Tutorial on How to Transfer Paypal to BPI
Paypal to BPI money trasfer process
This hub contains important information regarding Paypal and BPI – a local bank here in the Philippines.
Before we begin, here is what to expect from this Paypal BPI Tutorial and Guide
- Withdrawing Paypal funds to BPI (a local bank here in Philippines)
- Tips, things to remember, and requirements when withdrawing Paypal funds
- How to verify and fund your Paypal account using BPI (including tips and things to know when doing so)
It is also important to note that the steps mentioned here is exclusive only for BPI. HOWEVER – the steps may also be applicable to other local Philippine banks such as Metrobank, BDO, Unionbank, etc... Of course there might be some minor difference like bank routing code (9 digit bank code), number of processing days, processing fees, etc...
Lastly, since we are on the topic of withdrawing money, this post will also briefly discuss some methods on how I put funds or deposit / transfer money to my Paypal account.
Paypal to BPI Requirements (withdrawing Paypal to BPI requirements)
A lot of Filipino Paypal users may not realize this but they can transfer their Paypal funds to physical cash by transferring it to their local bank.
The only thing stopping them is concern or worry that the transfer may not be successful or an error may occur which may lead to the possibility of the money being lost in cyberspace.
So before withdrawing Paypal funds to a BPI savings account, be sure that the following requirements are met:
- Correct bank routing code – also called 9-digit bank code (please be advised that this is not the card number nor the account number)
- Registered name with Paypal must match with the one on the bank account
- Account with the bank must be active or working
- Paypal account must be verified
- The savings or ATM account to which money will be transferred to MUST first be ADDED to your Paypal account (see steps below)
Once the above requirements are accomplished, the user may now proceed with the funds transfer / withdrawal.
Steps on how to add or link BPI savings account to your Paypal account:
- Log in to your verified Paypal account
- Click the Profile menu which is part of the “My Account” section
- A drop-down box will appear – choose “Add / Edit Bank Account”
- Supply in the necessary information of BPI savings (ATM) account
FYI please that you will withdraw your Paypal funds to a savings or ATM account – and NOT your credit card account
Steps on how to withdraw Paypal funds to BPI –
Withdrawing funds from Paypal to BPI (or any other local banks for that matter) is relatively easy because this option is easily viewable / accessible once a user logs in to his or her Paypal account.
The “Withdraw Button” is along the “Add Funds” and “History” button.
After clicking the said button, the user will now be directed to a page wherein the person must choose whether to withdraw the money to the bank account or to a registered Paypal card. For our tutorial, we will choose the former.
After selecting the “withdraw to bank option” you will be directed to the following page (refer to picture below)
Even though it is possible to fund your Paypal account with your credit card, bulk of my Paypal funds ($290) are coming from other online sources like HubPages, oDesk, and YoHoHoN
As can be seen on the photo above, I am withdrawing $290 to my BPI ATM account.
Be sure to double check the important fields like amount to be withdrawn, appropriate bank, and if the last four digits corresponds to the last four digit of the bank account.
After double checking the mentioned fields, proceed by clicking on the “Submit” button.
Review your withdrawal section –
Before finalizing the transaction, Paypal will ask you to verify again if all information are correct. Below is a screen shot sample of the particular page.
This portion is the last chance that you can edit the transaction. Be sure that all info are correct before proceeding.
Your withdrawal request is being processed –
This screenshot is the last portion of the transaction. This part will ask you if you want to visit the details of the withdrawal request or if you would like to go back to your account overview page.
Transaction details –
If you choose the first option, here is a screen shot sample of the transaction details.
How to know if Paypal to BPI is successful?
To know if Paypal to BPI fund transfer is successful, simply check your bank balance or ask for a copy of the statement balance.
As can be seen in the photo below, there is a 150 pesos banking fee for the transaction.
If you will notice on the first picture, the original amount supposed to be given by Paypal has been deducted by 150 pesos and it took three days to process - which is actually quite fast and hassle free.
By the way, the transaction will fall under the remittance category.
Tips and advice on how to have a successful Paypal to BPI transfer:
- Do the transfer on a Monday. As much as possible avoid the transaction process pass over the weekends or holiday
- Experiment first with a small amount and see if it will be successful
- Take details / pictures (screenshot) of the transaction.
