Credit & Loans
6 Reasons Not to Get a Mortgage Through Chase: A Review
If you're looking for a lender that is professional, knowledgeable, and timely, avoid Chase. From my experience, here are the cons of applying for a Chase Mortgage and why you might lose the house of your dreams and your deposit if you stick with them.
Should You Pay Your Mortgage With a Credit Card to Earn Miles?
Sometimes it may make sense to pay your mortgage with a credit card in order to earn reward points or miles. Here's how to do it.
6 Ways to Keep Your Credit Score High
You can take steps to keep your credit score high. Your credit score or credit rating is weighed when you want to borrow money to make a major purchase such as buying a car, taking a mortgage, or applying for a credit card. It is your financial responsibility to keep an eye on your credit score.
Five Types of Predatory Lending: Know the Signs to Avoid Their Traps
Predatory lending—unfair, deceptive or misleading practices in the origination of loans—can set traps for you when you buy a house or car, or need emergency cash.
Chase Freedom Unlimited in 2020: Is It a Good Rewards Credit Card Option?
In 2020, there are many credit card options to choose from. In this article, I review the benefits and options of the Chase Freedom Unlimited Card. Is this card a viable Cash Back Rewards card in early 2020?
Chase Freedom Card: Is It a Viable Rewards Card Option in 2020 and Beyond?
In this article, I take a look at the Chase Freedom rewards credit card as a way of accumulating rewards. This is a beginner credit card that has been around for a few years.
Is Student Loan Consolidation the Right Option for You?
Find out how consolidating your student loans can save you thousands of dollars. If you have just finished college and you have student loans, reading this article could be beneficial.
How Do Youtrip, Revolut, and Transferwise Compare Against the Local Bank Cards?
With all the new competition in the card market, I look at areas where consumers can benefit, whether these practices are sustainable, and what areas the local banks should be concerned about.
Why You Should Never Get a Payday Loan (Canadian Edition)
If you find yourself in need of cash between paycheques, whatever you do, do not get a payday loan. Payday loans (even in Canada) are a huge rip-off. Read on to find out why payday loans should be outlawed and what your other options are when you find yourself in a tight spot.
The Collapse of Wonga Put Other Payday Lenders in the Firing Line
This article talks about the UK's best known payday lender "Wonga", its collapse and how the FCA implemented regulations to promote healthy competition between the financial services firms.
Can Credit Companies Really Monitor the Dark Web?
Many identity-theft-protection and credit-reporting companies offer services that claim to scan the dark web for the user's personal information. However, is it really possible for these companies to scan for this information, and if they can, is it a service worth paying for?
The Problem With Free Credit Reports
Before making a big purchase, such as a car or a house, it’s a good idea to check your credit score if you are planning to apply for a loan or mortgage. Some websites offer free credit reports, but beware of hidden charges.
How Do I Determine Who Is Suing Me in a Credit Card Debt Collection Lawsuit?
You've been sued for a credit card debt! The purpose of this article is to help consumers determine if a lawsuit has been filed by an original creditor (the credit card bank with which you opened an account) or a debt buyer (a company who purchases defaulted accounts).
Your Guide to 25 Fees That Prepaid Debit Cards Charge
This article discusses 25 prepaid debit card fees and how much you can expect to pay in fees with certain prepaid cards.
7 Simple Simple Ways to Super-Boost Your Credit Score Fast
Do you want to raise your credit score simply and quickly? Of course you do! Use these seven super simple ways to super-boost your credit score fast, and you will see exciting results in 60–90 days.
How to Answer Amortization Problems With a TI BAII+ Calculator
Using a financial calculator is an effective way of calculating amortization. Find out how with a TI BAII+ calculator in a few steps.
How to Answer Amortization Problems With an HP 10bII+ Calculator
If you have an amortization problem to solve, it's possible to find all the data that you need with a calculator instead of creating a table. Find out how with an HP 10bII+ calculator in a few steps.
Getting a Loan Through SoFi: My Experience and Review
SoFi is a private financing company that offers student and personal loans to qualified applicants. Here's my experience getting a loan from them.
Why Sallie Mae and Navient Loans Are Terrible for Students
The private student loan system in the US is broken and Sallie Mae/Navient is the worst offender. I aim to educate student loan borrowers and campaign for change for those already in over their heads.
Prosper Review – Read This Before Signing Up
What is with all this hype regarding Prosper.com and other peer to peer lending networks? Can you really get a personal loan at a reasonable rate from a group of complete strangers? Well I will try and explain all you'll need to know and hopefully...
How to Build Your Credit Score from 0 to 700 in 6 Months
Building your credit score is difficult, especially when you have limited credit. Here are 5 steps to building your credit score quickly from 0 to 700 in 6 months.
What Happens If You Can't Pay Your Provident Loan Back?
A look at what to do if you can't pay your Provident loan back. If you miss your payments, will you incur extra interest charges? What happens if you can't pay your Provident loan back?
The Downside of Borrowing Student Loans—Especially Sallie Mae Private Student Loans
There are many reasons why you should NOT get a private student loan. If I can warn you about one thing, avoid Sallie Mae's private student loans at all costs! And here's why...
Why Your Bank Loan Was Denied or Approved: What Do Loan Officers Look For?
Information about what bankers or loan officers look at when you apply for a loan.