Getting out of Debt
How I Went From Zero to Dinero When I Paid off My Credit Card Debt
When you are young it is easy to overspend. It took me four years and the help of a nonprofit to walk back out of that hole.
Ashford University Student Loans: My Disturbing Experience
I am not rolling in "Benjamins." I am about to graduate with a Master's in Psychology from Ashford, and I got cold sweats and some heart palpitations when I saw how much I owed Ashford, so I set off to do some research to find out what my options were.
How to Respond to a Debt Collection Letter and What to Include in a Debt Validation Letter
The purpose of this article is to clear up some misinformation in regard to debt validation and to provide facts based on the Fair Debt Collection Practices Act and court rulings.
Repair Your Credit With a Fingerhut Account: Review of Fingerhut
There are many ways to repair your credit score. Fingerhut was our first credit repair attempt and it worked!
How to Get Out of Credit Card Debt Faster and Smarter
Whether the annual income for an American family is $20,000 or $200,000, they are likely to spend most of, all, or more than what they earn.
How to Remove Medical Debt Collections From Credit Reports
Read on learn how to remove medical debt collections from your credit report, handle debt collection agencies, and improve your credit score.
Are You Drowning in Debt? Here's Advice on How to Get Out
Controlling your money can help you get out of debt. Don't let debt control you. Take control of your finances instead of finances controlling your life. Learn to budget and save for your future dreams.
Sample Letters to Send to Debt Collection Agents in Canada
Do you need to write a letter to a collection agency to tell them to stop harassing you, but you don’t know what to write? Need a sample letter to help you put it together? Read this article about dealing with collection agencies, and get some sample letter ideas you can use for inspiration.
How to Get out of Credit Card Debt Fast and Pay off Your Loans
If you want to get out of debt fast, you have to stop using credit cards and loans. I give you advice on money management so you can learn how to pay off your loans faster. How do you negotiate credit card debt on a low income?