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How to Transfer Money From PayPal to BPI

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WriterJJ is an accomplished freelancer at Upwork and spends free time writing informative posts to help other freelancers.

Money transfers in the Philippines

Money transfers in the Philippines

PayPal to BPI

A lot of Filipino Paypal users may not realize this, but they can turn their PayPal funds into physical cash by transferring them to their local bank. The only thing stopping them is the concern that the transfer may not be successful or that an error which may lead to the possibility of the money being lost in cyberspace will occur. This article contains step-by-step instructions on how to safely transfer money from PayPal to the Bank of the Philippine Islands (BPI), a local bank here in the Philippines.

Here is what you can expect to learn from this Paypal to BPI transfer guide:

  • How to withdraw PayPal funds to BPI
  • How to verify and fund your PayPal account using BPI
  • Tips, things to remember, and requirements when withdrawing PayPal funds

It is also important to note that the steps mentioned here apply only to BPI. While the steps may also be somewhat applicable to other local Philippine banks such as Metrobank, BDO, Unionbank, etc., there will likely be many differences in those processes as well. For instance, the bank routing number (9-digit bank code), number of processing days, processing fees, etc., mentioned here apply only to BPI.

Lastly, since we are on the topic of withdrawing money, I will also briefly discuss some of my methods for depositing or transferring money into my Paypal account.

Requirements for Withdrawing From Paypal to BPI

Before withdrawing PayPal funds to a BPI savings account, be sure that you have the following requirements:

  • You must have the correct bank routing code, also called the 9-digit bank code (please be advised that this is not the same as the card number or the account number).
  • The registered name with PayPal must match the one on the bank account.
  • The bank account must be active and working.
  • Your PayPal account must be verified.
  • The savings or ATM account to which money will be transferred must first be added to your PayPal account (see steps below).

Once the above requirements are accomplished, the user may proceed with the funds transfer.

You can link a BPI savings account to PayPal

You can link a BPI savings account to PayPal

  1. Log in to your verified Paypal account.
  2. Click the Profile menu which is part of the “My Account” section.
  3. A drop-down box will appear. Choose “Add/Edit Bank Account.”
  4. Fill in the necessary information about your BPI savings (ATM) account.

Steps to Transfer Paypal Funds to BPI

Withdrawing funds from Paypal to BPI (or any other local banks, for that matter) is relatively easy. The option is easily viewable and accessible once a user logs in to his or her PayPal account.

  1. Click the “Withdraw" button. It can be found near the “Add Funds” and “History” buttons.
  2. After clicking "Withdraw," you will be directed to a page where you must choose whether to withdraw the money to a bank account or a registered PayPal card. For our purposes, we will choose the former.
  3. After selecting the “Withdraw to Bank" option, you will be directed to the following page (pictured below).
  4. Be sure to double-check that the important fields are entered correctly. Make sure the amount to be withdrawn and the appropriate bank are selected. Check that the last four digits correspond to the last four digits of your bank account.
  5. After double-checking the mentioned fields, proceed by clicking on the “submit button.

As can be seen in the screenshot below, I am withdrawing $290 to my BPI ATM account. Even though it is possible to fund your PayPal account with your credit card, the bulk of my PayPal funds ($290) are coming from other online sources like HubPages, oDesk, and YoHoHoN.

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Review Your Withdrawal Information

Before finalizing the transaction, PayPal will ask you to verify again if all information is correct. Below is a screenshot of the particular page.

This is your last chance to edit the transaction. Be sure that all info is correct before proceeding.


Your Request Is Being Processed

This screen is the last portion of the transaction. This part will ask you if you want to visit the details of the withdrawal request or if you would like to go back to your account overview page.


Transaction Details

If you choose the first option, here is a screenshot example of what the transaction details look like.


How Do You Know If the Transfer Is Successful?

To know if a PayPal to BPI fund transfer is successful, simply check your bank balance or ask for a copy of the statement balance. By the way, the transaction will fall under the remittance category. As can be seen in the photo below, there is a banking fee of 150 pesos for the transaction.

As you can see in the first picture, the original amount supposed to be given by PayPal has had 150 pesos deducted, and it took three days to process—which is actually relatively fast and hassle-free.

Common Questions About Paypal-to-BPI Transfers

Is there a preferred time to begin the transfer?

