Household Credit & Loans

With all the new competition in the card market, I look at areas where consumers can benefit, whether these practices are sustainable, and what areas the local banks should be concerned about.

What are balance transfers? How can they help you save money? All of your questions on balance transfer credit cards will be answered in this informative article.

Pawn shops and how they work--why you won't get top dollar for your items.

In 2020, there are many credit card options to choose from. In this article, I review the benefits and options of the Chase Freedom Unlimited Card. Is this card a viable Cash Back Rewards card in early 2020?

This article discusses 25 prepaid debit card fees and how much you can expect to pay in fees with certain prepaid cards.

Credit cards are promoted for their convenience. There are downsides to using them, however. Here is a list of reasons why credit cards can be a bad thing.

Earnin is an app that lets you take out up to $500 of your paycheck before payday. But it has some drawbacks. Read my review, and learn that it's totally legit and free, but not always the best financial choice.

This article will help breakdown the process of changing loan servicers and offer ways to make sure you are making your payment to the right people protecting you as the borrower.

Find out how consolidating your student loans can save you thousands of dollars. If you have just finished college and you have student loans, reading this article could be beneficial.

Information about what bankers or loan officers look at when you apply for a loan.

In this article, I take a look at the Chase Freedom rewards credit card as a way of accumulating rewards. This is a beginner credit card that has been around for a few years.

Here's how to improve and fix your credit rating quickly.

A step-by-step guide to paying off the debt you can and brining your credit score up 200 points over the course of a year.

SoFi is a private financing company that offers student and personal loans to qualified applicants. Here's my experience getting a loan from them.

A reverse mortgage may be more expensive and risky than other alternatives.

Is a credit card a convenient tool, or is it an expensive way to borrow that can saddle you with serious debt? This article looks at the pros and cons.