Is a credit card a convenient tool, or is it an expensive way to borrow that can saddle you with serious debt? This article looks at the pros and cons.
What is with all this hype regarding Prosper.com and other peer to peer lending networks? Can you really get a personal loan at a reasonable rate from a group of complete strangers? Well I will try and explain all you'll need to know and hopefully...
Do credit cards lead to unnecessary buying? This author thinks they do, and explains why, and the pitfalls of the system.
401(k) loans are generally discouraged by "financial advisors". I have taken out 401(k) loans three times in my life and I have not regretted it yet. Here, I discuss the pros, cons, and gray area in between.
A bad credit score can impose very restrictive limits on what you are and aren't able to purchase. Use these quick tips to fix a bad credit score.
The Philippine Social Security System now accepts loan applications online. No more paperwork! Find out how to apply for a salary loan in five easy steps.
This article discusses 25 prepaid debit card fees and how much you can expect to pay in fees with certain prepaid cards.
Many identity-theft-protection and credit-reporting companies offer services that claim to scan the dark web for the user's personal information. However, is it really possible for these companies to scan for this information, and if they can, is it really a service worth paying for?
When you start to research which rewards credit card to apply for the available options can quickly become overwhelming. I'm here to break down the 5 most popular types of rewards cards and the pros and cons of each so you can get more out of your money sooner.
This article is all about APR. What APR is, why we use APR, some limitations of APR, and an example on how to calculate the APR.
Building your credit score is difficult, especially when you have limited credit. Here are 5 steps to building your credit score quickly from 0 to 700 in 6 months.
Credit cards are promoted for their convenience. There are downsides to using them, however. Here is a list of reasons why credit cards can be a bad thing.
A look at what to do if you can't pay your Provident loan back. If you miss your payments, will you incur extra interest charges? What happens if you can't pay your Provident loan back?
There are many reasons why you should NOT get a private student loan. If I can warn you about one thing, avoid Sallie Mae's private student loans at all costs! And here's why...
Need a student loan but can't get a cosigner? Learn the steps to getting student loans without cosigners.
Is a 15-year mortgage ever a good idea? This article explains how this financial move can help you build equity faster and pay off your home early.
Before making a big purchase such as a car or a house it’s a good idea to check your credit score if you are planning to apply for a loan or mortgage. Some websites offer free credit reports, but beware of hidden charges.
How to cancel a credit card by calling or sending a secure message. Learn about how closing a card can hurt your credit score and how to decide when it's a good idea to close it.