Getting out of Debt

An examination of the popular methods for getting out of debt by experts such as Suze Orman, Gail Vaz-Oxlade, Dave Ramsey and more. Discover which method will work best for you

How do you know if you are ONE step away from financial collapse?

Whether the annual income for an American family is $20,000 or $200,000, they are likely to spend most, all, or more of what they earn.

There are many ways to repair your credit score. Fingerhut was our first credit repair attempt and it worked!

The average American household has over $155,000 of debt. Liabilities include mortgages, car and student loans, credit card balances, medical bills, signature loans, back taxes, and overdraft charges.

In less than two years after my bankruptcy, I’ve brought my FICO score up to 730, which is in the ‘good’ range. In this article, I will outline the five simple steps I took to get a good FICO score after bankruptcy.

The purpose of this article is to clear up some misinformation in regard to debt validation and to provide facts based upon the Fair Debt Collection Practices Act and court rulings.

I have a student loan of over $100,000. I am not rolling in "Benjamins." I am about to graduate with a Master's in Psychology from Ashford, and I got cold sweats and some heart palpitations when I saw how much I owed Ashford, so I set off to do some research to find out what my options are.

You've been sued for a credit card debt! The purpose of this article is to help consumers determine if a lawsuit has been filed by an original creditor (the credit card bank with which you opened an account) or a debt buyer (a company who purchases defaulted accounts),

I never thought I would ever be thankful that I had student loans. Then I started paying them off and that was a better education that the schooling they had payed for.

How to remove medical debt collections from your credit and improve your credit score. How to deal with debt collection agencies.

It should be common knowledge that at some point in your life you will end up in debt. Whether you're buying your first home or applying for a student loan, debt is an ugly reality that can stick with you longer than your initial investment. Avoid the pitfalls of long-term debt by reading below.

If you have struggled with your financial situation, this article is for you. Learn how to think differently about your money, budget, and pay off debt.

If you want to get out of debt fast, you have to change your lifestyle of using credit cards and loans. I give advice on money management and paying off your loans. How do you negotiate credit card debt on a low income?

You're ready to pay off debt and you want to know how to stay motivated? Read this for tips on being motivated, what to do when you get weak, and how to eliminate the need to be motivated. It's time to take back your life and money.

Learn how how 10 invisible enemies--denial, fear, complaining, not forgiving others, procrastination, pride, blaming, perfectionism, worry, and self-pity--can keep you from financial success.