Household Credit & Loans

Pawn shops and how they work--why you won't get top dollar for your items.

Some think the cost of college is escalating far out of proportion to its value. Though college education isn't yet a bubble by traditional measures, it's worth thinking about it that way.

In this article, I take a look at the Chase Freedom rewards credit card as a way of accumulating rewards. This is a beginner credit card that has been around for a few years.

With all the new competition in the card market, I look at areas where consumers can benefit, whether these practices are sustainable, and what areas the local banks should be concerned about.

This article will explain the different types of loans available for senior citizens.

Before making a big purchase, such as a car or a house, it’s a good idea to check your credit score if you are planning to apply for a loan or mortgage. Some websites offer free credit reports, but beware of hidden charges.

A reverse mortgage may be more expensive and riskier than other alternatives.

If you are struggling to come up with the down payment required to purchase a home, the down payment assistance program may be able to help pay some or all of your down payment or closing costs.

Here's how to improve and fix your credit rating quickly.

What are balance transfers? How can they help you save money? All of your questions on balance transfer credit cards will be answered in this informative article.

SoFi is a private financing company that offers student and personal loans to qualified applicants. Here's my experience getting a loan from them.

In 2020, there are many credit card options to choose from. In this article, I review the benefits and options of the Chase Freedom Unlimited Card. Is this card a viable Cash Back Rewards card in early 2020?

Find out how consolidating your student loans can save you thousands of dollars. If you have just finished college and you have student loans, reading this article could be beneficial.

This article discusses 25 prepaid debit card fees and how much you can expect to pay in fees with certain prepaid cards.

Predatory lending—unfair, deceptive or misleading practices in the origination of loans—can set traps for you when you buy a house or car, or need emergency cash.

This article will help breakdown the process of changing loan servicers and offer ways to make sure you are making your payment to the right people protecting you as the borrower.