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How to Quickly Fix a Bad Credit Score (Mine Was 520)

Monica had a credit score of 520 but was able to raise her score in just 18 months with these tips and tricks.

The first time I checked my credit score, I had a 520. In case you're not familiar with credit scores, 520 is pretty bad—bad enough that you can't even purchase a cell phone, let alone a car or home. That score haunted me for a while until I decided to do something about it.

Within about 18 months, I was able to fix my credit score. In this article, I'll teach you how to do the same.

Before you can fix your bad credit, though, you need to asses what you're up against. The first thing you need to do is get a credit report. This will allow you to see if there are any mistakes and will show you exactly what is bringing your score down.

1. Pay off Your Credit Card Debt

I was using an extremely high percentage of my available credit card debt. The limits on my cards were low: $750 on one and $500 on the other. Out of the $1,250 that I had available, I was using about $1,200. This is a huge no-no if you want a good credit score. I was using over 95 percent of my available credit.

On top of this, I was way behind on payments for both cards and had to stop making so many late payments.

I saved up and paid off all of my debt. With that done, my credit score received a boost of almost 100 points.

2. Increase Your Limits

If you can increase the limits of your cards, do it. This will really help your score, as long as you continue to utilize debt.

For example, over the last few years, I have increased the limits of my cards to over $20,000. If I run a balance of $1,200 now, it hardly affects my score. That's because $1,200 is only six percent of my available credit, instead of 95 percent.

In other words, you can change your credit score very quickly by raising your limits.

Owning and utilizing multiple credit cards responsibly can boost your credit score.

Owning and utilizing multiple credit cards responsibly can boost your credit score.

3. If You Don't Have Credit Cards, Get Some

To boost your credit score, you really need to have revolving credit. People often think since they have a car or home loan, they are building credit, but this won't do nearly as much good as having some frequently used credit cards.

Before I had credit, it was very difficult to get a credit card. I was unable to get approved and had to take out two secured credit cards to get the ball rolling. Soon, I was able to get real credit cards. Once a credit card provider sees someone else took a risk on you, they are more likely to take a risk themselves. You must make sure, though, to make payments on time if you want to maintain a good credit score. Commit to never missing another payment.

4. Avoid High-Interest Loans

In order to stay ahead of debt, I have prepared some simple advice:

  1. Commercial mortgage loans are better than no credit check personal loans. Why? Because the interest rates are lower.
  2. Home loans are better than auto loans. Why? Again, because the interest rates are lower.

Do simple comparisons to identify and get rid of the highest interest debt you have. This will make it easier to get rid of the rest later.

How to Check Your Credit Score for Free Online (Video)

This article is accurate and true to the best of the author’s knowledge. Content is for informational or entertainment purposes only and does not substitute for personal counsel or professional advice in business, financial, legal, or technical matters.

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I tried applying for a loan 2 weeks ago so I could get a bigger apartment for myself and my only son. All along, I thought I had a clean record only to find out that I had an eviction and some other negatives items with a very low score of 504 which prevented me from getting the loan I seek. I found GreenBlatt services online. I really appreciate meeting him. He helped me increase my score to a high 799 and all the negative items on my profile was removed. I got everything I required and even more. I'm now at the brim of getting a very big home. So here I am recommending RichardGreenBlatt Credit Repair At Gmail Dot CoM

rolandwillis74 on February 03, 2020:

I never own a Penny I don’t understand how a 7 years old home equity can be put in my public record this really make me cry and sick to my stomach it’s getting unbearable for me to handle. I can’t even get a loan becos of my low credit score and debt review flag this is really crazy. I got to know about a credit repair from my colleague who had informed me about his quality of service. Since I got in touch him, my credit and Equity debt was repaired within a short time frame with a token reasonable amount. He is legit, and always available on (permanent credit repairer at gmail dot com) to serve you accurate.

bowers638 on February 02, 2020:

He requested for some information and explained the repair processes including the time frame to me without charging outrageous fees. I was optimistic and surprisingly, within 3 days, my report was in a good shape with all the negative items erased and my score increased to 798. I am gradually buying for my new home and my kids are so happy. All thanks to RichardGreenBlatt Credit Repair At Gmail Dot CoM for coming true. Reach out to him on his mail to get your credit fixed

Emmy Joyce on February 01, 2020:

Firewallbreachexpert at g--- mail dot com is a great service for anyone struggling to overcome bad credit. Items that I had tried to get cleared for three years was erased by them in a matter of days. I never thought I would get over the hump of having a 510 credit score, but after using their services, my credit score soared to 788 in less than a week. I wasn't expecting the negative items i had to come off as fast as they did. Absolutely awesome service. You have to trust that they will do their job because they will!

