Household Credit & Loans

If you find yourself in need of cash between paycheques, whatever you do, do not get a payday loan. Payday loans (even in Canada) are a huge rip-off. Read on to find out why payday loans should be outlawed and what your other options are when you find yourself in a tight spot.

Pawn shops and how they work--why you won't get top dollar for your items.

It all started when I received in the mail a bank letter stating that my application for an increase in credit card charge limits was rejected due to bad credit score that did not make that request.

A step-by-step guide to paying off the debt you can and brining your credit score up 200 points over the course of a year.

This article will explain the different types of loans available for senior citizens.

Here's how to improve and fix your credit rating quickly.

Certain watches are not just wearable art, but stores of value. I would like to share how I went about buying my Patek Phillipe watch.

Interested in getting the best cash back rewards from your next credit card? This article goes over some of the top credit card offers in 2019 to help you make the best choice.

This article will help you understand what refinancing is and when a good time to refinance may be.

This article discusses 25 prepaid debit card fees and how much you can expect to pay in fees with certain prepaid cards.

Is a credit card a convenient tool, or is it an expensive way to borrow that can saddle you with serious debt? This article looks at the pros and cons.

Earnin is an app that lets you take out up to $500 of your paycheck before payday. But it has some drawbacks. Read my review, and learn that it's totally legit and free, but not always the best financial choice.

With all the new competition in the card market, I look at areas where consumers can benefit, whether these practices are sustainable, and what areas the local banks should be concerned about.

Financial child abuse describes the abuse of a child’s identity, credit report or financial resources. What leads to financial child abuse? What are the signs of financial child abuse?

SoFi is a private financing company that offers student and personal loans to qualified applicants. Here's my experience getting a loan from them.

This article will help breakdown the process of changing loan servicers and offer ways to make sure you are making your payment to the right people protecting you as the borrower.