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The Power of Broke: How Empty Pockets, a Tight Budget, and Desire Can Turn to Success


Writing is my passion. I have an undying thirst and quest in the field of writing. Some eat, drink or use drugs when stressed; I write.


I am sure most of you have heard the saying, “You never know how strong you are until being strong is your only choice.” Well, life placed me in this position, and from being put in this position, it forced me into that choice. I learned there is power in being broke. All that's left to do is learn how to use your strengths to your advantage.

After learning there is power in being broke, I created goals and I generated an actionable strategy. Doing this eliminated my weakness. I could use my strengths to minimize the threat, which allowed me to take advantage of every opportunity given to me.

The power of being broke doesn’t mean life has to put limits on you as you searching for answers; you’re starting a learning process and putting forth the effort. Are you tired of being broke? If the answer is “Yes.” I want you to know that it will take putting forth some effort and making many sacrifices to accomplish your needs, but you will be happy you did.

Maybe everybody does not know it, but there is power in being broke, just like there is misery in not having. I learned both lessons first-hand from my experience of being broke, and from that overwhelming encounter, I discovered that when you don’t have money, you’ll invent ways to find resources others don’t see as income.


There was a time in my life where I lost everything; I was so devastated, and I knew I had to dig into my creativity and aggressively pursue the strength to turn things around.

During that crushing and very overwhelming experience, it forced me to create a new mindset. I ask myself questions that could assist me in getting to the next level and receive stuff that helps me to learn the power of being broke.

In my experience, enduring being broke changes a person’s mindset and allows them to see where they went wrong. And through the desire to change the situation, they receive the control that it can turn the power of broke to show how having no money can turn into an advantage.

When you have goals, sometimes you have to go on a tight budget. When you are forced to make a tight budget, getting a new savings goal may seem hard to next to impossible.

While it is nice to have paychecks coming, some of us are living one paycheck to the next, so we feel short of money. When you live so close to the edge, you sense you are falling apart because you cannot pay your bills until you receive your next check. It is time to discover the power of broke.

This budget reflects a choice—not an easy choice, but the right choice. And when you think about it, the only choice. The choice to take the responsible, prudent path to fiscal stability, economic growth and opportunity.

— George Pataki

How to Begin

The very first thing you need to do is create a lifetime personal commitment to knowing where every dime goes after it comes in. Then plan a tight budget to stop spending on things that are not a necessity. That method can change your daily spending habits. Below are ways to assist you:

For the first six months, you must begin by committing to keeping up with how much income comes in and only using your money to pay for the following expenses:

  • Grocery Expense
  • Car Note/Gas Expense
  • Mortgage/Rent
  • Telephone
  • Utilities

The costs listed above are the standard-of-living necessities that you must meet daily. Boost your savings goal by choosing lower-cost choices for your usual spending habits.

While your bills are something you have to pay, you have a choice to lower the cost of them monthly. I recommend people do what I did when I changed my spending habits for the most effective results.


If you want to ensure you get the best of your savings goals, you need to begin by checking and making sure you have the lowest-cost options to change your usual spending habits.

Here are a few examples:

Do you have a home phone and a cell phone? If the answer is “Yes,” let go of the home phone and only keep the cell phone. Next, check with your cell phone provider to make sure you have the lowest cost. If you have extras with your plan, take them off and only pay for the basic.

Do you eat out for lunch at work and eat out once or twice a week for dinner? If the answer is “Yes,” stop eating out altogether. Bring your lunch, and plan meals, cook, and eat at home. Do you have cable (most people do)? Downgrade the channels and eliminate the extras like HBO, Cinemax, Showtime, or Starz, and the extra sports channels.

Are you a coffee drinker? Do you need two or more cups of coffee each day? Maybe you depend on a cup of coffee to start your day. If you start by cutting back on the total number of cups of coffee you drink. Next, drink the free coffee at work and check on lowering the cost of your coffee. Maybe check for sales or purchase in bulk to get a better bargain.

Maybe you love going out or enjoy different activities. Well, it’s time to save on the gas by going only to the places you need to go, like work, doctor’s appointments, or church, and stop some activities altogether as you are now committing to a tight budget.