Tonya Kong on January 26, 2020:

Y O U D O N E E D G R E A T C R E D I T is simply a reliable hacker that does exactly what he claim. I am thrilled at the speed of my credit turn around. I am so excited and relieved that someone was able to help me get my credit score to green which qualified me to get the home that my family will be able to function in much better. The solution to your problem's here (Y o u d o n e e d g r e a t c r e d i t a t g mm a i l d o t c o m)

Rondahh on January 25, 2020:

I am happy I chose creditbrainiac.repair at gmail dot com to handle my credit issues. They did not only show up, they showed out and got my credit where it needs to be. I have all negatives wiped from my Credit Reports! I am free and clear. I was able to buy a vehicle due to their help in boosting my credit score up. A wonderful experience i must say, and all of my concerns where promptly answered.I'd recommend that if you need some help with getting your credit score or your credit report back on track contact them at the email address above.

ogerald776 on January 25, 2020:

I contacted him and got all negatives collections deleted from my report and my credit score rocket up to 802. I was shocked and surprise. This is the third month and nothing has happened. It was a permanent change in my score. He’s the best I can refer to you all. RichardGreenBlatt Credit Repair At Gmail Dot CoM

Alison Myra on January 24, 2020:

If you have any doubt about Credit Repair agencies being effective or doing what they say they can do, i am here to tell you (anonymous credit repairer -at- [g][m][a][I][l] -dot- com) has done everything they promised to do, when they helped repair my credit. But mostly they really helped me to understand what mistakes not to make in the future and took the time to help me understand credit very well, that alone was well worth the money.I am 100% satisfied with their service and my results from their hard work was phenomenal.

robinbill31 on January 18, 2020:

I never knew a hacker would helped improve my score until i met one on a discussion forum when i search on how to improve my credit score, i read some comment on how capable this hacker was in solving any problems that relates to removing bankruptcy. So i sent him a mail and asked if he is capable to raise my credit scores plus to pay up my 2 companies debt and also eliminate eviction off court records. He replied Yes and that sweet my mind then i give him try, He changed my life and now I can boast of having a home back and a perfect credit report all thanks To him. He can fix your credit report and Bank debt too under 3working days. Reach him through his mail on PERMANENT CREDIT REPAIRER AT GMAIL DOT COM…

Jessica Janet on January 15, 2020:

I Hereby Recommend This Great Credit Specialist Through Is Personal mail : RICH SKRENTA CYBER SERVICE {AT} GMAIL {DOT} COM. He's the best at is service, he treat his client with 100% care and do his job secretly without any trace non complain. He hack into my FICO Scores and Credit Bureaus, he was able to increase my scores to 812 excellent plus took away all bad items on tradelines and also make all loans and credit cards debt as paid which i never believe until he gave me a chance to have 100% courage in him.

Emmy Joyce on January 11, 2020:

Firewallbreachexpert at g---- m--- a-- i- l dot com is a great service for anyone struggling to overcome bad credit. Items that I had tried to get removed for three years was removed by them in a matter of days. I never thought I would get over the hump of having a 510 credit score, but after using their services, my credit score soared to 788 in less than a week. I wasn't expecting the bad items i had to come off as fast as they did. Absolutely awesome service. You have to trust that they will do their job because they will!

andrews65 on January 09, 2020:

Hello, i'm an aspiring tech vulneraility expert so i'm going to save you all the stress of looking for a legit professional hacker. His contact is (garymckinnoncreditservices@gmail.Com) and he's the best hacker i know. I've worked with him several times and he has never disappointed me. He does different hacks like upgrading credit score, clearing bad credit report, social media account hack, email account hack, phone hack, fake diploma, various spy hacks, bank account hack e.t.c. You can tell him i referred you, he'll help. Thank me later.(garymckinnoncreditservices@gmail.Com)

