How to Pay NHIF Through MPesa

Updated on October 5, 2017
Patkay profile image

Patrick, a Computer Technician, is a dedicated writer who wishes to make the world better by informing individuals who seek more knowledge.

NHIF Payment Through M-Pesa

Our country is slowly but surely turning digital. Voluntary and self-employed contributors can be able to pay for their NHIF contributions through M-Pesa – Kenya's innovation mobile money transfer technology. This can be done in a very short time and it is much better than going to queue on any NHIF office.

Those wishing to make a NHIF payment for their employees should use the By-product Option for Company. You can get more information here.

National Hospital Insurance Fund

NHIF stands for National Hospital Insurance Fund which is actually a Government parastatal that was established in 1966 as a department under the Ministry of Health.

NHIF caters for the health care needs of Kenyans by giving them a medical insurance cover enabling them to get affordable treatment when in need. Though they have a long way to go, they have made some notable improvements towards the goal of offering comprehensive medical coverage to all Kenyans.

Mpesa

M-Pesa, an efficient mobile money transfer method
M-Pesa, an efficient mobile money transfer method | Source

How to Make Your NHIF Contributions Via M-Pesa

These are the procedures to follow to make your monthly contributions to NHIF through M-Pesa. Make sure your mobile phone is M-Pesa enabled and you have loaded it with the amount you want to send, plus, of course, the transaction charge. The contributions for the voluntary and self-employed is at the moment Kshs 500 per month. You determine how many months you want to pay for.

NHIF Business Number or Pay Bill Number

  1. On your mobile phone, go to the M-Pesa menu and select the Payment Services option.
  2. Select the Pay Bill option.
  3. Enter Business Number which is 200222.
  4. Enter Account Number – this is the contributor’s National Identity Card Number.
  5. Enter amount you wish to send and press okay.
  6. Enter your M-Pesa pin
  7. Confirm if the details are correct then press okay
  8. After successful submission, you will receive a confirmation SMS from M-Pesa.

The Transaction Charges for NHIF are as Follows:

Min. Amount (Ksh)
Max. Amount (Ksh)
Charge (Ksh)
10
49
3
50
99
5
10
499
22
500
999
22
1,000
1,499
22
1,500
2,499
22
2,500
3,499
33
3,500
4,999
33
5,000
7,499
33
7,500
9,999
33
10,000
14,999
33
15,000
19,999
33
20,000
24,999
33
25,000
29,999
33
30,000
34,999
33
35,000
39,999
44
40,000
44,999
44
45,000
49,999
44
50,000
70,000
55
 
 
 
Mpesa Transaction Charges for Voluntary Contributors & the Self Employed

Checking Your Account Status Using the Mobile

It is very easy to check your account status via your mobile phone:

  • Compose a new SMS.
  • Type the letters "ID," a space, then your
    ID number (or passport number if applicable) e.g ID 12345678.
  • Send to 21101.

Note: It is best to send the message during working hours. You will be charged Kshs 10 for using this service.

Which method do you use to make your NHIF contributions?

See results

© 2013 Patrick Kamau

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    • Patkay profile imageAUTHOR

      Patrick Kamau 

      4 weeks ago from Nairobi, Kenya

      Lilian, the best way is to visit any NHIF branch or Huduma and they will sort you out.

    • profile image

      Lilian 

      4 weeks ago

      My mum's NHIF is in arrears since May 2017 and she wanted to use her car, kindly advice wayforward: (1) How much am I to pay to be allowed to use the card please?

    • profile image

      Jane njoki 

      2 months ago

      Am paying my contribution via mpesa and it's reflecting that the request failed what should I do

    • profile image

      Abdulrahman Sheriff 

      2 months ago

      If I pay through M-Pesa, is it updating my account straight away or what should I do to make sure my account is upto date?

    • profile image

      GABREEKIM 

      3 months ago

      Thank you, its an awesome lesson, asante sana

    • Patkay profile imageAUTHOR

      Patrick Kamau 

      4 months ago from Nairobi, Kenya

      Thanks, Annette for the visit. Well, yes there is a deadline for self-employed and the payments should be continuous. Meaning you should not skip some months. I am not sure if it is ninth of every month.

