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How to Open a Metrobank Fun Savers Club Account

Anna is a Japanese-Filipina blogger who loves to share tips and help people learn about what it's like living in the Land of the Rising Sun.

A guide to opening a Metrobank Fun Savers Club Account

A guide to opening a Metrobank Fun Savers Club Account

Along with Banco de Oro (BDO) and Bank of the Philippine Islands (BPI), Metrobank is one of the top three banks in the Philippines. Metropolitan Bank and Trust Company have an exclusive savings account for kids and teens 7–18 years of age called the Fun Savers Club account.

No matter how young they may be, opening this account can teach children a lot about frugality and money management. Remember, saving up for the future is important, and they're never too young to learn about responsibility.

Saving money early could go a long way. Money set aside every year will become the foundation of their financial independence. If there is something I learned the hard way after I entered the corporate world is, "It's quite challenging to get out of the rat race."

Every month is a struggle, and the only thing you look forward to is payday. You get your salary, be ecstatic for a moment but as soon as you realize the bills to be paid, the money left after is not even enough to cover you for the rest of the month, let alone go to that dream vacation you've been dying to go to.

Financial literacy is something I wish my parents/ guardians had taught me when I was young. It could have prepared me to face the tortuous reality of adulthood. I ventured into the unknown, solving puzzles as I went. Everything seemed like a mathematical equation I needed to compute. How it stressed me out the entire time, some of you will probably have an idea.

A bit late to the scene, I was 16 years old when I decided to open my Fun Savers account. I knew I had to start somewhere, even though I didn't have much to save at that time. If you are a parent reading this article right now, I highly recommend you teach your kid/s the valuable lesson of saving up for the rainy day as early as you can. Oh, how I wish I saved those Christmas money gifts I had when I was younger. It would have been an incredible kick-starter and would allow me to relax a bit more about not having enough.

Requirements for Opening a Metro Fun Savers Account for Children

  • Two (2) 1 x 1 recent ID pictures
  • School ID (must have at least two photocopies)
  • Birth certificate Xerox copy (bring along the original for verification purposes)
  • Php500 for the initial deposit (and also the maintaining balance)

What's an In-Trust-For Account or ITF Account

Kids (even babies) below the minimum age requirement can still obtain a savings account of their own. This is the ITF account or In-Trust-For account. Parents/guardians should bring the following:

  • Original birth certificate of the baby/child
  • 2 valid IDs of whoever is opening the account for the minor
  • 1 x 1 picture of the parent/guardian
  • 1 picture of the baby

Details About the Fun Savers Club Savings Account

  • The minimum initial deposit is 500 pesos.
  • The maintaining average daily balance is 500 pesos.
  • The minimum ADB to earn interest is 4,000 pesos.
  • You can have a free educational trust benefit worth 50,000 pesos for accounts reaching the minimum average daily balance (ADB) if something tragic happened to the parent/s.
  • They offer a free personal accident insurance worth twice the ADB, not to exceed P1 million (with minimum ADB requirement).
  • They offer exclusive discounts and privileges from partner establishments (mentioned below).
  • Both peso or U.S. dollar savings accounts are eligible for enrollment.

Benefits of a Metrobank Fun Account

  1. Easy to acquire. Relatives/non-relatives can go through the procedure with the required documents in account opening.
  2. It provides a value-for-money gift alternative.
  3. It's an affordable and lasting present.
  4. It's a gift that offers more than its cash value—freebies, discounts, insurance, and educational benefits to club members.
  5. This account ensures the customer that the gift is used as intended (that is, to encourage saving).

This article is accurate and true to the best of the author’s knowledge. Content is for informational or entertainment purposes only and does not substitute for personal counsel or professional advice in business, financial, legal, or technical matters.

© 2012 Anna Marie Z


Anna Marie Z (author) from Japan on February 02, 2021:

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Read More From Toughnickel

Hello Rosemarie! I apologize for the late response. I'm currently working on my new blog, and not active here anymore.

As for your inquiry,

it doesn't come with an ATM card, unfortunately!

Feel free to visit my new website if you have any further inquiries! See you!

Rosemarie on August 26, 2020:

Does it have an atm card?

analyn inocencio on June 17, 2020:

hi, how if my daughter havent an i.d. can i open her a fun savers acct?

Rowela Dela Cruz on April 15, 2020:

Hi, can I transfer money online as well to fun savers account? Also i am not currently in the country can my brother in law open the account for my daughter?

Jaydenne on March 03, 2020:

How about my son and me deffernt family name is that okay??

Apple on January 07, 2020:

Is it necessary that you will withdraw your account in you reach 19 or its ok to continue

Myrna Teresa daguio on January 05, 2020:

Can i transfer money online from my account going to my kids account and can i add my kids account to my online account so that i can monitor the status of their funds

ren mark opsinal on October 30, 2019:

informative article

patricia cruz on August 15, 2019:

do you allow to open savings account for baby? 3 months old

regine plata on December 24, 2018:

what types of id do you accept? are you accepting like philhealth or hdmf id?or company id

ace on December 13, 2018:

Can i deposit check in Fun savers

reshel on July 04, 2017:

my baby is a new member of FSC acount. i do not received a FReebies or any Gift Certificate. Would like to ask on how to get this GC? could someone advice please?

S on December 17, 2015:

Hi. pls enumerate their Partner Merchants. I can't see it. Thanks!

