You can't build a budget without knowing where your money goes in the first place. This is my method for starting to master your money.
It's human nature to compare oneself to others. We all know that it can put our budgets at risk whenever we try to keep up with the Joneses. But reading personal finance blogs, helpful as they can be, aren't we just trying to keep up with others, too?
Budgets? Oh, the pain! Yes, that’s true, but a well planned budget truly can create a better life for you and it doesn’t have to be as painful as you may think. I use the application Mint.
A review of the basics regarding emergency savings such as the purpose, use and where to keep this resource.
What should do when you're really worried that you don't have enough money? Take a deep breath and read these 14 tips for easing financial stress.
This article provides information and tips for managing your family budget to achieve your savings goals. Includes resources and advice on managing a budget, reducing monthly spending and earning extra income.
Finding a place to start improving your finances isn't easy, especially when you know that you aren't in a good place. Here are some ways that you can start improving your finances today.
The cost of living on your own is uncharted territory for many young people. Here's a breakdown of 2012 living costs per category including: taxes, rent, auto, food, cable, and debt repayment.
With a simple weekly deposit plan using one of three options, you can save over $1,000, $1,378 to be exact, in one year!
A money envelope system is a free way that you can save more of your money and stay on budget. Learn the secrets of using the money envelope system to end up with extra money!
When you can't get more income, sometimes it's necessary to reduce the ougoing. It is possible to live on less than a thousand a month, even if it isn't comfortable. Whether living this way gives you a leg up, or a better handle, pick and choose to find a perfect fit for you.
One area we often hate giving to the Lord is our finances, yet the Lord speaks about it frequently in the Bible because he knew we would struggle. Here are some great biblical principles to follow.
Ready to design your own personal financial plan? Here are the tools professional financial planners use to create a personal financial plan.
Saving money for a major purchase like a car is perfectly possible. There are many ways in which you can save money on a daily basis to reach your goal.
I have worked as an accountant for over twenty years for non-profits, governmental units, and manufacturing companies. Budgets have been under my management for many years. I’ve even worked on the budget committee at a church.
If you're just starting out on a path to financial independence, it can seem scary! This guide will help you plan a realistic budget, and stick to it.
This one change in the way we bank helped us to save more money, spend less and finally start reaching our financial Goals.
It can be a struggle to come up with a significant vacation fund but there are some ways to stretch your dollars and make a vacation goal a little easier to achieve. Bon voyage!
Maybe everybody doesn't know it, but there is power in being broke, just as there misery in doing without.
A simple, easy-to-implement method of managing bills so as to minimize credit card late fees and bank overdraft fees. For use when life has thrown you under the bus, and you just need to survive.
It's hard enough to actually sit down and create a budget, let alone stick to it! While it may seem daunting, I'm here to show you that you don't have to have a degree in finance to get your finances in order.
Planning your monthly finances is the best way to ensure you'll never miss a bill, and you'll always have money to spend on the things that really matter to you.
Budgeting can be a very tedious and intimidating concept at times. Swiping our plastic currency and spending money without thinking about where it's really going is the norm of most people, including myself. It's important to know how much money you spend and earn on a regular basis.
Should you pay off student loans faster or save for a mortgage? Get some guidance on how to save for a house down payment while paying student loans.
Combining family finances when you remarry can sometimes be a challenge. Here are a few tips and tricks for how to develop a family budget takes into account your blended family's unique needs.
In this article, we will cover some of the tips that will enable you to set up a proper budgeting plan for your credit cards and to protect yourself from descending into the bottomless pit of credit card debt.
Use online financial software to organize your finances. When your money is in the right place, your life will be a lot less stressful.
The Total Money Makeover is a financial management book written by Davey Ramsey which simplifies the process for getting yourself out of debt and into investing for your future.
This six-part series helps you learn to manage holiday stress . This third article in the series teaches you easy ways to begin budgeting for holiday spending now and take control of your finances. Financial issues create holiday stress; reduce stress by controlling your finances.
This budget process ensures every single dollar you are spending is included, so you can see where money is spent, and where money can be saved. Authored by a Chartered Accountant.