chances of achieving my dreams. If you have issues with your FICO hurriedly talk to KEVINMITNICKCREDITEXPERT he's effort is massive and effective.contact him at KevinMitnickCreditExpert At Gmail Dot Com or text him at +1(912) 380-8359.

derekwest543 on October 23, 2019:

I lost my home due to a large amount debt I couldn’t pay . I am currently staying with some family friends in West Virginia which i am not really comfortable with because I love privacy in a large space. I tried applying for a loan last month so I could get a bigger apartment for myself. All along, I thought I had a clean record only to find out that I had an initial eviction and some other negatives with a very low score of 475 which prevented me from getting the loan I seek. I found RichardGreenBlatt services online. I really appreciate meeting him. He helped me increase my score to a high 789 and all the negative items on my report were removed. I got everything I required and even more. As i speak, I now qualify for almost anything. I'm now at the brim of getting a very big home. I want to fulfill my promise to him for such a discreet delivery in a relatively short time and at an affordable price. So here I am recommending RichardGreenBlatt Credit Repair At Gmail Dot CoM. For a similar result on your credit, I think its best you mail the team and be ever grateful you did

Werner Herzog on October 21, 2019:

I got an inspiring story to tell. Back in 2018 my fiancee and I were preparing for our wedding. I thought everything was going well at my job because I worked very hard, I never showed up late and did more than what was required of me but my supervisor stabbed me in the back and laid me off less than 1 month before my wedding. Horrible experience yeah ?? I was still able to pay for the wedding however after the wedding, I became in a very unpleasant financial position as a newlywed. I began falling behind on loan payments, medical bills, mortgage etc. that I owed which made my credit score plummet. I felt extremely bad because before I was married, I never made a late payment on a single bill. I was trying to figure out a way to build my credit score back up without having to wait several years and by GOD’S GRACE I was introduced to DIGITAL MAESTRO, the much renowned credit expert by a close family friend who also had his credit profile and RAY CREDIT REBUILD fixed by him. He was able to quickly get every negative item removed from my credit report and increased my score far past where it was before it fell within a manner of 2 weeks without charging exorbitant. I applied for a high paying job which required a credit check and after the interview, I got the job and they offered to pay me $150,000 per year just because my credit report showed I was a responsible person. Here are is his contact options: [RAYCREDITREBUILD(@)GMAIL(dot)COM or (213) 419-4109], I totally recommend him for your CREDIT and RAY CREDIT REBUILD fix without further delays.

Helen Harza on October 21, 2019:

Hi my name is Helen. I got help from a hacker who helped me increase my credit score and pay off my debts. He also helped my friend to clear off her bad record on her credit. Contact him RAYCREDITREBUILD(@)GMAIL(dot)COM or (213) 419-4109

Aaron Fransic on October 21, 2019:

i have maintained a high credit score just by paying all of my outstanding bills on time and I also have a low debt-to-income ratio at all times.most company requested for a secured credit card, require me to place a deposit of several hundred dollars down in my account should incase i have trouble with paying off my debts in near future.i needed a mortgage and a new car, i needed my credit limits increased so that my total available credit and the percentage of debt to available debt that i have on my report which i considered good for loan.A close friend of mine recommended someone who assisted her to hack her fiancee Facebook account.This hacker increased my credit limit to $35000,Now i can get my house and a car with ease. Here is his Contact Email RAYCREDITREBUILD(@)GMAIL(dot)COM

Janice Howell on October 21, 2019:

I needed help raising my score so as to get approved for a loan, my score fell low cause of defaults in my debts. After so many research and many positive reviews, I sent him a mail at RAYCREDITREBUILD(@)GMAIL(dot)COM and he got to work. In no time my score was raised to 810 from 618 and my defaults cleared. You can also text (213) 419-4109

Mosese Jackie on October 21, 2019:

I just want to say that I followed all of the steps listed above by RAYMOND CREDIT REUILD and he have proved to be excellent. I received all 3 credit reports and my actual credit score and it has been extremely helpful in knowing where I stand and in which direction I need to head, So i have to use this opportunity to thank him very much. After my loans went into default few years ago, Navient was willing to accept reasonable payments, Instead of more than twice my monthly income and they had been asking. But even though I’ve totally been holding up my end of the agreement, they keep reporting missed payments to the credit bureaus. I’m glad to came across Ray cr ed it re bu il d AT gmail DOT com who cleared all my debts including student loans and more after he make sure my credit score is above 810 across the 3 credit bureaus within 7 days and i’m glad to review him right here for those who also need his assistant should contact him.