Do the transfer on a Monday. Avoid letting the transaction process pass over a weekend or holiday if possible.

How do you put money into PayPal?

There are many ways to put money into Paypal. My favorite one is the BPI Credit Card.

How can I use BPI credit cards with PayPal?

As mentioned in this article, BPI savings and ATM accounts are mainly used to withdraw money from PayPal. However, BPI credit cards can also be used to:

  • Verify a PayPal account
  • Make online purchases after it has been linked
  • Fund a PayPal account

When you use your BPI credit card to verify your PayPal account, it will automatically become linked to your PayPal account.

Below are the steps on how to do so:

  • Log in to your PayPal account.
  • Click “Profile” (described in the earlier section of this article).
  • Select “Add / Edit Credit Card.”
  • Choose the appropriate card type (either MasterCard or Visa).
  • Enter the necessary details and follow on-screen instructions.

When the above steps are completed, PayPal will charge you 150 pesos, which will be reflected in the billing statement (this amount will be refunded by PayPal). There is actually a code that must be inputted to finalize linking the credit card and completing the process. The code can be distinguished with the prefix “PP” (this step is also mentioned on PayPal’s instruction page).

More Tips and Suggestions

  • Experiment first with a small amount to see if it will be successful.
  • Take detailed pictures (screenshots) of the transaction.
  • Use a BPI eCredit Card. (BPI eCredit Card is BPI’s way of dedicating a credit card solely for online purchases. Anyone can get this as long they have a primary credit card.)
  • BPI prepaid credit cards can also be used. But when using them, make sure that there is at least a 150 balance on the BPI prepaid credit card.
  • To view the statement balance of the prepaid credit card and retrieve the code, the owner must enroll the account on BPI’s online portal or call the customer service number.
  • It is actually more advisable to use a prepaid credit card to ensure that you stay within your budget. I put a limit on my eCredit Card to prevent possible overspending.

Using GCash and RCBC

As of September 2019, it is now possible to verify a PayPal account using GCash and RCBC.

This article is accurate and true to the best of the author’s knowledge. Content is for informational or entertainment purposes only and does not substitute for personal counsel or professional advice in business, financial, legal, or technical matters.

Questions & Answers

Question: Based on your experience how long does a transfer from Paypal take to arrive in your bpi acc? I read some people complaining that sometimes 7 days after transfer, still nothing arrived at their account.

Answer: Hmmm, that is strange. The longest that I have to wait is 3 days. Sometimes, when I do it at early morning (local time), I would receive it during the afternoon

Question: I am new to using PayPal. I just made an account last week and my BPI account is also just a few days old. I made both accounts for the purpose of receiving payment from my customers (overseas and local). I'm worried that my BPI account isn't link/verified to my Paypal yet since I didn't receive an email about it. How will I know for sure that it's working? If my account is properly linked?

Answer: Since both accounts are relatively new, it is possible that the email is in the Spam folder. To recap: You need a BPI credit card (with a Mastercard logo) to verify your PayPal account. To complete the verification process, you will need to supply the Expuse code which will be seen in the BPI credit card's monthly/billing statement.

However, to withdraw PayPal to your BPI, a different account is needed. This is the BPI savings accounts. Basically, you need two types of BPI account to verify your PayPal account and transfer funds from PP to BPI

Question: How can I transfer funds from Gcash to PayPal or BPI to PayPal?

Answer: The closest I came to in terms of transferring funds from GCash/BPI to PP is when the latter automatically deducts or charges my linked credit cards when my PayPal balance is zero. Besides that, I don't think there's any other option.

Question: Are you, the writer of this article, linking a BPI Savings Account to a US Paypal or a PH Paypal Account? I can’t seem to link my BPI to my US Paypal.

Answer: I think it's a PH PP account since every time I input PP's URL, it adds a .ph suffix

Question: The balance in my Paypal account is in USD. Should I enter the amount in peso when transferring the balance to my BPI account?

Answer: It would automatically be converted to pesos. It is only in GCash where changing from USD to PHP before withdrawing is required.

ACC - anyone can comment even non-members! Comment responsibly!

Mercy on July 23, 2020:

I just want to ask i linked my bank account to my paypal account .. my bank account number is 10 digits but when i linked to my paypal it showed 8 digits ? Please need help for this thankyou

Cassidy Emeraulde on July 11, 2020:

What card type will I choose if it is not on the list? My card is BPI Debit EMV Cirrus: Red. Is this under Mastercard category? Another one, can i get a BPI ePay Mastercard even if I have a debit card?

