Household Credit & Loans

401(k) loans are generally discouraged by "financial advisors". I have taken out 401(k) loans three times in my life and I have not regretted it yet. Here, I discuss the pros, cons, and gray area in between.

Here's how to improve and fix your credit rating quickly.

Check out these three good cash back credit cards I use to get money back and bonuses.

This article discusses 25 prepaid debit card fees and how much you can expect to pay in fees with certain prepaid cards.

Is a credit card a convenient tool, or is it an expensive way to borrow that can saddle you with serious debt? This article looks at the pros and cons.

Here I will chronicle our family's journey to becoming debt-free and living within our means.

There are many reasons why you should NOT get a private student loan. If I can warn you about one thing, avoid Sallie Mae's private student loans at all costs! And here's why...

What is with all this hype regarding Prosper.com and other peer to peer lending networks? Can you really get a personal loan at a reasonable rate from a group of complete strangers? Well I will try and explain all you'll need to know and hopefully...

Do you want to raise your credit score simply and quick? Of course you do! Follow my Best 7 Super Simple Ways to Super Boost Your Credit Score Fast and you will see exciting results in 60-90 days.

How to cancel a credit card by calling or sending a secure message. Learn about how closing a card can hurt your credit score and how to decide when it's a good idea to close it.

This article will explain the different types of loans available for senior citizens.

Before making a big purchase such as a car or a house it’s a good idea to check your credit score if you are planning to apply for a loan or mortgage. Some websites offer free credit reports, but beware of hidden charges.

Many identity-theft-protection and credit-reporting companies offer services that claim to scan the dark web for the user's personal information. However, is it really possible for these companies to scan for this information, and if they can, is it really a service worth paying for?

Do credit cards lead to unnecessary buying? This author thinks they do, and explains why, and the pitfalls of the system.

SoFi is a private financing company that offers student and personal loans to qualified applicants. Here's my experience getting a loan from them.

When you start to research which rewards credit card to apply for the available options can quickly become overwhelming. I'm here to break down the 5 most popular types of rewards cards and the pros and cons of each so you can get more out of your money sooner.