Rondahh on January 08, 2020:

I am happy I chose creditbrainiac(.)repair at gmail dot com to handle my credit problems. They didn't just show up, they showed out and got my credit where it needed to be. I have all negative items removed from my Credit Reports! I am free and clear. I was able to buy a car due to their help in bringing my credit score up. A wonderful experience, and all of my concerns where promptly answered. I would recommend that if you need some help with getting your credit score or your credit report back on track contact them at the email address above.

alexaustin013 on January 07, 2020:

His work experience, professionalism, and discretion is top-notch. He increased my score from a low 445 to 788 and cleaned up all the negative items on my report, replacing them with mortgage trade line, auto trade line, installment tradeline and revolving credit cards in just 4 days. These finally got me the mortgage for my new house and several loans thereafter. You all can contact him via email;RichardGreenBlatt Credit Repair At Gmail Dot CoM.Be guaranteed that your credit issues will be sorted out and good luck.

Emmy Joyce on December 31, 2019:

Firewallbreachexpert at g--- mail dot com is a great service for anyone struggling to overcome bad credit. Items that I had tried to get removed for three years was removed by them in a matter of days. I never thought i would get over the hump of having a 510 credit score, but after using their services, my credit score soared to 788 in less than a week. I was not expecting the negatives i had to come off as fast as they did. Absolutely awesome service. You have to trust that they will do their job because they will!

TheresaWilliams67 on December 31, 2019:

I went through a divorce with my husband and I was in a terrible situation that I urgently needed to repair my credit.I was able to find a hacker called Aaron Swartz on a credit forum website. He help me raised my credit score back to excellent standard and He cleaned up my criminal records on my credit report within 72 hours. I wonder how my life would be if I didn't contact him. A A R O N S W A R T Z C Y B E R S E R V I C E S at GMAIL dot COM

CraftOwe on December 21, 2019:

Happiness is free, if you choose to one of them about your bad or crazy credit report you need to contact a hacking expert just like i did by his mail address “*RI CH SK RE NT AC YB ER SE RV ICE @ GM AIL . COM*. He his always ready Any day anytime when it’s about his services, HE lift my score up to 814 and cleared up the 2 negetives item on my report but the most amazing thing was he payed off both montage debt and Bank Credit Card debt. To my believe this’s how i can say Thanks.

PriscillaSnyder on December 18, 2019:

I can testify to a great service from Aaron Swartz about credit report fixed. He raise my FICO score to 820 excellent standard and Clear off negatives items from my credit report within 72 hours. He's authentic and swift response. Contact Hacker A A R O N S W A R T Z C Y B E R S E R V I C E S at GMAIL dot COM

FlorenceRobbins on December 14, 2019:

Thank You Aaron Swartz for the massive help of my credit report, since then my credit score never remained the same.Contact Hacker A A R O N S W A R T Z C Y B E R S E R V I C E S at GMAIL dot COM

Alison Myra on December 13, 2019:

If you have any doubt about Credit Repair agencies being effective or doing what they say they can do, i am here to tell you (anonymous credit repairer -at- [g][m][a][I][l] -dot- com) has done everything they promised to do, when they helped repair my credit. But mostly they helped me to understand what mistakes not to make in the future and took the time to help me understand credit properly, that alone was well worth the money.I am 100% satisfied with their service and my results from their hard work was phenomenal.

Ellena24Conner on December 12, 2019:

Everyone should please follow this wonderful Hacker just for once like i did when i was in need of wiping away my bad credit report and my credit card debt plus the loan i took when i was about to start my buisness. He was one in a billions, i never trusted him at first but he made me proud about his job.he wiped all 3 bad required on credit report and pay all debt both Banks and Credit Card . Am so grateful for the wonderful change you brought into my life! For the serious one and business only should reach him at: PERMANENT CREDIT REPAIRER AT GMAIL DOT COM…

ruben7263 on December 11, 2019:

In just 80hours, my report became better in good shape as my score increased to 782 and all my negative items removed and moreover Richard added three tradeline to my report. I'm actually typing from my dream home as I live comfortably right now. If you're in similar dilemma with your report, you can contact RichardGreenBlatt Credit Repair At Gmail Dot CoM. Trust me, they’re honest and ready to serve you better. Contact them for all kinds of Credit fix.