Jerwin on June 12, 2020:

What conversion rate is followed? Is it Paypal's or BPI's?

Aileen Abejuela on March 06, 2020:

Where can i find the 9 digits number

Justin on March 04, 2020:


Paypal is asking me to input a 16-digit account number. However, my BPI account only has 10 digits. I tried calling BPI but they said that the bank cannot be linked to Paypal.

I need help in checking with account number should I enter.

karen on December 26, 2019:

I transferred funds from my newly created paypal account to my BPI debit card. It already showed COMPLETED for the status but 10 business days had passed and the money is still not in bank. It was strange because when I linked my bank, it was the card number that I used and not the account number. do you think it could still go through?

Darwin on August 09, 2019:

Hi! When you say “verified” Paypal Account, you mean email-verified? Not necessarily with a linked valid Bank Account or Debit/Credit card? Thanks!

writerjj (author) on July 13, 2019:

Hi Marivic.

Please specify. Do you mean how to pay stuffs on online games if you don't have a bank account?

writerjj (author) on June 08, 2019:

Hi Chi.

The bank routing code cannot be found on the card. Do you need the bank routing code of BPI or of another bank?

Hi D09.

It might be possible as long as it has all the needed requirements.

Hi Tyler.

If you follow the steps above, you could transfer your PayPal balance to the BPI account connected with the ATM card.

Hi Lino Cuesta.

Thanks for the tip. That's why I only use BPI, RCBC, BDO, and GCash.

Hi Precious.

Have you done this before or this is supposed to be the first time. Have you inputted the correct BNR code?

Precious on May 11, 2019:

I couldn't transfer my money from Paypal to my Bpi account, even it is linked already. Everytime I made a transaction of transferring my money after 3 days I got a response of :

ACH Withdrawal Denied.

An electronic funds transfer from your PayPal account to your bank account was rejected today for this reason:

Invalid Bank Account Information

Our system was not able to process the transaction with the bank information listed on your account. You should contact your bank regarding the bank account information required for electronic funds transfers. If you still need assistance, you may email us through our secure server at ....

please help me. My BPi account is working.

Lino Cuesta on April 30, 2019:

Do not Use East West Bank when dealing with paypal. They will just absorb your paypal account on some sort of fee.

tyler on April 26, 2019:

i already have an existing BPM ATM card, how can i connect or use this to withdraw money from paypal?

D09 on April 24, 2019:

Im using a BPI Debit under Familysavings. Can this still be used?

Chl on April 24, 2019:

Where do I find the bank routing code? Can it be found in the card?

writerjj (author) on April 23, 2019:

Hi 1.

Interesting. As long as it's a savings account that can accept remittance type of payments. Do a trial with a small amount first to see if it will push through

1 on April 12, 2019:

Hi, is it possible to use BPI savings acocunt (Passbook) not ATM to link with paypal? Thank you for your fast reply.

writerjj (author) on April 11, 2019:

HI Maver.

Withdrawal amount for BPI? Do you mean maximum allowed fund transfer from PayPal to BPI or amount that can be withdrawn from a BPI ATM machine?

Hi jetjet.

You need a BPI credit account/card to verify PayPal. Or you can opt to use GCash to verify. See helpful links above on how to do this

jetjet on April 07, 2019:

How about with no card yet? I only have bank account and still can't add my account.

maver on March 19, 2019:

hi, how much maximum withdrawal amount for BPI? and where can we get that 9digits bank routing code? thank you

writerjj (author) on March 09, 2019:

Hi oleeva garcia. Interesting question. Though not mentioned anywhere in the post, I'll comment the answer when I find it out from BPI

oleeva garcia on March 05, 2019:

how much to open a checking account?

writerjj (author) on February 21, 2019:

Hi Luther.

Mastercard that does not accept outside cash-in might not be able to be deposited by PayPal.

Hi Kye Nerry.

The code sent by PayPal is probably the EXPUSE code. It can be viewed in the card's billing statement.

Hi Christy.

BPI account numbers are usually 10 digits in lenght. Are you connecting it to verify your PayPal or to withdraw money to it?

