How to Withdraw From Western Union Via Mobile (GCash)

Updated on March 26, 2019
yougotme profile image

Renz is an enthusiast of digital technology. He devotes time to studying how these platforms can help make things work for us.

Getting Western Union remittance digitally via GCash app
Getting Western Union remittance digitally via GCash app | Source

In this digital age where everything happens with just a few taps on our mobile phones, a lot of tasks that used to take time have been made simpler and easier. Take for example Western Union (WU). Previously, whenever I got my earnings via WU, I needed to visit a remittance center and queue up to get my remittance. Because remittance centers normally operate until 4:00 PM only, I'd end up rushing my lunch at my day job so I could queue up. There were times when I'd end up empty-handed because I would ran out of time just queuing up.

The Digital Revolution

Things are so much different now, especially that there's a better alternative to consummate the entire process. This doesn't include going to a physical branch. No more queuing up for me, and no more time restriction.

I'll be sharing here in this article how retrieving remittance payments via mobile generally works. I also took screenshots from my phone, so that you may follow the process.

Just in case you are dealing with Paypal (and not WU), I have a separate article on that which you may read here: How to Transfer a Paypal Balance to GCash in the Philippines.

Getting your remittance or payment from Western Union in 5 easy steps
Getting your remittance or payment from Western Union in 5 easy steps

5 Basic Steps to Withdrawing From Western Union

Here's an outline of how to get your Western Union remittance digitally. In my experience, it just takes about 2-3 minutes to get things done.

  1. Getting the Western Union reference number (MTCN)
  2. Selecting Cash-In > Remittance in the app
  3. Inputting the reference number and the expected amount
  4. Confirming the transaction details
  5. Receiving the payment or remittance

1. Getting the Western Union Reference Number (MTCN)

The easiest step is to take note of the WU reference number (MTCN), which you need to input. The sender usually emails this to you or communicates it in other ways (such as SMS).

2. Selecting Cash-In > Remittance in the App

Currently, there's only one app in the Philippines that can claim remittance from Western Union. It's the app from Globe Telecom called "GCash".

It's basically a digital wallet with multiple functions including cash-in via remittance. You'll need to set up an account there, so you can proceed.

Click thumbnail to view full-size
The first step is to take note of the Money Transfer Control Number (MTCN)Next is to tap on Cash-In on the landing page of GCashFollowed by a second tap on Western Union under Remittance PartnersYou'll then be inputting the MTCN and the amount you are expecting to receive
The first step is to take note of the Money Transfer Control Number (MTCN)
The first step is to take note of the Money Transfer Control Number (MTCN)
Next is to tap on Cash-In on the landing page of GCash
Next is to tap on Cash-In on the landing page of GCash
Followed by a second tap on Western Union under Remittance Partners
Followed by a second tap on Western Union under Remittance Partners
You'll then be inputting the MTCN and the amount you are expecting to receive
You'll then be inputting the MTCN and the amount you are expecting to receive

3. Inputting the Reference Number and the Expected Amount

Once you are on the landing page of GCash app, just tap "Cash-In" and then "Remittance." There are currently three options listed including "Paypal" and "Western Union." Tap the latter.

It will load up in-app the Western Union facility, and you can only proceed by keying in the reference number which you noted in Step 1.

Another input is the expected amount to be received. If your transaction is in PHP, you need to key in the exact amount, but if the amount is in USD, in my experience, you can input an estimate close to the converted value in PHP. Example, if you are expecting $100, you can multiply it by PHP52, so you can type in P5,200 as the expected amount.

4. Confirming the Transaction Details

The app will then be flashing the details for your confirmation. Carefully review the information. Once done, you may tap on "Confirm" to begin processing of your claim.

Click thumbnail to view full-size
This shows an example of inputting the MTCN and the expected amountPress "Next", and you'll be directed to the Confirmation Page. Check the details and tap on "Confirm"In a couple of seconds, it will show on-screen that the transfer was successful!You can check your new balance, reflecting the amount of the transfer. You're all done!
This shows an example of inputting the MTCN and the expected amount
This shows an example of inputting the MTCN and the expected amount
Press "Next", and you'll be directed to the Confirmation Page. Check the details and tap on "Confirm"
Press "Next", and you'll be directed to the Confirmation Page. Check the details and tap on "Confirm"
In a couple of seconds, it will show on-screen that the transfer was successful!
In a couple of seconds, it will show on-screen that the transfer was successful!
You can check your new balance, reflecting the amount of the transfer. You're all done!
You can check your new balance, reflecting the amount of the transfer. You're all done!

5. Receiving the Payment or Remittance

You'll receive an SMS shortly from GCash if the claim is deemed successful. Afterwards, your balance will be updated by the amount shown in the Confirmation Page. Voila, you are now able to get your WU transfer without going to a remittance center!

Will you now be having your remittance/payment withdrawn digitally?

See results

All Done!

There are some things you may need to note. Of course, there are limitations as to the usage of this feature. Based on my experience, you can only use this facility if the name registered in the app matches that of the receiver's name indicated in the WU transaction details. Other than that, you should not encounter any problems.

I hope this guide is easy to follow. Should you encounter problems, you may share via comments below.

This article is accurate and true to the best of the author’s knowledge. Content is for informational or entertainment purposes only and does not substitute for personal counsel or professional advice in business, financial, legal, or technical matters.

Questions & Answers

© 2019 Renz Kristofer Cheng

Comments

    0 of 8192 characters used
    Post Comment

    No comments yet.

    working

    This website uses cookies

    As a user in the EEA, your approval is needed on a few things. To provide a better website experience, toughnickel.com uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

    For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at: https://toughnickel.com/privacy-policy#gdpr

    Show Details
    Necessary
    HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
    LoginThis is necessary to sign in to the HubPages Service.
    Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
    AkismetThis is used to detect comment spam. (Privacy Policy)
    HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
    HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
    Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
    CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
    Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the googleapis.com or gstatic.com domains, for performance and efficiency reasons. (Privacy Policy)
    Features
    Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
    Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
    Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
    Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
    Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
    VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
    PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
    Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
    MavenThis supports the Maven widget and search functionality. (Privacy Policy)
    Marketing
    Google AdSenseThis is an ad network. (Privacy Policy)
    Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
    Index ExchangeThis is an ad network. (Privacy Policy)
    SovrnThis is an ad network. (Privacy Policy)
    Facebook AdsThis is an ad network. (Privacy Policy)
    Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
    AppNexusThis is an ad network. (Privacy Policy)
    OpenxThis is an ad network. (Privacy Policy)
    Rubicon ProjectThis is an ad network. (Privacy Policy)
    TripleLiftThis is an ad network. (Privacy Policy)
    Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
    Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
    Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
    Statistics
    Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
    ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
    Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)