Household Credit & Loans

Credit cards are promoted for their convenience. There are downsides to using them, however. Here is a list of reasons why credit cards can be a bad thing.

Here's how to improve and fix your credit rating quickly.

This article discusses 25 prepaid debit card fees and how much you can expect to pay in fees with certain prepaid cards.

Is a credit card a convenient tool, or is it an expensive way to borrow that can saddle you with serious debt? This article looks at the pros and cons.

This article talks about the UK's best known payday lender "Wonga", its collapse and how the FCA implemented regulations to promote healthy competition between the financial services firms.

A guide that shows consumers how to use credit cards as a tool that can help them to earn money.

When you start to research which rewards credit card to apply for the available options can quickly become overwhelming. I'm here to break down the 5 most popular types of rewards cards and the pros and cons of each so you can get more out of your money sooner.

It all started when I received in the mail a bank letter stating that my application for an increase in credit card charge limits was rejected due to bad credit score that did not make that request.

If you find yourself in need of cash between paycheques, whatever you do, do not get a payday loan. Payday loans (even in Canada) are a huge rip-off. Read on to find out why payday loans should be outlawed and what your other options are when you find yourself in a tight spot.

This article will help you understand what refinancing is and when a good time to refinance may be.

If you are struggling to come up with the down payment required to purchase a home, the down payment assistance program may be able to help pay some or all of your down payment or closing costs.

Is adding an authorized user to your credit account a good idea? Here's what you need to know to help make that decision.

This article will explain the different types of loans available for senior citizens.

SoFi is a private financing company that offers student and personal loans to qualified applicants. Here's my experience getting a loan from them.

Financial child abuse describes the abuse of a child’s identity, credit report or financial resources. What leads to financial child abuse? What are the signs of financial child abuse?

A step-by-step guide to paying off the debt you can and brining your credit score up 200 points over the course of a year.