Christy on February 11, 2019:

Where can I find the account number in bpi kaya savings? The paypal requirement says that they need 16-digit number and Card Number has 16-digit. Should I put it there even if the asked requirement is an Account Number? Because I don't know where to find it.

Kyle Nery on February 04, 2019:

Hello.. I connected my paypal to my BPI mastercard last week. The paypal emailed and said that paypal is now connected but when I try to use my BPI card it always says "unable to process". I already talked to the BPI and they said that there is nothing wrong with my account. I emailed the paypal again and they sent me an email regarding a code which they will send to my bank account. It's been 4 days now and I still can't use my BPI card. Any ideas on how I can resolve this problem? Thank you.

Luther on January 30, 2019:

Hi! can i use my epay mastercard to link to my paypal to withdraw my earnings from online jobs? tnx

writerjj (author) on January 25, 2019:

Hi Diane Arnesto. I understand that you are unable to withdraw PayPal funds transferred to BPI Family Savings Bank. If the funds is already transferred to your BPI account, you can simply withdraw it from any BPI ATM machines.

Hi Glenn. It depends on the bank if they allow this. It is possible that one bank allows it, but the other bank does not. This may likely fail the transaction.

Hi schlepper. Information on PayPal must match with that of BPI. Have you tried editing the address in PayPal?

Hi Alvin. As far as I remember. Better consult with BPI to be sure if they change policies.

Hi jiann. Yup. But, Gcash is the cheapest (link also provided above).

Hi Carl Lester. If it has been a month already, you may follow it up already.

Hi William Edward. Epay Mastercard can be used for payment. If your PayPal balance is empty, and you made a transaction, Epay MC will be charged if it is linked with PP.

William Edward on January 11, 2019:

Hi sir how can i transfer money now from bpi epay mastercard to paypal? is it possible or is it use'd only for withdrawing funds

Carl Lester on November 10, 2018:

Hi sir, I transfered money from PayPal to may bpi. It says transfer success but it's almost a Month already and the money is still not transfered to my bpi. Is there something I can do to request a recheck on it.

Alvin on October 30, 2018:

Does all the account uses 1 bank code? E.g. 010040018 BPI.

Or they have a unique code for every account?

schlepper on October 21, 2018:


I received an email from BPI that my withdrawal was denied due to Invalid Bank Account Information. Hours earlier it said transaction was completed then I received an email that it was denied. All my info are correct for the address because the province name was written twice in my paypal account. I am wondering if this could be the reason and what should be the steps to be done. Thank you so much

Glenn on October 13, 2018:

Hi there,

I am wondering if you can transfer funds from one debit card to another (BDO debit card to BPI debit card, for instanc)? Both are linked in your PayPal account. I'm thinking of using PayPal as a "bridge" to the two accounts.

Thank you!

Diane Arnesto on October 08, 2018:

I can not withdraw the Paypal Balance transfered to BPI Family savings Bank,because the bank code is incorrect. Please help me to get back my Payment from my customer.

writerjj (author) on October 02, 2018:

Hi Angelika Salvador --

That could be a possible reason. To isolate, you can try withdrawing to Gcash if it would be successful. Here are the steps

If it pushes through, then the name mismatch might be the culprit

Hi Mandirigma --

The 9 digit bank code is also called the bank routing code.

As for the ATM, it cannot be used to verify a Paypal account. Refer to the link at the bottom/ending portion of the post to use Gcash to verify your Paypal account

Angelika Salvador on September 30, 2018:

Hi I hope youre still active.

I received an email from Paypal saying ACH Withdrawal Denied Incorrect Bank Information.

When i added a bank account. I only entered my first name and last name cause theres not really a middle name in my paypal account. But when i applied for the bank there is. So im wondering if thats why the reason.

Also, when i linked the bank to my paypal. It says checking. And theres no way to change it to savings.

I hope you can help me. I thought when the transaction is marked completed means it was successful. I was charged a total of 600 pesos because I made two transaction.

Mandirigma from Philippines on September 28, 2018:

Hey yo, where can i see the bank code the 9 digit card?. I'm gonna use an ATM is it possible?

writerjj (author) on September 26, 2018:

Hi Reggie - if it uses the same bank code, it might. not sure though

Hi Sy - I think its not possible since the amount that will be transferred will be in local currency

Hi Mia - doubtful that it will. Have you received the funds?