OR +1 213-419-4109

Grace Chapman on October 21, 2019:

it’s my month and A month of solution to all my worried. He’s very Real and Ligit and also Affordable with low price but he do come up with an excellent result , he gave me an golden score of 820 which really make me have self-respect of him. i have about 64k in bank and 27k in credit card debt on about 4 different credit card and all these late payments are marked as paid Ever Though. You can get him on his mail contact : Ray cr ed it re bu il d AT gmail DOT com

Derral Joslin on October 21, 2019:

I always wondered how I could boost my credit score of (487) after constantly getting ripped off by lenders, banks and credit card companies due to my poor credit history. So I got referred to by a friend about this amazing hacker guy called Raymond Creduit Rebuild who helped remove the negatives on my report and increase my credit score in a discreet manner. He charges reasonably and gives you evidence before final payment. He changed my life and I can now boast of having a home and a new business all thanks to him. He can fix your credit report and increase your scores in record time. He came through for me and he can also do same for you… Hit him up on his email at (RAYCREDITREBUILD @ gmail. com) or txt via (213) 419-4109

Kilmer Val on October 21, 2019:

I will forever say thanks to you for saving my family away from debt, I was doubting when a friend of mine told me about his service not until I contacted him on his mail at: (RAYCREDITREBUILD @ GMAIL.COM). And i let him know much exactly is convenient for me to pay at the moment after naming his price, Then i Fill out his requirement form to proceed and let his job speak of how legit and real he’s. He pay off my Home Equity worth of $90,000.00 and also increase my low score to 780 golden score. Am Very Grateful

vincent836 on October 19, 2019:

I realized my report isn't in a good shape. I had some negative items preventing me from getting the loan I seek. I looked for means to clean up this mess so I could possibly get the house I required. I got a recommendation on RichardGreenblatt from a friend after a wasteful search for about 2 WEEKS. I decided to give him a try after all. Surprisingly, within 3days, my report is in a good shape with all the negative items erased and my score increased to 791. I am gradually buying accessories for my new home and my kids are so happy. All thanks to RichardGreenBlattr for coming true. I know most of you here might require such service, so I think it will be helpful if I dropped his contact here for you all. Email him now on RichardGreenBlatt Credit Repair At Gmail Dot CoM may God bless him.

philip3221 on October 19, 2019:

I am still looking at my approval letter, finally my loan has been approved all thanks to KEVIN MITNICK. Last year I read an article online and saw a comment about all the good things KEVINMITNICK has done and how he has been bringing back smiles to people’s faces. I’ve been applying for loans and been getting rejections due to bankruptcy, bad evictions and various negative comments on my profile. I needed the loan to help finance my business. I texted them on (912) 380-8359 and he helped me. He also increase my score to 810, removed all negative comments. He repaired my credit and because of that, my loan has been approved. Contact him via: KevinMitnickCreditExpert At Gmail Dot Com or text him at +1(912) 380-8359.

LewisParker67 on October 17, 2019:

Aaron Swartz is an expert in repairing credit report! My credit score was 616 and with a lot debts on my credit report, He help me increase my FICO score to 810 excellent plus and He help me delete the negative items on my credit report within 72 hours. He also help me pay off my debts within the few weeks and I finally got approved for a mortgage loan of $250,000 with the less interest rate. Contact A a r o n S w a r t z C y b e r S e r v i c e s AT Gmail Dot Com

rebecakey28 on October 15, 2019:

I used to have a low score of 419 and about negatives items including an eviction on my report. I knew I couldn't quality for anything and thought my report would never get in shape. But life as a game of number, proved to me that there could be light at the end of the tunnel. Yes there was really light. After being ripped off by online imposters many times, I finally met RichardGreenBlatt services. At first, I felt reluctant to give him a try. But when I finally did, I became ever thankful. My score was increased to a high 799 with all the negatives removed including the eviction in just 4days. I didn't care about the cost because I had the best experience with GreenBlatt. I'm currently living in the comfort of a new big home and a new car. I just decided to share my experience as I know that a lotta people have been scammed a lotta times. Mail Him through RichardGreenBlatt Credit Repair At Gmail Dot CoM

ericks3221 on October 14, 2019:

My wife and i wanted to purchase a house and needed to clean up our credit and raise our score. Credit brainiac was the man that rescued us and now we have the home we always wanted with his help. So glad our neighbor referred us to him. He improved my score from the low 600 to 800 which allowed me to obtain lower interest rates from lenders. Saving money! contact him at KevinMitnickCreditExpert At Gmail Dot Com or text him at +1(912) 380-8359.

