Household Credit & Loans

A step-by-step guide to paying off the debt you can and brining your credit score up 200 points over the course of a year.

When you start to research which rewards credit card to apply for the available options can quickly become overwhelming. I'm here to break down the 5 most popular types of rewards cards and the pros and cons of each so you can get more out of your money sooner.

Do you want to raise your credit score simply and quick? Of course you do! Follow my Best 7 Super Simple Ways to Super Boost Your Credit Score Fast and you will see exciting results in 60-90 days.

SoFi is a private financing company that offers student and personal loans to qualified applicants. Here's my experience getting a loan from them.

This article will explain the different types of loans available for senior citizens.

Before making a big purchase such as a car or a house it’s a good idea to check your credit score if you are planning to apply for a loan or mortgage. Some websites offer free credit reports, but beware of hidden charges.

A guide that shows consumers how to use credit cards as a tool that can help them to earn money.

Credit cards are promoted for their convenience. There are downsides to using them, however. Here is a list of reasons why credit cards can be a bad thing.

If you are struggling to come up with the down payment required to purchase a home, the down payment assistance program may be able to help pay some or all of your down payment or closing costs.

This article discusses 25 prepaid debit card fees and how much you can expect to pay in fees with certain prepaid cards.

Financial child abuse describes the abuse of a child’s identity, credit report or financial resources. What leads to financial child abuse? What are the signs of financial child abuse?

How to cancel a credit card by calling or sending a secure message. Learn about how closing a card can hurt your credit score and how to decide when it's a good idea to close it.

Here's how to improve and fix your credit rating quickly.

This article talks about the UK's best known payday lender "Wonga", its collapse and how the FCA implemented regulations to promote healthy competition between the financial services firms.

Many identity-theft-protection and credit-reporting companies offer services that claim to scan the dark web for the user's personal information. However, is it really possible for these companies to scan for this information, and if they can, is it really a service worth paying for?

401(k) loans are generally discouraged by "financial advisors". I have taken out 401(k) loans three times in my life and I have not regretted it yet. Here, I discuss the pros, cons, and gray area in between.