Getting out of Debt
My Journey to Pay Off $100,000 of Student Loan Debt in Two Years
This is how I planned to pay off $100,000 in student loan debt while continuing to build my savings and leaving my 401K untouched.
Getting off and Living off the 'Credit Grid'
How I got off and stayed off the credit grid. A bit of shared life experience regarding personal debt and how I dealt with it. I hope young adults currently free of excessive debt give this a read and finds it useful.
How I Went From Zero to Dinero When I Paid Off My Credit Card Debt
When you are young it is easy to overspend. It took me four years and the help of a nonprofit to walk back out of that hole.
Removing Medical Debt Collections Previously Paid by Medicaid or Other Insurance Providers
Do you have a medical debt collection from a bill that was already paid in full? These pesky double dipping practices are commonly encountered by people with Medicaid coverage. Learn how to easily remove these debts off credit reports.
Skip or Reduce Payments With a Mortgage Forbearance
To alleviate some of the stress associated with homeowners not being able to pay their mortgage, lenders may offer a solution called forbearance.
Step-by-Step Approach to Paying Down Debt
A step-by-step approach for tackling various kinds of debt. This article will go into different kinds of debt and present a clear, well defined method to clearing out your debts, including credit cards, car payments, and mortgages.
10 Things I'll Spend My Money on Once My Student Loans Are Paid Off
I have paid off four student loans on my debt payoff journey so far. That means only three student loans remain! Here are a few things I'm planning on using that extra money toward as soon as I'm able. I can't wait!
Ashford University Student Loans: My Disturbing Experience
I am not rolling in "Benjamins." I am about to graduate with a Master's in Psychology from Ashford, and I got cold sweats and some heart palpitations when I saw how much I owed Ashford, so I set off to do some research to find out what my options are.
How to Stay Motivated to Pay Off Debt
You're ready to pay off debt and you want to know how to stay motivated? Read this for tips on being motivated, what to do when you get weak, and how to eliminate the need to be motivated. It's time to take back your life and money.
Money-Saving Tips for the Debt-Ridden Millenial
It should be common knowledge that at some point in your life you will end up in debt. Whether you're buying your first home or applying for a student loan, debt is an ugly reality that can stick with you longer than you want it to. Avoid the pitfalls of long-term debt by implementing these tips.
How to Respond to a Debt Collection Letter and What to Include in a Debt Validation Letter
The purpose of this article is to clear up some misinformation in regard to debt validation and to provide facts based upon the Fair Debt Collection Practices Act and court rulings.
Repair Your Credit With a Fingerhut Account: Review of Fingerhut
There are many ways to repair your credit score. Fingerhut was our first credit repair attempt and it worked!
25 Facts About Consumer Spending and Debt in America
The average American household has over $155,000 of debt. Liabilities include mortgages, car and student loans, credit card balances, medical bills, signature loans, back taxes, and overdraft charges. Here is a list of 25 facts relating to consumer spending and debt in the U.S.
Ten Invisible Enemies That Can Keep You From Financial Success
Learn how 10 invisible enemies—denial, fear, complaining, not forgiving others, procrastination, pride, blaming, perfectionism, worry, and self-pity—can keep you from financial success.
How to Get Out of Credit Card Debt Faster and Smarter
Whether the annual income for an American family is $20,000 or $200,000, they are likely to spend most, all, or more of what they earn.
4 Mistakes to Avoid When Dealing With Debt Collectors
The 4 mistakes everyone makes when dealing with debt collectors. How to avoid making these mistakes when dealing with debt collection agencies.
How to Remove Medical Debt Collections From Credit Reports
Read on learn how to remove medical debt collections from your credit report, handle debt collection agencies, and improve your credit score.
Are You Drowning in Debt? Here's Advice on How to Get Out
Controlling your money can help you get out of debt. Don't let debt control you. Take control of your finances instead of finances controlling your life. Learn to budget and save for your future dreams.
How to Get a Good FICO Score After Bankruptcy
In less than two years after my bankruptcy, I’ve brought my FICO score up to 730, which is in the ‘good’ range. In this article, I will outline the five simple steps I took to get a good FICO score after bankruptcy.
Sample Letters to Send to Debt Collection Agents in Canada
Do you need to write a letter to a collection agency to tell them to stop harassing you, but you don’t know what to write? Need a sample letter to help you put it together? Read this article about dealing with collection agencies, and get some sample letter ideas you can use for inspiration.
How to Get out of Credit Card Debt and Pay off Your Loans
I give you advice on money management so you can learn how to pay off your loans. How do you negotiate credit card debt on a low income? If you want to get out of debt fast, you have to stop using credit cards and loans.