What Does it Mean if My PayPal Account Access Is Limited?
Without warning PayPal can, and does, place limits or restrictions on accounts. PayPal’s actions are almost always based on sound security-related concerns, meant to protect us.
As frustrating as it is, once you know which area of your account attracted PayPal’s attention, you can easily address the company’s concerns and resolve the problem.
Let's discover exactly what it means if you have limited access to your PayPal and what you can do about it.
What Does It Mean that My PayPal Account Access Is Limited?
If you receive an email (at the email address you registered with PayPal) or get a message on your account saying your access has been “limited,” this means that you're not able to do certain things with your account, such as send money or withdraw your funds.
Rest assured, the limitations can be lifted once you complete a few steps.
Common Reasons Your PayPal Account Is Restricted
There are many reasons why your account may be restricted. Here are some of the most common:
- You have more than one PayPal account
- Someone has reported your account as being suspicious
- You have conducted a transaction with someone who PayPal believes to be suspicious
- You accidentally clicked on a link in a fake email that you thought was from PayPal
- PayPal requires further information about you
- You have not registered a bank account or credit card
- You received or sent more than $2,000
- You received money from a country that PayPal has deemed suspicious
- Your account was hacked
- Your bank indicates your debit or credit card was used without your knowledge
- You've been getting a high volume of chargebacks
- You recently moved from selling a lower-priced item to a higher-priced one such as jewelry
How Can I Get Full Access Back on My PayPal Account?
In most instances, it is very easy to regain access to your PayPal account. Here are some simple steps that will help you get back to using your account's full functionality:
- Log into your PayPal account. From your account summary, at the bottom of the page there should be a section that says "More About Your Account" (beneath "Selling tools").
- In this section, you'll see a link to the "Resolution Center." Click on that link, which will take you to a new page where you'll be able to see any outstanding cases with your account that need to be solved.
- Click on the outstanding case (or cases), and you will be prompted with suggestions to rectify your specific situation.
- Complete the steps the "Resolution Center" directs you to do, which could be providing additional information, adding missing details to your account, or contacting PayPal customer service.
Whatever the cause, these issues are generally rectified within a couple of business days. You can always call PayPal, and if you do get to speak to someone on the phone, your problem could be fixed immediately.
Screenshot of the Resolution Center
What Happens if You Thought You Fixed the Problem but Still Have Limited Account Access?
If you have attempted to resolve the problem but find that your account is still limited, check your email in case PayPal has sent you one requesting further information. Also be sure that PayPal emails aren't getting caught in your "Spam" folder.
If nothing else, be sure you have waited at least three business days to give them a chance to review and reply to your initial submission.
You can always contact them via telephone too, by going to the "Contact Us" page located on the bottom of all PayPal pages.
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