How to fund and put money to Paypal
There are many ways on how to put money to Paypal. Listed below are my favorite ones:
- BPI Credit Card
Paypal and BPI credit cards
As mentioned numerous times on this post, BPI savings and ATM accounts are mainly used to withdraw money from Paypal.
However, BPI credit cards are used to:
- Verify a Paypal account
- Used for online purchase when it has been linked already
- Fund a paypal account
Adding, linking, and verifying Paypal with a BPI credit card
When you used your BPI credit card to verify your Paypal account, it will automatically be linked / added to your Paypal account.
Below are the steps on how to do so:
- Log in to your PayPal account.
- Click “Profile” (described on the earlier section of this article)
- Select “Add / Edit Credit Card”
- Choose the appropriate card type (Mastercard or Visa depending on your credit card)
- Enter necessary details
- Follow on-screen instructions
When the above steps are completed, Paypal will:
- Charge 150 pesos which will reflect on the billing statement (this amount will be refunded by Paypal)
- This is actually a code that must be inputted to finalize linking the credit card and completing the process.
- The code can be distinguished with the prefix “PP” (this step is also mentioned on Paypal’s instruction page)
Final tips and things to remember
We will end this tutorial article with some last tips and things to remember when using BPI credit card to link / verify your Paypal account:
- BPI e-creditcard can be used (BPI e-Creditcard is BPI’s way of dedicating a credit card solely for online purchases. Anyone one can get this as long they have a primary credit card)
- BPI prepaid credit cards can also be used. But in doing so, make sure that there is a 150 balance on the BPI prepaid credit card
- To view the statement balance of the prepaid credit card and retrieve the code, the owner must enroll the account on BPI’s online portal or call the customer service number
- It is actually more advisable to use a prepaid credit card to ensure that you stay within your budget
- In regard to the bullet directly above, I put a cap or limit on my e-creditcard to prevent possible insurmountable charges
UPDATE as of September 19, 2018
It is now possible to verify a PayPal account using Gcash and RCBC. Kindly see the links below:
- Verify PayPal Account Using Gcash Mastercard
This verify PayPal account using Gcash Mastercard tutorial will contain comprehensive steps and requirements to successfully convert PayPal unverified status to verified. - How to Withdraw, Link, and Verify From Paypal Using RCBC Bank
This complete PayPal and RCBC Guide includes the easiest way to withdraw Paypal funds to an RCBC MyWallet VISA card and use the same card to link and verify the Paypal account.
Questions & Answers
Related
ACC - anyone can comment even non-members! Comment responsibly!
Hi sir, I transfered money from PayPal to may bpi. It says transfer success but it's almost a Month already and the money is still not transfered to my bpi. Is there something I can do to request a recheck on it.
Does all the account uses 1 bank code? E.g. 010040018 BPI.
Or they have a unique code for every account?
Hello!
I received an email from BPI that my withdrawal was denied due to Invalid Bank Account Information. Hours earlier it said transaction was completed then I received an email that it was denied. All my info are correct for the address because the province name was written twice in my paypal account. I am wondering if this could be the reason and what should be the steps to be done. Thank you so much
Hi there,
I am wondering if you can transfer funds from one debit card to another (BDO debit card to BPI debit card, for instanc)? Both are linked in your PayPal account. I'm thinking of using PayPal as a "bridge" to the two accounts.
Thank you!
I can not withdraw the Paypal Balance transfered to BPI Family savings Bank,because the bank code is incorrect. Please help me to get back my Payment from my customer.
- AUTHOR
Hi Angelika Salvador --
That could be a possible reason. To isolate, you can try withdrawing to Gcash if it would be successful. Here are the steps http://mixjikz.blogspot.com/2017/02/how-to-withdra...
If it pushes through, then the name mismatch might be the culprit
Hi Mandirigma --
The 9 digit bank code is also called the bank routing code.
As for the ATM, it cannot be used to verify a Paypal account. Refer to the link at the bottom/ending portion of the post to use Gcash to verify your Paypal account
Hi I hope youre still active.
I received an email from Paypal saying ACH Withdrawal Denied Incorrect Bank Information.
When i added a bank account. I only entered my first name and last name cause theres not really a middle name in my paypal account. But when i applied for the bank there is. So im wondering if thats why the reason.
Also, when i linked the bank to my paypal. It says checking. And theres no way to change it to savings.