Roxie on October 23, 2015:

I want to open for the seek of my kids

dang on August 26, 2015:

I think this is old post..but I just to know if they still have this fun savers in metro bank.. Thanks

Yumi on August 03, 2015:

Thanks for the info

Ayumi on July 14, 2015:

Very informative , thanks

sarah.andrade on April 12, 2014:

hello me like you

Laurel Rogers from Bishop, Ca on August 12, 2012:

Hi Sakaki-Welcome to HubPages and congratulations for writing such an informative Hub. Great job!

LJ Scott from Phoenix, Az. on August 12, 2012:

Great first hub... and I am very happy to welcome you to hubpages. Keep up the great writing.

Nancy Yager from Hamburg, New York on August 12, 2012:

I am honored to read your first hub. Look forward to more.

Faye Constantino from Florida on August 12, 2012:

You are most welcome Sakaki. I was lucky enough to start and be welcomed by Tom, you saw him above. Because he welcomed me many others came too. I am just so proud of the hard work you put in to create this. I did it because anyone who puts forth such effort deserves it. My first hub was so bad that I only leave it up so new people can see how NOT to do a first hub. I thought I was blogging, lol. I'm glad you had such a nice surprise waiting for you here.

Anna Marie Z (author) from Japan on August 12, 2012:



I REALLY appreciate your warm welcome!! THANK YOU SOOOO MUCH!! You HAVE helped me made my decision!! :"D

I thought about quitting for I am only 17 years old. I didn't know that in order to use Google Adsense, one should be above 18 years of age,, they recommended that I should have a guardian/parent with me. I was having second thoughts because I wanted to surprise them in the future about this thing, but I guess I should ask their help about it. :)


-LOTS OF LOVE from Sakaki! :")

Anna Marie Z (author) from Japan on August 12, 2012:

Hello Pamela!! THANK YOU A LOT for welcoming me!!! THANKS!!! I will write more! :"D

By the way, you have the same name as my aunt's! :D

-Sakaki~ :)

Anna Marie Z (author) from Japan on August 12, 2012:

Hello Remaniki!!!! :)

THANK YOU A LOT for your compliment!!

and also I wanna thank you for mentioning the forum Faybe has created!! I didn't expect she would do such thing!!! Words aren't enough to express my gratitude!!


-Sakaki~ :)

Anna Marie Z (author) from Japan on August 12, 2012:

Hello Kelly!!!! :D

THANK YOU A LOT for welcoming me! :)

I am fully inspired!! I will keep on hubbing!


-Sakaki~ :"D

Anna Marie Z (author) from Japan on August 12, 2012:

Hi Michael!! THANK YOU VERY MUCH!! For voting and commenting!

I thought it would be a great idea to share this kind of article to encourage kids & teens like me. :)

again, and again,, THANK YOU VERY MUCH!!!! :D

-Sakaki~ :)

Anna Marie Z (author) from Japan on August 12, 2012:

Hello Tom! THANK YOU A LOT for welcoming a newbie like me! :D

A lot of FINE FOLKS indeed! Just LIKE YOU GUYS!! :D


-Sakaki~ :)

Anna Marie Z (author) from Japan on August 12, 2012:

@MyWebs Thank you for welcoming me!! I never thought I'd get this kind of treatment! :D

THANK YOU VERY MUCH!!! I will do my best!

I was surprised when you asked if I was a fan of Taylor Swift; because I am! I LOVE her songs!! I admire her talent in song-writing!

I've seen pictures of her doing the same heart thing, I just didn't know that she does it all the time, x")


-Sakaki~ :)

Anna Marie Z (author) from Japan on August 12, 2012:

@Faybe Bay Thank you sooo much for your time! :"D I didn't really expect that you have the time to read it. THANK YOU VERY MUCH for those encouraging words of yours! :D

I read Remaniki's comment about the forum you created just to introduce me! I AM OVERWHELMED! THANK YOU! THANK YOU! :"D

My first time to experience this kind of treatment!


A LOT OF GRATITUDE in here!! :)

-Sakaki- :)

Pamela Oglesby from Sunny Florida on August 12, 2012:

Welcome to Hupages. This is a very interesting hub and I'm sure you will write many more.

Rema T V from Chennai, India on August 12, 2012:

Hi Sakaki,

Good job making your first hub neat and useful. I appreciate your effort. Found this hub from a forum started by Faybe Bay introducing you to fellow hubbers. Keep writing and enjoy your time on HubPages. It's a great place to be for young talents like you. Good luck! Cheers, Rema.

Willette from Michigan on August 11, 2012:

Hi Sakaki: Welcome to HubPages. Great job on your first hub. Very informative and useful info. Don't stop now; Keep on hubbing!!

Michael Fielder from North Central West Virginia, where the green grass grows... on August 11, 2012:

This was great on several levels. I voted up and useful as well.

One, it is a great thing to not only encourage kids but to clearly show them how to do those things we encourage them to do.

Two, it is a great thing to not only encourage kids but to clearly show them how to do those things we encourage them to do!

Nice first Hub,


Tom Cornett from Ohio on August 11, 2012:

Great job on your first Hub! Welcome to HubPages. Hope you have a fun time here. There's a lot of fine folks on the site. :o)

Anthony Goodley from Sheridan, WY on August 11, 2012:

You have here a very informative hub, great job. Voted up and as useful. Welcome to hubpages. Oh I was curious if you was a Taylor Swift fan cause I seen you doing the heart thing in your profile picture? Tay does that all the time.

Faye Constantino from Florida on August 11, 2012:

You did an absolutely Awesome Job! I am rating you up and Useful, informative and beautiful! I love the graphics and that you have even protected your photos. This is a top notch first hub. I'm sharing it also. So proud of you!

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