I never thought I would ever be thankful that I had student loans. Then I started paying them off and that was a better education that the schooling they had payed for.
Need a sample of a letter you can send to a collection agency to tell them to stop harassing you, but don’t know what to write? Need a sample letter to help you put it together? Read this article about dealing with collection agencies, and get some sample letter ideas you can use to...
How to pay off your credit cards and loans. If you want to get out of debt fast, you have to change your lifestyle of using credit cards and loans. I give advice on money management and and paying off your loans. How do you negotiate credit card debt on a low income?
Debt payments are the number-one expense of most Americans each month. Stop adding more debt to your life and start the journey to financial freedom with this 4 step guide to destroying your debt.
In less than two years after my bankruptcy, I’ve brought my FICO score up to 730, which is in the ‘good’ range. In this article, I will outline the five simple steps I took to get a good FICO score after bankruptcy.
Learn how how 10 invisible enemies--denial, fear, complaining, not forgiving others, procrastination, pride, blaming, perfectionism, worry, and self-pity--can keep you from financial success.
The average American household has over $155,000 of debt. Liabilities include mortgages, car and student loans, credit card balances, medical bills, signature loans, back taxes, and overdraft charges.
There are many ways to repair your credit score. Fingerhut was our first credit repair attempt and it worked!
The 4 mistakes everyone makes when dealing with debt collectors. How to avoid making these mistakes when dealing with debt collection agencies.
Whether the annual income for an American family is $20,000 or $200,000, they are likely to spend most, all, or more of what they earn.
It should be common knowledge that at some point in your life you will end up in debt. Whether you're buying your first home or applying for a student loan, debt is an ugly reality that can stick with you longer than your initial investment. Avoid the pitfalls of long-term debt by reading below.
The purpose of this article is to clear up some misinformation in regard to debt validation and to provide facts based upon the Fair Debt Collection Practices Act and court rulings.