I hope you can help me. I thought when the transaction is marked completed means it was successful. I was charged a total of 600 pesos because I made two transaction.
Hey yo, where can i see the bank code the 9 digit card?. I'm gonna use an ATM is it possible?
- AUTHOR
Hi Reggie - if it uses the same bank code, it might. not sure though
Hi Sy - I think its not possible since the amount that will be transferred will be in local currency
Hi Mia - doubtful that it will. Have you received the funds?
Hi! I Just want to verify if it is possible to receive payment From my Paypal account to a BPI Passbook .
Hi, Is it possible to transfer Paypal funds to a BPI Dollar Account?
Hi, it is my first time to transfer funds from paypal to my bank account. Upon seeing the comments below, the 16-digits should have been used. I entered the 10-digits account number and I am wondering if mattransfer yung fund to my bank account. Transaction made yesterday 09.20.18.Thanks for the help.
- AUTHOR
Hey guys/gals, sorry for the late reply. Quite busy this BER months
Hi Marie -- Yup, each withdrawal transaction will cost 150. But I think there's a minimum withrawal amount though. I'm not familiar with Kaya but it may as long as it is a BPI savings account. However, you may also opt to use GCash instead. I posted a complete guide above for such inquiries :)
Hi JB -- Hmmm, as far as I know, BPI debit cards cannot be used to verify a PayPal unverified account
Hi diel river -- Kindly see the guide above. It should answer your inquiries
Hi kenj -- Am not familiar with Landbank. You may use GCash (complete guide posted above) or you may opt another bank like RCBC
Hi imsouj -- Sorry but I'm quite confused. You mentioned successful but the money did not arrived in your BPI account? Have you been informed that it is successful?
Hi Hulyo -- It has been 5 days since your inquiry, has it arrived by now?
Hi Ivy -- Many users appeared to have encountered the same. Kindly see the informative comment of Gab Gamboa below
Hi, I successfully linked my BPI savings to Paypal, when I WD it was rejected due to "invalid bank info" so I was charged (250p) + (50p)processing fee. Of course I am sure my info matched until I found out that in Paypal my bank shows Checking instead of Savings. There is no option to choose between savings or checking it also didn't ask at first when I am trying add my bank to choose savings or checking, it was set to checking automatically I think that's causing the problem. ANy idea how to change checking to savings? Thanks a lot :-)
I just withdraw my balance in paypal using my BPI debit card the transaction was successful and I'm sure the account details for my card was correct. The said transaction was not able to transferred the balance in my bpi account. Please help, thanks!
Will I not be able to withdraw my funds if paypal is not verified, if not how can I verify my paypal to bpi bank?tia
Is BPI debit card cannot be linked to PayPal account? I tried, however, I'm receiving an error message
hi sir.. what if i will only withdraw 100 pesos from Paypal to BPI. will BPI still charge a 150 pesos fee? and is it ok to use my BPI kaya savings debit card? (i can only afford this one) TIA
- AUTHOR
Hi Jaye - the one needed is the account number and not the card number
Hi Bob - did you put any special characters or numbers?
Hi Jun - the 150 charge-back is only for first time verification. However, for every withdrawn amount, there is a corresponding service fee
Hi Serra - thanks for the info. Did you use the debit card to verify your PP account? Did you receive the expuse code?
Hi Giyang - I don't think that's possible
Hi Min - Yup. However, if you are withdrawing over 7K, the 50 peso fee is waived
Hi Ryline - uh oh! It might be a good idea to use your personal account
Hi Earl - Did you give it a shot?
Hi Kristin - I am not familiar with Kaya Savings. Is that BPI?
Hi Mae - it is indicated in the post
Hi Antonio - to verify your PP account or to withdraw money to?
Hi Elfin - I used my personal account. I don't think the second one is a wise idea
Hi Aj - depending on the Debit Card
Hi Shan - are you going to use a Mastercard?
Hi Pondoc - it probably failed
Hi Charles - are you going to use it to verify your PP account?
Hi Tonyboy - I don't think passbooks are accepted
can i link my passbook account with paypal?
same problem with Carl Jade Trinidad. What is the csc in my bpi eps debit card. it is color red and it has only 2 digit on the side.
I did not received my paypal 4 digit code its been two months... i have online access on my bank but the code does not reflect on my bank
Are debit cards acceptable to verify the paypal account?
Is Debit Card not allowed?