    • profile image

      Annette 

      4 months ago

      Hello Patrick, thanks for the article. Is there a payment deadline for self-employed contributors?

    • Patkay profile imageAUTHOR

      Patrick Kamau 

      5 months ago from Nairobi, Kenya

      Peter, when you pay late, penalties apply. Again with delayed payment, you will not get covered. So it is important to pay on time.

    • profile image

      Peter 

      5 months ago

      Wht happens when i pay late

    • Patkay profile imageAUTHOR

      Patrick Kamau 

      6 months ago from Nairobi, Kenya

      Hello Haria, for Alien ID, you need to consult with NHIF people. I am not sure it is possible though. Thanks.

    • profile image

      Haria 

      6 months ago

      I am trying to pay for NHIF contribution through Mpesa for Alien ID and I keep getting wrong format? How do I go about it?

    • profile image

      Haniel 

      6 months ago

      I am trying to pay via Mpesa, and getting a response,

      "Failed. The format of your account number is incorrect. Please try again with the correct account number"

      In which format do put the ID No.? ; Please advise

      Thank you

    • profile image

      Gladys Biwott 

      6 months ago

      Iam trying to pay via mpesa for my mum, I get this msg_the format of account is incorrect which format are we supose to use, i have been trying to pay since last week, I followed the procedure Business number 200222, account number - ID then.........

    • profile image

      Betty 

      7 months ago

      I am trying to pay via Mpesa, and getting a response,

      "Failed. The format of your account number is incorrect. Please try again with the correct account number"

      In which format do put the ID No.? ; Please advise

      Thank you

    • profile image

      Werimba Catherine mwaniki 

      9 months ago

      I paid nhif this month but my nhif account it is not still updated

    • Patkay profile imageAUTHOR

      Patrick Kamau 

      14 months ago from Nairobi, Kenya

      Hi VIVIAN, I am not sure if it will reflect but check your contribution and if it does not appear, go to their offices and they will help you out. To get your account status via your mobile phone:

      Compose a new sms

      Type the letters "ID", a space, then your

      ID number (or passport number if applicable) e.g ID 12345678

      Send to 21101

      Note: Charge for this service is Kshs 10 only.

    • profile image

      VIVIAN 

      14 months ago

      I paid NHIF contributions via Mpesa and i used membership number instead of ID number.Will it reflect in my statement

    • profile image

      Dave 

      17 months ago

      Many thanks for article. How long does NHIF take to effect Mpesa contributions?

    • Patkay profile imageAUTHOR

      Patrick Kamau 

      17 months ago from Nairobi, Kenya

      Yes Rabecca, the self-employed are supposed to contribute 500 shillings every month.

    • profile image

      rabecca 

      17 months ago

      is there specific amount for self employed?

    • profile image

      waruguru muthoni 

      18 months ago

      Thank you Patrick for your kind response. Will be rushing there at lunchtime

    • Patkay profile imageAUTHOR

      Patrick Kamau 

      18 months ago from Nairobi, Kenya

      Hello, Waruguru Muthoni - The best thing for you is to visit any NHIF office for help. They will be able to update your details and advice you accordingly. You can also check whether Huduma center can be of help. Thanks.

    • profile image

      Waruguru Muthoni 

      18 months ago

      Hey Patrick, I paid for my mums yearly subscription on 27.01.2017 and upto now they have not updated, I realized that on Saturday when she went to hospital. Now it was the first time I paid through mpesa and I used her NHIF membership number as account number. Kindly assist how I might get help. Thanks

    • Patkay profile imageAUTHOR

      Patrick Kamau 

      20 months ago from Nairobi, Kenya

      Abel - Your employer should start paying for your monthly contributions, though I think you can still continue paying as an individual.

    • Patkay profile imageAUTHOR

      Patrick Kamau 

      2 years ago from Nairobi, Kenya

      Yes @samuel Self employed is 500. Sorry for that, i am just a blogger and I forgot to update that. For your problem, you can visit your branch and see if they will help you.

    • profile image

      samuel 

      2 years ago

      HI nhif please update ur data i.e..self employed contribution is it ksh 160 or 500.

      What is wrong with Naivasha branch ,I have enrolled my mum since last year 2015 August but up to now I haven't gotten the card what is wrong ?

