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The Power of Broke: How Empty Pockets, a Tight Budget, and Desire Can Turn to Success

Writing is my passion. I have an undying thirst and quest in the field of writing. Some eat, drink, or use drugs when stressed; I write.


Most of you have heard that saying, “You never know how strong you are until being strong is your only choice.” Well, life placed me in this position, and being put in this situation forced me into making the best choice. I learned their power in being broke. All that’s left to do is learn how to use your strengths to your advantage.

After learning there is power in being broke, I created goals and generated an actionable strategy. Plus, being responsible eliminated my weakness. I could use my strength to minimize the threat, which allowed me to benefit from every opportunity given to me.

The power of being broke does not mean it limited you to the control of insolvent. It signifies your search for answers. You start a learning process and putting forth the effort. Are you tired of being broke? If the answer is “Yes.” I want you to know that it will take putting forth some effort and making many sacrifices to accomplish your needs, but you will be happy you did.

Maybe everybody can not see it, but there is power in being broke, just like there is misery in not having. I learned both lessons first-hand from my experience of being broke, and from that overwhelming encounter, I discovered that when you do not have money, you will invent ways to find resources others will not see as income.


There was a time in my life where I lost everything. It left me devastated, and I knew I had to dig into my creativity and aggressively pursue the strength to turn things around.

During that crushing and very overwhelming experience, it forced me to set up a different mindset. I ask myself questions that could assist me in getting to the next level. The essence that assists me to receive means that will help me learn the power of being broke.

In my experience, enduring being broke changed my mindset and made me see where I went wrong. And through the desire to change the situation, I receive the control that turns the power of broke to show how having no money can turn into an advantage.

Life doesn’t have to defeat you. Create the one you want. That when I realize I need goals, and sometimes you have to go on a tight budget. When your finances force you to make a stringent budget, getting a different savings goal can seem virtually impossible to accomplish.

While it is nice to have paychecks coming, some of us live from one check to the next, so we fall short of money. When you live so close to the edge, you sense you are falling apart because you cannot pay your bills until you receive your next check. It is now time to discover the power of being broke.

This budget reflects a choice—not an easy choice, but the right choice. And when you think about it, the only choice. The choice to take the responsible, prudent path to fiscal stability, economic growth and opportunity.

— George Pataki

How to Begin

The first thing you get to do is create a lifetime personal commitment to knowing where every dime goes after it comes in. Then plan a tight budget to stop spending on things that are no longer a necessity. That method can change your everyday spending habits. Below are ways to help you:

For the first six months, you must begin by committing to keeping up with how much income comes in and only using your money to pay for the following expenses:

  • Grocery Expense
  • Car Note/Gas Expense
  • Mortgage/Rent
  • Telephone
  • Utilities
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The costs listed above being the standard-of-living necessities you must meet every day. While your bills are something you have to pay, you have a choice to lower the cost monthly. I recommend people are free to do as I did when I changed my spending habits for the most effective results.

To adequately live in the United States. The wage is $16.54 per hour or $68,808 per year before taxes. Many families fall short of the income needed to achieve their basic needs. If you’re above the average and still struggling, you can boost your savings goal by choosing lower-cost choices for your everyday spending habits.


If you want to be sure you get the best of your savings goals, you need to begin by checking and making sure you have the lowest-cost options to change your everyday spending habits.

Here are a few examples:

Do you have a home phone and a cell phone? If the answer is “yes,” let go of the home phone and only keep the cell phone. Next, check with your cell phone provider to make sure you have the lowest cost. If you have extras with your plan, take them off and only pay for the basic.

Maybe you eat out for lunch at work and eat out once or twice a week for dinner? If the answer is “yes,” stop eating out altogether. Bring your lunch, and cook, and eat at home. Do you have cable (most people do)? downgrade channels and eliminate channels like HBO, Cinemax, Showtime or Starz, and the extra sports channels.

Are you a coffee drinker? Do you need two or more cups of coffee each day? Maybe you depend on a cup of coffee to launch your day. If so, you can start by cutting down the total number of cups of coffee you drink. Next, drink the free coffee at work and check on lowering the cost of your coffee. Perhaps check for sales or purchase in bulk to get a better bargain.

Maybe you love going out or enjoy different activities. Well, it’s time to save on the gas by going only to the places you need to go, like work, doctor’s appointments, or church, and stop some activities altogether as you are now committing to a tight budget.