Reggie on September 22, 2018:

Hi! I Just want to verify if it is possible to receive payment From my Paypal account to a BPI Passbook .

Sy on September 21, 2018:

Hi, Is it possible to transfer Paypal funds to a BPI Dollar Account?

Mia on September 20, 2018:

Hi, it is my first time to transfer funds from paypal to my bank account. Upon seeing the comments below, the 16-digits should have been used. I entered the 10-digits account number and I am wondering if mattransfer yung fund to my bank account. Transaction made yesterday 09.20.18.Thanks for the help.

writerjj (author) on September 18, 2018:

Hey guys/gals, sorry for the late reply. Quite busy this BER months

Hi Marie -- Yup, each withdrawal transaction will cost 150. But I think there's a minimum withrawal amount though. I'm not familiar with Kaya but it may as long as it is a BPI savings account. However, you may also opt to use GCash instead. I posted a complete guide above for such inquiries :)

Hi JB -- Hmmm, as far as I know, BPI debit cards cannot be used to verify a PayPal unverified account

Hi diel river -- Kindly see the guide above. It should answer your inquiries

Hi kenj -- Am not familiar with Landbank. You may use GCash (complete guide posted above) or you may opt another bank like RCBC

Hi imsouj -- Sorry but I'm quite confused. You mentioned successful but the money did not arrived in your BPI account? Have you been informed that it is successful?

Hi Hulyo -- It has been 5 days since your inquiry, has it arrived by now?

Hi Ivy -- Many users appeared to have encountered the same. Kindly see the informative comment of Gab Gamboa below

Ivy on September 13, 2018:

Hi, I successfully linked my BPI savings to Paypal, when I WD it was rejected due to "invalid bank info" so I was charged (250p) + (50p)processing fee. Of course I am sure my info matched until I found out that in Paypal my bank shows Checking instead of Savings. There is no option to choose between savings or checking it also didn't ask at first when I am trying add my bank to choose savings or checking, it was set to checking automatically I think that's causing the problem. ANy idea how to change checking to savings? Thanks a lot :-)

imsouj on September 10, 2018:

I just withdraw my balance in paypal using my BPI debit card the transaction was successful and I'm sure the account details for my card was correct. The said transaction was not able to transferred the balance in my bpi account. Please help, thanks!

diel rivera on August 30, 2018:

Will I not be able to withdraw my funds if paypal is not verified, if not how can I verify my paypal to bpi bank?tia

JB on August 16, 2018:

Is BPI debit card cannot be linked to PayPal account? I tried, however, I'm receiving an error message

Marie on August 16, 2018:

hi sir.. what if i will only withdraw 100 pesos from Paypal to BPI. will BPI still charge a 150 pesos fee? and is it ok to use my BPI kaya savings debit card? (i can only afford this one) TIA

writerjj (author) on August 14, 2018:

Hi Jaye - the one needed is the account number and not the card number

Hi Bob - did you put any special characters or numbers?

Hi Jun - the 150 charge-back is only for first time verification. However, for every withdrawn amount, there is a corresponding service fee

Hi Serra - thanks for the info. Did you use the debit card to verify your PP account? Did you receive the expuse code?

Hi Giyang - I don't think that's possible

Hi Min - Yup. However, if you are withdrawing over 7K, the 50 peso fee is waived

Hi Ryline - uh oh! It might be a good idea to use your personal account

Hi Earl - Did you give it a shot?

Hi Kristin - I am not familiar with Kaya Savings. Is that BPI?

Hi Mae - it is indicated in the post

Hi Antonio - to verify your PP account or to withdraw money to?

Hi Elfin - I used my personal account. I don't think the second one is a wise idea

Hi Aj - depending on the Debit Card

Hi Shan - are you going to use a Mastercard?

Hi Pondoc - it probably failed

Hi Charles - are you going to use it to verify your PP account?

Hi Tonyboy - I don't think passbooks are accepted

tonyboy on August 13, 2018:

can i link my passbook account with paypal?

charles on July 11, 2018:

same problem with Carl Jade Trinidad. What is the csc in my bpi eps debit card. it is color red and it has only 2 digit on the side.

Pondoc on May 06, 2018:

I did not received my paypal 4 digit code its been two months... i have online access on my bank but the code does not reflect on my bank

Shan on April 15, 2018:

Are debit cards acceptable to verify the paypal account?