    • Patkay profile imageAUTHOR

      Patrick Kamau 

      3 years ago from Nairobi, Kenya

      isaac, I am not sure for how long, the best thing is you keep on checking with their offices.

    • profile image

      isaac 

      3 years ago

      ave been paying it for six months bt avnt received my card,and the last time i visited the offices i was told to wait for a call or sms,my question is how long does the card take to be produced to members??

    • profile image

      william odhiambo 

      3 years ago

      Just preparing to register my parents.thank you nhif.

    • profile image

      pJohn 

      3 years ago

      Sitaki

    • Patkay profile imageAUTHOR

      Patrick Kamau 

      3 years ago from Nairobi, Kenya

      @Stevo yes they had been enacted but then later I heard that the court had stopped the process. So at the moment we can only wait.

    • profile image

      Stevo 

      3 years ago

      Am not sure whether the revised n.h.i.f funds has been enacted or not yet?

    • Patkay profile imageAUTHOR

      Patrick Kamau 

      3 years ago from Nairobi, Kenya

      STEPHEN consult NHIF or Huduma center to have your question answered.

    • Patkay profile imageAUTHOR

      Patrick Kamau 

      3 years ago from Nairobi, Kenya

      @Mandy tough questions. I am a blogger and I do not want to assume I know it all. The best thing is for you to visit NHIF or any Huduma center. They will answer your questions. For the second question, the company should notify NHIF.

    • Patkay profile imageAUTHOR

      Patrick Kamau 

      3 years ago from Nairobi, Kenya

      You should check with NHIF but there is a way you start paying afresh to avoid the penalties though he will not be covered for 2 months. Just visit any Huduma center and they will clarify for you.

    • profile image

      cheruiyot 

      3 years ago

      Ave been paying the n.h.i.f payments for ma dad. who is unemployed but came to learn later that he mised a month n there are charges which has sum up to be a burden.. how can you assist me.. coz this is the 4th month and i don't have such kind of money.

    • profile image

      Mandy 

      3 years ago

      Hi, I have a few questions:

      1. How do you change your NHIF status from employed to voluntary/self-employed?

      2. When you leave a company, are they supposed to notify NHIF?

      3. And also, if I have lost my NHIF card, how can I get it replaced? Is there any charge for this?

      Thankyou.

      Thankyou.

    • profile image

      STEPHEN 

      3 years ago

      can i apply for nhif and get the card immediately and use it now, or how long does it take the card to mature after application?

    • Patkay profile imageAUTHOR

      Patrick Kamau 

      3 years ago from Nairobi, Kenya

      @Regina Mwanthi for this you can contact NHIF and this can be solved in any Huduma center.

    • profile image

      Regina Mwanthi 

      3 years ago

      HOW DO I GET A CARD REPLACED FOR MY MOTHER WHICH SHE MISPLACED CAN NOT BE FOUND I FULLY PAID FOR YEAR 2015 MEMBER NO 4416454 THANK FOR YOUR MPESA PAY BILL.

    • Patkay profile imageAUTHOR

      Patrick Kamau 

      3 years ago from Nairobi, Kenya

      KLN you can get a receipt from NHIF offices or from any Huduma Center.

    • profile image

      KLN 

      3 years ago

      If I pay full year contribution through M pesa, how do I get certificate receipt.

    • profile image

      mary Rubia 

      3 years ago

      Thanks nhif. U really plays a great role in our lives.

    • Patkay profile imageAUTHOR

      Patrick Kamau 

      3 years ago from Nairobi, Kenya

      Thanks Nyamache for this new information about the number for checking one's status.

    • Patkay profile imageAUTHOR

      Patrick Kamau 

      4 years ago from Nairobi, Kenya

      @B. Athman for a company you do not use the Mpesa option. There is an option for a company.

    • profile image

      B. Athman 

      4 years ago

      What if it's a company paying for employees. What happens to the account part where u have to fill in your ID no.

    • Nyamache profile image

      Joshua Nyamache 

      4 years ago from Kenya

      The technology has made it easy to make payments; we could have really wasted a lot of time queuing in banks to make payments. The number for checking your account status using the mobile changed from 6443 to 21101.