You put together a goal and set up a budget: Now, Let’s visualize the progress of set into effect. You must not only create but imagine the perception to stay motivated throughout your challenge.

You are turning into a creative saver, and now you can set a target for what you want to rescue each week, bi-weekly, or monthly. Start by establishing a spreadsheet to keep pace with your goal and make sure you faithfully balance. Then provide development to motivate yourself. Having the right goals and achieving them can urge you to continue.

Next, please open a savings account to deposit your funds. There are various accounts available. But remember, the best one has a high annual percentage yield. Once your six-month challenge is complete, measure your progress and reward yourself for all your hard work and effort. Rewarding yourself is the most important because it will prevent you from wanting to quit. It will motivate you to pursue

The budget is not just a collection of numbers, but an expression of our values and aspirations.

— Jack Lew

While living on a tight budget and spending only on necessities is a challenge, these changes are also significant for ensuring you continue living a worthy life. And if you want to ensure that you achieve your goals, remember the saying, no pain, no gain.

Don’t allow the pain and aches that enter your life to rule you. The mystery concerning success is learning how to use the pain and suffering instead of having them defeat you. If you do that, you’re using the power of being broke. If you don’t, you will endure a lot of misery in life.

Five lessons learned why others need to discover the power of being broke:

  • I learned to stop focusing on the money I did not have but to focus on getting where I need to be when my funds are low.
  • I learned to get a mindset to be willing and ready to learn. To ensure you receive the message the mind gets after being broke, you need to be passionate about learning, like you a student. Start by learning how to get to the next level. Something that will leave a powerful mark on this world.
  • I learned to aim and do whatever I need to do to put my vision into perspective. While creating a goal is difficult, but if you put forward the effort and follow-through, it required you to be successful.
  • I learned to face reality. Regardless of what I set out to do, I will receive a “no,” but I could not allow it to stop me from fulfilling my vision. “NO” is a word I was going to hear, but it was not the final say; I would turn it into a “YES.”
  • I learned to never, ever give up on success. If I can never find it, I will create it. There will be days, weeks, months, or maybe even a year where it is hard to build my dreams or fulfill my vision, but I cannot give up now. One thing about the human mind, if you set it to do anything, it is possible. You can achieve what set the brain to do.

In conclusion, you might not get what you want or be where you want to be, but if you desire to make a change and understand it will not happen overnight, you have made the very first step. All that’s left to do is take the dangerous leap and trust that you’re capable of pulling through. I did it, and so can you. There is a power in broke. Empty pockets, a tight budget, and a desire can turn into success.

The Power of Broke: How Empty Pockets, a Tight Budget, and a Desire Can Turn to Success!

This content is accurate and true to the best of the author’s knowledge and is not meant to substitute for formal and individualized advice from a qualified professional.

© 2019 Pam Morris


Pam Morris (author) from Atlanta Georgia on April 15, 2019:

Thank you, Angel, for reading my article and your comment. No, it’s not fun being broke. Although, it's easy to provide great tips when you experience it. To overcome, I had to create ways to bounce back. I did it and I hope this article helps someone to do the same.

Angel Guzman from Joliet, Illinois on April 15, 2019:

Great article Pam. Being broke is no fun and you provided great tips.

Miebakagh Fiberesima from Port Harcourt, Rivers State, NIGERIA. on April 14, 2019:

Hi, Farrah, you are welcomed. I like that idea. It seems to me you once wrote an article similar to Pam's, right? Thank you.

Farrah Young from Lagos, Nigeria on April 14, 2019:

The title of this hub is captivating and resonates with me. It also took my mind back to a time when i was so broke and search for every means that was legally and morally right to make money.

Miebakagh Fiberesima from Port Harcourt, Rivers State, NIGERIA. on April 14, 2019:

Hello, Pam, I appreciated you. Thanks, and enjoy the day.

Pam Morris (author) from Atlanta Georgia on April 14, 2019:

Hello Miebakagh, Thank you so much for stopping by to read my article and comment on it. As you stated saving is an option for getting back on track. In fact, everyone should consider it.

Miebakagh Fiberesima from Port Harcourt, Rivers State, NIGERIA. on April 14, 2019:

Hello, Pam, I have gone through the experience, and savings is my opinion to sailing through. Thanks for sharing.

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