Can we use/link a bpi accouny that is issued by our employer for our salary? Or does it have to be a personal savings account?
Also, after we do the transfer, can we unlink the account with paypal provided there will be no primary account info left?
Thanks :)
Can I link my BPI Kaya Savings to Paypal?
hello. what is the bank code of BPI EXPRESS TELLER??
Is it ok to use my Kaya Savings acct to paypal?
is it ok if the account used is for (BPI)family savings?
hi sir..... the money withdrawn from my paypal account to my bpi savings account says completed. however after 4 days the money was again sent back to my paypal account? what seems to be the problem? i read it says due to technical problem? i dont understand. the bpi savings account is a corporate account.
It worked, thanks. But in total 200 pesos is the charged. 50 pesos from paypal and 150 pesos from bpi.
Hi, i just want to know if i can withdraw USD to my bpi account without paypal converting it to peso and let bpi handle the conversion? Im loosing a lot of money using paypal currency rates?
Hey! I just want to share my experienced. I hope it can help. You need a two BPI Cards a Debit Card and my e prepaid Card. The Debit Card, You should enroll it first through Bpi express online. Then, you add the my eprepaid card account. After that you need load to link the card to paypal. But they will ask you the 4 digit code to confirm or verify your card link to paypal.
And now I am still waiting for the verification code. I also emailed the bpiexpressonline for a 4 digit code.
Thank you.
Hi, just to clarify. aside from 50.00 charge for transfer fee from Paypal. there's also another charge of 150.00 when the amount was transferred successfully to your bank account? if so, thats double charges already. and stated above, that 150.00 will be refunded by paypal. is that true?
Hi writerjj. I hope you're still active. I'm getting this on my Paypal after I inputted all fields in the Add a Bank Account in the Philippines CORRECTLY: "The bank information you have added is invalid or missing. Please try again. First Name: Please enter only letters, hyphens, spaces and commas." Can you help me? I have no idea what I am doing wrong.
Hi, good morning. I would like to ask what is the account number (1-16 DIGITS) that paypal is asking. because on my BPI Easy Savers Account (BPI Debit Card) it shows at the back-which is the account number only 10 Digits only in this sequence 1234-1234-12... however the card number at the front shows 16 digits but it is the card number not the account and has different numbers too... which number should I use?? thank you.
- AUTHOR
Hi John -
Thanks for the info. It has been two months, hope your concern is now solved.
Hi Lady -
It usually takes 3 to 5 banking days
Hi Che -
It usually takes 3 to 5 banking days
Hi ferlyssa -
The bank routing code is different from the bpi atm card
Hi Paulo -
Many users experienced the same situation.
Hi Jhon -
If the transaction was reversed, it might mean that transactions on the said card is not allowed.
Hi mark -
The bank code might indicate bank routing code.
i just wanted to ask if its possible or does PayPal accept BPI Express Teller International Debit Card, but it doesn't have a Master card or Visa Card logo, but a Cirrus logo instead. Because i have once tried to transfer my PayPal funds to this ATM card but it has been 4 days and there is no money in my bank account. And they also reversed the transaction and sent back my money to my PayPal account. So i'm wondering if they accept this type of debit card. I also wanted to try it again withdrawing my funds to the bank account but i wanted to know those things first because they might charge me 250 pesos if an error occurs again. Thanks and I'll be waiting for a quick response. :)
I added my BPI savings account on my paypal. the description of my account is checking. why? and I cant withdraw. paypal says "there's nothing to withdraw right now"
hi.. where can i get the bank routing code? i tried to transfer fund from my paypal to my bpi, it was not successful... i used the card number of my bpi atm card as advised by bpi staff when i opned the account..
I saw my paypal account that the transaction already complete,but I dont receive my fund yet.may I know how many days it took to appear on my bank account.thank you
I saw my paypal account that the transaction already complete,but I dont receive my fund yet.may I know how many days it took to appear on my bank account.thank you
ow sorry i mean withdraw funds to it, newbie here :)
- AUTHOR
Hi John,
By linking it to PayPal, do you mean to verify your PayPal account using bpi easy saver acct or withdraw funds to it?
- AUTHOR
Hi Shee,
Did you sold something on eBay? Is your Paypal account already verified?
Hi,
When I linked my BPI, I put in Bank of the Philippines Island
Hi PayPalNewbie,
Were you able to successfully linked your BPI Savings Account to your PayPal?
