Household Credit & Loans

When you start to research which rewards credit card to apply for the available options can quickly become overwhelming. I'm here to break down the 5 most popular types of rewards cards and the pros and cons of each so you can get more out of your money sooner.

If you are struggling to come up with the down payment required to purchase a home, the down payment assistance program may be able to help pay some or all of your down payment or closing costs.

This article will explain the different types of loans available for senior citizens.

What is with all this hype regarding Prosper.com and other peer to peer lending networks? Can you really get a personal loan at a reasonable rate from a group of complete strangers? Well I will try and explain all you'll need to know and hopefully...

Before making a big purchase such as a car or a house it’s a good idea to check your credit score if you are planning to apply for a loan or mortgage. Some websites offer free credit reports, but beware of hidden charges.

Do college students really need credit cards? Are credit card companies using unethical tactics to lure young adults into a lifestyle of debt?

Many identity-theft-protection and credit-reporting companies offer services that claim to scan the dark web for the user's personal information. However, is it really possible for these companies to scan for this information, and if they can, is it really a service worth paying for?

A step-by-step guide to paying off the debt you can and brining your credit score up 200 points over the course of a year.

How to cancel a credit card by calling or sending a secure message. Learn about how closing a card can hurt your credit score and how to decide when it's a good idea to close it.

Here's how to improve and fix your credit rating quickly.

This article talks about the UK's best known payday lender "Wonga", its collapse and how the FCA implemented regulations to promote healthy competition between the financial services firms.

A guide that shows consumers how to use credit cards as a tool that can help them to earn money.

It all started when I received in the mail a bank letter stating that my application for an increase in credit card charge limits was rejected due to bad credit score that did not make that request.

401(k) loans are generally discouraged by "financial advisors". I have taken out 401(k) loans three times in my life and I have not regretted it yet. Here, I discuss the pros, cons, and gray area in between.

This article discusses 25 prepaid debit card fees and how much you can expect to pay in fees with certain prepaid cards.

SoFi is a private financing company that offers student and personal loans to qualified applicants. Here's my experience getting a loan from them.