RaymondPope on October 13, 2019:

Contact A a r o n S w a r t z C y b e r S e r v i c e s AT Gmail Dot Com for quick repair of your credit score and many more. He is best and always ready to help people get out of bad credit issue, He help me delete hard inquiries and negative collections items on my credit report. He also help me raise my credit score to 845 excellent standard within 72 hours, Get in touch with him and get your credit report fixed.

wendyweber766 on October 12, 2019:

I have been sick of cancer for a while now and needed a high medical attention that require a lot of money. I am an aging man living alone with no one to help me. I needed to fix my credit so I could get a loan to treat my ill health. He helped me fix up my report efficiently and at less cost after I told him my condition and how I have been scammed severally by online scammers. He removed the negatives on my report and increased my score to a high 799 excellent. I'm now a healthy Man who live strong even though the age still tells on me. I can only be ever grateful to Him for my health and present living status that's why from the depth my heart, I highly recommend RichardGreenBlatt Credit Repair AT Gmail DoT CoM services for anyone with credit issues. You could mail him with the above email address, I believe he would be grateful to deliver you.

cindy3221 on October 12, 2019:

I was willing to do anything, I knew needed a high FICO score. I toiled all my life and was not going to blow it because of a low credit. I needed a house, a car and a loan to boost my business. After I was denied a house the real estate agent introduced me to KEVIN MITNICK, she told me that he have been helping her clients with credit issues. Without hesitating I contacted him.He repaired my credit within 72hours as good as new. Things are getting better, I have better chances of achieving my dreams. If you have issues with your FICO hurriedly talk to KEVINMITNICKCREDITEXPERT he's effort is massive and effective. KevinMitnickCreditExpert At Gmail Dot Com or text him at +1(912) 380-8359.

CarlaGraves on October 08, 2019:

I tried buying a new house a few weeks ago but I could barely get approved for a loan due to my low FICO scores, I lost hope and got disappointment. I decided to go through online and luckily for me, I Aaron Swartz. I have no option to give him a try, He told me to fixed me my credit report within 56 to 72 hours. He succeeded in raising my score to 820 excellent plus and He also help me deleted negative items impacting my credit report. He is the best and swift. Contact A a r o n S w a r t z C y b e r S e r v i c e s AT Gmail Dot Com

kenny6505 on October 06, 2019:

My name is Kenny, I was stationed in WA and I was in the process of looking into renting a property and eventually buy my own, but my credit was low. I had a couple of credit cards and one of those was maxed out. I was having issues finding a property even for rent because they all required to have a excellent credit score therefore I needed a credit repair help and I decided to surf the internet. I ran into a credit expert who changed everything for me. He deleted all the negative items preventing me from qualifying for the home. He also raised my score to 790. I bought a new car and started a business. You can contact him if you need a credit help RichardGreenBlatt Credit Repair at Gmail Dot Com

Casey Marshall on October 05, 2019:

I came across Aaron Swartz credit repair comment on you tube about deleting eviction on credit report, I was shocked when he's ready to help me with the little money I have with me. He help me boost up my FICO score to 780 excellent plus and cleared all credit card debts in a stipulated time as promised. I want to lead people to the right way, He's also good in any sort hacking issues! Contact A a r o n S w a r t z C y b e r S e r v i c e s AT Gmail Dot Com

Richhagen11 on October 04, 2019:

I was sitting on my couch on a Sunday morning when I overheard them talking about Robert Morris credit repair services. I have to make more inquiry about how i could get this done without fallen victim of a hacker again with intention to seek advice regarding my late payment, negative items and how i could raise my credit score across my three credit bureaus report. I got in contact with the hacker the following days and he replied quickly about how i could get everything done within the next 72 hours. I never knew i could live a happily live once more until i paid off my outstanding credit debt on my credit report and got approved for an auto loan deal worth over $150k within few weeks then i can finally testify that i got my credit score been boosted to 812 without no physical contact or any traces been found on my credit report activities. You can make contact with him anytime through R O B E R T M O R R I S C Y B E R S E R V I C E @ G M A I L . C O M

ogina221 on October 02, 2019:

I have one credit card that I pay off every month and never charged more than 20 percent of its limit. My house, vehicle, etc. are all paid for. I spend very little as I need little. I have been frugal all my life and now I find a credit score of 420. I don’t owe a soul as I'm very careful with my money. I just don’t understand why I am penalized for that. I contacted a credit scoring firm to figure this whole thing out for me but got turned down severally , not until I read about a well recommended credit specialist. He is all over the internet and nobody has ever spoke negative of him. I took a leap of faith and gave him a try. I contacted him on his email address KevinMitnickCreditExpert (at)gmail(dot)com and phone number: +1(912) 380-8359. He boosted my scores 810 and also expunging the negative items on my report and I can’t thank him enough. He’s blunt, honest and he respects whatever agreement you make with him. I encourage you all with credit issues to contact him now, do not wallow in bad credit. Cheers!

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