The checking account happens to me too. It would be wise to transfer a small amount first and see if it will push through.
Although, there would be a processing fee, that small amount will be worth it for a peace of mind for a successful trial transaction :)
Hi Jay Tero,
Are you referring to a eBpi card?
Can I use my BPI Debit card to connect it to paypal?
Hello! First off thanks for writing this very comprehensive guide.
I've tried to withdraw my funds from PayPal to my BPI but I haven't pushed through with it because the account in the confirmation screen says that it's a Checking Account. Thing is, my BPI account is a Savings Account type. I haven't completed the withdrawal yet as I'm afraid this might cause my money to get lost. Can you please let me know how to change it from Checking to Savings?
Thanks in advance!
Hi What bank name should I write on linking my bank for paypal, because my atm was on bpi family bank. Should I write "Bank of the Philippine Island or Bank of the Philippine Island Family Savings Bank" Im confuse. Pls Help
Thank you
Hello! Just wanna ask why my I can't withdraw funds in Paypal. It keeps on saying "There's nothing to withdraw right now." And the money that was sent to me is "ON HOLD". And on paypal pending activity, it shows "Make sure you add shipping or tracking information. This payment will be in your pending balance until 1 April 2017. It may be available sooner, once we know the transaction went smoothly." I feel worried about this.
Thank you for this, I used it as a guide, I hope my transfers will be successful :)
I know this is late but hopefully you will still see and answer this. I added a BPI bank account in Paypal, I put the card number that is the 16 numbers in front of my atm card unto the bank account. Did I do it right? Or should I put the 10 numbers at the back? I am worried now because I had transferred some Paypal funds on that no. and I don't know if I can cancel or refund it or will it bounce back to my Paypal account. Please help.
hi,
last friday (march 10,2017) i transferred my money from paypal to my bpi debit... but until now (march 16) the money that i transferred was not on my account yet... is there something wrong?
hi,
i tried withdrawing my paypal funds but I cannot click the Continue button. I already emailed Paypal but 1 week has passed and no reply. Pls help
- AUTHOR
Hello Dear Readers. Apologies for the late reply. As for the queries:
Ruzzy - I don't think that is posible
Pixer - you need a BPI credit or debit card to verify your Paypal account
GuestL - the same thing happened to me. However, I don't think that it is impacting
Jason Mapa - if it pushes through, you should see it in your savings account
Melanie - I don't think that's possible. Please let us know if you do inquire about it to BPI
Faith - It happened to me too
king - are you referring for withdrawal or to verify the Paypal account?
Kensel Tecson - not that I know of
is it possible to transfer my paypal acc to my bpi debit card acc?
The UI of paypal has changed and I cannot find the add/edit bank account. I added a BPI account and it automatically saves as checking account but mine is savings. How will I edit that? Thanks.
Hi Would it be possible to request BPI to expedite the transfer once I have completed the steps through PayPal?
I transfered my money from paypal to BPI and after the 2-4 days. I checked my balance (Balance Inquiry) where should I expect it? In Current or Savings? Just asking coz i'm afraid to lose my money and it's my first time transfering my money
Hi, I was wondering when my BPI account became a checking account in Paypal when it should be a savings account. Are they the same? What could have been wrong? As I linked my BPI, I don't recall it has options if it's a savings or checking or current. If it has, I would have chose savings then. Later did I know as I submitted my withdrawal request then the checking account appeared.
Hi I have a BPI account. I tried to link it to my paypal but I don't know how to verify it. Please help me. I have a BPI ExpressTeller Card
Can i use a bpi savings account to fund paypal and not a credit card?
- AUTHOR
Hi Harvey Guiang,
Are you referring to BPI EPS? If that is a savings account, you can transfer your Paypal funds to it
Hi Kat,
A debit card will also do.
Hi Charisse,
I think BPI family and BPI have different bank codes. The one provided here is for BPI and not family.
Hi April,
If you followed this tutorial, you should have no problems transferring your Paypal funds to BPI :)
Hi KBD,
I'm not sure I follow you. Basically, your flow is the following:
BPI MORE FUN PREPAID VISA CARD to PAYPAL ACCOUNT --- to PAYPAL --- to BPI SAVINGS ACCOUNT?