Aj on February 17, 2018:

Is Debit Card not allowed?

Elfin on December 26, 2017:

Can we use/link a bpi accouny that is issued by our employer for our salary? Or does it have to be a personal savings account?

Also, after we do the transfer, can we unlink the account with paypal provided there will be no primary account info left?

Thanks :)

Antonio on December 07, 2017:

Can I link my BPI Kaya Savings to Paypal?

MAE on December 06, 2017:

hello. what is the bank code of BPI EXPRESS TELLER??

Kristin on November 16, 2017:

Is it ok to use my Kaya Savings acct to paypal?

earl on October 22, 2017:

is it ok if the account used is for (BPI)family savings?

ryline on October 20, 2017:

hi sir..... the money withdrawn from my paypal account to my bpi savings account says completed. however after 4 days the money was again sent back to my paypal account? what seems to be the problem? i read it says due to technical problem? i dont understand. the bpi savings account is a corporate account.

Min on September 28, 2017:

It worked, thanks. But in total 200 pesos is the charged. 50 pesos from paypal and 150 pesos from bpi.

Giyang on September 15, 2017:

Hi, i just want to know if i can withdraw USD to my bpi account without paypal converting it to peso and let bpi handle the conversion? Im loosing a lot of money using paypal currency rates?

Serra on September 12, 2017:

Hey! I just want to share my experienced. I hope it can help. You need a two BPI Cards a Debit Card and my e prepaid Card. The Debit Card, You should enroll it first through Bpi express online. Then, you add the my eprepaid card account. After that you need load to link the card to paypal. But they will ask you the 4 digit code to confirm or verify your card link to paypal.

And now I am still waiting for the verification code. I also emailed the bpiexpressonline for a 4 digit code.

Thank you.

Jun on July 27, 2017:

Hi, just to clarify. aside from 50.00 charge for transfer fee from Paypal. there's also another charge of 150.00 when the amount was transferred successfully to your bank account? if so, thats double charges already. and stated above, that 150.00 will be refunded by paypal. is that true?

Bob on July 10, 2017:

Hi writerjj. I hope you're still active. I'm getting this on my Paypal after I inputted all fields in the Add a Bank Account in the Philippines CORRECTLY: "The bank information you have added is invalid or missing. Please try again. First Name: Please enter only letters, hyphens, spaces and commas." Can you help me? I have no idea what I am doing wrong.

Jaye on June 29, 2017:

Hi, good morning. I would like to ask what is the account number (1-16 DIGITS) that paypal is asking. because on my BPI Easy Savers Account (BPI Debit Card) it shows at the back-which is the account number only 10 Digits only in this sequence 1234-1234-12... however the card number at the front shows 16 digits but it is the card number not the account and has different numbers too... which number should I use?? thank you.

writerjj (author) on June 28, 2017:

Hi John -

Thanks for the info. It has been two months, hope your concern is now solved.

Hi Lady -

It usually takes 3 to 5 banking days

Hi Che -

It usually takes 3 to 5 banking days

Hi ferlyssa -

The bank routing code is different from the bpi atm card

Hi Paulo -

Many users experienced the same situation.

Hi Jhon -

If the transaction was reversed, it might mean that transactions on the said card is not allowed.

Hi mark -

The bank code might indicate bank routing code.

Jhon on June 04, 2017:

i just wanted to ask if its possible or does PayPal accept BPI Express Teller International Debit Card, but it doesn't have a Master card or Visa Card logo, but a Cirrus logo instead. Because i have once tried to transfer my PayPal funds to this ATM card but it has been 4 days and there is no money in my bank account. And they also reversed the transaction and sent back my money to my PayPal account. So i'm wondering if they accept this type of debit card. I also wanted to try it again withdrawing my funds to the bank account but i wanted to know those things first because they might charge me 250 pesos if an error occurs again. Thanks and I'll be waiting for a quick response. :)

Paulo on June 01, 2017:

I added my BPI savings account on my paypal. the description of my account is checking. why? and I cant withdraw. paypal says "there's nothing to withdraw right now"

ferlyssa on May 21, 2017:

hi.. where can i get the bank routing code? i tried to transfer fund from my paypal to my bpi, it was not successful... i used the card number of my bpi atm card as advised by bpi staff when i opned the account..