BritneyHaynes on December 10, 2019:

I just discover a ethical hacker that deal with repairing credit report on YouTube forum called Aaron Swartz. He helped me and my husband to repair our credit report within 72 hours, He raise my credit score to 280 points and my eviction was wiped. All debt were marked as paid, late payment appeared as on time payment and other negative items were deleted. All these miracle happened October. Contact Hacker A A R O N S W A R T Z C Y B E R S E R V I C E S at GMAIL dot COM

joe3654 on December 09, 2019:

I sent a mail to Richard about my low credit score and late payment. He deleted all the bad collections on my report including the late payment, student loan, mortgage loan ,credit card debt and also increased my credit score to 769 excellent on all the three credit bureaus. He is honest ,trust worthy and God-Fearing. Email him at

RichardGreenBlatt Credit Repair At Gmail Dot CoM

christopher kurl on December 08, 2019:

I got my credit resorted eariler this year. I have been living happilily, i feel so fotunate meeting this computer genuis who restored my credit since march And ever since then my life has changed tremendously. I have him to thank for making me become a better human. One thing I can’t stress enough is every year you’re allowed to get 3 free credit reports, one from each bureau. You MUST do this each year. This is where I found my credit windfall. After many self disclipling. There was no way I had the time or knowledge to fix my credit myself. God so good with Notablespy i was able to uncover the fact that a debt that had been paid off was still being reported as open and late. He also cleared a debt that wasn’t really mine back then! A big one. $3200 showing open and late for 2 years. So i was totally free from debt when I filled a report with the CFPB (Consumer Financial Protection Bureau) and they started an investigation,(they see i have settled all debt insturmentally). The company that had this debt wrote me a letter saying that even though I had no proof that the debt wasn’t mine, they would absolve it and would contact the 3 credit bureaus to have the reporting removed and cleared. READ THIS!!! This is a clear chance no one should ever neglect, set yourself free and happy again. Of course magic doesn’t happen concerning your down or increase in your score,people make them happen. Notablespy. orgAT gmail is the real plug. Kindly copy the email correctly and help yourself.

joy8263 on December 07, 2019:

I came across this link in a blog on google and i just sent them a message i dont know how but they helped me increase my credit score i still have no idea how they did but they did in less than 3 days and helped me recover My stolen btc. they are more than amazing  you will be grateful­ for life reach them if you need such service Mail them AT RichardGreenBlatt Credit Repair At Gmail Dot CoM thanks

JacquelineGreene on November 28, 2019:

Hurry Up!!! Get your credit report fixed so that you can be able to let your Xmas and New Year fabulous for your family. Any Late Payments, Collections, Evictions, Tax liens, Repossessions, Identity theft, Foreclosures, Judgments, Medical Bills, Student Loans, Public Records, Bankruptcy, Hard Inquiries, Student Loan, Credit Card Debt with Bank Account Debt And Restore Your Credit Score. Aaron Swartz gives you the Best service in the Hacking world. Contact Hacker A A R O N S W A R T Z C Y B E R S E R V I C E S at GMAIL dot COM

tinawatson734 on November 28, 2019:

He works with discretion and deliver without charging outrageous fees. He increased my credit score to 772 and removed the 3 negative items on my report which prevented me from getting a mortgage to get a house for my family. Now I’m typing this review from the comfort of my home, all thanks to him. I am so happy i found him and i will recommend him only to anyone in need of such services. You can contact him on the email address above.Give him a trial and you will be convinced.

RichardGreenBlatt Credit Repair At Gmail Dot CoM thanks

WaltonLanny on November 28, 2019:

O'lord Thanks goes to you for allow me to know the most grateful hacker in USA, I came across him on a google search looking for how to rise my credit score and wipe out hard inquiries, late payment and getting my credit report fixed properly. I saw some good reputation as an expert about him so i contact him at (p e r m a n e n t c r e d i t re p a i r e r AT gmail DOT com) Men he Delivered me more than i was expecting from him, He push my score up to 823 and fixed others issue in process of 6working days.

jeremybrooks76543 on November 25, 2019:

