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How to File a Funeral Claim With the SSS

Virtual Pal has been a marketing officer and call reviewer in the Philiippines.

The Philippine Social Security System

social-securrity-system-funeral-death-claim-procedure

In 1957 the Philippine government created the SSS, an agency to provide retirement and health benefits for all members. The SSS is a social insurance program for private sector wage earners in the Philippines. Retirement, sickness, maternity, partial disability, pension, and death are some of the many benefits available to SSS members.

In addition, members can get so-called "calamity loans" if they are affected by natural disasters like flooding, earthquakes, and the like. Members can request salary loans, depending on the monthly salary of the employee who is a member of SSS.

Filing Death Claims

Death claims are different from funeral claims. Death claims may be filed by the primary or secondary beneficiary of the deceased employee-member.

Only certain individuals are authorized to receive death claims from a deceased member:

  • Living parents (if the deceased is single)
  • Living siblings
  • The legal spouse
  • Beneficiary children of legal age
  • Guardians of children under 21 years old

Filing Funeral Claims

Again, funeral claims are different from death claims. Funeral claims are given to the person who shouldered the funeral expenses regardless of his/her relationship to the SSS member. As of this moment, funeral claims amount to Php20,000. each. The documents you need to file this claim are as follows:

  1. Death Certificate of a member duly registered with Local Civil Registry Office.
  2. Official receipt (or contract, if not yet buried) issued by the funeral parlor, or certificate of ownership for a prepaid memorial plan.
  3. Filer's Affidavit (Sinumpaang Salaysay), to be filled out by the person actually filing the claim.
  4. Waiver, if the claimant is not the one named in the official receipt. Include authentic identification (with signature) of the one waiving the benefit.
  5. New Residence Certificate (Cedula) of the filer.
  6. Any valid I.D. of the filer (see below)
  7. SSS Digitized ID of deceased member.

List of accepted ID's

  • Company ID
  • Philippine Passport
  • GSIS card
  • ID card issued by professional associations recognized by PRC
  • Marriage contract
  • NBI clearance
  • Police clearance
  • Postal ID card
  • School ID
  • Senior Citizen Card
  • Tax Identification Card/Affidavit
  • Voter’s Identification Card/Affidavit

Upon completion of the above-mentioned documents, proceed to the nearest SSS branch in your area. SSS personnel will give you claim stub for the check. You may have to wait a few weeks to months before the release of the check. Get their phone number in case you want to make a phone call to follow up on an unpaid claim; this is easier than having to wake up early and fall in line just to follow-up.

They will text you when your check is ready for pick up. If you receive the text, bring a valid ID, the death certificate of the member, and the claim stub that SSS gave you when you submitted the documents for your claims.

It is best if you put the filer's name on the receipt from the funeral parlor; that way, the waiver listed in item 4 will not be necessary. Less hassle, fewer documents needed, faster claim. It is also better if you file the claim before the internment. If the funeral parlor service charge is less than Php20,000, you must keep all receipts of the burial expenses for food that was served at the wake.

This article is accurate and true to the best of the author’s knowledge. Content is for informational or entertainment purposes only and does not substitute for personal counsel or professional advice in business, financial, legal, or technical matters.

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Questions & Answers

Question: What's next after I received the funeral cheque from a funeral claim in the Phillippines?

Answer: Proceed to the issuing bank(specific branvh stated in the check, bring 2 valid ids, and ung karugtong ng claim stub from sss.

Question: In the Phillippines, once a death claim is filled how will it take for reimbursement to come?

Answer: Mine took 3-4 weeks.

Question: In the Phillippines how can I check if the funeral claim loan is ready to pick up?

Answer: Call the sss branch where you filed the claim.

Question: In the Phillippines, what can you do if the deceased sss member doesn't have the SSS digitized ID?

Answer: Any other issued government ID will help.

Question: How would I proceed when the death member is single, declared beneficiary was her grand daughter for the social security system claim system in the Phillippines?

Answer: If there is a legal document that can prove the claim na ung grand daughter ang beneficiary like a last will, pwede sya mag claim pero kung wala. Automatic parents, at mga kapatid ang beneficiary

Share Your Views and Opinions

Jhe alcober on October 26, 2019:

Goodpm po. May itatanong po ako,ang nanay ko po namatay nung oct.15,2019 meron po syang sss ang problema nga lang po hinde na nya nahuhulugan, ang tgal na po dekada na po meron pa po bang matatanggap ang mga anak nya? Salamat po

Joshua reyes bernal on September 05, 2019:

How to follow up checked

In funeral claim ?

Tapos na po eh sabi wait lang po kame 2 weeks ?

Marites villarba on June 29, 2019:

Blessed day po.magtatanung lng po ako.nuon po june 11,2019 ngfile ako ng funwral claim sa sss.tas sabi sken after a week ako mg follow up..ang aking ina ay sa feu hisp. Namatay at ang funeral serbis ay sa laguna kinuha.sa branch ng eternal un.nun ng kol ako sa sss dto sa batangas city branch sa kumintang sabi nla ngrauest pa daw ng investigation nun june 18 lng 2019. Meanjng un pg file ko ng june 11..ng request lng cla ng investigation nun june 18.. So after a wk ng follow up ako sa sss .ang sbi la pa daw deedback ang sss laguna branch..sa tuwing tatawag sko lge ganun ang sbi.kya tinanung ko kung tlgang inaasikado ng sss laguna.sabi ko mg one month na bkit la oa rin feedback..dko alm kung inaasikaso ba tlga..thank u.sana mahelp nyo ako.godbless po.maraming salamat po

Jonavie Caryl on June 22, 2019:

Have a good day maam sir,

Meron lang ako concern,.

Way back 2013 june 23 namatay ang mama ko and now nag hahanap kami sa SSS burial ng mama ko dahil ni piso wala kami natanggap,

At ngayon june 23, 2019 nakita ko sa lumang folder na meron ng Funeral Claim Check and Voucher, nkalagay 20,000 possible po ba na makuha pa namin ngayon eto? Please answer i need your help.

Richell basco bocboc on May 06, 2019:

Mag kano po ba makukuha ng burial pag 6months po nahulogan sa SSS? .

Virtual Pal (author) from Philippines on May 01, 2019:

@jocelyn dela cerna. Tawag tawag ka sa branch kung saan ka nag file. Depende kasi kung no cause of death ang haba ng proseso sa burial.

Jocelyn dela cerna on May 01, 2019:

Hello po.may tanong ako gaano ba katagal makuha ang burila kasi nag file ako last january 23 20119.namatay yong father jan.142019 until now wla pa!anong gagawin ko mag apat na buwan ngayon may 23 2019