Hi Cherith,
I think the one provided to you is the swift code
Hi Aya,
Simply open a savings account at BPI. Link that one to Paypal, and when successful, you may now transfer your Paypal funds to that BPI savings account
Hi Twix,
I think that one is a BPI ATM card for a savings account. If so, you cannot use it to verify your Paypal nor use it for funding.
Hi Diana,
To clarify, you used a savings account or a checking account? I think checking accounts are not good
Hi Rose,
Paypal states that it the names should match
Hi Koi,
I think that is an option for users. Mine is not for business
Hi Jenny,
If the transaction will fail, Paypal would inform you. If it has been too long already, send them an email if the transaction pushed through or otherwise.
Hi Paolo,
That's usually the case. Check you savings account on the 3rd day and after.
hi. i transfer my paypal money to my bpi bank account and after 2 days paypal say's completed. when i try to check my balance in my atm. no money added to my bpi acc.
Hello, I link my paypal account to BPI EPS savings card. I transferred my funds last Nov 28 and until now it's not showing in my card. Is BPI EPS an eprepaid card? Do you think I'll get my money for this? Or will it reverse in my Paypal account?
Hi, why does paypal shows my bank account as a checking account when it is a savings account? is there any problem with that?
Hi. I'm about to open a paypal account and one of the info asked is the business name. Is it really important or can I put anything on it or just a dash?
Question why does bpi say they don't have a bank code?
Hi the name of my bank card has my middle name R. Only shall I put it like that as well or the whole word Rico? Ciz at my paypal account I have it as Rico not R. Though at my bank card it's R.
hi, i used my bpi checking account to withdraw funds, but still 7 days, still nothing on my bank account. please help
Hi! I have a card with BPI, and that is the BPI Express Teller card which is the blue card that has the letters "EPS" written on the lower right side of the card. This one has no CVC, but it is a debit card that was given to me upon opening an account in BPI. I am planning to link my BPI bank account to Paypal, since I do not have a credit card. Do you think that my BPI savings account can be used for funding my Paypal account?
Hi. Good morning. I just want to know what kind of BPI bank account for paypal withrawals that i should have get? I hope to hear from you soon. Do i have to tell them that i will use BPI bank account for paypal withdrawals?
Hi. I called the BPI branch where I opened my account and they gave me a different bank code. They gave me the code specifically for their branch where I opened my account. Is that ok to use? Or should I use this one in your post?
Tried Dexter's advise above last night/earlier today. I transferred my Paypal balance to my BPI Easy Savers Account at around 2:30am, but no luck for me (haha) It's now 5:35pm and the transfer is not in my BPI account yet.
Hopefully next week. This is my first time transferring Paypal funds to a local bank account, I'm hoping that it will be successful and will encounter no errors. *crossing fingers*
Do I really need to have a credit card in order to verify my PayPal Account?
Hi! Can I use EPS card to my paypal account?
- AUTHOR
Hi Camille,
Have the funds arrived?
Hi NS5Dev,
That's interesting. Hope some readers who did so would share their experience.
Hi BeriAckerman,
Yes you can.
The ePrepaid Card is use for verifying your account and for online purchases.
The BPI ATM Card (assuming it is a savings account) is used for transferring your Paypal funds to that particular account.
Hi tax-free-lancer,
Who's Roberts?
Hi Chamie,
There are slight changes but the essence is still the same.
Hi Riri,
The email verification is different from the actual verification. The former is just to ensure that noone is spamming by making lots of paypal account.
What's paymaya?
Hi Arvilyn,
Have the funds arrived already?
Hi Asmarie,
Thanks for bringing that up.
Hi sidlj,
Is your card connected with Paypal? Is your Paypal verified?
Hi Sorry I have a newbie question - I used my credit card to purchase online through paypal and the bank alerted me that I have exceeded the budget I had set. What does exceeding the budget mean?
Hi!
This is according to a PayPal Consumer Support Specialist I’ve spoken to.
Your bank account doesn’t necessarily need to be confirmed and it is not necessary as well for you to link a card for bank confirmation. Confirming a bank is only applicable for US PayPal users, for them to be able to pull funds from the bank.
For linking a card, they ask you to link a card for online transactions and payments since the only allowed funding source for your payments are PayPal balance and cards.
For Philippine PayPal accounts, even if your account does not have a credit card, you can still receive payments and withdraw the money to your bank even pay using the money on your PayPal balance.