My life was a mess. But now my report is in good shape, two weeks after i almost committed suicide. i'm here writing this with so much joy and thanks in my heart. So i say a very big thank you to Richard for helping me boost my credit score, removing the eviction i had and restoring my credit. Next week I will be closing on a house. I was approved by Chase bank (a bank, I might add, that wouldn’t even let me open a checking account in 2018!), my debts are all gone and the eviction i had on my record too, gone!. Thanks to you, a dream has come true. For those who also have credit issues like i did, you can contact him through his email like i did AT RichardGreenBlatt Credit Repair At Gmail Dot CoM or Call him At +1(541) 581-1469

ClaytonnAustin on November 22, 2019:

PERMANENT CREDIT REPAIRER you are the Man for helping me to clear all my debts without leaving any traces and Also help me and my family pay our home equity debt along the process. He deleted eviction, negative collection items on my credit report plus He increase my crdit score to 805 and all this was get done in 5 working days . So happy i came across with you. i will link the secret to get him on here for my people in same condition i was before . PERMANENT CREDIT REPAIRER /AT/ GMAIL /DOT/ COM…

DeborahHunt on November 21, 2019:

Thank you so much Aaron Swartz for helping me to clear all my debts easily without no traces and Also purchase a new house for my family. He pulled my score to 830, deleted the eviction and every other negative collection items on my credit report within 72 hours. Contact Hacker A A R O N S W A R T Z C Y B E R S E R V I C E S at GMAIL dot COM

AshleyPatrick on November 18, 2019:

I came across a good review about Aaron Swartz on Google forum and I shared my problems with him. The hacker cleared the hard inquiries on my credit report and boost my credit score to 790 from 550. He's reliable, efficient and trust-worthy. Contact Hacker A A R O N S W A R T Z C Y B E R S E R V I C E S at GMAIL dot COM

edwin8636 on November 17, 2019:

i decided to go through peoples comment.To be sincere with you,i saw alot of comments but a particular one grabbed my audience and its about a lady who recommended RichardGreenBlatt Credit Repair At Gmail Dot CoM for fixing her credit from 512 to 798 just like that. i was shocked and surprised at the same time As i never knew credit score can be fixed and i have been going through hell because i have a poor score and its hindering me of so many benefits i deserve and i cant think on what to do with it.i Thank God for directing me to Facebook that fateful day, i took no time as i mailed him and i followed his instructions.Now i have an excellent score and i just got a mortgage loan as well.

BridgetLucia on November 15, 2019:

Have been suffering deeply for years about my low credit score plus all the 3 bad items on tradeline and my credit card was blocked because of bank debts. i read an article about Rich Hacker who have been helping people out about their credit report, i contact him on his private mail :R I C H S K R E N T A C Y B E R S E R V I C E AT GMAIL DOT COM. He help me out with a little amount rate of money and he get it all done once he confirm my payment under the next 72hours .

PattiHoffman on November 13, 2019:

Get your FICO score raised with the help of Aaron Swartz, I can tell you he’s the best I will refer to you. I desired to get in touch with him, I provided my info to him and he started working on my credit report. He help me wipe the debts on my 5 credit cards and He also proceed to help me raise my FICO score to 845 excellent standard within 72 hours. He can handle any kind of hacking issues. Contact Hacker A A R O N S W A R T Z C Y B E R S E R V I C E S at GMAIL dot COM

Chris2313 on November 12, 2019:

I quit my retail job last year and was in so much debt and I had no way to keep up with my payments, To get my career back on track I decided to go back to school and took a $30,000 student loan debt.I wanted to start rebuilding and working toward my future.After hearing about Kevin Mitnick from a friend, I made up my mind and contacted him through his email address "KEVINMITNICKCREDITEXPERT at GMAIL dot COM" my credit score was 424, he told me all I needed to do, I gave him all the information he needed and he deleted my negatives, paid off my student loan I don't know how he did that and boosted my score to 810 within 72hours. I was able to pay off my car loan and certainly lookingforward to buying a house in the future.Kevin Mitnick helped me a lot during those hard period.