che on May 16, 2017:

I saw my paypal account that the transaction already complete,but I dont receive my fund yet.may I know how many days it took to appear on my bank account.thank you

Lady on April 30, 2017:

I saw my paypal account that the transaction already complete,but I dont receive my fund yet.may I know how many days it took to appear on my bank account.thank you

John on April 28, 2017:

ow sorry i mean withdraw funds to it, newbie here :)

writerjj (author) on April 28, 2017:

Hi John,

By linking it to PayPal, do you mean to verify your PayPal account using bpi easy saver acct or withdraw funds to it?

writerjj (author) on April 16, 2017:

Hi Shee,

Did you sold something on eBay? Is your Paypal account already verified?


When I linked my BPI, I put in Bank of the Philippines Island

Hi PayPalNewbie,

Were you able to successfully linked your BPI Savings Account to your PayPal?

The checking account happens to me too. It would be wise to transfer a small amount first and see if it will push through.

Although, there would be a processing fee, that small amount will be worth it for a peace of mind for a successful trial transaction :)

Hi Jay Tero,

Are you referring to a eBpi card?

Jay Tero on April 13, 2017:

Can I use my BPI Debit card to connect it to paypal?

PaypalNewbie on April 12, 2017:

Hello! First off thanks for writing this very comprehensive guide.

I've tried to withdraw my funds from PayPal to my BPI but I haven't pushed through with it because the account in the confirmation screen says that it's a Checking Account. Thing is, my BPI account is a Savings Account type. I haven't completed the withdrawal yet as I'm afraid this might cause my money to get lost. Can you please let me know how to change it from Checking to Savings?

Thanks in advance!

Hi on April 07, 2017:

Hi What bank name should I write on linking my bank for paypal, because my atm was on bpi family bank. Should I write "Bank of the Philippine Island or Bank of the Philippine Island Family Savings Bank" Im confuse. Pls Help

Thank you

Shee on March 29, 2017:

Hello! Just wanna ask why my I can't withdraw funds in Paypal. It keeps on saying "There's nothing to withdraw right now." And the money that was sent to me is "ON HOLD". And on paypal pending activity, it shows "Make sure you add shipping or tracking information. This payment will be in your pending balance until 1 April 2017. It may be available sooner, once we know the transaction went smoothly." I feel worried about this.

Summer on March 22, 2017:

Thank you for this, I used it as a guide, I hope my transfers will be successful :)

Gerald Christian Luna on March 20, 2017:

I know this is late but hopefully you will still see and answer this. I added a BPI bank account in Paypal, I put the card number that is the 16 numbers in front of my atm card unto the bank account. Did I do it right? Or should I put the 10 numbers at the back? I am worried now because I had transferred some Paypal funds on that no. and I don't know if I can cancel or refund it or will it bounce back to my Paypal account. Please help.

elly trin on March 15, 2017:


last friday (march 10,2017) i transferred my money from paypal to my bpi debit... but until now (march 16) the money that i transferred was not on my account yet... is there something wrong?

ross on February 28, 2017:


i tried withdrawing my paypal funds but I cannot click the Continue button. I already emailed Paypal but 1 week has passed and no reply. Pls help

writerjj (author) on February 21, 2017:

Hello Dear Readers. Apologies for the late reply. As for the queries:

Ruzzy - I don't think that is posible

Pixer - you need a BPI credit or debit card to verify your Paypal account

GuestL - the same thing happened to me. However, I don't think that it is impacting

Jason Mapa - if it pushes through, you should see it in your savings account

Melanie - I don't think that's possible. Please let us know if you do inquire about it to BPI

Faith - It happened to me too

king - are you referring for withdrawal or to verify the Paypal account?

Kensel Tecson - not that I know of

Kensel Tecson on February 12, 2017:

is it possible to transfer my paypal acc to my bpi debit card acc?

Faith on January 18, 2017:

The UI of paypal has changed and I cannot find the add/edit bank account. I added a BPI account and it automatically saves as checking account but mine is savings. How will I edit that? Thanks.

Melanie on January 11, 2017:

Hi Would it be possible to request BPI to expedite the transfer once I have completed the steps through PayPal?