To verify the PayPal account which will lift your withdrawal limit, that’s the time that they will require to verify your PayPal account by linking and confirming a card.
Hi This is arvilyn. I hope that you can help me here. I withdraw specific amount from paypal to my bank account. I was able to receive confirmation on my email that the amount should be on my bank on Sept 2 but until now i haven't receive it. Please help me I need that money.
Hi, I just made a new paypal account and what do you mean by a verified account? Isn't it when u verify it thru email after registration? And if it isnt, will my paypal account gets verified if I connect my paymaya visa card with it? It's currently connected to my old paypal account. I haven't tried withdrawing (but no problem sending money) since I haven't linked it to a bank account yet (planning to get one asap). Will it get verified? Hope to hear from you soon. Thank you for this article as well. It's really helpful. :)
Hello :) I'd like to confirm if the instructions specified here are still up to date. Also, is the bank routing code the same as the swift code?
Thank you so much for this!
Hi,
I'm a Union Bank EON user. My debit card expired about a year ago. My question is similar to Robert's. Can I still transfer my PayPal funds to my bank account?
Hi, I just recently linked my BPI ePrepaid Card as an alternative for the credit card with paypal and I was wondering if its possible for me to use my BPI ATM Card (Express Teller) to withdraw money from paypal?
I don't have a passbook, so I don't know how this works neither do I have a BPI Online Banking Account. I'm new to this, sorry. :(
I hope you can help me with this one. Thank you in advance.
Anyone tried opening BPI dollar account and withdrawn Paypal dollar funds to it?
Same experience. I withdraw from PayPal to my BPI SA last Aug 16 and up to now Aug 23, it didn't appear on my account. It's my first time to transfer $1,000. But before, I don't have problem with PayPal withdrawals. I'm so worried :(
Anyone here experienced withdrawing big amount from PayPal? :(
- AUTHOR
Hi Divine -- you are most welcome :)
Hi Lanie -- have the funds already arrived?
Hi Arnold -- some commenters said that it is possible to withdraw with an unverified account. I'm not sure if that is true, but as my personal rule of thumb, I always stick with correct procedures when money is involved
Hi, idk if this is still active but,,
Can i withdraw with my paypal unverified?
It says there's a $10k a month withdrawal limit for unverified. So does that mean i can withdraw just with a limit?
I tried withdrawing but i had a problem with my name. Or account number of bpi
How will i know my bpi name?
Like , if my name on bpi doesnt have my middle name, does that mean my paypal also shouldnt have my middle name?
I transferred my paypal money last wed but I still cannot see the money in my BPI account. Is it possible that it will not be transferred anymore?
Thanks a lot for that info! God bless. :)
- AUTHOR
Hello Dear Readers,
So sorry for the late reply (busy days). Anyway, I'll try to assist in anyway I can.
Mary Ruth,
I don't think PayPal offers any type of card. To withdraw your money from PayPal, you need to (a) verify your account first (using a credit card with a Master or Visa logo); (b) once verified, you may now add your BPI savings account; (c) once added, you can now withdraw Paypal funds to that account
Jose,
Interesting. Have you already received your money?
Marianne,
You can only use that SA to withdraw from your Paypal funds. But you cannot use it to verify your Paypal account
Say,
Try changing your name first. Names on both should match each other.
Christian,
Information must be complete
PJ,
Interesting and thanks for sharing
Gab Gamboa,
Very nice and detailed. Thanks for sharing those very useful tips
Chel,
That's what I like to think
John,
I believe there is
Divine,
Yes. You don't need a dollary account and any money you withdraw from PayPal will arrive in BPI as Peso
ian,
A regular BPI SA will do. I don't know any BPI online registration. I already have an existing BPI long before I knew PayPal. I added that account in PP and voila!
Hi,
The appropriate account to open is a BPI savings acct. right? If so, which one, Family Savings or Easy Saver?
My Unionbank account has expired (Paypal knows this too) and I'm not planning of reopening it. I work for an online writing co. in the Phil. and their official bank is BPI. I'm on Upwork/Odesk too so I'm planning to open BPI acct. for my Paypal.
When applying for a BPI acct, do you need online registration first like UnionBanks EON?
Hi writerjj,
Thanks a lot for this post! Helped a lot!
Just for clarification, even though I don't have a dollar account (in my case AUD account) in BPI, I can still withdraw AUD and will get the amount in PHP in my BPI account? Is that right?