    • Patkay profile imageAUTHOR

      Patrick Kamau 

      4 years ago from Nairobi, Kenya

      I agree with you Suba. They have even made it messy such that you do not get replies from NHIF.

    • profile image

      Suba 

      4 years ago

      the M-Pesa payment system is very easy and convenient. However, the almost monopoly it enjoys make it charge us expensively. Let us wait for a new entrance at least to compete with M-Pesa. This will make them lower their charges, which is a burden to the ordinary person.

    • Patkay profile imageAUTHOR

      Patrick Kamau 

      4 years ago from Nairobi, Kenya

      Yes @enock nyandiko they have made payment system much easier

    • profile image

      enock nyandiko 

      4 years ago

      Mpesa is the digital way for human to embrace, i used it over the holiday and i love it. kudos safcom

    • Patkay profile imageAUTHOR

      Patrick Kamau 

      4 years ago from Nairobi, Kenya

      Earlier on the system used to be good but now days there are issues with their system.

    • profile image

      CHRIS 

      4 years ago

      It is agood idea but once you pay i takes more than one week to get response from the org. I have been forced to go to office personally to have the cash reflected in the card.

    • Patkay profile imageAUTHOR

      Patrick Kamau 

      4 years ago from Nairobi, Kenya

      jane newton - You should contact NHIF

    • profile image

      jane newton 

      4 years ago

      what's happen if i have lost my nhif card?

    • Patkay profile imageAUTHOR

      Patrick Kamau 

      4 years ago from Nairobi, Kenya

      Thanks Steve Maingi

    • profile image

      Steve Maingi 

      4 years ago

      waoh this is digital indeed ..bigups Patoh

    • Patkay profile imageAUTHOR

      Patrick Kamau 

      4 years ago from Nairobi, Kenya

      Thanks pauline for reading and commenting. I totally agree with you.

    • profile image

      pauline 

      4 years ago

      It is dully easy to do it. Saves a lot of time and energy. Also enjoyable. Thank you Growing Kenya.

    • Patkay profile imageAUTHOR

      Patrick Kamau 

      4 years ago from Nairobi, Kenya

      It true Justus. It is because we are now in the digital era. Thanks for reading and commenting.

    • profile image

      Justus 

      4 years ago

      This time NHIF registration is very fast compared to previous years.keep it up. Justus

    • Patkay profile imageAUTHOR

      Patrick Kamau 

      5 years ago from Nairobi, Kenya

      Thanks Jesca nice for commenting. Yes I agree with you that now you can save a lot of time and this is what we need in our country, total digitization of services.

    • profile image

      Jesca nice 

      5 years ago

      This has saved lots of my time I had to dodge frm Job que for quite sometime b4 am served. kudos to the one who introduced this

    • Patkay profile imageAUTHOR

      Patrick Kamau 

      5 years ago from Nairobi, Kenya

      EMILY, I am not sure of this but you can contact NHIF offices for a clarification.

    • profile image

      EMILY 

      5 years ago

      when i pay by mpesa, does it reflect immediately in your systems?

    • Patkay profile imageAUTHOR

      Patrick Kamau 

      5 years ago from Nairobi, Kenya

      Thanks lucy patrick, it is surely a great method of submiting your dues.

    • profile image

      lucy patrick 

      5 years ago

      I used the M-pesa method and it was great idea

    • Patkay profile imageAUTHOR

      Patrick Kamau 

      5 years ago from Nairobi, Kenya

      Jossy, making use of M-Pesa saves the self employed or voluntary ones a lot of time. We hope they will keep on improving the system to accommodate even those who are employed. Thanks for reading and commenting.

    • josiejossy profile image

      josiejossy 

      5 years ago from Nairobi Kenya

      Waoh..grt hub though its abit unfortunate for those employed since they have to go to their offices before due date and make the payments...

      N do i send with an extra cash for withdrwal or its jst the actl amount...thnx for sharing..

    • Patkay profile imageAUTHOR

      Patrick Kamau 

      5 years ago from Nairobi, Kenya

      lucy patrick, make use of M-Pesa and you will save your self a lot of time wasting.

    • profile image

      lucy patrick 

      5 years ago

      hi! and the way i used to travel all the way to make payment. good hub

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