Getting out of Debt

How I got off and stayed off the credit grid. A bit of shared life experience regarding personal debt and how I dealt with it. I hope young adults currently free of excessive debt give this a read and finds it useful.

When you are young it is easy to overspend. It took me four years and the help of a nonprofit to walk back out of that hole.

Do you have a medical debt collection from a bill that was already paid in full? These pesky double dipping practices are commonly encountered by people with Medicaid coverage. Learn how to easily remove these debts off credit reports.

To alleviate some of the stress associated with homeowners not being able to pay their mortgage, lenders may offer a solution called forbearance.

Getting rid of debt now is a winning strategy. How (and why) to reduce personal debt with practical solutions.

If you have found yourself in a tight spot having been sucked into plastic debt, then you are in the right place. In this article, you'll learn how to navigate out of credit card debt and become financially free.

A step-by-step approach for tackling various kinds of debt. This article will go into different kinds of debt and present a clear, well defined method to clearing out your debts, including credit cards, car payments, and mortgages.

I have paid off four student loans on my debt payoff journey so far. That means only three student loans remain! Here are a few things I'm planning on using that extra money toward as soon as I'm able. I can't wait!

I am not rolling in "Benjamins." I am about to graduate with a Master's in Psychology from Ashford, and I got cold sweats and some heart palpitations when I saw how much I owed Ashford, so I set off to do some research to find out what my options are.

If you have struggled with your financial situation, this article is for you. Learn how to think differently about your money, budget, and pay off debt.

You're ready to pay off debt and you want to know how to stay motivated? Read this for tips on being motivated, what to do when you get weak, and how to eliminate the need to be motivated. It's time to take back your life and money.

It should be common knowledge that at some point in your life you will end up in debt. Whether you're buying your first home or applying for a student loan, debt is an ugly reality that can stick with you longer than you want it to. Avoid the pitfalls of long-term debt by implementing these tips.

The purpose of this article is to clear up some misinformation in regard to debt validation and to provide facts based upon the Fair Debt Collection Practices Act and court rulings.

There are many ways to repair your credit score. Fingerhut was our first credit repair attempt and it worked!

The average American household has over $155,000 of debt. Liabilities include mortgages, car and student loans, credit card balances, medical bills, signature loans, back taxes, and overdraft charges. Here is a list of 25 facts relating to consumer spending and debt in the U.S.

Learn how 10 invisible enemies—denial, fear, complaining, not forgiving others, procrastination, pride, blaming, perfectionism, worry, and self-pity—can keep you from financial success.

Whether the annual income for an American family is $20,000 or $200,000, they are likely to spend most, all, or more of what they earn.

The 4 mistakes everyone makes when dealing with debt collectors. How to avoid making these mistakes when dealing with debt collection agencies.

Read on learn how to remove medical debt collections from your credit report, handle debt collection agencies, and improve your credit score.

In less than two years after my bankruptcy, I’ve brought my FICO score up to 730, which is in the ‘good’ range. In this article, I will outline the five simple steps I took to get a good FICO score after bankruptcy.

An examination of the popular methods for getting out of debt by experts such as Suze Orman, Gail Vaz-Oxlade, Dave Ramsey, and more. Discover which method will work best for you

Do you need to write a letter to a collection agency to tell them to stop harassing you, but you don’t know what to write? Need a sample letter to help you put it together? Read this article about dealing with collection agencies, and get some sample letter ideas you can use for inspiration.

If you want to get out of debt fast, you have to change your lifestyle of using credit cards and loans. I give you advice on money management so you can learn how to pay off your loans. How do you negotiate credit card debt on a low income?

Overwhelmed with interest and finance charges from a payday loan? Fallen into a never-ending cycle of loan after loan? Read on to find out how to get yourself out of debt.