You put together a goal and set up a budget: now let’s visualize the progress. For any purpose to put into effect, you must not only create but imagine the perception to stay motivated throughout your challenge.

You are turning into a smart saver, and now you need to set a target of what you want to save each week, bi-weekly or monthly. Create a spreadsheet to keep up with your goal. Make sure you faithfully balance and keep up with your progress to motivate yourself.

Open up a savings account to store your funds. There are many accounts you can choose from but remember the best one that has a high annual percentage yield. Once your six-month challenge is complete, be sure to measure your progress and reward yourself for all your hard work and effort. Rewarding yourself is the most important key because it will prevent you from wanting to quit; it will motivate you to continue.

The budget is not just a collection of numbers, but an expression of our values and aspirations.

— Jack Lew

While living on a tight budget and spending only on necessities is a challenge, these changes are also significant for ensuring you continue living a good life. And if you want to make sure you achieve your goals, remember the saying, no pain, no gain.

Don’t allow the pain and aches that enter your life to rule you. The mystery concerning success is learning how to use the pain and suffering instead of having them handle you. If you do that, you’re using the power of being broke. If you don’t, you will endure a lot of misery in life.

Five lessons learned, and why others need to discover the power of being broke:

  1. I learned to stop focusing on the money I did not have but to focus on getting where I need to be when my funds are low.
  2. I learned to get a mindset always to be willing and ready to learn. To ensure you receive the message the mind gets after being broke, you need to be passionate about learning, like you are a student, ready to learn how to get to the next level so you can leave the powerful mark you embarked on this world.
  3. I learned to have objective and do whatever I need to do to put my vision into perspective. Creating goal is difficult, but if you put forward the effort and follow-through, you are bound to be successful.
  4. I learned to face reality. Regardless of what I set out to do, I will receive a “NO” and I could not allow it to stop me from fulfilling my vision. “NO” is a word I was going to hear, but it was not the final say; I would turn it into a “YES.”
  5. I learned to never, ever give up on the success. If I cannot find it, I will create it. There will be days, weeks, months, or maybe even a year where it is hard to build your dreams or fulfill your vision, but you cannot give up. One thing about the human mind, if you set it to do something, it is possible. You can achieve what set the brain to do.

In conclusion, you might not have what you want to have or be where you want to be, but if you desire to make a change and understand it will not happen overnight, you have made the very first step. All that’s left to do is take the dangerous leap and trust that you’re capable of pulling through. I did it, and so can you. There is a power to being broke. Empty pockets, a tight budget, and a desire can turn into success.

The Power of Broke: How Empty Pockets, a Tight Budget, and a Desire Can Turn to Success!

This content is accurate and true to the best of the author’s knowledge and is not meant to substitute for formal and individualized advice from a qualified professional.

© 2019 Pam Morris


Pam Morris (author) from Atlanta Georgia on April 15, 2019:

Thank you, Angel, for reading my article and your comment. No, it’s not fun being broke. Although, it's easy to provide great tips when you experience it. To overcome, I had to create ways to bounce back. I did it and I hope this article helps someone to do the same.

Angel Guzman from Joliet, Illinois on April 15, 2019:

Great article Pam. Being broke is no fun and you provided great tips.

Miebakagh Fiberesima from Port Harcourt, Rivers State, NIGERIA. on April 14, 2019:

Hi, Farrah, you are welcomed. I like that idea. It seems to me you once wrote an article similar to Pam's, right? Thank you.

Farrah Young from Lagos, Nigeria on April 14, 2019:

The title of this hub is captivating and resonates with me. It also took my mind back to a time when i was so broke and search for every means that was legally and morally right to make money.

Miebakagh Fiberesima from Port Harcourt, Rivers State, NIGERIA. on April 14, 2019:

Hello, Pam, I appreciated you. Thanks, and enjoy the day.

Pam Morris (author) from Atlanta Georgia on April 14, 2019:

Hello Miebakagh, Thank you so much for stopping by to read my article and comment on it. As you stated saving is an option for getting back on track. In fact, everyone should consider it.

Miebakagh Fiberesima from Port Harcourt, Rivers State, NIGERIA. on April 14, 2019:

Hello, Pam, I have gone through the experience, and savings is my opinion to sailing through. Thanks for sharing.