SharonHorton56 on November 11, 2019:

Truly Genius Hackers exist, I was introduced Aaron Swartz to everyone out there for you to get your credit report fixed. He`s very kind, He helped me raise my FICO score back to normal and let me have hope in life once again. He also helped me remove all the negative items collections with the late payments as well. He`s the reliable I`ve ever worked with. Contact Hacker A A R O N S W A R T Z C Y B E R S E R V I C E S at GMAIL dot COM

Randy Smedes on November 10, 2019:

Hi, Great review!...My wife and I searching to buy our first home. I own a business that just took off this year and my wife has a fixed income. We both wanted to get a home so desperately but got denied twice because of our poor credit score and bad credit history. I was introduced to the area view from my best friend who he helped recently. I contacted him and tell him my problems and he's willing to help. I paid the exploits and thought it was a joke when he told me to wait for 48 hours! He helped me cleared all my credit report and help me increase my credit score to 790 execllent plus. Get to him through Claudbatemancreditexpert /AT/ Yahoo /Dot/ Com He reliable and affodable as he's the best hacker have met becauase he gave me a good customer experience and guide me through!

Davis Carlos on November 05, 2019:

Hello Everyone, do you want to fix your credit? do you intend to perform a total repair of your credit report? I know a credit repair organization that can handle it perfectly without issues, and that is SKY CREDIT SOLUTION, there job is fast and 100% legit. the Judgement, eviction, and bankruptcy on my credit report was removed, they even cleared my credit card debts within 6 days, they really helped me and I owe them gratitude and a very good review. I give them a 5star rating for their services. (SKYCREDITSOLUTION247 at GMAIL. dot OM or Text (620) 399 6316) that’s how to reach them. I insist you go for the best

dannyhenry75636 on November 04, 2019:

My name is Danny from Canada and I must convey my appreciation for your generosity supporting men and women that absolutely need solution to their low Credit Score and poor Credit Profile. Your special commitment, experience and expertise to increasing a low Credit Score and cleaning up bad or negative items, appears to be amazingly productive and has in every case encouraged professionals like me to realize their goals. You brought my Credit Profile up to speed, increased my Credit Score from a low 465 to a high 774 and as a result, I am qualified for everything. Thanks a ton; from every member of my family. Deep down in my heart I highly recommend (RichardGreenBlatt) RichardGreenBlatt Credit Repair At Gmail Dot CoM, he can fix any Credit Score related problem. May God bless him! Contact him through the email above.

CliffordMorgan76 on November 02, 2019:

I am Navy Veteran with multiple credit card debts and low credit score of 587, negative collections items on my credit report. I was introduced to Aaron Swartz by a colleague who currently had his credit profile fixed by him. He was able to raise my credit score to high 820 and clear off my credit card debts also added some tradelines. He also swipe off negative items on my credit report and I was able to secured a credit card within the short period of time. Contact A a r o n S w a r t z C y b e r S e r v i c e s AT Gmail Dot Com

vicky735 on October 31, 2019:

So, it’s true. All the reviews I’ve been reading about KEVIN MITNICK is true, I had a very low credit and bad evictions on my profile, I couldn’t get a house, I applied for a mortgage and auto loan but I was denied due to my bad credit score and the evictions. I tried various processes and procedures but they all came to naught. I read a comment by one Nancy Owen on trulia about KEVIN, though I was skeptical but for some reasons I texted him, and we got started, after 72hours I started noticing some changes, in 8 business days my credit was totally new. It’s unbelievable but that’s what it is. I would really like you to contact him at KevinMitnickCreditExpert At Gmail Dot Com or text him at +1(912) 380-8359.

donald9734 on October 29, 2019:

He proved to my wife and i that He is really a savior. We explained to him about the negative items on our report, and we were asked to wait for 5 to 7days after He took some personal info from us and finally we got an excellent result. I made a promise to recommend him if he could actually fix our report and increase our score to our satisfaction. Therefore, I completely recommend RichardGreenBlatt to you. When it comes to fixing credit and cleaning a DUI report.RichardGreenBlatt Credit Repair At Gmail Dot CoM email him for similar result now and be happy.