I have an ATM savings account.
Thank you in advance!
Is there a minimum amount required before you can withdraw money?
will any atm saving account of bpi work on paypal?thanks
Hi Everyone,
I want to add my two cents in this conversation, if you guys don't mind, lol, and i hope these information helps you one way or another.
Note: All information below are based from my personal experience from PP and may not be the same case for some users here.
1.) paypal asks you to add a debit/credit card to your account because it will not allow users from the Philippines to add funds directly to their PP account from any type of bank account (Checking/Savings).
If you are a seller, the buyer will be credited via their credit/debit card going into your PP account but there is no way that you can personally fund your account. Bank funding only works in the US and other countries. The exception is if you have lots of debit/credit cards handy and you pay yourself :) Or you're receiving money as payment for services and there is no need for you to manually add funds to paypal, otherwise you really need a cc/debit card on your account to get fully verified and to use paypal to pay for anything (if you have paypal balance it will not directly deduct it from your card, i believe it will give you an option which method of payment to use).
2. Your debit/credit card should have the following logos on the front MasterCard, Visa, American Express, Discover. If your debit/credit card doesn't have one right now, then you can't use that. Find a bank that carry these logos and you're good to go.
3. For those asking what your card number is, its the one on the front side of the card. it is long. probably around 16 numbers. The account number for BPI i think is the one on the back. If you are unsure, call your bank. If you have online banking on, i believe it is listed there.
The security code is the 3 digit (or 4) code at the back of your card. You need that. If your card doesn't have it, then again, ask your bank. Based on my research, only debit/credit cards would have this 3 digit number on the back, and are usually on MasterCard, Visa, and Discover cards (4 digits for AmEx). I am unsure if this applies now but please..again if you're not sure. Ask your bank. :)
4. I just recently discovered that some other countries cant send users in the PH personal payments (not for goods).
5. The time of remittance to one's bank account is counted in BANKING days, so that means no weekend, no holidays.
6. You can also use a checking account aside from your savings account (mine is checking or current) for your registered bank account.
7. Don't expect that the money sent to/from you will be in full when you receive/send it. PayPal charges fees... for the PH, they charge the sender a specific fee rate and the sender has the choice of either shouldering it or passing it on to the receiver (in most cases it is the latter).Example, the seller decides for you to pay the fee then it would look something like, 50.00+(3.9%+15 of 50) = 66.95 -- this will be charged to you, the buyer. In receiving money, there is also that charge (im still researching on this), but it would be around xx%+fix amount too, deducted from the original amount.
They also have a conversion fee, it will apply if you are paid in dollars and your local currency/ and is withdrawing in peso.
8. Please read PP terms and conditions before using it.
Hope this helps . :)
I have an unverified Paypal account and I can transfer funds to my BPI savings account regardless. Just make sure the name on your Paypal is the same reflecting on you ATM card. Takes 1-2 days for my balance to reflect.
sir is it okey to put the 16 number instead of 10 number in the account number?thanks God bless
hello Good day..
just want to ask what should i do if the paypal denied my request to send a money to my bank account in BPI.?
i give my account no. and the bamk code but they denied it.
and my name i used to paypal is different to my BPI bank account.
should i change it to access my account in BPI ?
they give this email this.
"An electronic funds transfer from your PayPal account to your bank account was rejected today for this reason:
Invalid Bank Account Information
Our system was not able to process the transaction with the bank information listed on your account. You should contact your bank regarding the bank account information required for electronic funds transfers. If you still need assistance, you may email us through our secure server at "
hello Good day..
just want to ask what should i do if the paypal denied my request to send a money to my bank account in BPI.?
i give my account no. and the bamk code but they denied it.
and my name i used to paypal is different to my BPI bank account.
should i change it to access my account in BPI ?
they give this email this.
"An electronic funds transfer from your PayPal account to your bank account was rejected today for this reason:
Invalid Bank Account Information
Our system was not able to process the transaction with the bank information listed on your account. You should contact your bank regarding the bank account information required for electronic funds transfers. If you still need assistance, you may email us through our secure server at "
Hi Good day.
i would like to ask if its okay if my account in paypal is different name to my BPI account?
cause when i send money its denied after 5 days it happened to me 2 times when im sending money thru my account in paypal to my BPI account.
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