Sometimes it may make sense to pay your mortgage with a credit card in order to earn reward points or miles. Here's how to do it.
You can take steps to keep your credit score high. Your credit score or credit rating is weighed when you want to borrow money to make a major purchase such as buying a car, taking a mortgage, or applying for a credit card. It is your financial responsibility to keep an eye on your credit score.
Predatory lending—unfair, deceptive or misleading practices in the origination of loans—can set traps for you when you buy a house or car, or need emergency cash.
In 2020, there are many credit card options to choose from. In this article, I review the benefits and options of the Chase Freedom Unlimited Card. Is this card a viable Cash Back Rewards card in early 2020?
In this article, I take a look at the Chase Freedom rewards credit card as a way of accumulating rewards. This is a beginner credit card that has been around for a few years.
Find out how consolidating your student loans can save you thousands of dollars. If you have just finished college and you have student loans, reading this article could be beneficial.
With all the new competition in the card market, I look at areas where consumers can benefit, whether these practices are sustainable, and what areas the local banks should be concerned about.
If you find yourself in need of cash between paycheques, whatever you do, do not get a payday loan. Payday loans (even in Canada) are a huge rip-off. Read on to find out why payday loans should be outlawed and what your other options are when you find yourself in a tight spot.
This article talks about the UK's best known payday lender "Wonga", its collapse and how the FCA implemented regulations to promote healthy competition between the financial services firms.
Many identity-theft-protection and credit-reporting companies offer services that claim to scan the dark web for the user's personal information. However, is it really possible for these companies to scan for this information, and if they can, is it a service worth paying for?
Before making a big purchase, such as a car or a house, it’s a good idea to check your credit score if you are planning to apply for a loan or mortgage. Some websites offer free credit reports, but beware of hidden charges.
You've been sued for a credit card debt! The purpose of this article is to help consumers determine if a lawsuit has been filed by an original creditor (the credit card bank with which you opened an account) or a debt buyer (a company who purchases defaulted accounts).
This article discusses 25 prepaid debit card fees and how much you can expect to pay in fees with certain prepaid cards.
Do you want to raise your credit score simply and quickly? Of course you do! Use these seven super simple ways to super-boost your credit score fast, and you will see exciting results in 60–90 days.
If you have an amortization problem to solve, it's possible to find all the data that you need with a financial calculator instead of creating a table. Find out how with a TI BAII+ calculator in a few steps.
If you have an amortization problem to solve, it's possible to find all the data that you need with a calculator instead of creating a table. Find out how with an HP 10bII+ calculator in a few steps.
SoFi is a private financing company that offers student and personal loans to qualified applicants. Here's my experience getting a loan from them.
The private student loan system in the US is broken and Sallie Mae/Navient is the worst offender. I aim to educate student loan borrowers and campaign for change for those already in over their heads.
What is with all this hype regarding Prosper.com and other peer to peer lending networks? Can you really get a personal loan at a reasonable rate from a group of complete strangers? Well I will try and explain all you'll need to know and hopefully...
Building your credit score is difficult, especially when you have limited credit. Here are 5 steps to building your credit score quickly from 0 to 700 in 6 months.
A look at what to do if you can't pay your Provident loan back. If you miss your payments, will you incur extra interest charges? What happens if you can't pay your Provident loan back?
There are many reasons why you should NOT get a private student loan. If I can warn you about one thing, avoid Sallie Mae's private student loans at all costs! And here's why...
Information about what bankers or loan officers look at when you apply for a loan.