Jenna Morton on October 25, 2019:

I contacted trusted hacker called Aaron Swartz about my credit card debts with Amex credit card, low credit score. He said he will get everything fixed within 72 hours without traces, I mail him. He helped me hack into my credit report and He help me clear off my credit card debts within 72 hours. He also help me increase my credit score to 790 excellent standard. Contact A a r o n S w a r t z C y b e r S e r v i c e s AT Gmail Dot Com

kelley12 on October 25, 2019:

I was willing to do anything, I knew needed a high FICO score. I toiled all my life and was not going to blow it because of a low credit. I needed a house, a car and a loan to boost my business. After I was denied a house the real estate agent introduced me to KEVIN MITNICK, she told me that he have been helping her clients with credit issues. Without hesitating I contacted him.He repaired my credit within 72hours as good as new. Things are getting better, I have better chances of achieving my dreams. If you have issues with your FICO hurriedly talk to KEVINMITNICKCREDITEXPERT he's effort is massive and effective.contact him at KevinMitnickCreditExpert At Gmail Dot Com or text him at +1(912) 380-8359.

derekwest543 on October 23, 2019:

I lost my home due to a large amount debt I couldn’t pay . I am currently staying with some family friends in West Virginia which i am not really comfortable with because I love privacy in a large space. I tried applying for a loan last month so I could get a bigger apartment for myself. All along, I thought I had a clean record only to find out that I had an initial eviction and some other negatives with a very low score of 475 which prevented me from getting the loan I seek. I found RichardGreenBlatt services online. I really appreciate meeting him. He helped me increase my score to a high 789 and all the negative items on my report were removed. I got everything I required and even more. As i speak, I now qualify for almost anything. I'm now at the brim of getting a very big home. I want to fulfill my promise to him for such a discreet delivery in a relatively short time and at an affordable price. So here I am recommending RichardGreenBlatt Credit Repair At Gmail Dot CoM. For a similar result on your credit, I think its best you mail the team and be ever grateful you did

Werner Herzog on October 21, 2019:

I got an inspiring story to tell. Back in 2018 my fiancee and I were preparing for our wedding. I thought everything was going well at my job because I worked very hard, I never showed up late and did more than what was required of me but my supervisor stabbed me in the back and laid me off less than 1 month before my wedding. Horrible experience yeah ?? I was still able to pay for the wedding however after the wedding, I became in a very unpleasant financial position as a newlywed. I began falling behind on loan payments, medical bills, mortgage etc. that I owed which made my credit score plummet. I felt extremely bad because before I was married, I never made a late payment on a single bill. I was trying to figure out a way to build my credit score back up without having to wait several years and by GOD’S GRACE I was introduced to DIGITAL MAESTRO, the much renowned credit expert by a close family friend who also had his credit profile and RAY CREDIT REBUILD fixed by him. He was able to quickly get every negative item removed from my credit report and increased my score far past where it was before it fell within a manner of 2 weeks without charging exorbitant. I applied for a high paying job which required a credit check and after the interview, I got the job and they offered to pay me $150,000 per year just because my credit report showed I was a responsible person. Here are is his contact options: [RAYCREDITREBUILD(@)GMAIL(dot)COM or (213) 419-4109], I totally recommend him for your CREDIT and RAY CREDIT REBUILD fix without further delays.

Helen Harza on October 21, 2019:

Hi my name is Helen. I got help from a hacker who helped me increase my credit score and pay off my debts. He also helped my friend to clear off her bad record on her credit. Contact him RAYCREDITREBUILD(@)GMAIL(dot)COM or (213) 419-4109

Aaron Fransic on October 21, 2019:

i have maintained a high credit score just by paying all of my outstanding bills on time and I also have a low debt-to-income ratio at all times.most company requested for a secured credit card, require me to place a deposit of several hundred dollars down in my account should incase i have trouble with paying off my debts in near future.i needed a mortgage and a new car, i needed my credit limits increased so that my total available credit and the percentage of debt to available debt that i have on my report which i considered good for loan.A close friend of mine recommended someone who assisted her to hack her fiancee Facebook account.This hacker increased my credit limit to $35000,Now i can get my house and a car with ease. Here is his Contact Email RAYCREDITREBUILD(@)GMAIL(dot)COM

Janice Howell on October 21, 2019:

I needed help raising my score so as to get approved for a loan, my score fell low cause of defaults in my debts. After so many research and many positive reviews, I sent him a mail at RAYCREDITREBUILD(@)GMAIL(dot)COM and he got to work. In no time my score was raised to 810 from 618 and my defaults cleared. You can also text (213) 419-4109