Jason Mapa on January 07, 2017:

I transfered my money from paypal to BPI and after the 2-4 days. I checked my balance (Balance Inquiry) where should I expect it? In Current or Savings? Just asking coz i'm afraid to lose my money and it's my first time transfering my money

GuestL on December 27, 2016:

Hi, I was wondering when my BPI account became a checking account in Paypal when it should be a savings account. Are they the same? What could have been wrong? As I linked my BPI, I don't recall it has options if it's a savings or checking or current. If it has, I would have chose savings then. Later did I know as I submitted my withdrawal request then the checking account appeared.

pixer on December 17, 2016:

Hi I have a BPI account. I tried to link it to my paypal but I don't know how to verify it. Please help me. I have a BPI ExpressTeller Card

Ruzzy on December 10, 2016:

Can i use a bpi savings account to fund paypal and not a credit card?

writerjj (author) on December 10, 2016:

Hi Harvey Guiang,

Are you referring to BPI EPS? If that is a savings account, you can transfer your Paypal funds to it

Hi Kat,

A debit card will also do.

Hi Charisse,

I think BPI family and BPI have different bank codes. The one provided here is for BPI and not family.

Hi April,

If you followed this tutorial, you should have no problems transferring your Paypal funds to BPI :)


I'm not sure I follow you. Basically, your flow is the following:


Hi Cherith,

I think the one provided to you is the swift code

Hi Aya,

Simply open a savings account at BPI. Link that one to Paypal, and when successful, you may now transfer your Paypal funds to that BPI savings account

Hi Twix,

I think that one is a BPI ATM card for a savings account. If so, you cannot use it to verify your Paypal nor use it for funding.

Hi Diana,

To clarify, you used a savings account or a checking account? I think checking accounts are not good

Hi Rose,

Paypal states that it the names should match

Hi Koi,

I think that is an option for users. Mine is not for business

Hi Jenny,

If the transaction will fail, Paypal would inform you. If it has been too long already, send them an email if the transaction pushed through or otherwise.

Hi Paolo,

That's usually the case. Check you savings account on the 3rd day and after.

paolo on December 07, 2016:

hi. i transfer my paypal money to my bpi bank account and after 2 days paypal say's completed. when i try to check my balance in my atm. no money added to my bpi acc.

Jenny on December 06, 2016:

Hello, I link my paypal account to BPI EPS savings card. I transferred my funds last Nov 28 and until now it's not showing in my card. Is BPI EPS an eprepaid card? Do you think I'll get my money for this? Or will it reverse in my Paypal account?

jrbergonie on November 29, 2016:

Hi, why does paypal shows my bank account as a checking account when it is a savings account? is there any problem with that?

koi on November 27, 2016:

Hi. I'm about to open a paypal account and one of the info asked is the business name. Is it really important or can I put anything on it or just a dash?

Vance Dee on November 21, 2016:

Question why does bpi say they don't have a bank code?

ROSE on November 15, 2016:

Hi the name of my bank card has my middle name R. Only shall I put it like that as well or the whole word Rico? Ciz at my paypal account I have it as Rico not R. Though at my bank card it's R.

diana on November 03, 2016:

hi, i used my bpi checking account to withdraw funds, but still 7 days, still nothing on my bank account. please help

Twix on October 26, 2016:

Hi! I have a card with BPI, and that is the BPI Express Teller card which is the blue card that has the letters "EPS" written on the lower right side of the card. This one has no CVC, but it is a debit card that was given to me upon opening an account in BPI. I am planning to link my BPI bank account to Paypal, since I do not have a credit card. Do you think that my BPI savings account can be used for funding my Paypal account?

Aya on October 24, 2016:

Hi. Good morning. I just want to know what kind of BPI bank account for paypal withrawals that i should have get? I hope to hear from you soon. Do i have to tell them that i will use BPI bank account for paypal withdrawals?

Cherith on October 23, 2016:

Hi. I called the BPI branch where I opened my account and they gave me a different bank code. They gave me the code specifically for their branch where I opened my account. Is that ok to use? Or should I use this one in your post?

April on October 07, 2016:

Tried Dexter's advise above last night/earlier today. I transferred my Paypal balance to my BPI Easy Savers Account at around 2:30am, but no luck for me (haha) It's now 5:35pm and the transfer is not in my BPI account yet.

Hopefully next week. This is my first time transferring Paypal funds to a local bank account, I'm hoping that it will be successful and will encounter no errors. *crossing fingers*

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